WHAT
WE DO
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
WE HELP YOU
MAKE THE
RIGHT CHOICE
The need to leverage and process the huge amounts of data gathered by a business each day in an unbiased manner is a difficult chore to a gain completive edge.
Harnham meets the needs of diverse brands who realise and understand that interpreting data intelligently can provide answers to solve complex business problems. We are the recruitment firm dedicated to provide decision makers with the staff to help them make the most informed decisions.
RISK ANALYTICS
OVERVIEW
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.



DECISION
SCIENCE
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
PORTFOLIOÂ
ANALYST
Global risk and portfolio profiling help brands understand success across metrics such as currencies and economies. Understanding and increasing growth, as well as market share, through skilled optimisation, is a coveted skill set we hire for.
Strategic planning and stress testing to balance risk are paramount for the businesses we work with to maximise returns, and getting the most out of a portfolio is something all Harnham candidates are well versed in.
AIRB
MODELLING
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham has focused on sourcing, understanding, and assessing both candidate abilities and client needs.Â
FRAUD
ANALYST
Fraud Analytics is an essential part of any business when it comes to profit and loss. To mitigate risk, our clients work to understand the drivers of fraud and its ultimate prevention through analytics.
Predicting future areas of fraud, mitigating risk, and protecting their clients and customers without damaging the accessibility and success of their products and services, is a key advantage to any business.
JOBS
LATEST
OPPORTUNITIES
Harnham are a specialist Data & Analytics recruitment business with teams that only focus on niche areas.

Credit Risk Analyst
City of London
£45000 - £55000
+ Risk Analytics
PermanentCity of London, London
Credit Risk Analyst
Up to £55,000
Hybrid
London
The Company
I am hiring a Credit Risk analyst for one of the UKs leading Energy Companies. This company has a huge market share and within this role, you will be able to have an impact on people’s everyday lives throughout the whole country
The Role
As a Credit Risk Analyst, you will be:
- Driving insight for credit risk portfolios using analytics
- Developing new credit risk strategies for portfolio
- Detecting new trends on customer data to help increase business revenue
- Analysing both internal and external data
- Working with senior leadership to implement/improve strategy
- Using SQL, Python & Tableau daily
Your skills and experience
To be successful as a Credit Risk Analyst, you will need:
- Experience as a credit risk analyst
- Experience working within the Credit Risk strategy function
- Experience developing credit risk strategies
- Experience working with SQL and/or python
- Experience with Tableau
- A numeric degree from a top university
Benefits
Up to £55,000 + benefits package
HOW TO APPLY
Please register your interest by sending your CV to Sean Tunley via

Senior Credit Risk Consultant – 12 Month Contract
Nottingham
£600 - £625
+ Risk Analytics
ContractNottingham, Nottinghamshire
Senior Credit Risk Consultant – 12 Month Contract
Building Society
Nottingham
£600-£625 per day inside IR35
A reputable building society committed to providing financial services that empower our members and communities, who take pride in their long-standing history and dedication to responsible lending practices. As we continue to grow, we are seeking a Senior Credit Risk Consultant to join our team on a 12-month contract basis.
As a Senior Credit Risk Consultant, you will play a pivotal role in the development and execution of credit risk mortgage strategies for the Building Society. You will collaborate closely with analysts, cross-functional teams and utilise your expertise in credit risk management to ensure sound lending practices, portfolio growth, and compliance with regulatory requirements.
Role & Responsibilities
- Develop and enhance credit risk mortgage strategies to optimise portfolio performance
- Work with analysts on credit data, economic trends, and market conditions to identify potential risks and opportunities
- Collaborate with stakeholders to refine lending policies and guidelines
- Conduct credit portfolio stress testing and scenario analysis
- Monitor the performance of the mortgage portfolio and recommend adjustments as needed
- Provide insights and recommendations for credit risk mitigation
- Ensure compliance with regulatory requirements and industry best practices
- Assist in the development of credit risk models and scorecards
Skills & Experiences
- Extensive experience in mortgage strategies within retail banks
- Strong analytical and quantitative skills, including proficiency in statistical analysis tools such as SAS
- Knowledge of credit risk modelling techniques and methodologies
- Familiarity with regulatory requirements and guidelines related to mortgage lending
- Ability to work collaboratively in a team-oriented environment
- Proven ability to manage multiple projects and priorities effectively
Benefits
£600-£625 per day inside IR35, 12 month contract, hybrid working
How to Apply
Register your interest by sending your CV to Lloyd Dunstall via the Apply link on this page
Credit Risk / Mortgages / Mortgages Strategy / Retail Banking / Building Society / SAS

Credit Risk Manager – 12 Month Contract
Nottingham
£700 - £800
+ Risk Analytics
ContractNottingham, Nottinghamshire
Credit Risk Manager – 12 Month Contract
Building Society
Nottingham
£700-£800 per day inside IR35
A reputable building society committed to providing financial services that empower our members and communities, who take pride in their long-standing history and dedication to responsible lending practices. As we continue to grow, we are seeking a Senior Credit Risk Consultant to join our team on a 12-month contract basis.
As a Credit Risk Manager, you will play a pivotal role in the development and execution of credit risk mortgage strategies for the Building Society. You will collaborate closely with analysts, cross-functional teams and utilise your expertise in credit risk management to ensure sound lending practices, portfolio growth, and compliance with regulatory requirements.
Role & Responsibilities
- Develop and enhance credit risk mortgage strategies to optimise portfolio performance
- Work with analysts on credit data, economic trends, and market conditions to identify potential risks and opportunities
- Collaborate with stakeholders to refine lending policies and guidelines
- Conduct credit portfolio stress testing and scenario analysis
- Monitor the performance of the mortgage portfolio and recommend adjustments as needed
- Provide insights and recommendations for credit risk mitigation
- Ensure compliance with regulatory requirements and industry best practices
- Assist in the development of credit risk models and scorecards
Skills & Experiences
- Extensive experience in mortgage strategies within retail banks
- Strong analytical and quantitative skills, including proficiency in statistical analysis tools such as SAS
- Knowledge of credit risk modelling techniques and methodologies
- Familiarity with regulatory requirements and guidelines related to mortgage lending
- Ability to work collaboratively in a team-oriented environment
- Proven ability to manage multiple projects and priorities effectively
Benefits
£700-£800 per day inside IR35, 12 month contract, hybrid working
How to Apply
Register your interest by sending your CV to Lloyd Dunstall via the Apply link on this page
Credit Risk / Mortgages / Mortgages Strategy / Retail Banking / Building Society / SAS

Senior Cyber Security Researcher – Secret Clearance
Columbus
$100000 - $120000
+ Risk Analytics
PermanentColumbus, Ohio
Senior Cyber Security Researcher – Secret Clearance
Government | Columbus, Ohio | ON SITE
$100,000 – $120,000 base salary + benefits
Harnham is partnered with one of the top a leader in national security and is helping to build out their cyber/vulnerability research practice in the US. They are seeking an experienced vulnerability specialist who will partner with various government agencies to build out sophisticated cyber security platforms.
THE ROLE
· Develop and apply security processes to prevent adversarial attacks in cyber that may impact government functions
· Act as a thought leader for cyber security, vulnerability, reverse engineering and network security
· Collaborate with a diverse team of researchers
· Partner with stakeholders across the business
· Mentor junior team members
YOUR SKILLS AND EXPERIENCE
· Master’s or PhD in Computer Science, Computer Security, Network Security, Threat Detection or similar
· Familiarity with disassemblers such as Ghidra, IDA Pro or BinaryNinja
· Coding ability in C
· Assembly language experience in x86, x64, PowerPC or similar
· Comfortable with vulnerability research in mobile, PC and MacOS
· Experience with debuggers and exploit protection methods
· Ability to communicate with non-technical audiences
THE BENEFITS
A base salary of $100,000-$120,000 and a comprehensive benefits package
HOW TO APPLY
Please register your interest by sending your résumé to Tim Jonas via the Apply link on this page.
KEYWORDS
Cyber Security | Vulnerability | Threat Detection | Government | Secret Clearance | Top Secret | Reverse Engineering | Exploitation Techniques | National Security | Adversarial Attacks

Senior Credit Risk Consultant – 12 Month Contract
Nottingham
£600 - £625
+ Risk Analytics
ContractNottingham, Nottinghamshire
Senior Credit Risk Consultant – 12 Month Contract
Building Society
Nottingham
£600-£625 per day inside IR35
A reputable building society committed to providing financial services that empower our members and communities, who take pride in their long-standing history and dedication to responsible lending practices. As we continue to grow, we are seeking a Senior Credit Risk Consultant to join our team on a 12-month contract basis.
As a Senior Credit Risk Consultant, you will play a pivotal role in the development and execution of credit risk mortgage strategies for the Building Society. You will collaborate closely with analysts, cross-functional teams and utilise your expertise in credit risk management to ensure sound lending practices, portfolio growth, and compliance with regulatory requirements.
Role & Responsibilities
- Develop and enhance credit risk mortgage strategies to optimise portfolio performance
- Work with analysts on credit data, economic trends, and market conditions to identify potential risks and opportunities
- Collaborate with stakeholders to refine lending policies and guidelines
- Conduct credit portfolio stress testing and scenario analysis
- Monitor the performance of the mortgage portfolio and recommend adjustments as needed
- Provide insights and recommendations for credit risk mitigation
- Ensure compliance with regulatory requirements and industry best practices
- Assist in the development of credit risk models and scorecards
Skills & Experiences
- Extensive experience in mortgage strategies within retail banks
- Strong analytical and quantitative skills, including proficiency in statistical analysis tools such as SAS
- Knowledge of credit risk modeling techniques and methodologies
- Familiarity with regulatory requirements and guidelines related to mortgage lending
- Ability to work collaboratively in a team-oriented environment
- Proven ability to manage multiple projects and priorities effectively
Benefits
£600-£625 per day inside IR35, 12 month contact, hybrid working
How to Apply
Register your interest by sending your CV to Lloyd Dunstall via the Apply link on this page
Credit Risk / Mortgages / Mortgages Strategy / Retail Banking / Building Society / SAS

Risk Analyst
London
£35000 - £50000
+ Risk Analytics
PermanentLondon
Risk Analyst
London
Up to £50,000
Hybrid
The Company
This is an amazing opportunity to work for an international finance company with next-generation innovation and a strong focus on customer service. This is a great opportunity to work for a top company being able to bring your risk reporting experience to a risk analytics position.
The Role
As a Risk Analyst, you will be:
- Frequently using SAS and Excel, drawing insights from risk models/systems
- Assessing business trends and strategies across risk models
- Developing, improving, and testing new strategies in the decision engine
- Wiring MI reports daily, weekly, and monthly
- Helping manage the banks risk appetite
- Communicating and presenting to senior stakeholders on data insights
Your skills and experience
To be successful as a Risk Analyst, you will need:
- Experience working within financial services within risk reporting
- Strong SAS coding background
- Experience with credit risk or fraud risk
- Strong communication and analytical skills
- A numeric degree
- Experience building and implementing risk strategies
Benefits
Up to £50,000 + competitive bonus and benefits
HOW TO APPLY
Please register your interest by sending your CV to Sean Tunley via

Senior Risk Modelling Analyst
£40000 - £50000
+ Risk Analytics
PermanentEngland
SENIOR CREDIT RISK MODEL ANALYST
UP TO £50,000
REMOTE- UK
COMPANY
We are a dynamic and innovative online bank committed to delivering seamless banking experiences to our customers across the UK. With cutting-edge technology and a customer-centric approach, we are redefining the way banking is done, simplifying processes, and empowering our customers to take control of their financial future.
As a Credit Modelling Analyst, you will play a crucial role in shaping our risk management strategies and ensuring the financial well-being of our customers. Your expertise in statistical analysis, predictive modelling, and credit risk assessment will contribute to making informed credit decisions while maintaining a healthy and sustainable portfolio.
RESPONSIBILITIES
- Develop and enhance credit risk models to assess borrower creditworthiness, utilizing statistical techniques and machine learning algorithms.
- Analyze vast sets of customer data to identify patterns, trends, and potential risks, guiding the creation of actionable insights for the business.
- Collaborate with cross-functional teams, including risk management, data science, and product development, to drive data-informed decisions and support business objectives.
- Monitor the performance of existing credit models, ensuring they remain accurate and up-to-date in a dynamic market environment.
- Participate in the development and implementation of credit policies and procedures to comply with regulatory requirements and industry best practices.
- Contribute to the continual improvement of credit risk management strategies and provide strategic recommendations to optimize portfolio performance.
- Stay up-to-date with industry trends, emerging technologies, and best practices to ensure our credit risk methodologies remain at the forefront of the industry.
REQUIRMENTS
- Bachelor’s degree or higher in a quantitative discipline such as Statistics, Mathematics, Economics, Finance, or related fields.
- Proven experience in credit risk modelling, statistical analysis, and data-driven decision making within the financial services industry, preferably in a banking or lending environment.
- Strong proficiency in programming languages such as Python, R, or SAS for data manipulation, analysis, and model development.
- Familiarity with various credit risk models (e.g., logistic regression, decision trees, random forests, etc.) and their applications.
- Solid understanding of banking products, lending principles, and credit risk management concepts.
- Excellent problem-solving skills with the ability to translate complex data into actionable recommendations.
- Strong communication and presentation skills to convey technical information to non-technical stakeholders effectively.
- Experience with data visualization tools and databases will be an advantage.
REWARDS
- Remote working
- One of the best beneifts packages on the market!
Please send your CV

Credit Risk Analyst
Nottingham
£350 - £400
+ Risk Analytics
ContractNottingham, Nottinghamshire
CREDIT RISK ANALYST
£350 – £400 PER DAY (OUTSIDE IR35)
6 MONTH CONTRACT
ENERGY
NOTTINGHAM HYBRID (2 DAYS PER WEEK IN THE OFFICE)
Harnham is excited to bring you this new opportunity with a new EnergyTech company, supported by a global player.
This brand is looking to bring green energy into the homes of millions of Brits and tens of thousands of businesses.
THE ROLE AND RESPONSIBILITIES
A Credit Risk Analyst will be tasked with helping the business with their Collections Strategy and making sure actions are in place to both collect debts and stop customers defaulting on payments. Day-to-day this will involve:
- Manipulating data using SQL
- Engaging with stakeholders on best-actions
- Developing a strong collection strategy
- Creating visualisation using Tableau
- Supporting with problem solving.
YOUR SKILLS AND EXPERIENCE
A successful Credit Risk Analyst will have the following:
- Strong experience as a Credit Risk Analyst
- Excellent SQL skills
- Exposure and knowledge collections
- A background in energy
THE BENEFTIS
- £350 – £400 per day
- Outside IR35
- Hybrid (2 days per week in their Nottingham Office)
- 6 month contract
HOW TO APPLY
To register your interest, please send your CV to Luke via the apply link on this page

Credit Risk Analyst
Nottingham
£350 - £400
+ Risk Analytics
ContractNottingham, Nottinghamshire
CREDIT RISK ANALYST
£350 – £400 PER DAY (OUTSIDE IR35)
6 MONTH CONTRACT
ENERGY
NOTTINGHAM HYBRID (2 DAYS PER WEEK IN THE OFFICE)
Harnham is excited to bring you this new opportunity with a new EnergyTech company, supported by a global player.
This brand is looking to bring green energy into the homes of millions of Brits and tens of thousands of businesses.
THE ROLE AND RESPONSIBILITIES
A Credit Risk Analyst will be tasked with helping the business with their Collections Strategy and making sure actions are in place to both collect debts and stop customers defaulting on payments. Day-to-day this will involve:
- Manipulating data using SQL
- Engaging with stakeholders on best-actions
- Developing a strong collection strategy
- Creating visualisation using Tableau
- Supporting with problem solving.
YOUR SKILLS AND EXPERIENCE
A successful Credit Risk Analyst will have the following:
- Strong experience as a Credit Risk Analyst
- Excellent SQL skills
- Exposure and knowledge collections
- A background in energy
THE BENEFTIS
- £350 – £400 per day
- Outside IR35
- Hybrid (2 days per week in their Nottingham Office)
- 6 month contract
HOW TO APPLY
To register your interest, please send your CV to Luke via the apply link on this page

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