RISK ANALYTICS
FOCUS
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
HOW WE
DO IT
To ensure effective, risk-free solutions for our clients and candidates, our recruitment solutions in this marketplace are determined by tried and tested methods.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
WHAT SETS
US APART?
Harnham appreciates the significant resources and sophisticated programs used to analyse and manage risk.
We are dedicated to the people who ensure banks and other financial institutions can identify, measure, monitor and control their credit risk.
We successfully recruit across the full spectrum of skill sets required to support this, from Customer Acquisition to Portfolio Management, Fraud Analytics to Collections & Recoveries, as well as Risk Audit to Credit Risk .
Whether you’re looking for a new opportunity or another team member, we can help you find your ideal solution.
As working from home becomes ever more common, you can now search Remote Risk Analytics Jobs.
DECISION
SCIENCE
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
PORTFOLIOÂ
ANALYST
Global risk and portfolio profiling help brands understand success across metrics such as currencies and economies. Understanding and increasing growth, as well as market share, through skilled optimisation, is a coveted skill set we hire for.
Strategic planning and stress testing to balance risk are paramount for the businesses we work with to maximise returns, and getting the most out of a portfolio is something all Harnham candidates are well versed in.
AIRB
MODELLING
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham has focused on sourcing, understanding, and assessing both candidate abilities and client needs.Â
FRAUD
ANALYST
Fraud Analytics is an essential part of any business when it comes to profit and loss. To mitigate risk, our clients work to understand the drivers of fraud and its ultimate prevention through analytics.
Predicting future areas of fraud, mitigating risk, and protecting their clients and customers without damaging the accessibility and success of their products and services, is a key advantage to any business.
JOBS
LATEST RISK &
FRAUD OPPORTUNITIES
Harnham are a specialist Data & AI recruitment business with teams that only focus on niche areas.
Senior Credit Risk Analyst
City of London
£60000 - £80000
+ Risk Analytics
PermanentCity of London, London
To Apply for this Job Click Here
Senior Credit Risk Analyst
£60,000 – £80,000 + up to 15% bonus
London (Hybrid Working)
An exciting opportunity has arisen at a fast-growing fintech firm specialising in embedded finance. This role offers the chance to work with high-profile global partners and play a key part in shaping credit risk strategy through data-driven insights and advanced analytics.
The Company
This award-winning fintech operates across the UK, EU, and US, empowering tech firms, payment platforms, and e-commerce leaders to offer flexible, branded financing to their merchant bases through a cutting-edge software.
The Role
-
Perform in-depth portfolio-level credit risk analysis using statistical methods and data modelling
-
Monitor and evaluate customer segment performance to identify risk trends and opportunities
-
Contribute to the design and enhancement of credit risk policies, pricing models, and underwriting strategies
-
Generate actionable, data-led insights to support optimisation of risk-adjusted returns
-
Collaborate cross-functionally with product, finance, compliance, and operations teams to align risk management with business strategy
Your Skills and Experience
-
Degree in Finance, Economics, Statistics, Mathematics or related field
-
Proficiency in SQL
-
Strong knowledge of credit risk concepts and metrics (PD, LGD, EAD)
-
Demonstrated experience in credit risk analysis, ideally within fintech or lending
-
Solid skills in data visualisation and presenting technical results to non-technical stakeholders
-
Excellent attention to detail and analytical problem-solving
Desirable Skills
-
Experience in SME lending environments
-
Familiarity with Python for data manipulation and modelling
Salary & Benefits
-
Base salary between £60,000 and £80,000
-
Annual bonus up to 15%
-
Stock options
-
Private medical insurance (Vitality)
-
Enhanced maternity and paternity leave
-
Employee Assistance Programme (EAP)
-
Subsidised lunches and late-working Deliveroo allowance
-
Free gym in office
-
Monthly in-office massage therapist
-
Regular team and company socials, including football league participation
How to Apply
To express interest in this opportunity, please submit your CV via the ‘Apply’ link.
To Apply for this Job Click Here
Risk Manager
Chatham
£60000 - £75000
+ Risk Analytics
PermanentChatham, Kent
To Apply for this Job Click Here
Liquidity Risk Manager
Up to £75,000
Kent (Hybrid Working)
An excellent opportunity has emerged at a dynamic, fast-growing challenger bank seeking a talented individual to join their Risk function. This role offers end-to-end ownership of Market and Liquidity Risk and the chance to lead a small, high-performing team.
The Company
This forward-thinking bank is expanding rapidly and offers a range of innovative lending products. With a strong collaborative culture and a close-knit team environment, this is a fantastic opportunity to gain broad exposure and make a meaningful impact in a key strategic role.
The Role
-
Lead the delivery and ongoing enhancement of the bank’s ILAAP and ICAAP frameworks
-
Develop clear and impactful MI reporting for Market and Liquidity Risk
-
Conduct detailed analysis to inform and shape the Board’s risk appetite
-
Manage and support a small team, helping to drive continuous improvement and performance
Your Skills and Experience
-
Experience working within a retail banking environment is essential
-
Strong knowledge and hands-on experience in managing liquidity risk
-
Direct involvement in ILAAP/ICAAP reporting or broader liquidity/IRRBB risk management
-
Experience using Focus is highly advantageous
-
Previous team management experience is a plus, though not required
Salary & Benefits
-
Competitive base salary up to £70,000
-
Hybrid working model
-
Generous pension contributions
-
Discretionary annual bonus
-
Private medical insurance
How to Apply
To express your interest, please send your CV to Gaby Adamis via the ‘Apply’ link.
To Apply for this Job Click Here
Risk Manager
Wolverhampton
£60000 - £70000
+ Risk Analytics
PermanentWolverhampton, West Midlands
To Apply for this Job Click Here
Liquidity Risk Manager
Up to £70,000
West Midlands (Hybrid Working)
An excellent opportunity has emerged at a dynamic, fast-growing challenger bank seeking a talented individual to join their Risk function. This role offers end-to-end ownership of Market and Liquidity Risk and the chance to lead a small, high-performing team.
The Company
This forward-thinking bank is expanding rapidly and offers a range of innovative lending products. With a strong collaborative culture and a close-knit team environment, this is a fantastic opportunity to gain broad exposure and make a meaningful impact in a key strategic role.
The Role
-
Lead the delivery and ongoing enhancement of the bank’s ILAAP and ICAAP frameworks
-
Develop clear and impactful MI reporting for Market and Liquidity Risk
-
Conduct detailed analysis to inform and shape the Board’s risk appetite
-
Manage and support a small team, helping to drive continuous improvement and performance
Your Skills and Experience
-
Experience working within a retail banking environment is essential
-
Strong knowledge and hands-on experience in managing liquidity risk
-
Direct involvement in ILAAP/ICAAP reporting or broader liquidity/IRRBB risk management
-
Experience using Focus is highly advantageous
-
Previous team management experience is a plus, though not required
Salary & Benefits
-
Competitive base salary up to £70,000
-
Hybrid working model
-
Generous pension contributions
-
Discretionary annual bonus
-
Private medical insurance
How to Apply
To express your interest, please send your CV to Gaby Adamis via the ‘Apply’ link.
To Apply for this Job Click Here
Liquidity Risk Manager
Birmingham
£60000 - £75000
+ Risk Analytics
PermanentWest Midlands
To Apply for this Job Click Here
LIQUIDITY RISK MANAGER
£70,000
WEST-MIDLANDS/KENT
An exciting opportunity has arisen with a growing bank who are looking to add a motivated individual to their risk team. This role offers a chance to own Market and Liquidity risk for the bank whilst leading a small team.
THE COMPANY
This company is an exciting challenger bank who are continuing to grow. They offer a range of unique products as part of their lending book and have an excellent team culture. This role offers the chance to gain great exposure across the bank and have a really hands-on role in a close-knit team.
THE ROLE
- Support ILAAP and ICAAP to ensure robust strategic risk management
- Take charge of developing impactful management information for market and liquidity risk reporting-translating complex data into clear insights
- Leading in-depth analysis to shape and refine the Board’s risk appetite around market and liquidity risks
- Managing a small team to enhance business performance
YOUR SKILLS AND EXPERIENCE
- Experience in retail banking is essential
- Prior experience in managing liquidity risk is essential
- Prior experience reporting on ILAAP/ICAAP or managing wider risks in liquidity/IRRBB
- Experience using Focus is highly desirable
- Management experience is desirable but not essential
SALARY AND BENEFITS
- Up to £70,000 base salary
- Pension contribution scheme
- Discretionary bonus
- Hybrid work model
- Private medical care
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Senior Credit Risk Analyst – FinTech
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT RISK STRATEGY ANALYST – FINTECH
£80,000
LONDON
This FinTech have been through significant growth in the past few years and are looking to continue on this journey. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in developing their lending strategies. This role is an opportunity for someone to be part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market.
THE ROLE
- Developing and driving lending strategies across the business, across both acquisitions and exisiting customers
- Work across a range of areas including pricing, profitability, affordability and broader lending decisions to add growth and commercial improvements across the business
- Analysing wider portfolio performance to drive innovation and forecast future developments
- Integrating CRA and wider customer data to enhance business performance
YOUR SKILLS AND EXPERIENCE:
- Essential to have experience within consumer lending
- Strong experience in developing and leading implementation of credit risk strategies is essential
- SQL or Python experience is essential
- Experience working with SME or business lending is highly desirable
SALARY AND BENEFITS
- Up to £80,000 base salary
- Bonus
- Private medical care
- Pension scheme
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Senior Credit Risk Analyst
London
£65000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT RISK ANALYST
SALARY UP TO £80,000
LONDON, HYBRID WORKING (3 DAYS A WEEK IN THE OFFICE)
In this role, you’ll be working on developing/enhancing the company’s lending strategy, working across acquisitions, underwriting, and pricing. You’ll be sitting in a lean, highly talented team, so you’re able to drive real change and directly impact the growth of the business.
THE COMPANY
This Fintech is experiencing high levels of growth and has been expanding across the business. You’ll be working in a talented team and have the opportunity/autonomy to drive real change.
THE ROLE
- Manage and optimise the Fintech’s lending strategy, working across acquisitions, underwriting, and pricing strategy.
- Provide wider portfolio analysis and identify new trends, risks, and opportunities to grow the book
- Provide high-quality, actionable insights to inform lending decisions and enhance existing strategies
YOUR SKILLS AND EXPERIENCE
- Proficiency in SQL is required
- Strong experience in the credit risk strategy space
- Experience working with SME lending is ideal
- Fintech experience is ideal
THE BENEFITS
- Competitive salary up to £80,000
- Strong bonus scheme
- Stock options
- Pension scheme
- Private medical
HOW TO APPLY
Please register your interest via the apply link on this page, or send your CV directly
To Apply for this Job Click Here
Credit Risk Manager – Portfolio Analytics
London
£80000 - £100000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
CREDIT RISK MANAGER – PORTFOLIO ANALYTICS
£100,000
LONDON
An exciting Fintech company is currently hiring for a Credit Risk Manager. This role will have good impact for a scale up business.
This role is an excellent opportunity to move into a fast-paced environment and take on real responsibility for business decisions and have the innovative space to have impact and drive change.
THE COMPANY
This Fintech business are in the business lending space and are known for being a dynamic and fast paced organisation where you’ll be able to have a lot of impact with your work. They provide great flexibility for their employees and stock within the benefits package.
THE ROLE
You can expect to be involved in the following day to day:
- Monitor credit performance of lending portfolios
- Report to Risk Committee on credit loss rates and credit risks
- Help develop and manage credit policy and risk appetite
- Help provide strategic recommendations for credit strategy and summaries for the company’s funding strategy
SKILLS AND EXPERIENCE
- SQL needed
- Python experience is ideal
- Credit Risk experience in consumer or SME lending
- Top numerical degree
SALARY AND BENEFITS
- Up to £100000
- Stocks in the business
- Private Medical
HOW TO APPLY
Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
To Apply for this Job Click Here
Senior Credit Risk Manager
London
£80000 - £100000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT RISK MANAGER
£100,000
LONDON
An exciting Fintech company is currently hiring for a Senior Credit Risk Manager. This role will have good impact for a scale up business.
This role is an excellent opportunity to move into a fast-paced environment and take on real responsibility for business decisions and have the innovative space to have impact and drive change.
THE COMPANY
This Fintech business are in the business lending space and are known for being a dynamic and fast paced organisation where you’ll be able to have a lot of impact with your work. They provide great flexibility for their employees and stock within the benefits package.
THE ROLE
You can expect to be involved in the following day to day:
- Own underwriting strategy for one of the lender’s portfolios, non-UK lending
- Work closely with data science team to deliver improvements on acquisition models
- Analyse data, portfolio performance and key credit risk metrics to help develop new lending strategies
- Manage a team of a couple of analysts
- Work closely with teams across the business in recognizing the risks encountered and steer product development to better satisfy customers’ needs
SKILLS AND EXPERIENCE
- SQL needed
- Python experience is ideal
- Credit Risk experience in consumer or SME lending
- Top numerical degree
SALARY AND BENEFITS
- Up to £100000
- Stocks in the business
- Private Medical
HOW TO APPLY
Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
To Apply for this Job Click Here
SENIOR PRICING & GROWTH ANALYST – LENDING
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR PRICING & GROWTH ANALYST – LENDING
UP TO £80,000 + STOCK
LONDON
A top FinTech in the UK that Harnham have been partnered with for some time now are on the search for a Senior/Lead Analyst for the pricing and growth function. This position is a great opportunity to join a fast-growing business that provide amazing opportunities for development.
THE COMPANY
This FinTech became a very profitable business early on in their journey. They are known for being one of the top lending analytics companies in the UK offering unsecured and secured products. Experience at a company like this is second to none and invaluable.
THE ROLE
The role will involve working across an unsecured product.
You can expect to be involved in the following day to day:
- Oversee analysis, development and improvement for pricing and commercial strategies
- The role will involve working on promotions & pricing strategy, financial forecasting and expansion opportunities
- Wide scoping role involved analytics, strategy development and some model building
SKILLS AND EXPERIENCE
- Experience working in lending, pricing, growth or credit analytics
- Experience analysing data and documenting trends to drive insight
- Strong commercial mindset
- Strong SQL skills – Python ideal too
- Experience working for a FinTech is ideal
- A strong university degree in a numerate discipline – will need to be a top degree in STEM
SALARY AND BENEFITS
- Up to £80,000 base salary
- Stock
- Private Healthcare
HOW TO APPLY
Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
To Apply for this Job Click Here
CAN’T FIND THE RIGHT OPPORTUNITY?
GET IN TOUCH
today
If you can’t see what you’re looking for right now, send us your CV anyway – we’re always getting fresh new roles through the door.
Industry Hub
HARNHAM
News & Blog
With over 10 years experience working solely in the Data & AI sector our consultants are able to offer detailed insights into the industry.
Visit our Blogs & News portal or check out our recent posts below.
Download ‘How to Hire in AI’: Our AI Hiring How-to Guide
In a landscape dominated by discussion of AI, companies can find it hard to navigate the marketplace….
The Role of Data Governance in AI: Landscape in the Netherlands
By Ross Henderson & Robin Buitendijk, Harnham Netherlands The transformative power of technology has entered an exciting…
The Practical Power of Generative AI in Business
By Miguel Sanchez, Data Coach at Rockborne AI is everywhere, true, but how do businesses move beyond…
AI Contracting Jobs Are Everywhere—So Where Are the Contractors?
by Jose Gomez, Manager of Contract Recruitment AI jobs are everywhere, so why are companies struggling to…
AI in 2025 – The Effect On the Job Market
By Thomas Savidge The UK is positioned to become a major leader in AI, driven by an…
The Importance of Market Mix Modelling from a Recruitment Perspective
At Harnham, we’ve witnessed a significant rise in demand for talent in the Market Mix Modelling (MMM)…
Predictions for AI in 2025: The Big, the Bold, and the Inevitable Shifts Ahead
2024 was a landmark year for artificial intelligence (AI), with generative AI moving from novelty to necessity….
Budget 2024: What It Means for Data & AI Jobs in 2025
The Autumn Budget 2024 places digital transformation and innovation at the core of the UK’s economic strategy,…
Important Statement Regarding Unaffiliated Company Claims
We have been made aware of claims of Harnham and Rockborne’s association with a company called Scrutinex….
Préparer Son Entretien de la Meilleure des Manières (FR)
Un recruteur qui parle de préparation d’entretien ? Oui, encore un discours sur l’importance de se préparer,…
Testimonials
Client and
candidate
testimonials
A trusted partner of professionals
across the globe.
We understand the challenges our
customers face and offer the
recruitment solutions needed to drive
business success through Data &
AI.
Candidate – Digital Media and Analytics
I've recently got a short-term contract role through Harnham, and things couldn't have gone better! My recruiter was incredibly helpful throughout the entire process. They also provided incredible admin support so that I could focus on the actual job in hand, rather than having to spend too much time dealing with these matters.
Candidate /
Digital Media and Analytics
Client – Director of Customer Data Science – Apparel
The team at Harnham have been outstanding in helping our company build a market-leading data science team. Harnham’s communication is great, and the recruiter’s take a consultative approach that’s really focused on provided value for both their clients and their candidates. They provide strong candidates that help us fill our roles with high achievers who are also a great fit for our culture.
Client /
Director of Customer Data Science – Apparel
Candidate – Senior Data Engineer
I've been a Senior Data Engineer for about 4-5 years and Harnham is one of the best recruitment agencies I worked with. There was a time when my offer fell through and the recruiter I was working with at Harnham jumped in to the rescue and scheduled interviews for me within a couple of days. Really good agency and some great people.
Candidate /
Senior Data Engineer
Candidate – Market Research Analyst
Thanks to Harnham, I am now in a role that suits me. My recruiter was able to quickly identify the skills I had to offer and match me up with his client. It was a win-win for everyone. I was given great advice throughout the process, and I also appreciated the follow-ups that I received.
Candidate /
Market Research Analyst
Client – Data Direction – Broadcast Media
I have worked with Harnham for over 2 years now as our main Analytics Recruiter partner and I am very pleased with the overall service and the people we have hired via Harnham. Harnham’s team is very good at understanding our recruitment needs and always come back with relevant and well scanned CVs, which saves me precious time.
Client /
Data Direction – Broadcast Media
Candidate – Chief Data Officer
It was a real treat to work with Harnham. My recruiter consistently went above and beyond to ensure that I navigated through the recruitment process as smooth as possible. I had been in contact with other professional at Harnham in the past and I can attest that the level of professionalism is always top-notch.
Candidate /
Chief Data Officer
Client – Director of People Operations
We’ve been collaborating with Harnham to recruit some key positions for our company, and they have been incredible partners. They team has been great and efficient. They understood our needs perfectly and provided us very talented candidates. We'll keep collaborating with them in the future. Thank you for your excellent job!
Client /
Director of People Operations
Candidate – Data Analyst
I’ve had a great experience with Harnham. The recruiter provided great advice and ensured that I understood everything, and even followed up with me after I started my new role to see how I was settling in. I would recommend Harnham as a great recruitment company for anyone looking for a role in data and analytics.
