RISK ANALYTICS
FOCUS
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
HOW WE
DO IT
To ensure effective, risk-free solutions for our clients and candidates, our recruitment solutions in this marketplace are determined by tried and tested methods.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
WHAT SETS
US APART?
Harnham appreciates the significant resources and sophisticated programs used to analyse and manage risk.
We are dedicated to the people who ensure banks and other financial institutions can identify, measure, monitor and control their credit risk.
We successfully recruit across the full spectrum of skill sets required to support this, from Customer Acquisition to Portfolio Management, Fraud Analytics to Collections & Recoveries, as well as Risk Audit to Credit Risk .
Whether you’re looking for a new opportunity or another team member, we can help you find your ideal solution.
As working from home becomes ever more common, you can now search Remote Risk Analytics Jobs.
DECISION
SCIENCE
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
PORTFOLIOÂ
ANALYST
Global risk and portfolio profiling help brands understand success across metrics such as currencies and economies. Understanding and increasing growth, as well as market share, through skilled optimisation, is a coveted skill set we hire for.
Strategic planning and stress testing to balance risk are paramount for the businesses we work with to maximise returns, and getting the most out of a portfolio is something all Harnham candidates are well versed in.
AIRB
MODELLING
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham has focused on sourcing, understanding, and assessing both candidate abilities and client needs.Â
FRAUD
ANALYST
Fraud Analytics is an essential part of any business when it comes to profit and loss. To mitigate risk, our clients work to understand the drivers of fraud and its ultimate prevention through analytics.
Predicting future areas of fraud, mitigating risk, and protecting their clients and customers without damaging the accessibility and success of their products and services, is a key advantage to any business.
JOBS
LATEST RISK &
FRAUD OPPORTUNITIES
Harnham are a specialist Data & AI recruitment business with teams that only focus on niche areas.
Strategy Analyst
£30000 - £50000
+ Risk Analytics
PermanentHampshire
To Apply for this Job Click Here
STRATEGY ANALYST
HAMPSHIRE
UP TO £50,000
Looking for an Operations Analytics Analyst to join a small, growing analytics team within a UK FinTech lender. This role focused on turning data into actionable insights across the entire customer lifecycle.
THE ROLE
You’ll sit in the Operations Analytics team, working closely with credit, underwriting, collections, fraud and marketing. The team’s aim is simple: use data to understand processes, improve decision-making, and generate insights that drive real business outcomes.
- Analyse customer behaviour from origination to repayment, identifying trends and patterns across the lifecycle.
- Optimise collections strategies to improve efficiency and customer outcomes.
- Extract, manipulate, and visualise data to create reports and dashboards for operational teams.
- Provide insights on marketing and acquisition performance to support business growth.
- Collaborate with credit, risk, fraud, and operational teams on cross-functional projects.
- Translate complex data into actionable recommendations for stakeholders and business decisions.
REQUIREMENTS
- 2+ years in credit, lending or operational analytics
- Strong SQL skills and experience with a visualisation tool
- Clear examples of end-to-end analytical work: pulling data, analysing, translating into action, reporting to stakeholders
HOW TO APPLY
Please apply below or send CV
To Apply for this Job Click Here
Senior Collections Analytics Manager
London
£110000 - £130000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR COLLECTIONS STRATEGY MANAGER
£110-135,000
LONDON
THE COMPANY
This role is with a leading FinTech brand in the UK. This role offers the unique opportunity to take an individual contributor role at a senior level in the business, driving collections strategies and recoveries processes whilst working with junior analysts when required. This is an excellent opportunity for someone looking to take a step-up in a fast-paced, successful business.
THE ROLE
- Ownership of the entire collections and recoveries part of the business
- Developing collections strategies to enhance business performance and improve customer outcomes
- Leading policies for affordability, arrears management and wider debt provisioning
- Leading debt sale processes and working closely with stakeholders and senior members of the business
- Wider ad hoc project work as required
YOUR SKILLS AND EXPERIENCE
- Essential to have had experience in the collections space within consumer lending
- Essential to have experience developing collection strategies
- Essential to have had prior experience in debt sale processes and wider debt provisioning
- A background in SQL/SAS/Python coding – not essential to currently use these
- Strong communication skills
SALARY AND BENEFITS
- Up to £135,000 base salary
- Competitive bonus scheme
- Contributory pension scheme
- Flexible holiday scheme
- Hybrid work model
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Senior Manager- Collections and Recoveries
London
£90000 - £135000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR MANAGER- COLLECTIONS AND RECOVERIES
LONDON- HYBRID
UP TO £135,000
This is a senior role with significant strategic and regulatory exposure, focused on building and evolving collections and recoveries frameworks for a regulated UK financial services business.
THE ROLE
- Developing and owning collections and recoveries strategies, including policy implementation and controls
- Managing relationships with debt collection agencies, including debt sale strategy, pricing, and contractual changes
- Leading on customer forbearance approaches and monitoring default trends
- Ensuring fair customer treatment in line with FCA expectations and UK regulations
- Acting as a key contact for regulatory communication, including engagement with the FCA
- Supporting the business’s transition from BNPL into broader cash management product
- This is a Certified role, requiring confidence operating in a regulated environment.
REQUIREMENTS
- Extensvie experience in collections and recoveries strategy
- Strong experience working with debt collection agencies and debt sale processes
- Backgorund in SQL
- In-depth knowledge of UK regulations, including experience engaging with the FCA
- Excellent communication skills and stakeholder management capability
HOW TO APPLY
Please apply below or email
To Apply for this Job Click Here
Senior Data Scientist
London
£50000 - £85000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR DATA SCIENTIST
LONDON- HYBRID
UP TO £85,000
Join a top lending fitnech where you’ll sit within the Data Science function, but specifically focuses on the US lending portfolio, working with a high-impact team with plenty of ownership and autonomy!
THE ROLE
- Developing credit risk predictive ML models for US lending portfolios, primarily scorecard-based models
- Building and enhancing income models, early repayment models, and forecasting models
- Driving automation of lending decisions across the Loans portfolio
- Supporting Credit Card growth, including new acquisition scorecards as volume increases through upcoming Experian integration
- Owning the entire modelling process – from data extraction and feature engineering through to deployment (no separate engineering hand-off)
REQUIREMENTS
- Strong data science/ modelling experience using ML techniques
- Background in Financial services, Banking, Insurance or Gambling
- Strong Python
HOW TO APPLY
Please apply below or send CV
To Apply for this Job Click Here
Senior Credit Risk Analyst
£60000 - £80000
+ Risk Analytics
PermanentEngland
To Apply for this Job Click Here
SENIOR CREDIT RISK ANALYST
LONDON HYBRID OR FLEXIBLE WORKING OPTIONS
UP TO £80,000
Join a fast paced fintech who are on a mission to on a mission to simplify and reduce credit card debt. This is a super exciting Senior credit risk analyst role looking at aggregator performance and strategy.
THE ROLE
This is a high-impact, commercially focused role sitting at the heart of growth, pricing, and credit risk. You’ll take ownership of aggregator performance and funnel conversion, using data to drive smarter acquisition and better-quality lending outcomes.
- Owning end-to-end aggregator strategy, working across pricing, eligibility, and risk rules to maximise approval and conversion rates
- Analysing the customer acquisition funnel from aggregator click through to funded loan, identifying friction points and drop-off drivers
- Optimising pre-approval, credit policy, and pricing strategies to improve conversion while maintaining robust risk controls
- Partnering closely with Commercial and Product teams to test and refine aggregator propositions and journey design
REQUIREMENTS
-
Proven exposure to pricing strategy and commercial optimisation
-
Experience working with aggregators / price comparison platforms
-
Confident working with SQL (and ideally Python or similar)
HOW TO APPLY
Please apply below or send your CV
To Apply for this Job Click Here
Commercial Analyst – FinTech
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
COMMERCIAL ANALYST – FINTECH
£60-80,000
LONDON
THE COMPANY
This unique FinTech are growing significantly and have ambitious plans for their next phase. They pride themselves on a fast-paced and dynamic environment where you can really make a difference and the customer comes before profit.
THE ROLE
- Working closely with existing and new aggregators to improve performance and funnel conversion
- Developing pricing strategy and market analysis in order to drive profitability
- Working with large data sets to spot trends, identify opportunities for enhancement and more widely track business performance
- Conducting comprehensive pricing analyses and crafting actionable recommendations based on performance insights.
YOUR SKILLS AND EXPERIENCE:
- Prior experience working with aggregators within financial services is essential
- Experience developing pricing or commercial strategies
- Prior work in analysing data sets and driving insights into commercial outcomes
- Some experience using SQL
SALARY AND BENEFITS
- £60-80,000 base salary depending on experience
- Flexible working model
- Equity options
- Company pension scheme
- Private medical care
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Credit Strategy Analyst – (SME Lending)
City of London
£50000 - £60000
+ Risk Analytics
PermanentCity of London, London
To Apply for this Job Click Here
Credit Strategy Analyst
Up to £60,000
Hybrid
London
The Company
I am hiring a Credit Strategy Analyst leading dynamic FinTech based in London. Within this role you will be bringing your credit strategy development experience to drive business growth and profitability using tools like SQL and Python for business lending
The Role
As a Credit Strategy Analyst, you will be:
- Developing new insights to drive optimisation of credit risk strategies.
- Detecting new trends on customer data to develop wider business strategies
- Developing credit risk strategies for acquisitions and underwriting for business loans
- Working with senior leadership to implement/improve strategy.
- Using SQL and Python daily for strategy development
Your skills and experience
To be successful as a Credit Strategy Analyst, you will need:
- Experience as a credit risk strategy analyst
- Experience working in a fast-paced environment
- Experience developing credit risk strategies for Acquisitions, Existing Customer, and/or Collections Strategy
- Experience working with SQL and Python
- STEM Degree from a top university
Benefits
Up to £60,000 + Benefits
To Apply for this Job Click Here
Senior Credit Strategy Analyst – (Business Lending)
City of London
£70000 - £80000
+ Risk Analytics
PermanentCity of London, London
To Apply for this Job Click Here
Senior Credit Strategy Analyst
Up to £80,000
Hybrid
London
The Company
I am hiring a Senior Credit Strategy Analyst leading dynamic FinTech based in London. Within this role you will be bringing your credit strategy development experience to drive business growth and profitability using tools like SQL and Python for business lending
The Role
As a Senior Credit Strategy Analyst, you will be:
- Developing new insights to drive optimisation of credit risk strategies.
- Detecting new trends on customer data to develop wider business strategies
- Developing credit risk strategies for acquisitions and underwriting for business loans
- Working with senior leadership to implement/improve strategy.
- Using SQL and Python daily for strategy development
Your skills and experience
To be successful as a Senior Credit Strategy Analyst, you will need:
- Experience as a credit risk strategy analyst
- Experience working in a fast-paced environment
- Experience developing credit risk strategies for Acquisitions, Existing Customer, and/or Collections Strategy
- Experience working with SQL and Python
- STEM Degree from a top university
Benefits
Up to £80,000 + Benefits
To Apply for this Job Click Here
Senior Collections Manager
City of London
£90000 - £100000
+ Risk Analytics
PermanentCity of London, London
To Apply for this Job Click Here
Senior Collections Manager
Up to £100,000
Remote
The Company
I am hiring a Senior Collections Manager for a top consumer finance FinTech based in London. Here you will spearhead the Collections Strategy and the Collections Operations for the business using your strong background in collections to increase the businesses profitability.
The Role
As the Senior Collections Manager, you will be:
- Owning, improving, and developing new collections strategies for the business
- Managing/working closely the customer service team to make improvements for the collection’s strategy
- Building out technical solutions to improve the collections strategies and processes
- Presenting to senior stakeholders both internally and externally
- Partnering with 3rd party vendors to support the business with collections systems and tools
- Being the voice for the business for collections and working with the acquisitions team to provide insights on collections
Your skills and experience
To be successful as a Senior Collections Manager, you will need:
- Experience as a credit risk strategy manager/lead in collections
- Experience working in a fast-paced environment
- Experience developing credit risk strategies for collections
- Strong experience using Data and to improve processes for collections
- Experience managing a collections operations team
Benefits
Up to £100,000 + Benefits
To Apply for this Job Click Here
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GET IN TOUCH
today
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Industry Hub
HARNHAM
News & Blog
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Testimonials
Client and
candidate
testimonials
A trusted partner of professionals
across the globe.
We understand the challenges our
customers face and offer the
recruitment solutions needed to drive
business success through Data &
AI.
Candidate – Chief Data Officer
It was a real treat to work with Harnham. My recruiter consistently went above and beyond to ensure that I navigated through the recruitment process as smooth as possible. I had been in contact with other professional at Harnham in the past and I can attest that the level of professionalism is always top-notch.
Candidate /
Chief Data Officer
Client – Director of Customer Data Science – Apparel
The team at Harnham have been outstanding in helping our company build a market-leading data science team. Harnham’s communication is great, and the recruiter’s take a consultative approach that’s really focused on provided value for both their clients and their candidates. They provide strong candidates that help us fill our roles with high achievers who are also a great fit for our culture.
Client /
Director of Customer Data Science – Apparel
Candidate – Market Research Analyst
Thanks to Harnham, I am now in a role that suits me. My recruiter was able to quickly identify the skills I had to offer and match me up with his client. It was a win-win for everyone. I was given great advice throughout the process, and I also appreciated the follow-ups that I received.
Candidate /
Market Research Analyst
Client – Director of People Operations
We’ve been collaborating with Harnham to recruit some key positions for our company, and they have been incredible partners. They team has been great and efficient. They understood our needs perfectly and provided us very talented candidates. We'll keep collaborating with them in the future. Thank you for your excellent job!
Client /
Director of People Operations
Candidate – Senior Data Engineer
I've been a Senior Data Engineer for about 4-5 years and Harnham is one of the best recruitment agencies I worked with. There was a time when my offer fell through and the recruiter I was working with at Harnham jumped in to the rescue and scheduled interviews for me within a couple of days. Really good agency and some great people.
Candidate /
Senior Data Engineer
Candidate – Data Analyst
I’ve had a great experience with Harnham. The recruiter provided great advice and ensured that I understood everything, and even followed up with me after I started my new role to see how I was settling in. I would recommend Harnham as a great recruitment company for anyone looking for a role in data and analytics.
Candidate /
Data Analyst
Client – Data Direction – Broadcast Media
I have worked with Harnham for over 2 years now as our main Analytics Recruiter partner and I am very pleased with the overall service and the people we have hired via Harnham. Harnham’s team is very good at understanding our recruitment needs and always come back with relevant and well scanned CVs, which saves me precious time.
Client /
Data Direction – Broadcast Media
Candidate – Digital Media and Analytics
I've recently got a short-term contract role through Harnham, and things couldn't have gone better! My recruiter was incredibly helpful throughout the entire process. They also provided incredible admin support so that I could focus on the actual job in hand, rather than having to spend too much time dealing with these matters.
