RISK ANALYTICS
OVERVIEW
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
HOW WE
DO IT
To ensure effective, risk-free solutions for our clients and candidates, our recruitment solutions in this marketplace are determined by tried and tested methods.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
WHAT SETS
US APART?
Harnham appreciates the significant resources and sophisticated programs used to analyse and manage risk.
We are dedicated to the people who ensure banks and other financial institutions can identify, measure, monitor and control their credit risk.
We successfully recruit across the full spectrum of skill sets required to support this, from Customer Acquisition to Portfolio Management, Fraud Analytics to Collections & Recoveries, as well as Risk Audit to Credit Risk .
Whether you’re looking for a new opportunity or another team member, we can help you find your ideal solution.
As working from home becomes ever more common, you can now search Remote Risk Analytics Jobs.
DECISION
SCIENCE
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
PORTFOLIO
ANALYST
Global risk and portfolio profiling help brands understand success across metrics such as currencies and economies. Understanding and increasing growth, as well as market share, through skilled optimisation, is a coveted skill set we hire for.
Strategic planning and stress testing to balance risk are paramount for the businesses we work with to maximise returns, and getting the most out of a portfolio is something all Harnham candidates are well versed in.
AIRB
MODELLING
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham has focused on sourcing, understanding, and assessing both candidate abilities and client needs.
FRAUD
ANALYST
Fraud Analytics is an essential part of any business when it comes to profit and loss. To mitigate risk, our clients work to understand the drivers of fraud and its ultimate prevention through analytics.
Predicting future areas of fraud, mitigating risk, and protecting their clients and customers without damaging the accessibility and success of their products and services, is a key advantage to any business.
JOBS
LATEST RISK &
FRAUD OPPORTUNITIES
Harnham are a specialist Data & AI recruitment business with teams that only focus on niche areas.
Credit Risk Manager
Cambridge
£55000 - £70000
+ Risk Analytics
PermanentCambridge, Cambridgeshire
To Apply for this Job Click Here
CREDIT RISK MANAGER
UP TO £70,000
CAMBRIDGE
Join an inclusive and fast-growing team in providing innovative strategies within the lending space and specialise in the second line of defence to help lead the company’s credit risk function. This company is looking for a bright individual to implement frameworks, work with senior stakeholders, and support the first line of defence. Join an inclusive and fast-growing team.
THE COMPANY
Take the opportunity to spearhead strategic initiatives and help shape the financial landscape. This company places a strong emphasis in innovation and forward-looking solutions across the lending sector. They have built a large customer base and through their consistent growth, have created a positive image that resonates with both employees and stakeholders.
THE ROLE
You can expect to be involved in the following day to day:
- Crafting and aligning credit policies to adhere to regulatory standards and industry benchmarks
- Conducting in-depth analysis of credit portfolios, identifying trends, and optimising risk-return profiles
- Collaborating across departments to seamlessly integrate credit risk frameworks into broader risk management practices
- Staying attuned to industry changes, updating credit risk frameworks, and providing comprehensive reporting to stakeholders
- Communicating findings clearly to senior management, fostering a culture of risk awareness and understanding throughout the organisation
SKILLS AND EXPERIENCE
- Proficiency in SAS, SQL, and/or Python
- 5+ years of experience within the lending space
- Extensive experience with secured or unsecured products
- Substantial experience within the credit risk function
SALARY AND BENEFITS
- Discretionary bonus
- 25 days of holidays + bank holidays
- Private Medical
- Contributory pension
- And more
HOW TO APPLY
Please register your interest by sending your CV to Valentina Lopez via the Apply link on this page.
To Apply for this Job Click Here
Lead IFRS9 Quantitative Analyst
City of London
£60000 - £90000
+ Risk Analytics
PermanentCity of London, London
To Apply for this Job Click Here
LEAD IFRS9 QUANTITATIVE ANALYST
UP TO £90,000
LONDON
Join as an IFRS9 analyst for a fast-growing lender, developing diverse models across the bank for unique exposure and career growth. If you’re an experienced regulatory model developer seeking progression and exposure to a wide network of clients, this is the role for you!
THE COMPANY
Driven by their mission to foster prosperity for individuals and businesses, the bank aims to assist individual customers and businesses during crucial moments and champion sustainable business growth. Their vision is to establish a community as an established lending entity delivering an exceptional customer experience.
THE ROLE
You can expect to be involved in the following day to day:
- Maintaining and monitoring governed data sources for IFRS9 and IRB compliance, updating code as needed
- Proactively resolving data issues, ensuring compliance with retention and deletion regulations, and enhancing data quality reports
- Creating and updating comprehensive data source documentation
- Delivering timely and accurate data insights and visualisations in response to stakeholder requests
- Collaborating closely with technical and non-technical teams, communicating findings and updates effectively
SKILLS AND EXPERIENCE
- Demonstrate adeptness in computer programming and statistical methodologies, with hands-on application in diverse scenarios
- Exhibit adaptability and discipline, excelling in environments characterised by high regulation and governance
- Tackle business and technical challenges with a discerning and critical problem-solving approach
- Dedicated to producing outcomes that consistently meet or exceed stringent quality benchmarks
- Proficiency in data processing languages such as SAS, SQL, or Python
SALARY AND BENEFITS
- 27 days holiday, plus bank holidays
- Annual bonus
- Pension contributions
- Flexible benefit allowance
- And more
HOW TO APPLY
Please register your interest by sending your CV to Valentina Lopez via the Apply link on this page.
To Apply for this Job Click Here
Financial Crime Analyst
London
£35000 - £40000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
FINANCIAL CRIME ANALYST
UP TO £40,000
LONDON OR CARDIFF
This role does not offer sponsorship.
This role is an exciting opportunity to join an expanding team where you will play a big role in providing excellent customer service to businesses, big and small.
THE COMPANY
This company offers 24/7 support to help businesss grow from the ground up by providing business account and administrative assistance. The business is going through a rapid period of growth, making it an exciting time to join!
THE ROLE
You will be doing the following daily:
- Carrying out CDD, KYC, and Transaction Monitoring. You will be working with cutting-edge technology to help new and existing customers at account opening stage and in reviews.
- You will work with the wider compliance team, analysing and escalating any risks you identify.
- Review and monitor transactions for suspicious activity and fraudulent activity, delivering concise and accurate analysis.
- Develop, test, and implement new or enhanced processes and initiatives.
- Talking and listening to customers concerns/issues and responding appropriately.
YOUR SKILLS AND EXPERIENCE
- ICA or ACAMs certified with a degree.
- Experience in financial crime analysis at onboarding stage, and periodic or event driven CDD, KYC, TMX review and sanctions screening.
- Strong understanding of payment fraud detection, chargebacks, and disruptions.
- Working knowledge of technical applications and OSINT to carry out investigations.
- Excellent written and verbal communication skills.
THE BENEFITS
- Up to £40,000 salary.
- Flexible working pattern.
- Ongoing AML, CTF, CPF, Sanctions, and Fraud training.
- Travel allowance of up to £1,000 annually.
- Growth share options.
- Employee-driven salary review.
- Day off for your birthday.
- Private medical insurance.
HOW TO APPLY
Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.
To Apply for this Job Click Here
Senior Credit Risk Analyst
Leeds
£45000 - £55000
+ Risk Analytics
PermanentLeeds, West Yorkshire
To Apply for this Job Click Here
Senior Credit Risk Analyst
Up to £55,000
Hybrid
Leeds
The Company
I am hiring a credit risk analyst for a leading lending company that leads the way on all types of unsecured and secured lending. Within this role, you will help drive credit risk strategy using analytics to drive company-wide profitability.
The Role
As a Senior Credit Risk Analyst, you will be:
- Reporting on credit risk insights and trends to senior stakeholder
- Helping maintain credit risk strategies to maintain profits and reduce losses
- Spotting trends to find new ways to increase profitability for credit risk
- Developing new lending opportunities across the business
- Developing credit risk strategy for the whole credit risk life cycle
Your skills and experience
To be successful as a Senior Credit Risk Analyst, you will need:
- Strong experience with SAS, SQL, and/or Python
- Experience as a credit risk analyst in an analytical position
- Experience developing credit risk strategy.
- Experience working in financial services (ideally a Bank)
- Excellent communication skills
- Strong stakeholder management
- A numeric degree from a top university
Benefits
Up to £50,000 + benefits package
HOW TO APPLY
Please register your interest by sending your CV to Sean Tunley via
To Apply for this Job Click Here
Senior Credit Risk Analyst
Sheffield
£40000 - £55000
+ Risk Analytics
PermanentSheffield, South Yorkshire
To Apply for this Job Click Here
Senior Credit Risk Analyst
Up to £55,000
Hybrid
Sheffield
The Company
I am hiring a credit risk analyst for a leading lending company that leads the way on all types of unsecured and secured lending. Within this role, you will help drive credit risk strategy using analytics to drive company-wide profitability.
The Role
As a Senior Credit Risk Analyst, you will be:
- Reporting on credit risk insights and trends to senior stakeholders
- Using analytics skills to improve credit risk rule based systems
- Helping maintain credit risk systems to remain in line with regulation.
- Spotting trends to find new ways to increase profitability for credit risk
- Developing new lending opportunities across the business
- Developing credit risk strategy for the whole credit risk life cycle
Your skills and experience
To be successful as a Senior Credit Risk Analyst, you will need:
- Strong experience with SAS, SQL, and/or Python
- Experience as a credit risk analyst in an analytical position
- Experience developing credit risk strategy.
- Experience working in financial services (ideally a Bank)
- Excellent communication skills
- Strong stakeholder management
- A numeric degree from a top university
Benefits
Up to £55,000 + benefits package
HOW TO APPLY
Please register your interest by sending your CV to Sean Tunley via
To Apply for this Job Click Here
Senior Credit Risk Consultant
Leeds
£55000 - £65000
+ Risk Analytics
PermanentLeeds, West Yorkshire
To Apply for this Job Click Here
Senior Credit Risk Consultant
Up to £65,000
Hybrid
Leeds
The Company
I am hiring a Senior Credit Risk Consultant for a leading credit risk consultancy based in Leeds that are one of the most data-rich companies in the world. The role will be focused on scorecard development for clients across the financial world from banks, fintechs, and subscription-based companies.
The Role
As a Senior Credit Risk Consultant, you will be:
- Developing scorecards end-to-end.
- Developing acquisition strategies for a range of clients across financial services.
- Understanding the regulations and clients for credit risk scorecards.
- Developing credit strategies at all stages of the credit risk life-cycle.
- Working with clients to drive portfolio analytics and reporting on insights.
- Using SAS, SQL, and Python daily within the role.
Your skills and experience
To be successful as a Senior Credit Risk Consultant, you will need:
- Experience developing credit risk scorecards.
- Experience developing acquisition strategies.
- Strong experience with SAS, SQL, and/or Python.
- Experience working within financial services.
- Numeric degree from a top UK university.
- Excellent communication skills and strong experience working with senior stakeholders.
Benefits
Up to £65,000 + comprehensive benefits package
HOW TO APPLY
Please register your interest by sending your CV to Sean Tunley via
To Apply for this Job Click Here
Senior Credit Risk Consultant
Nottingham
£55000 - £65000
+ Risk Analytics
PermanentNottingham, Nottinghamshire
To Apply for this Job Click Here
Senior Credit Risk Consultant
Up to £65,000
Hybrid
Nottingham
The Company
I am hiring a Senior Credit Risk Consultant for a leading credit risk consultancy based in Nottingham that are one of the most data-rich companies in the world. The role will be focused on scorecard development for clients across the financial world from banks, fintechs, and subscription-based companies.
The Role
As a Senior Credit Risk Consultant, you will be:
- Developing scorecards end-to-end.
- Developing acquisition strategies for a range of clients across financial services.
- Understanding the regulations and clients for credit risk scorecards.
- Developing credit strategies at all stages of the credit risk lifecycle.
- Working with clients to drive portfolio analytics and reporting on insights.
- Using SAS, SQL, and Python daily within the role.
Your skills and experience
To be successful as a Senior Credit Risk Consultant, you will need:
- Experience developing credit risk scorecards.
- Experience developing acquisition strategies.
- Strong experience with SAS, SQL, and/or Python.
- Experience working within financial services.
- Numeric degree from a top UK university.
- Excellent communication skills and strong experience working with senior stakeholders.
Benefits
Up to £65,000 + comprehensive benefits package
HOW TO APPLY
Please register your interest by sending your CV to Sean Tunley via
To Apply for this Job Click Here
Senior Scorecard and Strategy Consultant
London
£45000 - £65000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR SCORECARD AND STRATEGY CONSULTANT
£65,000
LONDON – other locations available
This is an exciting opportunity to work with a data-driven consultancy who are well known in the financial services space.
THE COMPANY
This large consultancy business are looking for a strong candidate to join their credit risk team to work with a range of clients within the Financial Services space and more. This role offers the chance to work on a really diverse range of projects, from scorecard modelling to strategy work, and could really see you take your career to the next level.
THE ROLE
This role would see you work with a range of clients on projects including:
- Re-develop and enhance statistical models, specifically scorecards, to drive insight into the customer journey and enhance business performance
- Design credit risk strategies and provide support on wider lending and fraud strategies including optimization and analysis
- Provide wider ad hoc analysis and insight into customer trends and monitor the ongoing performance of credit strategies and portfolios
- Working with external stakeholders and collaborating with businesses to communicate improvements and really make an impact
YOUR SKILLS AND EXPERIENCE
- Previous experience in developing scorecards and statistical models is highly desirable
- Exposure to scorecard models is an essential requirement
- Prior experience in driving and optimising credit risk strategies
- Prior exposure to Credit Bureau data is essential
- Strong SAS, SQL or Python
- Educated to at least a degree level in a numerate degree
SALARY AND BENEFITS
- Up to £65,000 base salary
- Discretionary bonus
- Pension contribution scheme
- Excellent work culture
- Clear opportunities for progression within the company
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Pricing Specialist
£60000 - £75000
+ Risk Analytics
PermanentWest Midlands
To Apply for this Job Click Here
Pricing Specialist
West Midlands
Hybrid
Up to £75,000
Company:
I am hiring for a leading insurance company at the forefront of the industry, committed to its valued customers. They have a huge market share across the UK. This business is looking for someone innovative to come into the team to support growth and profitability using analytics and data within their pricing team.
The Role:
- Building pricing models, using statistical techniques and machine learning algorithms.
- Conducting data analysis and reporting to evaluate pricing performance and identify opportunities for optimization.
- Developing and implementing pricing strategies
- Utilizing your strong communication skills to present complex pricing concepts and strategies
- Optimization and testing pricing models to increase effectiveness for clients
Experience Required:
- Experience with pricing modelling within the insurance industry.
- Experience with Emblem, Radar, and/or Earnix
- Experience with SQL and Python to extract, manipulate, and analyse large datasets.
- Experience using Python to build pricing models
- Proven experience in building pricing models using statistical techniques and machine learning algorithms.
- Excellent communication and interpersonal skills
- Experience working with senior stakeholders and helping to implement pricing strategy
Benefits
Up to £75,000 + competitive benefits package
HOW TO APPLY
Please register your interest by sending your CV to Sean Tunley via
To Apply for this Job Click Here
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today
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Testimonials
Client and
candidate
testimonials
A trusted partner of professionals
across the globe.
We understand the challenges our
customers face and offer the
recruitment solutions needed to drive
business success through Data &
AI.
Candidate – Data Analyst
I’ve had a great experience with Harnham. The recruiter provided great advice and ensured that I understood everything, and even followed up with me after I started my new role to see how I was settling in. I would recommend Harnham as a great recruitment company for anyone looking for a role in data and analytics.
Candidate /
Data Analyst
Client – Director of People Operations
We’ve been collaborating with Harnham to recruit some key positions for our company, and they have been incredible partners. They team has been great and efficient. They understood our needs perfectly and provided us very talented candidates. We'll keep collaborating with them in the future. Thank you for your excellent job!
Client /
Director of People Operations
Candidate – Digital Media and Analytics
I've recently got a short-term contract role through Harnham, and things couldn't have gone better! My recruiter was incredibly helpful throughout the entire process. They also provided incredible admin support so that I could focus on the actual job in hand, rather than having to spend too much time dealing with these matters.
Candidate /
Digital Media and Analytics
Candidate – Market Research Analyst
Thanks to Harnham, I am now in a role that suits me. My recruiter was able to quickly identify the skills I had to offer and match me up with his client. It was a win-win for everyone. I was given great advice throughout the process, and I also appreciated the follow-ups that I received.
Candidate /
Market Research Analyst
Candidate – Senior Data Engineer
I've been a Senior Data Engineer for about 4-5 years and Harnham is one of the best recruitment agencies I worked with. There was a time when my offer fell through and the recruiter I was working with at Harnham jumped in to the rescue and scheduled interviews for me within a couple of days. Really good agency and some great people.
Candidate /
Senior Data Engineer
Client – Data Direction – Broadcast Media
I have worked with Harnham for over 2 years now as our main Analytics Recruiter partner and I am very pleased with the overall service and the people we have hired via Harnham. Harnham’s team is very good at understanding our recruitment needs and always come back with relevant and well scanned CVs, which saves me precious time.
Client /
Data Direction – Broadcast Media
Candidate – Chief Data Officer
It was a real treat to work with Harnham. My recruiter consistently went above and beyond to ensure that I navigated through the recruitment process as smooth as possible. I had been in contact with other professional at Harnham in the past and I can attest that the level of professionalism is always top-notch.
Candidate /
Chief Data Officer
Client – Director of Customer Data Science – Apparel
The team at Harnham have been outstanding in helping our company build a market-leading data science team. Harnham’s communication is great, and the recruiter’s take a consultative approach that’s really focused on provided value for both their clients and their candidates. They provide strong candidates that help us fill our roles with high achievers who are also a great fit for our culture.
