RISK ANALYTICS
OVERVIEW
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham have focused on sourcing, understanding, and assessing both candidate abilities and client needs.
HOW WE DO IT
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
RISK ANALYTICS
OVERVIEW
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
JOBS
LATEST
OPPORTUNITIES
Harnham are a specialist Data & Analytics recruitment business with teams that only focus on niche areas.
Senior Risk Analyst
£35000 - £45000
+ Risk Analytics
PermanentLondon
SENIOR RISK ANALYST
£35,000-£45,000 + COMPETITIVE BENEFITS PACKAGE
LONDON
A large financial institution is looking for a Senior Risk Analyst to further enhance their commercial team’s, already excellent talent.
THE COMPANY:
As a Senior Risk Analyst, you will work for an inclusive company and have the chance to work on a wide variety of projects in the business. Working in a team with a great attitude and atmosphere, you will further enhance the already excellent, company culture.
THE ROLE:
As a Senior Risk Analyst, you can expect to be involved in the following:
- Design and deliver collections strategies and activities
- Develop, evaluate, and monitor a variety of portfolio components
- Work to identify areas by which the company can improve
- Coach and mentor other team members
- Embed and share your best techniques with the wider commercial team
YOUR SKILLS AND EXPERIENCE:
The successful Senior Risk Analyst will have the following skills and experience:
- Previous commercial experience working in a retail or credit card firm
- Able to prove your experience using SAS and SQL
- Experience working on profitability or pricing models
- Quality MI skills
- Good communication skills with the ability to present information to relevant stakeholders
THE BENEFITS:
The successful Senior Risk Analyst will receive the following benefits:
- £35,000-£45,000 basic salary
- Private medical insurance
- Become a valued member of the team
- Opportunity to work for an inclusive company
HOW TO APPLY:
Please register your interest by sending your CV to Kai Nicholls via the Apply link on this page.
Senior Credit Modelling Analyst
£60000 - £75000
+ Risk Analytics
PermanentLondon
SENIOR CREDIT MODELLING ANALYST
£75,000
LONDON
THE COMPANY
This growing bank are in an exciting period of expansion and are seeking an experienced credit modeller to join their team. The business will be looking to launch new products and expand their customer base and you will be instrumental in this. This role offers the chance to take a hands-on, analytical role where you can have a real impact.
THE ROLE
- Work across a range of credit models within the business, including scorecards and pricing models
- Monitor and report on these models, taking oversight across the modelling process
- Working to solve ad hoc business problems and develop strategy in conjunction with teams across the business
- Assessing wider portfolio performance and using analytics to drive lending strategies and work closely with the credit committee on this
YOUR SKILLS AND EXPERIENCE
- Essential to have experience in credit modelling
- Strong skills in Python and SQL are also essential
- Ideal to have experience in regulatory credit modelling
- Commercial mindset and desire to drive business forwards
SALARY AND BENEFITS
- Up to £75,000 base salary
- Discretionary bonus scheme
- Contributory pension scheme
- Flexible holiday scheme
- Remote based work model
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
Credit Risk Manager
£50000 - £70000
+ Risk Analytics
PermanentLondon
CREDIT RISK MANAGER
UP TO £70,000
LONDON
A leading auto-finance company is searching for a Credit Risk Manager to join their highly autonomous fin-tech.
THE COMPANY:
As a Credit Risk Manager, you will be working for a profitable and lean business, without the high pressure that comes with a lot of fin-techs.
THE ROLE:
The successful Credit Risk Manager will be involved in the following:
- Work on the end-to-end analysis of credit risk
- Optimise credit risk decisions
- Be a key figure in the development of scorecards
- Optimise their portfolios and policies
- Lots of autonomy to drive your own workload
SKILLS AND EXPERIENCE:
As a Credit Risk Manager will have the following skills and experience:
- Highly proficient in using SQL and Python
- Obtained a numeric degree
- Experience working on secured loan portfolios
- An understanding of PD, LGD, and EAD concepts
- IFRS9 experience
BENEFITS:
The successful Credit Risk Manager will receive the following benefits:
- Up to £70,000
- Competitive benefits
- Flat team structure
- Collaborative team culture
- Work with people that have an incredible level of skill previously
HOW TO APPLY:
Please register your interest by sending your CV to Kai Nicholls via the Apply link on this page.
Statistical Modelling and Strategy Specialist
£60000 - £70000
+ Risk Analytics
PermanentLondon
Statistical Modelling and Strategy Specialist
Up to £70,000
Hybrid – London
An expectional opportunity to join one of the world’s leading telecommunications companies as a Statistical Modelling and Strategy Specialist.
THE COMPANY
You will be working as part of the Credit Risk Acquisition & In Life team supporting and protecting the growth of the Consumer and SME segment for the business portfolio’s. This includes delivering an ongoing programme of initiatives aimed at improving customer acquisition, strategies and customer journeys across the businesses products.
And this role focuses on designing, refining and enhancing the strategy to improve market share and manage exposure across product lines to optimise risk reward balance.
THE ROLE AND RESPONSIBILITIES
- Supporting the implementation of Acquisition Credit Risk & Fraud strategy and policies
- Designing and building the Acquisition and In Life Risk Strategy for relevant commercial products through statistical modelling and analysis
- Enhancing and maintaining Acquisition and In Life strategies through development of statistical models
- Defining and producing analytics and KPIs to monitor efficiency of strategy models
- Analysis and insight of risk performance
YOUR SKILLS AND REQUIREMENTS
- Strong expertise in SAS
- Strong experience in statistical modelling
- Proven experience in building/working with scorecards
THE BENEFITS
- Up to £70,000
- Benefits
- Hybrid
HOW TO APPLY
Please send your CV to Jordan Victor via the Apply Link below
IRB Modelling Analyst
£45000 - £75000
+ Risk Analytics
PermanentMilton Keynes, Buckinghamshire
IRB Modelling Analyst
Up to £75,000
Hybrid – Milton Keynes
A great opportunity for an IRB Modelling Analyst to join a fast-packed and global bank.
THE COMPANY
A great opportunity to join one of the world’s largest and most respected financial institutions. Driven by their purpose of helping businesses and people prosper, this is a great opportunity to join an institution looking to build a community to be a digital banking space with a touch of human flair.
This role sits within the Retail IRB Modelling team and as a IRB Modelling Analyst you will be responsible for the development and maintenance of Retail IRB models. You will also ensure IRB developments adhere to the strategic needs of the business and regulations and standards both internally and externally.
THE ROLE AND RESPONSIBILITIES
- Line management of technical analysts within the team
- Working on model assurance to ensure that models remain up to standard
- Managing and overseeing the development of models to ensure IRB requirements are met
- Working with stakeholders to ensure that planning, building, validation, approval, implementation, and activity of models built
THE REQUIREMENTS
- Understanding of IRB requirements and IRB modelling
- Excellent quantitative and analytical ability
- Proficient in SAS
- Educated to degree level in STEM subject
THE BENEFITS
- Up to £75,000
- Competitive benefits package
- Hybrid
HOW TO APPLY
- Please register your interest by sending your CV to Jordan Victor via the Apply link on this page
Statistical Modelling Specialist
£60000 - £70000
+ Risk Analytics
PermanentLondon
Statistical Modelling Specialist
London
Up to £70,000
Do you want to join a global leading telecommunication services company? This role is an exciting position within the credit risk team.
THE COMPANY
As one of the global leaders in the communication services industry, this is an excellent opportunity to join a cutting-edge, multinational company. This role will sit within the credit risk team, specifically the credit risk acquisitions team, working across all portfolios to support and protect consumer growth. You would be responsible for designing, refining, and enhancing strategy to optimise risk-reward balance.
THE ROLE
- Support the implementation of strategy and policies across credit risk and fraud
- Design and build the acquisition and risk strategy through statistical modelling and analysis
- Enhance and maintain acquisition strategies
- Provide detailed analysis and insights
- Build scorecards and strategies
YOUR SKILLS AND EXPERIENCE
- Experienced building statistical models and scorecards to manage credit risk
- Specialised in delivering and optimising risk strategies
- Experienced in using SAS
- FCA experience
- Analytical and problem-solving skills
BENEFITS
Up to £70,000
A flexible hybrid working structure
Opportunity to grow and develop your career
HOW TO APPLY
Please register your interest by sending your CV to Lauren McAlister via the Apply link on this page.
Senior Data Scientist
£65000 - £75000
+ Risk Analytics
PermanentLondon
SENIOR DATA SCIENTIST
UP TO £75,000
LONDON
Harnham has partnered with a high-flying FinTech lender and they have tasked us with finding a Senior Data Scientist to join their credit risk modelling team.
THE COMPANY:
The business has been profitable every year since its launch, and they’re globally seen as one of the best-run credit businesses out there. They have recently launched their US business and you will be tasked with building these models to combat their UK business model.
THE ROLE:
As a Senior Data Scientist, you’ll be involved in the following:
- Work across their personal loans and credit card products
- Completely revamp the UK’s application scorecards
- Lead the development of their propensity models
- Focus on improving their underwriting function
- Build toward using open banking data
YOUR SKILLS AND EXPERIENCE:
The successful Senior Data Scientist will have the following skills and experience:
- 3+ years’ experience working for a high-performing FinTech lender
- Proficient in developing IFRS9/IRB/Scorecard models or similar
- Must be highly skilled in using Python
- Experience working on unsecured lending products
THE BENEFITS:
You will receive the following benefits:
- Lucrative equity scheme
- Private health insurance
- Free lunch in the office!
- An annual trip abroad every year
HOW TO APPLY:
Please register your interest by sending your CV to Kai Nicholls via the Apply link on this page.
Senior Credit Risk Analyst
£50000 - £60000
+ Risk Analytics
PermanentLondon
SENIOR CREDIT RISK ANALYST
UP TO 60,000 + COMPETITIVE BENEFITS
UK – FULLY REMOTE
A thriving fin-tech is looking for a Senior Credit Risk Analyst to join their data team. If you have experience in scorecard modelling or implementing credit risk strategies, this is the role for you.
THE COMPANY:
As a Senior Credit Risk Analyst, you will work for a fin-tech growing through a transformative period.
THE ROLE:
As a Senior Credit Risk Analyst, you can expect to be involved in the following:
- Lead the implementation unit
- Build PD and LGD models using SAS with the aim to move over to Python
- Provide technical modelling guidance to other areas of the business
- Work closely with your peers across operations and data management
- Stress test scorecard models
YOUR SKILLS AND EXPERIENCE:
The successful Senior Credit Risk Analyst will have the following skills and experience:
- Experience building models and being involved in scorecard development
- Knowledge of modelling and statistical processes
- Educated to degree level in a numerate discipline
- Strong using SAS, Python and R
- Experience working in commercial credit risk
THE BENEFITS:
The successful Senior Credit Risk Analyst will receive the following benefits:
- Great progression within the company
- Friendly team
- Excellent benefits package
- Up to £60,000 basic salary
- Exposure to a variety of senior people
HOW TO APPLY:
Please register your interest by sending your CV to Kai Nicholls via the Apply link on this page.
Senior Credit Risk Analyst
£60000 - £70000
+ Risk Analytics
PermanentLondon
SENIOR CREDIT RISK ANALYST
UP TO £75,000 + COMPETITIVE BENEFITS + MOSTLY REMOTE
LONDON
A profitable start-up bank is on the search for a Senior Credit Risk Analyst to lead the standard of their new credit risk models. There’s been a completely new ownership restructure meaning you’ll be coming in at the perfect time to take advantage of their new business strategy.
THE COMPANY:
The bank is growing year after year and is now hitting the stage where they’re becoming profitable. You’ll work with their brand-new data lake, making your job building credit risk models much easier.
THE ROLE:
As a Senior Credit Risk Analyst, you’ll be involved in the following:
- Be the first to build their new IFRS9/IRB models
- Work closely with C-Suite stakeholders, including the new CEO
- Build their new gen-zero scorecards
- Look to work on their new secured banking products
- Use Python to enhance their credit card product
YOUR SKILLS AND EXPERIENCE:
The successful Senior Credit Risk Analyst will have the following skills and experience:
- Highly skilled in using Python
- Experience in the 1LOD, ideally developing IRB/IFRS9 models
- Banking/financial services background
- Ideally need an unsecured lending background
THE BENEFITS:
You will receive the following benefits:
- £75,000 basic salary
- Predominantly remote
- Fast moving process
- Superb Central London office
HOW TO APPLY:
Please register your interest by sending your CV to Kai Nicholls via the Apply link on this page.
DECISION
SCIENCE
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
PORTFOLIOÂ
ANALYST
Global risk and portfolio profiling help brands understand success across metrics such as currencies and economies. Understanding and increasing growth, as well as market share, through skilled optimisation, is a coveted skill set we hire for.
Strategic planning and stress testing to balance risk are paramount for the businesses we work with to maximise returns, and getting the most out of a portfolio is something all Harnham candidates are well versed in.
AIRB
MODELLING
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham has focused on sourcing, understanding, and assessing both candidate abilities and client needs.Â
FRAUD
ANALYST
Fraud Analytics is an essential part of any business when it comes to profit and loss. To mitigate risk, our clients work to understand the drivers of fraud and its ultimate prevention through analytics.
Predicting future areas of fraud, mitigating risk, and protecting their clients and customers without damaging the accessibility and success of their products and services, is a key advantage to any business.
CAN’T FIND THE RIGHT OPPORTUNITY?
GET IN TOUCH
today
If you can’t see what you’re looking for right now, send us your CV anyway – we’re always getting fresh new roles through the door.
Industry Hub
HARNHAM
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Testimonials
Client and
candidate
testimonials
A trusted partner of professionals
across the globe.
We understand the challenges our
customers face and offer the
recruitment solutions needed to drive
business success through Data &
Analytics.
Client – Director of People Operations
We’ve been collaborating with Harnham to recruit some key positions for our company, and they have been incredible partners. They team has been great and efficient. They understood our needs perfectly and provided us very talented candidates. We'll keep collaborating with them in the future. Thank you for your excellent job!
Client /
Director of People Operations
Client – Director of Customer Data Science – Apparel
The team at Harnham have been outstanding in helping our company build a market-leading data science team. Harnham’s communication is great, and the recruiter’s take a consultative approach that’s really focused on provided value for both their clients and their candidates. They provide strong candidates that help us fill our roles with high achievers who are also a great fit for our culture.
Client /
Director of Customer Data Science – Apparel
Candidate – Market Research Analyst
Thanks to Harnham, I am now in a role that suits me. My recruiter was able to quickly identify the skills I had to offer and match me up with his client. It was a win-win for everyone. I was given great advice throughout the process, and I also appreciated the follow-ups that I received.
Candidate /
Market Research Analyst
Client – Data Direction – Broadcast Media
I have worked with Harnham for over 2 years now as our main Analytics Recruiter partner and I am very pleased with the overall service and the people we have hired via Harnham. Harnham’s team is very good at understanding our recruitment needs and always come back with relevant and well scanned CVs, which saves me precious time.
Client /
Data Direction – Broadcast Media
Candidate – Chief Data Officer
It was a real treat to work with Harnham. My recruiter consistently went above and beyond to ensure that I navigated through the recruitment process as smooth as possible. I had been in contact with other professional at Harnham in the past and I can attest that the level of professionalism is always top-notch.
Candidate /
Chief Data Officer
Candidate – Data Analyst
I’ve had a great experience with Harnham. The recruiter provided great advice and ensured that I understood everything, and even followed up with me after I started my new role to see how I was settling in. I would recommend Harnham as a great recruitment company for anyone looking for a role in data and analytics.
Candidate /
Data Analyst
Candidate – Senior Data Engineer
I've been a Senior Data Engineer for about 4-5 years and Harnham is one of the best recruitment agencies I worked with. There was a time when my offer fell through and the recruiter I was working with at Harnham jumped in to the rescue and scheduled interviews for me within a couple of days. Really good agency and some great people.
Candidate /
Senior Data Engineer
Candidate – Digital Media and Analytics
I've recently got a short-term contract role through Harnham, and things couldn't have gone better! My recruiter was incredibly helpful throughout the entire process. They also provided incredible admin support so that I could focus on the actual job in hand, rather than having to spend too much time dealing with these matters.
