WHAT
WE DO
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
WE HELP YOU
MAKE THE
RIGHT CHOICE
The need to leverage and process the huge amounts of data gathered by a business each day in an unbiased manner is a difficult chore to a gain completive edge.
Harnham meets the needs of diverse brands who realise and understand that interpreting data intelligently can provide answers to solve complex business problems. We are the recruitment firm dedicated to provide decision makers with the staff to help them make the most informed decisions.
RISK ANALYTICS
OVERVIEW
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.



DECISION
SCIENCE
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
PORTFOLIOÂ
ANALYST
Global risk and portfolio profiling help brands understand success across metrics such as currencies and economies. Understanding and increasing growth, as well as market share, through skilled optimisation, is a coveted skill set we hire for.
Strategic planning and stress testing to balance risk are paramount for the businesses we work with to maximise returns, and getting the most out of a portfolio is something all Harnham candidates are well versed in.
AIRB
MODELLING
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham has focused on sourcing, understanding, and assessing both candidate abilities and client needs.Â
FRAUD
ANALYST
Fraud Analytics is an essential part of any business when it comes to profit and loss. To mitigate risk, our clients work to understand the drivers of fraud and its ultimate prevention through analytics.
Predicting future areas of fraud, mitigating risk, and protecting their clients and customers without damaging the accessibility and success of their products and services, is a key advantage to any business.
JOBS
LATEST
OPPORTUNITIES
Harnham are a specialist Data & Analytics recruitment business with teams that only focus on niche areas.

Decision Systems Analyst
£32500 - £45000
+ Risk Analytics
PermanentLeeds, West Yorkshire
Decision Systems Analyst
Up to £45,000 + (10% on-target bonus)
Hybrid – Leeds
A great opportunity for an individual with experience In working with decision systems to join one of the UK’s leading financial services companies.
The Company
Joining one of the UK’s leading financial services companies and providers of consumer credit – this role will provide a great opportunity to progress in your career.
In this role, you will be responsible for delivering credit decision strategy improvements for the business’s customer journey. And you will help the business to make effective decisions whilst supporting their drive to innovate within the consumer credit space.
The Role and Responsibilities
- Delivering changes to decision systems and supporting business needs
- Analysing business requirements to assess impact on systems infrastructure and customer journeys
- Adhering to coding standards when working with decision systems software
- Development of strategies, testing, documentation, and monitoring
Your Skills and Experience
- Experience using SAS/SQL
- Decision systems experience – Powercurve preferred
Benefits
- Up to £45,000
- 10% on-target bonus
- Hybrid working
Interview Process
- 2 Stage interview process
- Stage 1: Initial 30-minute chat with HM (competencies/CV run through)
- Stage 2: Technical and Values interview
How to Apply

Decision Systems Analyst
£33000 - £45000
+ Risk Analytics
PermanentLeeds, West Yorkshire
Decision Systems Analyst
Up to £45,000 + (10% on-target bonus)
Hybrid – Leeds
A great opportunity for an individual with experience In working with decision systems to join one of the UK’s leading financial services companies.
The Company
Joining one of the UK’s leading financial services companies and providers of consumer credit – this role will provide a great opportunity to progress in your career.
In this role, you will be responsible for delivering credit decision strategy improvements for the business’s customer journey. And you will help the business to make effective decisions whilst supporting their drive to innovate within the consumer credit space.
The Role and Responsibilities
- Delivering changes to decision systems and supporting business needs
- Analysing business requirements to assess impact on systems infrastructure and customer journeys
- Adhering to coding standards when working with decision systems software
- Development of strategies, testing, documentation, and monitoring
Your Skills and Experience
- Experience using SAS/SQL
- Decision systems experience – Powercurve preferred
Benefits
- Up to £45,000
- 10% on-target bonus
- Hybrid working
Interview Process
- 2 Stage interview process
- Stage 1: Initial 30-minute chat with HM (competencies/CV run through)
- Stage 2: Technical and Values interview
How to Apply
If interested in the role please send your CV to Jordan Victor via the Apply Link below

Decision Systems Analyst
£32500 - £45000
+ Risk Analytics
PermanentLeeds, West Yorkshire
Decision Systems Analyst
Up to £45,000 + (10% on-target bonus)
Hybrid – Leeds
A great opportunity for an individual with experience In working with decision systems to join one of the UK’s leading financial services companies.
The Company
Joining one of the UK’s leading financial services companies and providers of consumer credit – this role will provide a great opportunity to progress in your career.
In this role, you will be responsible for delivering credit decision strategy improvements for the business’s customer journey. And you will help the business to make effective decisions whilst supporting their drive to innovate within the consumer credit space.
The Role and Responsibilities
- Delivering changes to decision systems and supporting business needs
- Analysing business requirements to assess impact on systems infrastructure and customer journeys
- Adhering to coding standards when working with decision systems software
- Development of strategies, testing, documentation, and monitoring
Your Skills and Experience
- Experience using SAS/SQL
- Decision systems experience – Powercurve preferred
Benefits
- Up to £45,000
- 10% on-target bonus
- Hybrid working
Interview Process
- 2 Stage interview process
- Stage 1: Initial 30-minute chat with HM (competencies/CV run through)
- Stage 2: Technical and Values interview
How to Apply

Decision Systems Manager
£55000 - £70000
+ Risk Analytics
PermanentMilton Keynes, Buckinghamshire
Decision Systems Manager
Up to £70,000
Hybrid – Milton Keynes
A great opportunity for a Decision Systems expert to join one of the world’s leading financial institutions.
THE COMPANY
The business is one of the UK’s top banks and a globally respected financial institution. And this role will sit within a team who are responsible for ensuring credit policy changes are appropriately implemented within credit decision systems.
You will bring a strong understanding of data governance and control concepts to the role – most beneficially in a decision systems environment. You will also be called upon to implement decision system changes upon request.
THE ROLE AND RESPONSIBILITIES
- Co-ordinating data ownership and data stewardship activities
- Supporting, designing, and implementing changes to scorecards, policy and strategy
- Coding and working on decisioning modules
- Sharing decision systems concept knowledge with the wider team
- Completing testing of specific decisioning processes
YOUR SKILLS AND EXPERIENCE
- Decision Systems Experience (in Powercurve ideally)
- Experience using SAS within Credit Risk environment
- Expertise of data governance frameworks – ideally shaping governance for decision systems
- Strong management experience
BENEFITS
- Up to £70,000
- Benefits
- Hybrid
HOW TO APPLY
If interested in the role please send your CV to Jordan Victor via the Apply Link below

Decision Systems Data and Implementation Manager
£55000 - £70000
+ Risk Analytics
PermanentMilton Keynes, Buckinghamshire
Decision Systems Data & Implementation Manager
Up to £70,000
Hybrid – Milton Keynes
A great opportunity for a Decision Systems Data and Implementation expert to join one of the world’s leading financial institutions.
THE COMPANY
The business is one of the UK’s top banks and a globally respected financial institution. And this role will sit within a team who are responsible for ensuring credit policy changes are appropriately implemented within credit decision systems.
You will bring a strong understanding of data governance and control concepts to the role – most beneficially in a decision systems environment. You will also be called upon to implement decision system changes upon request.
THE ROLE AND RESPONSIBILITIES
- Co-ordinating data ownership and data stewardship activities
- Supporting, designing, and implementing changes to scorecards, policy and strategy
- Coding and working on decisioning modules
- Sharing decision systems concept knowledge with the wider team
- Completing testing of specific decisioning processes
YOUR SKILLS AND EXPERIENCE
- Decision Systems Experience (in Powercurve ideally)
- Experience using SAS within Credit Risk environment
- Expertise of data governance frameworks – ideally shaping governance for decision systems
- Strong management experience
BENEFITS
- Up to £70,000
- Benefits
- Hybrid
HOW TO APPLY
If interested in the role please send your CV to Jordan Victor via the Apply Link below

Decision Systems Analyst
£45000 - £55000
+ Risk Analytics
PermanentNorth London, London
Decision Systems Analyst
London (N1)
Up to £55,000 + 10% bonus
An exciting opportunity to join an expanding Decisioning Systems team in a growing financial services company expanding its portfolio of products.
THE COMPANY
Fast-paced and thriving, this financial services company is in a really strong market position where growth in their core and new products is allowing them to build new teams. They are incredibly data-led and invested in advancing the technology within the business, including partnering with an exciting fintech to roll out a new decisioning systems tool.
THE ROLE
- Owning the Decision Engines across the business, optimising and making changes
- Working closely with the Strategy Team to roll out new strategies
- Delivering key company projects such as Collections strategy and New product decision engines
- Scoping the market and working with in-house teams to develop new decisioning technology
- Testing the robustness of systems
YOUR SKILLS & EXPERIENCE
- Experience working with Decision Systems such as PowerCurve, Blaze, Triad, etc.
- Commercial background within Lending or Financial Services companies
- Analytical experience with SQL, SAS, Python is advantageous
- Ability to thrive in a fast-paced environment
BENEFITS
10% on-target bonus with multipliers according to performance
Double-matched pension contribution (up to 21% combined)
Free breakfast, lunch and coffees at state-of-the-art offices (voted One of the best!)
Ability to work Overseas for 10 days per year
HOW TO APPLY
Please register your interest by sending your CV to Rosalind Madge via the Apply link on this page.

Decision Systems Analyst
£45000 - £55000
+ Risk Analytics
PermanentLondon
Decision Systems Analyst
Leeds
Up to £55,000 + Competitive Bonus & Benefits
THE COMPANY
Join one of the largest challenger banks in the UK, disrupting the ecommerce space and creating innovative solutions that benefit both the customer and their employees. You will be given the opportunity to define the scope of your career as well as multiple opportunities to gain first class training in some of the most sought-after technologies, working with the wider Credit Risk and strategy teams. This FinTech is hugely data-driven, being one of the first UK financial Services company to become fully serverless on AWS and Snowflake.
THE ROLE
As a Decisions Systems Analyst, you will be responsible for making changes to the decision engine, implementing existing strategies as well as new ones. This team has recently partnered with a new tech provider, and you will be a key member of this transition, implementing the latest tool in the market after being trained directly by the provider themselves!
Key Responsibilities:
- Use your credit system expertise (Blaze, Triad, PowerCurve, Provenir) to implement strategic changes within the decision engine.
- Regularly run tests to check the decision system is robust and secure, churning out the correct decisions, hosting the credit decisioning models that the decision science team build.
- Work collaboratively with the credit decisioning team to understand what rules they need in place for the decisions to be made.
KEY SKILLS & REQUIREMENTS
- Commercial experience using Credit Risk Decision Systems tools: Provenir, PowerCurve/Strategy Design Studio, Strategy Manager, Blaze Advisor or TRIAD
- Knowledge of the Credit Card and Retail Finance.
- Understanding of credit risk
BENEFITS
Partnered with large tech provider for immersive training
Regular salary reviews
Hybrid working
Flat structure, frequent promotion cycles
Hugely advanced & data driven FinTech
HOW TO APPLY
Interested? Please register your interest by submitting your CV directly by applying to this advert.

Decision Systems Analyst
£35000 - £45000
+ Risk Analytics
PermanentLeeds, West Yorkshire
Decision Systems Analyst
Leeds
Up to £45,000 + Competitive Bonus & Benefits
THE COMPANY
Join one of the largest challenger banks in the UK, disrupting the ecommerce space and creating innovative solutions that benefit both the customer and their employees. You will be given the opportunity to define the scope of your career as well as multiple opportunities to gain first class training in some of the most sought-after technologies, working with the wider Credit Risk and strategy teams. This FinTech is hugely data-driven, being one of the first UK financial Services company to become fully serverless on AWS and Snowflake.
THE ROLE
As a Decisions Systems Analyst, you will be responsible for making changes to the decision engine, implementing existing strategies as well as new ones. This team has recently partnered with a new tech provider, and you will be a key member of this transition, implementing the latest tool in the market after being trained directly by the provider themselves!
Key Responsibilities:
- Use your credit system expertise (Blaze, Triad, PowerCurve, Provenir) to implement strategic changes within the decision engine.
- Regularly run tests to check the decision system is robust and secure, churning out the correct decisions, hosting the credit decisioning models that the decision science team build.
- Work collaboratively with the credit decisioning team to understand what rules they need in place for the decisions to be made.
KEY SKILLS & REQUIREMENTS
- Commercial experience using Credit Risk Decision Systems tools: Provenir, PowerCurve/Strategy Design Studio, Strategy Manager, Blaze Advisor or TRIAD
- Knowledge of the Credit Card and Retail Finance.
- Understanding of credit risk
BENEFITS
Partnered with large tech provider for immersive training
Regular salary reviews
Hybrid working
Flat structure, frequent promotion cycles
Hugely advanced & data driven FinTech
HOW TO APPLY
Interested? Please register your interest by submitting your CV directly by applying to this advert.

Impairment Strategy Senior Manager
£90000 - £96000
+ Risk Analytics
PermanentCity of London, London
Impairment Strategy Senior Manager
London
Up to £96,000 + discretionary bonus scheme
Exciting new opportunity to work amongst talented individuals in a financial services company that specialise in providing credit products to consumers. This is a brilliant opportunity for anyone looking to develop their skills in a company filled with progression and networking opportunities.
THE COMPANY
A company that leads to provide accessible credit possibilities. The company has a track record of breaking new analytical ground using newer data sources, advanced techniques, and cutting-edge technologies, after being the first financial company to move its systems over to the cloud. They also have an extensive portfolio including co-brand credit cards, lending books and a “Buy now pay later” scheme, the company is growing at an exponential rate.
THE ROLE
You can expect to be involved in the following:
- Supporting the Head of Impairment to deliver overviews of credit losses
- Supporting in IFRS9 modeling techniques, testing and validation
- Stakeholder management, when communicating analysis and findings
- Maintain IFRS9 models
- Lead a team of talented individuals
YOUR SKILLS AND EXPERIENCE
The successful Impairment Strategy Senior Manager will have the following skills and experience:
- Extensive experience in IFRS9 model development, monitoring or validation
- Strong knowledge of SAS, SQL, python or R
- Proficiency in data manipulation and extraction
- Exposure to working with senior stakeholders
BENEFITS
- Discretionary bonus scheme
- Flexible working – hybrid
- Competitive pension
- Up to £96,000
HOW TO APPLY
Please register your interest by sending your CV to Emma Cahill via the Apply link on this page.

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If you can’t see what you’re looking for right now, send us your CV anyway – we’re always getting fresh new roles through the door.
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