Senior Credit Risk Analyst

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London / £60000 - £70000 annum

INFO

Salary
SALARY:

£60000 - £70000

Location

LOCATION

London

Job Type
JOB TYPE

Permanent

SENIOR CREDIT RISK ANALYST

UP TO £70,000

LONDON

This is an exciting new opportunity to take on a core role within the portfolio credit risk team working across stress testing and working closely with senior stakeholders.

THE COMPANY

The company is a UK listed bank supporting under-served segments of the mortgage market with over 150 years heritage and is a FTSE 250 bank. They deliver specialist lending and retail savings through industry leading brands.

THE ROLE

You can expect to be involved in the following day-to-day:

  • Refine and strengthen the existing framework for conducting independent, top-down reviews of provision adequacy, evaluating the effectiveness of the Group's IFRS 9 methodology in capturing risks across diverse business segments.
  • Lead the independent evaluation of the bank's Expected Credit Losses (ECL), integrating a broad range of external risk factors and delivering actionable analysis to support strategic decisions aligned with financial performance targets.
  • Perform horizon scanning to identify emerging or overlooked risks-whether portfolio-specific or macroeconomic-that may not be fully reflected in the current IFRS 9 modelling, potentially affecting profitability or long-term viability.
  • Contribute to the stress testing team by supporting insights from provision adequacy reviews to enhance the realism and relevance of stressed scenarios.
  • Collaborate with cross-functional teams, including Finance and Solvency Risk, offering expert-level credit risk analysis and insights to inform broader business decisions.

YOUR SKILLS AND EXPERIENCE

  • 3 + years of experience.
  • Credit risk experience in Capital or Impairment requirements and Stress Testing.
  • Knowledge across the end-to-end Credit Risk Lifecycle.
  • Stakeholder engagement skills
  • SAS/SQL knowledge is essential.
  • A strong numerate degree.
  • Excellent written and verbal communication.

THE BENEFITS

  • A salary of up to £70,000.
  • 15% bonus.
  • 28 days + bank holidays.
  • Generous pension.
  • Life assurance.
  • Access to private medical insurance and medical cash plan.
  • Hybrid working scheme.

HOW TO APPLY

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

CONTACT

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