RISK ANALYTICS
FOCUS
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
HOW WE
DO IT
To ensure effective, risk-free solutions for our clients and candidates, our recruitment solutions in this marketplace are determined by tried and tested methods.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
WHAT SETS
US APART?
Harnham appreciates the significant resources and sophisticated programs used to analyse and manage risk.
We are dedicated to the people who ensure banks and other financial institutions can identify, measure, monitor and control their credit risk.
We successfully recruit across the full spectrum of skill sets required to support this, from Customer Acquisition to Portfolio Management, Fraud Analytics to Collections & Recoveries, as well as Risk Audit to Credit Risk .
Whether you’re looking for a new opportunity or another team member, we can help you find your ideal solution.
As working from home becomes ever more common, you can now search Remote Risk Analytics Jobs.
DECISION
SCIENCE
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
PORTFOLIOÂ
ANALYST
Global risk and portfolio profiling help brands understand success across metrics such as currencies and economies. Understanding and increasing growth, as well as market share, through skilled optimisation, is a coveted skill set we hire for.
Strategic planning and stress testing to balance risk are paramount for the businesses we work with to maximise returns, and getting the most out of a portfolio is something all Harnham candidates are well versed in.
AIRB
MODELLING
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham has focused on sourcing, understanding, and assessing both candidate abilities and client needs.Â
FRAUD
ANALYST
Fraud Analytics is an essential part of any business when it comes to profit and loss. To mitigate risk, our clients work to understand the drivers of fraud and its ultimate prevention through analytics.
Predicting future areas of fraud, mitigating risk, and protecting their clients and customers without damaging the accessibility and success of their products and services, is a key advantage to any business.
JOBS
LATEST RISK &
FRAUD OPPORTUNITIES
Harnham are a specialist Data & AI recruitment business with teams that only focus on niche areas.
IFRS9 Analyst
Milton Keynes
£40000 - £52000
+ Risk Analytics
PermanentMilton Keynes, Buckinghamshire
To Apply for this Job Click Here
IFRS9 ANALYST
MILTON KEYNES
£50,000
THE COMPANY:
Our prestigious client, a well-established UK bank, is seeking a dynamic and experienced professional to join their team in a role focused on impairment model oversight and control. You’d get to work in a close-knit team that really place importance on learning and development.
THE ROLE:
This role will work predominantly with a focus on IFRS9, as part of the Provisions and Forecasting team. You will be involved in:
- Governance of models, working alongside the model development team within this
- Maintaining and monitoring impairment models
- Broader assessment of provisioning and month end processes
- Wider work on capital assessments and driving improvements across the bank
- Executing DoD engines and wider models for the bank
SKILLS AND EXPERIENCE:
- Knowledge of and experience working with IFRS9 models is essential
- Proficiency in SAS or SQL
- Broader experience in capital and impairment provisioning
SALARY AND BENEFITS
- Base salary of up to £50,000
- Pension contribution scheme
- 25 days holiday
- Private medical insurance
- Subsidised gym membership
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Lead Credit Risk Analyst
London
£50000 - £75000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
LEAD CREDIT RISK ANALYST
UP TO £75,000
REMOTE
An exciting fast paced lender is looking to add a hardworking, driven Lead to their credit analytics team. The role will involve working closely credit risk stakeholders and heavily contribute to acquisition strategies.
THE COMPANY
This personal loans lender operate remotely. They are a lean, fast paced business with a huge focus on employee wellbeing which is reflected in their supportive culture and generous benefits package. They are established on the market and are always striving to grow their book.
THE ROLE
The role will be a lead analyst in the acquisition strategy team and help contribute to grow the book. This individual will work closely with pricing team, credit risk manager and head of credit risk. The team use SQL on a daily business for analytics.
SKILLS AND EXPERIENCE
- Experience using SQL
- Strong acquisition credit risk strategy experience
- Ideally unsecured personal loans experience
- A strong university degree in a numerate discipline
SALARY AND BENEFITS
- Up to £75,000 base salary
- Discretionary Bonus
- Strong pension contribution
- Private Healthcare
HOW TO APPLY
Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
To Apply for this Job Click Here
Lead Credit Risk Modelling Analyst
London
£90000 - £110000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
LEAD CREDIT RISK MODELLING CONSULTANT
UP TO £110,000
LONDON
This role does offer sponsorship.
This role is a core role within the company’s growing modelling division. The team are responsible for market risk models, IRB, IFRS9, and impairment. You will gain exposure to all these models.
THE COMPANY
This company is a well-established and trusted bank providing a wide range of banking and financial services and is a global player.
THE ROLE
You will be doing the following daily:
- Develop and document robust credit risk models, such as probability of default (PD), exposure at default (EAD), and loss given default (LGD), including challenger models using various modelling techniques, such as machine learning.
- Evaluate models against internal standards and regulatory requirements to ensure compliance before submission to internal and external approvers.
- Collaborate with stakeholders across various areas and disciplines, including business units, global risk, data analytics, model risk management (including validation), and internal and external audit, either directly or through relevant forums.
YOUR SKILLS AND EXPERIENCE
- Experience with wholesale modelling experience, looking at PD, EAD, and LGD models focusing on IRB.
- Previous model development experience.
- Strong understanding of Regulation Requirements.
- Python, SAS, SQL, and Excel skills.
- Excellent written and verbal communication skills.
- Strong numerical degree from a Russel Group University
THE BENEFITS
- Up to £110,000 salary.
- Generous pension contributions.
- 27 days holiday + bank holidays.
- Hybrid working.
- + other additional benefits.
HOW TO APPLY
Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.
To Apply for this Job Click Here
Senior Credit Risk Analyst
Milton Keynes
£45000 - £52000
+ Risk Analytics
PermanentMilton Keynes, Buckinghamshire
To Apply for this Job Click Here
SENIOR CREDIT RISK ANALYST – IMPAIRMENT
UP TO £52,000
MILTON KEYNES
This role does not offer sponsorship.
This role is a core role within the company’s risk division, provisioning and forecasting team. You will be responsible for the maintenance and execution of the full suite of credit impairment models as well as DoD engines. You will be a key player in determining the credit loss budgets for the business.
THE COMPANY
This company is a well-established and trusted bank providing a wide range of banking and financial services. The business offers current accounts, mortgages, cards, savings, investments, insurance and loans.
THE ROLE
You will be doing the following daily:
- Facilitate the change process and execute the implementation of new models.
- Actively collaborate with various risk sectors, including forecasting, portfolio management, and collections.
- Develop and present materials, delivering results to governance forums and committees.
- Engage regularly with external auditors to ensure the smooth completion of half-year and year-end audits.
- Assist in internal audit activities and address internal validation points for closure.
- Play a proactive role in reviewing and challenging the next generation credit risk provisioning models.
- Maintain up-to-date process documentation reflecting any model changes.
- Contribute to the development of Management Information (MI) Analytics dashboards.
YOUR SKILLS AND EXPERIENCE
- Experience with building and running models in SAS or a similar software.
- Strong understanding of risk management regulations and guidelines.
- Advanced Excel skills are essential.
- Excellent written and verbal communication skills.
- Strong numerical degree from a Russel Group University
THE BENEFITS
- Up to £52,000 salary.
- Generous pension contributions of up to 12.5% from the employer.
- 27 days holiday + bank holidays.
- Share plans.
- Hybrid working.
- + other additional benefits.
HOW TO APPLY
Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.
To Apply for this Job Click Here
Director of Risk
City of London
£140000 - £180000
+ Risk Analytics
PermanentCity of London, London
To Apply for this Job Click Here
Director of Risk
Up to £180,000
Hybrid
London
The Company
I am hiring a Director of Risk for a very exciting fintech based in London that focuses on B2B lending for mid-sized to large enterprises. In this role you will be leading multiple functions and being the risk SME for the business both internally, and externally to investors and C-Suit.
The Role
As a Director of Risk, you will be:
- Structuring lending deals with large businesses and making sure these are in line with regulations
- Setting up risk policies and frameworks for risk analytics, collections, underwriting, and financial crime
- Using data to make important business decisions
- Working closely with Product development as the Risk SME for the business
- Development and implementation of risk strategies for the business and business partnerships
- Managing the business-to-business relationships with senior stakeholders.
- Managing key stakeholder relationships with C-suite and investors to highlight risks the business may face
Your skills and experience
To be successful as a Director of Risk, you will need:
- Strong experience working for a credit fund.
- Strong experience setting up risk frameworks and polices for different products across a business
- Experience working with underwriting teams, finance and merchant assessment
- Ideally, experience working with credit funds
- A strong data-driven mindset being able to drive decisions using purely data
Benefits
Up to £180,000 + benefits package
HOW TO APPLY
Please register your interest by sending your CV to Sean Tunley via
To Apply for this Job Click Here
Senior Credit Risk Strategy Analyst
City of London
£60000 - £75000
+ Risk Analytics
PermanentCity of London, London
To Apply for this Job Click Here
Senior Credit Risk Strategy Analyst
Up to £75,000
Hybrid
London
The Company
I am hiring a Credit Risk analyst top innovative FinTech’s based in London. Within this role you will be bringing your credit risk strategy experience to focus on driving business growth and profitability using tools like SQL and Python alongside your commercial background.
The Role
As a Credit Risk Strategy Analyst, you will be:
- Developing new insights to drive optimisation of credit risk strategies.
- Detecting new trends on customer data to help increase business revenue
- Developing credit risk strategies for Acquisitions and Existing Customers.
- Working with senior leadership to implement/improve strategy.
- Using SQL and Python daily for strategy development
Your skills and experience
To be successful as a Credit Risk Analyst, you will need:
- Experience as a credit risk strategy analyst
- Experience working in a fast-paced environment
- Experience developing credit risk strategies for Acquisitions and/or Existing Customer
- Experience working with SQL and Python
- STEM Degree from a top university
Benefits
Up to £75,000
HOW TO APPLY
Please register your interest by sending your CV to Sean Tunley via
To Apply for this Job Click Here
Senior Risk Implementation Analyst
Birmingham
£45000 - £53000
+ Risk Analytics
PermanentBirmingham, West Midlands
To Apply for this Job Click Here
SENIOR RISK IMPLEMENTATION ANALYST
UP TO £53,000
BIRMINGHAM
This is an exciting new opportunity to join the 2nd largest banking group in Europe. The bank is going through a large digital transformation making it an exciting time for the business with exciting digital platforms.
THE COMPANY
You will be working in the Risk Analytics function of the bank across the product offerings in personal finance. This company is a trailblazer in the financial landscape offering an array of personalised and innovative solutions. As a trusted partner in the financial space this company dedicates its time to empowering individuals with tailored services catering to customers unique needs.
THE ROLE
- Develop and maintain in-depth expertise of decision system engines, including understanding limitations and associated governance.
- Acquire strong knowledge of risk strategies across various company portfolios.
- Implement changes within multi-bureau hubs, encompassing tasks such as requirements gathering, change management with credit reference agencies, development, testing, implementation, post-implementation monitoring, communication, and documentation.
- Implement application and scoring strategies/policies within decision engine systems, including Scorecard Admin.
- Collaborate within a cross-functional team to ensure all risk and implementation aspects are addressed and delivered, such as in project deliveries.
- Maintain validation of exception reports for decision engine monitoring, ensuring any changes are communicated, when possible, before implementation to the team responsible for monitoring logic.
- Ensure that all changes implemented into the system adhere to relevant control and governance programs.
- Promote knowledge sharing within the Risk Implementation Team to support business continuity.
- Ensure continuous operation of links to credit bureaus.
YOUR SKILLS AND EXPERIENCE
- Strong numerate degree from a Russel Group University.
- Strong Excel, SAS, and SQL skills.
- Strong understanding of Risk Decision Systems.
- Experience working with Credit bureau data.
- Experience with Decision systems such as Probe, Strategy Manager, Triad, Provenir etc.
- Excellent written and verbal communication skills.
THE BENEFITS
- Up to £53,000 salary.
- Hybrid working model.
- Pension scheme.
- Compensation scheme.
HOW TO APPLY
Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.
To Apply for this Job Click Here
Wholesale Credit Risk Consultant
London
£50000 - £100000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
Wholesale Credit Risk Consultant
Salary up to £100,000
London (3-4 days a week in the office
Harnham are pairing with a unique financial consultancy to bring in a new Wholesale Credit Risk Consultant, providing the exciting the opportunity to work alongside leading financial institutions around the world, focusing on end-to-end modelling.
The Company
The company in particular are a global financial consulting firm with extensive industry experience and recognition. The boutique size of the consultancy means that you’ll be able to create real change and directly influence business performance within your position.
The Role
As a Wholesale Credit Risk Consultant, you’ll be working within modelling team, focusing mainly on end-to-end IRB model work. However, the role allows for varied project work, depending on client projects, including, advising local and relevant international regulations within financial services, risk appetite/limiting projects, and opportunities to work across ICAAP/ILAAP.
Your Skills and Experience
- 4+ years of experience within in credit risk in consultancy or financial services/banking
- IRB model development experience
- Wholesale experience
- Experience using either SAS, Python, R, or Matlab
The Benefits
- Salary up to £100,000 (Based on experience)
- Hybrid working environment
- Holiday entitlement
- Pension scheme
- Bonus
How To Apply
Please register your interest via the apply link on this page, or send your CV
To Apply for this Job Click Here
Credit Risk Consultant – Wholesale IRB Modelling
London
£50000 - £90000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
CREDIT RISK CONSULTANT – WHOLESALE IRB MODELLING
£90,000
LONDON
THE COMPANY
This exciting boutique consultancy have an opportunity for an experienced candidate to join the business. This offers the chance to work across a range of credit modelling projects with clients across the financial services space. This global firm are growing significantly and offer the rare opportunity to be involved in this future growth and strategy of the business as they continue to grow
THE ROLE
- Developing IRB and IFRS9 models for a range of wholesale clients, across the full suite of PD, LGD and EAD
- Wider work on stress testing, ICAAP and ILAAP reviews
- Leading analytical deep-dives into model performance and statistical trends
- Working closely with a number of clients taking real ownership of projects and seeing these through end-to-end
- Opportunity to work with senior stakeholders in the business to help drive the strategy of the business and contribute to future growth
YOUR SKILLS AND EXPERIENCE
- Prior experience in IRB model development is essential
- Prior experience in the wholesale lending space is essential
- Strong knowledge in SAS, SQL or Python
- Wider regulatory knowledge is desirable
- Strong academic background with a degree in a numerical subject
SALARY AND BENEFITS
- Up to £90,000 base salary
- Discretionary bonus
- Pension contribution scheme
- Excellent opportunities for career progression
- Flexible working model
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
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Testimonials
Client and
candidate
testimonials
A trusted partner of professionals
across the globe.
We understand the challenges our
customers face and offer the
recruitment solutions needed to drive
business success through Data &
AI.
Candidate – Digital Media and Analytics
I've recently got a short-term contract role through Harnham, and things couldn't have gone better! My recruiter was incredibly helpful throughout the entire process. They also provided incredible admin support so that I could focus on the actual job in hand, rather than having to spend too much time dealing with these matters.
Candidate /
Digital Media and Analytics
Candidate – Data Analyst
I’ve had a great experience with Harnham. The recruiter provided great advice and ensured that I understood everything, and even followed up with me after I started my new role to see how I was settling in. I would recommend Harnham as a great recruitment company for anyone looking for a role in data and analytics.
Candidate /
Data Analyst
Candidate – Market Research Analyst
Thanks to Harnham, I am now in a role that suits me. My recruiter was able to quickly identify the skills I had to offer and match me up with his client. It was a win-win for everyone. I was given great advice throughout the process, and I also appreciated the follow-ups that I received.
Candidate /
Market Research Analyst
Client – Data Direction – Broadcast Media
I have worked with Harnham for over 2 years now as our main Analytics Recruiter partner and I am very pleased with the overall service and the people we have hired via Harnham. Harnham’s team is very good at understanding our recruitment needs and always come back with relevant and well scanned CVs, which saves me precious time.
Client /
Data Direction – Broadcast Media
Client – Director of Customer Data Science – Apparel
The team at Harnham have been outstanding in helping our company build a market-leading data science team. Harnham’s communication is great, and the recruiter’s take a consultative approach that’s really focused on provided value for both their clients and their candidates. They provide strong candidates that help us fill our roles with high achievers who are also a great fit for our culture.
Client /
Director of Customer Data Science – Apparel
Client – Director of People Operations
We’ve been collaborating with Harnham to recruit some key positions for our company, and they have been incredible partners. They team has been great and efficient. They understood our needs perfectly and provided us very talented candidates. We'll keep collaborating with them in the future. Thank you for your excellent job!
Client /
Director of People Operations
Candidate – Senior Data Engineer
I've been a Senior Data Engineer for about 4-5 years and Harnham is one of the best recruitment agencies I worked with. There was a time when my offer fell through and the recruiter I was working with at Harnham jumped in to the rescue and scheduled interviews for me within a couple of days. Really good agency and some great people.
Candidate /
Senior Data Engineer
Candidate – Chief Data Officer
It was a real treat to work with Harnham. My recruiter consistently went above and beyond to ensure that I navigated through the recruitment process as smooth as possible. I had been in contact with other professional at Harnham in the past and I can attest that the level of professionalism is always top-notch.
