RISK ANALYTICS
OVERVIEW
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham have focused on sourcing, understanding, and assessing both candidate abilities and client needs.
HOW WE DO IT
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
RISK ANALYTICS
OVERVIEW
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
JOBS
LATEST
OPPORTUNITIES
Harnham are a specialist Data & Analytics recruitment business with teams that only focus on niche areas.
Credit Risk Modeling Consultant
London
£50000 - £75000
+ Risk Analytics
PermanentLondon
Credit Risk Modeling Consultant
London, hybrid working options
Up to £75,000 + Competitive Bonus & Benefits
THE COMPANY
This is a unique opportunity for you to join one of the leading data companies, not just in the UK, but globally. You will join a highly-skilled team of like-minded professionals, developing bespoke risk and pricing models, scoping across Tier-1 Banks to FinTech challenger banks and startups. Recently voted one of the best companies to work for, with various awards such as women in credit employer of the year, this is an exciting chance for you to redefine your career, creating innovative data-led credit risk solutions that will be seen worldwide.
THE ROLE
As Credit Risk Consultant you will work with various teams as well as the wider credit risk function, developing risk and pricing models for various reputable clients, spanning multiple sectors. You will use your past model development expertise to develop strong IFRS9 models (PD, LGD, EAD), including impairment and capital models.
Main Responsibilities:
- Develop and validate IFRS9 models across numerous clients, identifying any model weaknesses and enhancing models where able.
- Use SAS and Python to deliver complex analysis and modelling across projects, working with different areas of the business and analytics teams to support.
- Work on a wide range of products – not limited to just cards or loans.
KEY SKILLS & REQUIREMENTS
- Experience working in a retail credit risk environment
- Strong experience in SAS/Python
- Experience developing IRB or IFRS9 models
- Exposure to senior stakeholders
- A strong university degree in a numerate discipline
SALARY AND BENEFITS
Salary up to £75,000 dependant on experience
Discretionary Bonus
Pension
Private Medical
Un-rivalled training opportunities
HOW TO APPLY
Interested? Please register your interest by submitting your CV directly by applying to this advert.
Senior Credit Risk Analyst
London
£60000 - £70000
+ Risk Analytics
PermanentLondon
Senior Credit Risk Analyst
London, hybrid working options
£60,000 – £70,000 + Competitive Bonus & Benefits
THE COMPANY
This is a rare opportunity for you to join one of the first Challenger Banks established in the UK, within their renowned specialist Credit Risk unit. This FTSE-250 has been voted one of the best companies to work for, being known for their skilled analytics community which allows people to quickly move through the ranks, with business visibility at every level – ensuring you are able to progress quickly at every stage in your career. You’ll be given the chance to work across multiple industry leading brands, with a focus on mortgages and climate risk modelling.
THE ROLE
You will be a Senior Analyst within the stress testing team, running ICAAP and stress testing processes, in addition to regular capital, impairments and output analysis with SAS. You will also focus on climate risk modelling, stress testing various climate scenarios that could have an impact on the business, supply chain, and so on.
Main responsibilities:
- Use SAS to interrogate data inputs and outputs from existing stress tests and sensitivity processes, in addition to developing new approaches through complex SAS analysis that highlights emerging risks and/or areas of portfolio sensitivity.
- Own the undertaking of regular and ad-hoc stress testing across PD, EAD, and LGD models, using SAS to make updates to the stress testing model mechanics and parameters, identifying and implementing enhancements and changes within the SAS stress testing engine.
- Overall, support across various high profile work streams such as ICAAP, Credit Risk Appetite and climate change, using your knowledge and understanding of model mechanics.
KEY SKILLS & REQUIREMENTS
- Must have recent experience working in consumer finance and/or retail banking credit risk function, using SAS to run complex analysis
- Previous experience with IFRS9 models/principles and stress testing, relating to Capital or Impairment requirements
- SAS knowledge is essential to the role
BENEFITS
15% bonus
8% pension contribution
Partnered with large tech provider for immersive training
Regular salary reviews
Hybrid working
Flat structure, frequent promotion cycles
Hugely advanced & data driven
HOW TO APPLY
Interested? Please register your interest by submitting your CV directly by applying to this advert.
Senior Stress Testing Analyst
London
£60000 - £70000
+ Risk Analytics
PermanentLondon
SENIOR STRESS TESTING ANALYST
£70,000
LONDON
THE COMPANY
This company is a successful UK bank who are continuing to grow. As a specialist lender, this bank has a clear focus and mission and are seeking an experienced candidate to join the team. This role offers the rare opportunity to take a hands-on role within their stress testing team and work across a range of products.
THE ROLE
Within this role, you would be working on:
- Monitoring and wider enhancement of stress testing models across the bank
- Analyze and interpret stress testing and wider capital and impairment
- Working across ESG and wider climate risk scenarios to drive innovation
- Collaborate with other teams in the bank to ensure a comprehensive approach to stress testing and wider capital reporting
YOUR SKILLS AND EXPERIENCE
- Good knowledge and experience in SAS
- Understanding of IFRS9 and ICAAP models and prior exposure to these
- Prior experience in stress testing or wider capital and impairment reporting
- Educated to at least degree level, in a numerate discipline
SALARY AND BENEFITS
- Up to £70,000 base salary
- Pension contribution scheme
- Discretionary bonus
- Hybrid work model
- Private medical cover
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
Credit Risk Modeller
Sevenoaks
£60000 - £80000
+ Risk Analytics
PermanentSevenoaks, Kent
Credit Risk Modeller
Sevenoaks
Hybrid
Up to £80,000
The Company
I am hiring for a market-leading motor finance company based in Sevenoaks. They have a portfolio of over 200,000 customers and they need someone to come in to help develop, maintain and optimise their credit risk models
The Role
What you will do as a Credit Risk Modeller:
- Developing and implementing credit risk models (scorecards, underwriting and collections)
- Analyse large datasets to extract meaningful insights to drive model development
- Developing models working within the data science function
- Communicating and presenting analysis and insights to senior stakeholders
- Using SQL and Python daily to develop a range of credit risk models
Requirements:
What you need to be successful as a Credit Risk Modeller:
- Strong experience working within credit risk models
- Experience developing scorecards, underwriting models, and collections models
- Strong experience developing end-to-end credit models
- Strong experience using python to develop models (SAS and SQL would be ideally as well)
- Numeric degree from a top university
Benefits
Up to £80,000 + competitive bonus and benefits
HOW TO APPLY
Please register your interest by sending your CV to Sean Tunley via
Lead Credit Risk Modeller
Leeds
£40000 - £75000
+ Risk Analytics
PermanentLeeds, West Yorkshire
LEAD CREDIT RISK MODELLER
UP TO £75,000 + BONUS + SPONSORSHIP
LEEDS
Our client is currently hiring for multiple credit risk consultants. They have a need for regulatory modellers with experience in IRB or IFRS9 models. They are widely known as a business with excellent culture and low attrition. There are clear paths for development and no one in your way of achieving promotions.
THE COMPANY
This financial services business place employee and customer satisfaction at the forefront of their business model making it a great environment to be a part of. They offer a wide range of projects to get involved in and a level of expertise that will help make you a standout candidate on the market.
THE ROLE
You can expect to be involved in the following day to day:
- Development of risk and pricing models
- Work mainly on IRB and IFRS9 models spanning PD, LGD and EAD models
- Support business in project delivery
- Work closely with senior leaders in the business
- Work on a wide range of products – not limited to just cards or loans
SKILLS AND EXPERIENCE
- Experience working in a retail credit risk environment
- Strong experience in SAS/Python
- Experience developing IRB or IFRS9 models
- Exposure to senior stakeholders
- A strong university degree in a numerate discipline
SALARY AND BENEFITS
- Salary £40,000-£75,000 dependant on experience
- Discretionary Bonus
- Pension
- Private Medical
HOW TO APPLY
Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
Lead Credit Risk Modeller
London
£40000 - £75000
+ Risk Analytics
PermanentLondon
LEAD CREDIT RISK MODELLER
UP TO £75,000 + BONUS + SPONSORSHIP
LONDON
Our client is currently hiring for multiple credit risk consultants. They have a need for regulatory modellers with experience in IRB or IFRS9 models. They are widely known as a business with excellent culture and low attrition. There are clear paths for development and no one in your way of achieving promotions.
THE COMPANY
This financial services business place employee and customer satisfaction at the forefront of their business model making it a great environment to be a part of. They offer a wide range of projects to get involved in and a level of expertise that will help make you a standout candidate on the market.
THE ROLE
You can expect to be involved in the following day to day:
- Development of risk and pricing models
- Work mainly on IRB and IFRS9 models spanning PD, LGD and EAD models
- Support business in project delivery
- Work closely with senior leaders in the business
- Work on a wide range of products – not limited to just cards or loans
SKILLS AND EXPERIENCE
- Experience working in a retail credit risk environment
- Strong experience in SAS/Python
- Experience developing IRB or IFRS9 models
- Exposure to senior stakeholders
- A strong university degree in a numerate discipline
SALARY AND BENEFITS
- Salary £40,000-£75,000 dependant on experience
- Discretionary Bonus
- Pension
- Private Medical
HOW TO APPLY
Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
Credit Risk Modeller
City of London
£60000 - £80000
+ Risk Analytics
PermanentCity of London, London
Credit Risk Modeller
London
Hybrid
Up to £80,000
The Company
I am hiring for a market-leading credit consultancy that is looking to bring in an experienced regulatory modeller to maintain and enhance their client’s credit models and systems.
The Role
What you will do as a Credit Risk Modeller:
- Developing and implementing credit risk models (PD, LGD, and EAD models)
- Analyse large datasets to extract meaningful insights to drive model development
- Developing models working with other functions to meet regulatory requirements (IFRS9, IRB and Basel)
- Communicating and presenting analysis and insights to senior stakeholders
- Using SQL and Python daily to develop credit risk models for a range of clients within financial services
Requirements:
What you need to be successful as a Credit Risk Modeller:
- Strong experience working within credit risk models
- Experience with IFRS9 and IRB
- Strong experience developing credit models end-to-end
- Strong experience using python to develop models (SAS and SQL would be ideal as well)
- Numeric degree from a top university
Benefits
Up to £80,000 + competitive bonus and benefits
HOW TO APPLY
Please register your interest by sending your CV to Sean Tunley via
Credit Risk Modeller
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
Credit Risk Modeller
London
Hybrid
Up to £80,000
The Company
I am hiring for a market-leading credit consultancy who are looking to bring in an experienced regulatory modeller to maintain and enhance their client’s credit models and systems.
The Role
What you will do as a Credit Risk Modeller:
- Developing and implementing credit risk models (PD, LGD, and EAD models)
- Analyse large datasets to extract meaningful insights to drive model development
- Developing models working with other functions to meet regulatory requirements (IFRS9, IRB and Basel)
- Communicating and presenting analysis and insights to senior stakeholders
- Using SQL and Python daily to develop credit risk models for a range of clients within financial services
Requirements:
What you need to be successful as a Credit Risk Modeller:
- Strong experience working within credit risk models
- Experience with IFRS 9 and IRB
- Strong experience developing credit models end-to-end
- Strong experience using Python to develop models (SAS and SQL would be ideal as well)
- Numeric degree from a top university
Benefits
Up to £80,000 + competitive bonus and benefits
HOW TO APPLY
Please register your interest by sending your CV to Sean Tunley via
Credit Risk Modeller
City of London
£65000 - £80000
+ Risk Analytics
PermanentCity of London, London
Credit Risk Modeller
London
Hybrid
Up to £80,000
The Company
I am hiring for a market-leading credit consultancy that is looking to bring in an experienced regulatory modeller to maintain and enhance their clients credit models and systems.
The Role
What you will do as a Credit Risk Modeller:
- Developing and implementing credit risk models (PD, LGD, and EAD models)
- Analyse large datasets to extract meaningful insights to drive model development
- Developing models working with other functions to meet regulatory requirements (IFRS9, IRB and Basel)
- Communicating and presenting analysis and insights to senior stakeholders
- Using SQL and Python daily to develop credit risk models for a range of clients within financial services
Requirements:
What you need to be successful as a Credit Risk Modeller:
- Strong experience working within credit risk models
- Experience with IFRS9 and IRB
- Strong experience developing credit models end-to-end
- Strong experience using Python to develop models (SAS and SQL would be ideally as well)
- Numeric degree from a top university
Benefits
Up to £80,000 + competitive bonus and benefits
HOW TO APPLY
Please register your interest by sending your CV to Sean Tunley via
DECISION
SCIENCE
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
PORTFOLIOÂ
ANALYST
Global risk and portfolio profiling help brands understand success across metrics such as currencies and economies. Understanding and increasing growth, as well as market share, through skilled optimisation, is a coveted skill set we hire for.
Strategic planning and stress testing to balance risk are paramount for the businesses we work with to maximise returns, and getting the most out of a portfolio is something all Harnham candidates are well versed in.
AIRB
MODELLING
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham has focused on sourcing, understanding, and assessing both candidate abilities and client needs.Â
FRAUD
ANALYST
Fraud Analytics is an essential part of any business when it comes to profit and loss. To mitigate risk, our clients work to understand the drivers of fraud and its ultimate prevention through analytics.
Predicting future areas of fraud, mitigating risk, and protecting their clients and customers without damaging the accessibility and success of their products and services, is a key advantage to any business.
CAN’T FIND THE RIGHT OPPORTUNITY?
GET IN TOUCH
today
If you can’t see what you’re looking for right now, send us your CV anyway – we’re always getting fresh new roles through the door.
Industry Hub
HARNHAM
News & Blog
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Testimonials
Client and
candidate
testimonials
A trusted partner of professionals
across the globe.
We understand the challenges our
customers face and offer the
recruitment solutions needed to drive
business success through Data &
Analytics.
Client – Data Direction – Broadcast Media
I have worked with Harnham for over 2 years now as our main Analytics Recruiter partner and I am very pleased with the overall service and the people we have hired via Harnham. Harnham’s team is very good at understanding our recruitment needs and always come back with relevant and well scanned CVs, which saves me precious time.
Client /
Data Direction – Broadcast Media
Candidate – Market Research Analyst
Thanks to Harnham, I am now in a role that suits me. My recruiter was able to quickly identify the skills I had to offer and match me up with his client. It was a win-win for everyone. I was given great advice throughout the process, and I also appreciated the follow-ups that I received.
Candidate /
Market Research Analyst
Candidate – Data Analyst
I’ve had a great experience with Harnham. The recruiter provided great advice and ensured that I understood everything, and even followed up with me after I started my new role to see how I was settling in. I would recommend Harnham as a great recruitment company for anyone looking for a role in data and analytics.
Candidate /
Data Analyst
Candidate – Chief Data Officer
It was a real treat to work with Harnham. My recruiter consistently went above and beyond to ensure that I navigated through the recruitment process as smooth as possible. I had been in contact with other professional at Harnham in the past and I can attest that the level of professionalism is always top-notch.
Candidate /
Chief Data Officer
Candidate – Senior Data Engineer
I've been a Senior Data Engineer for about 4-5 years and Harnham is one of the best recruitment agencies I worked with. There was a time when my offer fell through and the recruiter I was working with at Harnham jumped in to the rescue and scheduled interviews for me within a couple of days. Really good agency and some great people.
Candidate /
Senior Data Engineer
Candidate – Digital Media and Analytics
I've recently got a short-term contract role through Harnham, and things couldn't have gone better! My recruiter was incredibly helpful throughout the entire process. They also provided incredible admin support so that I could focus on the actual job in hand, rather than having to spend too much time dealing with these matters.
Candidate /
Digital Media and Analytics
Client – Director of Customer Data Science – Apparel
The team at Harnham have been outstanding in helping our company build a market-leading data science team. Harnham’s communication is great, and the recruiter’s take a consultative approach that’s really focused on provided value for both their clients and their candidates. They provide strong candidates that help us fill our roles with high achievers who are also a great fit for our culture.
Client /
Director of Customer Data Science – Apparel
Client – Director of People Operations
We’ve been collaborating with Harnham to recruit some key positions for our company, and they have been incredible partners. They team has been great and efficient. They understood our needs perfectly and provided us very talented candidates. We'll keep collaborating with them in the future. Thank you for your excellent job!
