RISK ANALYTICS
FOCUS
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
HOW WE
DO IT
To ensure effective, risk-free solutions for our clients and candidates, our recruitment solutions in this marketplace are determined by tried and tested methods.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
WHAT SETS
US APART?
Harnham appreciates the significant resources and sophisticated programs used to analyse and manage risk.
We are dedicated to the people who ensure banks and other financial institutions can identify, measure, monitor and control their credit risk.
We successfully recruit across the full spectrum of skill sets required to support this, from Customer Acquisition to Portfolio Management, Fraud Analytics to Collections & Recoveries, as well as Risk Audit to Credit Risk .
Whether you’re looking for a new opportunity or another team member, we can help you find your ideal solution.
As working from home becomes ever more common, you can now search Remote Risk Analytics Jobs.
DECISION
SCIENCE
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
PORTFOLIOÂ
ANALYST
Global risk and portfolio profiling help brands understand success across metrics such as currencies and economies. Understanding and increasing growth, as well as market share, through skilled optimisation, is a coveted skill set we hire for.
Strategic planning and stress testing to balance risk are paramount for the businesses we work with to maximise returns, and getting the most out of a portfolio is something all Harnham candidates are well versed in.
AIRB
MODELLING
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham has focused on sourcing, understanding, and assessing both candidate abilities and client needs.Â
FRAUD
ANALYST
Fraud Analytics is an essential part of any business when it comes to profit and loss. To mitigate risk, our clients work to understand the drivers of fraud and its ultimate prevention through analytics.
Predicting future areas of fraud, mitigating risk, and protecting their clients and customers without damaging the accessibility and success of their products and services, is a key advantage to any business.
JOBS
LATEST RISK &
FRAUD OPPORTUNITIES
Harnham are a specialist Data & AI recruitment business with teams that only focus on niche areas.
Quant Analyst- Credit
London
£80000 - £140000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
QUANT ANALYST
LONDON- 5 DAYS PER WEEK
SALARY UP TO £140,000 + BONUS
Harnham have partnered with a high-growth alternative credit investment firm that has quickly established itself as a major player in European private markets. With multi-billion AUM, a highly technical investment team, and a strong pipeline across real estate credit and asset-backed finance, they’re now looking to bring in a talented Asset-Backed Finance Quant to support the expansion of their ABF platform.
THE ROLE
You’ll be a key quantitative voice within a tight-knit team, helping build and scale the ABF function. Expect to:
- Design and implement pricing, valuation, and risk models for asset-backed finance investments
- Deep-dive into granular financial and loan-level data to drive investment insight
- Work cross-functionally across investment, risk, and operations to optimise portfolios
- Shape the data and tooling infrastructure underpinning the ABF investment process
- Stay ahead of market and regulatory developments, presenting clear insights to senior stakeholders
- Support the full investment lifecycle, including performance monitoring and IC updates
- Collaborate across wider business teams to support firm-wide initiatives
RESPONSBILITIES
- Master’s or PhD in Mathematics, Statistics, or another quantitative discipline
- 3+ years’ experience in asset-backed finance, quant analysis, credit risk, or data-driven investment roles
- Hands-on experience working with granular loan portfolios (consumer, SME, mortgages, receivables)
- Strong Python skills and comfort with modelling, analytics, and statistical techniques
- Solid understanding of structured/asset-backed finance and broader market dynamics
- Excellent communication skills – able to translate complex modelling into commercial insight
- A self-starter mentality, strong attention to detail, and the ability to thrive in a fast-paced, high-performance environment
- Strong interpersonal skills and confidence working with stakeholders across the business
HOW TO APPLY
Please send CV below
To Apply for this Job Click Here
Head of Finance
London
£70000 - £85000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
HEAD OF FINANCE
£80,000
LONDON
This role offers the chance to have a real variety in your work within a close-knit, impact-driven lender.
THE COMPANY
We’re working with an exciting London Lender that are in an exciting period of growth. They are well established in their lending and are now looking to grow out their Finance function, with the opportunity to really influence the direction of the business. This is a unique opportunity for someone to really add value and progress into the long term.
THE ROLE
Within this, you can expect to work on:
- Setting financial and business strategy across the company as they expand
- Shape how data is sued across the business and support forecasting and investment decisions
- Manage financial reporting and wider monitoring
- Own the financial models and enhance these as needed to drive business performance
- Manage a small team to help deliver financial strategy
YOUR SKILLS AND EXPERIENCE
- Finance qualification (CIMA, ACCA, ACA)
- Good experience with financial planning, financial management and accounting
- Experience within Financial services
- Good Excel experience
- Prior line management experience
- Desire to take charge of a function and direct change, keen to drive impact
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Credit Risk Manager
London
£80000 - £100000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
CREDIT RISK MANAGER
£80-100K
LONDON
This role offers the chance to have a real variety in your work within a close-knit, impact-driven lender.
THE COMPANY
We’re working with an exciting London Lender that are in an exciting period of growth. They are well established in their lending and are now looking to grow out their analytics function, with the opportunity to really influence the direction of the business. This is a unique opportunity for someone to really add value and progress into the long term.
THE ROLE
Within this, you can expect to work on:
- Developing lending strategies and broader insight into their lending book and portfolio performance
- Implementing scorecards into lending strategy to enhance decisioning and drive profitability
- Working closely to analyse and monitor customer data to identify new business opportunities and space for growth
- Opportunity to build out the wider analytics function as the business grows
- Working on wider IFRS9 model monitoring and implementation
YOUR SKILLS AND EXPERIENCE
- Background in consumer lending is essential
- Prior experience in developing and implementing credit strategies and wider portfolio analysis
- Understanding of and exposure to credit scoring models is highly desirable
- Experience using SQL AND Python/SAS is essential
- Prior line management experience nice to have but not essential
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Senior Credit Risk Analyst – FinTech
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT RISK STRATEGY ANALYST – FINTECH
£80,000
LONDON
This FinTech have been through significant growth in the past few years and are looking to continue on this journey. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in developing their lending strategies. This role is an opportunity for someone to be part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market.
THE ROLE
- Developing and driving lending strategies across the business, across both acquisitions and exisiting customers
- Work across a range of areas including pricing, profitability, affordability and broader lending decisions to add growth and commercial improvements across the business
- Analysing wider portfolio performance to drive innovation and forecast future developments
- Integrating CRA and wider customer data to enhance business performance
YOUR SKILLS AND EXPERIENCE:
- Essential to have experience within consumer lending
- Strong experience in developing and leading implementation of credit risk strategies is essential
- SQL or Python experience is essential
- Experience working with SME or business lending is highly desirable
SALARY AND BENEFITS
- Up to £80,000 base salary
- Bonus
- Private medical care
- Pension scheme
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Fraud Insights Analyst
Southampton
£40000 - £45000
+ Risk Analytics
PermanentSouthampton, Hampshire
To Apply for this Job Click Here
FRAUD INSIGHT ANALYST
£45,000
SOUTHAMPTON (5 days p/w)
THE COMPANY
This company are a leading UK transport provider who rely on data-driven insight to improve performance, reduce risk, and enhance the passenger experience. With large, complex datasets generated from thousands of daily journeys, they offer a dynamic environment for analysts who want to turn information into impact.
THE ROLE
- Analysing large, complex datasets to identify suspicious activity and fraud trends.
- Producing high-quality intelligence reports and recommending actions.
- Designing deployment plans for frontline teams tackling fraudulent travel.
- Supporting management in regular reporting and strategic investigations.
- Acting as a subject matter expert in fraud analytics and revenue protection.
YOUR SKILLS AND EXPERIENCE
- Experience in fraud analysis, loss prevention, revenue protection, or a similar crime detection role.
- Advanced Excel skills; Power BI or Tableau experience is a big plus.
- The ability to translate complex data into stories that drive action.
- Strong written and verbal communication skills.
- Attention to detail and resilience in fast-paced environments.
SALARY AND BENEFITS
- Up to £45,000 starting salary
- Discretionary bonus
- Pension contribution scheme
- Private medical scheme
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link or email
To Apply for this Job Click Here
Collections Strategy Manager
London
£60000 - £100000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
COLLECTIONS STRATEGY MANAGER
LONDON- HYBRID
UP TO £100,000
This fast-growing FinTech is on the hunt for a Collections Strategy Manager to help shape how they engage with customers and recover debt
THE ROLE
As Collections Strategy Manager, you’ll sit at the heart of commercial decision-making – bridging credit risk, data, and operations. You’ll be responsible for designing, testing, and implementing collections and recoveries strategies that balance performance with customer experience.
You’ll work closely with data scientists, product managers, and credit teams to:
- Build, monitor, and evolve collections strategies and segmentation models
- Use data and MI to identify performance trends and improvement opportunities
- Develop and test new contact strategies across digital and traditional channels
- Partner with analytics and engineering teams to enhance automation and decisioning tools
- Support regulatory compliance (CONC, FCA) while driving commercial outcomes
REQUIREMENTS
- Proven experience in collections or recoveries strategy (ideally in consumer lending, auto finance, or FinTech)
- Strong understanding of credit risk lifecycle and performance metrics
- Proficiency with SQL / SAS / Python (hands-on analysis experience)
To Apply for this Job Click Here
Credit Risk Strategy Manager- Fintech!
London
£60000 - £100000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
CREDIT RISK STRATEGY MANAGER – ACQUISITIONS
LONDON- HYBRID
UP TO £100,000
Join a leading fintech as a Credit Risk Strategy Manager, you’ll play a pivotal role in ensuring the soundness and profitability of our lending strategy for the credit card portfolio.
THE ROLE
- Developing and optimizing credit risk strategies to enhance decision-making processes- focusing on acquisitions
- Analyzing data to identify trends, assess risk levels, and implement effective risk mitigation strategies.
- Designing and implementing credit risk models and frameworks to support business objectives.
- Monitoring portfolio performance and proactively identifying areas for improvement.
- Collaborating with cross-functional teams to align credit risk strategies with business goals.
- Ensuring compliance with regulatory requirements and best practices in credit risk management.
REQUIREMENTS
- Credit risk experience working within unsecured lending
- Strong analytical skills and proficiency in data analysis tools and techniques- Experience with SQL and python for strategy and data analysis
BENEFITS
- Flexible working and great benefits
HOW TO APPLY
Please apply below or send your CV
To Apply for this Job Click Here
Senior credit risk strategy analyst
London
£40000 - £75000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT STRATEGY ANALYST
LONDON
UP TO £75,000
Join a dynamic and rapidly expanding FinTech. This company offers a unique opportunity for a driven analyst to lead commercial strategy across lending, pricing, and advanced analytics. If you’re looking for a chance to shape impactful strategies in a successful and fast-growing business, this could be the ideal role.
THE ROLE
As a Senior Credit Risk Strategy Analyst, you will focus on developing and refining customer strategies, including:
- Leading the development of diverse lending strategies
- Leveraging analytics and data insights to optimize and scale strategies for new customers
- Incorporating new data sources to enhance decision-making and grow the lending portfolio
- Conducting broader customer analytics and analyzing behavioral trends
REQUIREMENTS
- Experience working in fast-paced environments, with the ability to manage multiple projects
- Background in commercial or risk strategy, preferably within consumer lending
- Proficiency in SQL, with Python experience being highly advantageous
- Previous experience in a FinTech environment
HOW TO APPLY
Please apply to the link below or send CV
To Apply for this Job Click Here
Credit Risk Manager – Point of Sale
London
£80000 - £100000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
CREDIT RISK MANAGER – POINT OF SALE
£100,000 + PENSION + BONUS
LONDON
A very successful financial lending institution in the UK who are widely known to be one of the most successful FinTechs operating in the market is recruiting a new Manager/Senior Manager in their credit risk department. The role will involve leading a product area.
THE COMPANY
This financial institution is based in London. They are a fast-paced FinTech lender who cover multiple lending products on the consumer side. They are leading in this field and are known to be a great place to work and develop in further.
THE ROLE
Day to day responsibilities include but are not limited to:
- Lead on acquisition strategy for Point of Sale (POS) finance products
- Spearhead the rollout of a new retail finance solution, ensuring robust post-launch performance tracking and strategic refinement.
- Lead the transition of a major embedded finance offering to an upgraded technology platform.
- Design and implement strategies leveraging new product capabilities, including upfront payment options and SKU-level basket insights.
- Accelerate growth of multi-partner credit solutions, expanding reach through strategic alliances with major financial institutions.
- Cultivate strong cross-functional relationships across Risk, Commercial, Data Science, Treasury, and other core teams to support delivery.
SKILLS AND EXPERIENCE
- Experience working on a Point of Sale (POS)
- Experience within credit risk analytics and strategy
- SQL experience
- A strong university degree in a numerate discipline
SALARY AND BENEFITS
- £100,000 base salary
- 20% Bonus
- Market leading pension contribution
- Private Healthcare
HOW TO APPLY
Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
To Apply for this Job Click Here
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Industry Hub
HARNHAM
News & Blog
With over 10 years experience working solely in the Data & AI sector our consultants are able to offer detailed insights into the industry.
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Testimonials
Client and
candidate
testimonials
A trusted partner of professionals
across the globe.
We understand the challenges our
customers face and offer the
recruitment solutions needed to drive
business success through Data &
AI.
Client – Director of People Operations
We’ve been collaborating with Harnham to recruit some key positions for our company, and they have been incredible partners. They team has been great and efficient. They understood our needs perfectly and provided us very talented candidates. We'll keep collaborating with them in the future. Thank you for your excellent job!
Client /
Director of People Operations
Client – Director of Customer Data Science – Apparel
The team at Harnham have been outstanding in helping our company build a market-leading data science team. Harnham’s communication is great, and the recruiter’s take a consultative approach that’s really focused on provided value for both their clients and their candidates. They provide strong candidates that help us fill our roles with high achievers who are also a great fit for our culture.
Client /
Director of Customer Data Science – Apparel
Candidate – Digital Media and Analytics
I've recently got a short-term contract role through Harnham, and things couldn't have gone better! My recruiter was incredibly helpful throughout the entire process. They also provided incredible admin support so that I could focus on the actual job in hand, rather than having to spend too much time dealing with these matters.
Candidate /
Digital Media and Analytics
Client – Data Direction – Broadcast Media
I have worked with Harnham for over 2 years now as our main Analytics Recruiter partner and I am very pleased with the overall service and the people we have hired via Harnham. Harnham’s team is very good at understanding our recruitment needs and always come back with relevant and well scanned CVs, which saves me precious time.
Client /
Data Direction – Broadcast Media
Candidate – Data Analyst
I’ve had a great experience with Harnham. The recruiter provided great advice and ensured that I understood everything, and even followed up with me after I started my new role to see how I was settling in. I would recommend Harnham as a great recruitment company for anyone looking for a role in data and analytics.
Candidate /
Data Analyst
Candidate – Chief Data Officer
It was a real treat to work with Harnham. My recruiter consistently went above and beyond to ensure that I navigated through the recruitment process as smooth as possible. I had been in contact with other professional at Harnham in the past and I can attest that the level of professionalism is always top-notch.
Candidate /
Chief Data Officer
Candidate – Senior Data Engineer
I've been a Senior Data Engineer for about 4-5 years and Harnham is one of the best recruitment agencies I worked with. There was a time when my offer fell through and the recruiter I was working with at Harnham jumped in to the rescue and scheduled interviews for me within a couple of days. Really good agency and some great people.
Candidate /
Senior Data Engineer
Candidate – Market Research Analyst
Thanks to Harnham, I am now in a role that suits me. My recruiter was able to quickly identify the skills I had to offer and match me up with his client. It was a win-win for everyone. I was given great advice throughout the process, and I also appreciated the follow-ups that I received.
