RISK ANALYTICS
FOCUS
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
HOW WE
DO IT
To ensure effective, risk-free solutions for our clients and candidates, our recruitment solutions in this marketplace are determined by tried and tested methods.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
WHAT SETS
US APART?
Harnham appreciates the significant resources and sophisticated programs used to analyse and manage risk.
We are dedicated to the people who ensure banks and other financial institutions can identify, measure, monitor and control their credit risk.
We successfully recruit across the full spectrum of skill sets required to support this, from Customer Acquisition to Portfolio Management, Fraud Analytics to Collections & Recoveries, as well as Risk Audit to Credit Risk .
Whether you’re looking for a new opportunity or another team member, we can help you find your ideal solution.
As working from home becomes ever more common, you can now search Remote Risk Analytics Jobs.
DECISION
SCIENCE
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
PORTFOLIOÂ
ANALYST
Global risk and portfolio profiling help brands understand success across metrics such as currencies and economies. Understanding and increasing growth, as well as market share, through skilled optimisation, is a coveted skill set we hire for.
Strategic planning and stress testing to balance risk are paramount for the businesses we work with to maximise returns, and getting the most out of a portfolio is something all Harnham candidates are well versed in.
AIRB
MODELLING
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham has focused on sourcing, understanding, and assessing both candidate abilities and client needs.Â
FRAUD
ANALYST
Fraud Analytics is an essential part of any business when it comes to profit and loss. To mitigate risk, our clients work to understand the drivers of fraud and its ultimate prevention through analytics.
Predicting future areas of fraud, mitigating risk, and protecting their clients and customers without damaging the accessibility and success of their products and services, is a key advantage to any business.
JOBS
LATEST RISK &
FRAUD OPPORTUNITIES
Harnham are a specialist Data & AI recruitment business with teams that only focus on niche areas.
Lead Credit Risk Analyst – (Scorecards)
Leeds
£45000 - £55000
+ Risk Analytics
PermanentLeeds, West Yorkshire
To Apply for this Job Click Here
Lead Credit Risk Analyst – (Scorecards)
Up to £55,000
Hybrid
Leeds
The Company
I am hiring a Lead Credit Risk Analyst for one of the biggest UK banks focused on providing unsecured and secured lending to their customers. In this role you will leading the scorecard modelling credit cards and loans using SAS and SQL daily in the role.
The Role
As a Lead Credit Risk Analyst, you will be:
- Developing credit risk application and behavioural scorecard models
- Using analytics skills to improve credit risk strategies
- Monitoring the performance or the scorecard and the portfolio performance.
- Working with and presenting to senior stakeholders daily within the role.
- Using SAS to develop credit risk models daily.
Your skills and experience:
To be successful as a Lead Credit Risk Analyst, you will need:
- Strong experience developing credit risk scorecards
- Experience as a credit risk using SAS or SQL daily for scorecard development
- Experience working in unsecured lending portfolios
- Experience working for a bank or in financial services
- Excellent communication skills
Benefits
Up to £55,000 + benefits package
To Apply for this Job Click Here
Collections Strategy Analyst
Leicester
£38000 - £42000
+ Risk Analytics
PermanentLeicester, Leicestershire
To Apply for this Job Click Here
Collections Strategy Analyst
Up to £42,000
Hybrid
Leicester
About the Company:
I am hiring a Collections Strategy Analyst for a leading lending business based in Leicester. Within this role, you will be developing strategies for collections, to support the increase of profitability for the portfolio using tools like SAS and SQL daily.
About the Role:
As a Collections Strategy Analyst, you will be:
- Driving insight for credit risk strategy using SAS and SQL for collections
- Detecting new trends on customer data to help increase business revenue
- Analysing both internal and external data to make strategic changes impacting growth and revenue
- Developing credit risk strategies across the collection and arrears
- Using SQL and SAS daily for strategy development
Responsibilities:
To be successful as a Collections Strategy Analyst, you will need:
- Experience as a credit risk strategy analyst
- Experience working with unsecured credit portfolios
- Ideally experience working on Credit Cards
- Experience developing credit risk strategies for collections
- Experience working with SQL and/or SAS
- STEM Degree from a top university
Benefits
Up to £42,000 + Benefits
To Apply for this Job Click Here
Senior Credit Pricing Analyst
City of London
£65000 - £75000
+ Risk Analytics
PermanentCity of London, London
To Apply for this Job Click Here
Senior Credit Pricing Analyst
Up to £75,000
Hybrid
London
The Company
I am hiring a Senior Credit Pricing Analyst leading dynamic FinTech based in London. Within this role you will be bringing your credit risk pricing and NPV modelling experience to focus on driving business growth and profitability using tools like SQL and Python alongside your credit commercial background for the credit cards portfolio.
The Role
As a Senior Credit Pricing Analyst, you will be:
- Developing new insights to drive optimisation of credit risk strategies.
- Developing NPV models for Credit risk acquisitions strategies
- Developing credit risk strategies for Acquisitions and pricing
- Working with senior leadership to implement/improve credit strategy.
- Using SQL and Python daily for strategy development
Your skills and experience
To be successful as a Senior Credit Pricing Analyst, you will need:
- Experience as a credit risk strategy analyst
- Experience developing pricing and NPV models
- Experience working in a fast-paced environment/fintech
- Experience developing credit risk strategies for Acquisitions and/or Existing Customer for consumer lending
- Experience working with SQL and Python
- STEM Degree from a top university
Benefits
Up to £75,000 + Benefits
To Apply for this Job Click Here
Senior Credit Strategy Analyst
City of London
£70000 - £80000
+ Risk Analytics
PermanentCity of London, London
To Apply for this Job Click Here
Senior Credit Strategy Analyst
Up to £80,000
Hybrid
London
The Company
I am hiring a Senior Credit Strategy Analyst leading dynamic FinTech based in London. Within this role you will be bringing your credit risk strategy experience to focus on driving business growth and profitability using tools like SQL and Python alongside your credit commercial background
The Role
As a Senior Credit Strategy Analyst, you will be:
- Developing new insights to drive optimisation of credit risk strategies.
- Detecting new trends on customer data to develop wider business strategies
- Developing credit risk strategies for Acquisitions and Existing Customers.
- Working with senior leadership to implement/improve strategy.
- Using SQL and Python daily for strategy development
Your skills and experience
To be successful as a Senior Credit Strategy Analyst, you will need:
- Experience as a credit risk strategy analyst
- Experience working in a fast-paced environment
- Experience developing credit risk strategies for Acquisitions and/or Existing Customer
- Experience working with SQL and Python
- STEM Degree from a top university
Benefits
Up to £80,000 + Benefits
To Apply for this Job Click Here
Senior Credit Strategy Analyst
Leicester
£50000 - £60000
+ Risk Analytics
PermanentLeicester, Leicestershire
To Apply for this Job Click Here
Senior Credit Strategy Analyst
Up to £60,000
Hybrid
Leicester
About the Company:
I am hiring a Senior Credit Strategy Analyst for a leading lending business based in Leicester. Within this role, you will be developing strategies for existing customer management, to support the increase of profitability for the portfolio using tools like SAS and SQL daily.
About the Role:
As a Senior Credit Strategy Analyst, you will be:
- Driving insight for credit risk strategy using SAS and SQL
- Detecting new trends on customer data to help increase business revenue
- Analysing both internal and external data to make strategic changes impacting growth and revenue
- Developing credit risk strategies across existing customers, like credit limit increase and decrease strategies
- Using SQL and SAS daily for strategy development
Responsibilities:
To be successful as a Senior Credit Strategy Analyst, you will need:
- Experience as a credit strategy analyst
- Experience working with unsecured credit portfolios
- Ideally experience working on Credit Cards
- Experience developing credit risk strategies for existing customers
- Experience working with SQL and/or SAS
- STEM Degree from a top university
Benefits
Up to £60,000 + Benefits
To Apply for this Job Click Here
Head of Underwriting
City of London
£70000 - £80000
+ Risk Analytics
PermanentCity of London, London
To Apply for this Job Click Here
HEAD OF UNDERWRITING
£80,000
LONDON
THE COMPANY
This is an exciting opportunity with a fast-paced financial services business. The role offers the chance to lead an underwriting team and have a real impact in your role to make a difference to company performance.
THE ROLE
- Managing a large team to oversee underwriting decisions and improve the wider decisioning process
- Oversee deal approvals and pricing, as well as work with fraud and financial crime
- Work and communicate closely with senior members and other teams within the business, including Operations and Credit Risk
- Take a crucial role in leadership and development for existing managers in the team, supporting a collaborative culture
YOUR SKILLS AND EXPERIENCE:
- Essential to have experience managing a credit underwriting function
- Experience managing a large team and developing management abilities in others
- Experience working with Credit Risk to improve operational credit
- Ability to be agile and work in a fast-paced, driven environment
SALARY AND BENEFITS
- Up to £80,000 base salary
- Company bonus scheme
- Pension contribution scheme
- Health insurance
- 25 days’ holiday
HOW TO APPLY
Please register your interest by sending your CV to Harnham through the ‘Apply’ link
To Apply for this Job Click Here
Head of Credit Opperations
City of London
£100000 - £120000
+ Risk Analytics
PermanentCity of London, London
To Apply for this Job Click Here
HEAD OF CREDIT OPERATIONS
£120,000
LONDON
THE COMPANY
This is an exciting opportunity with a fast paced financial services business. The role offers the chance to lead an operations function scoping across underwriting, payments and fraud/financial crime and have a real impact in your role to make a difference to company performance.
THE ROLE
- Leading underwriting, payments and fraud/fincrime teams
- Keep the teams running well to achieve business KPIs whilst driving improvements
- Hire, manage, and mentor next level of managers
- Collaborate closely with Credit Risk and Compliance to create a reliable, ongoing feedback mechanism that bridges strategic policy and day-to-day operations.
- Optimise decision-making and application workflows by evaluating funnel metrics and partnering with technology teams to revamp key systems and processes.
- Booste team productivity through metrics-based performance tracking and incentive programs designed to drive continuous operational improvement.
YOUR SKILLS AND EXPERIENCE:
- Essential to have experience managing a large team in a credit operations function
- Experience in underwriting and operations
- Ideally experience in payments or fraud/fincrime (flexible on this)
- Experience developing management abilities in others
- Ability to be agile and work in a fast-paced, driven environment
SALARY AND BENEFITS
- Up to £120,000 base salary
- Company bonus scheme
- Pension contribution scheme
- Health insurance
- 25 days’ holiday
HOW TO APPLY
Please register your interest by sending your CV to Harnham through the ‘Apply’ link
To Apply for this Job Click Here
Senior Business Risk Manager
£60000 - £80000
+ Risk Analytics
PermanentHampshire
To Apply for this Job Click Here
SENIOR BUSINESS RISK MANAGER
£80,000
HAMPSHIRE
An exciting opportunity has arisen with a growing bank who are looking to add a motivated individual to their risk team. This role offers a chance to work across a range of products and work closely with senior people within the business/
THE COMPANY
This company is an exciting challenger bank who are continuing to grow. They offer a range of unique products as part of their lending book and have an excellent team culture. This role offers the chance to gain great exposure across the bank and have a really hands-on role in a close-knit team.
THE ROLE
- Operate and continuously enhance a risk control framework designed to proactively identify and manage business risks – including those associated with retailers and brokers.
- Monitor key business indicators such as credit quality, customer complaints, disputes, loss rates, fraud losses, key risk ratings, and sector performance to detect emerging risks.
- Collaborate closely with cross-functional teams including Sales (e.g., strategic client reviews), Risk Management (Compliance, Audit, Risk Analytics), and Operations (Training, Underwriting, etc.).
YOUR SKILLS AND EXPERIENCE
- Essential to have had experience in developing and managing risk frameworks within financial services
- Commercial awareness and strong communication skills
- Desirable to have had prior management experience
- Experience working across multiple teams, including credit, operations and compliance
SALARY AND BENEFITS
- Up to £80,000 base salary
- Pension contribution scheme
- Discretionary bonus
- Hybrid work model
- Private medical care
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Senior Credit Risk Modelling Analyst
Manchester
£50000 - £65000
+ Risk Analytics
PermanentManchester, Greater Manchester
To Apply for this Job Click Here
SENIOR CREDIT RISK MODELLING ANALYST
UP TO £65,000
MANCHESTER
A new position has become available at an established digital bank in London. They are continually growing, and this exciting Senior Modelling Analyst position won’t be on the market for long. This opportunity will allow you to take projects through from start to finish and have great exposure with senior stakeholders and management.
THE COMPANY
This is an award-winning bank based in London who put emphasis on company growth and customer satisfaction. Culture is very important to them as well as employee well-being. It is company you will want to stay with on a long-term basis. They also have a hybrid working from home and office system providing great flexibility for its workers.
THE ROLE
The role is a senior modelling analyst position which will involve modelling IFRS9 and scorecard models.
You can expect to be involved in the following day to day:
- Develop and maintain IFRS9 and scorecard model
- Produce model methodology and documentation
- Interact closely with stakeholders regarding model developments
- Work closely with data science and model validation teams
SKILLS AND EXPERIENCE
- Experience using Python or R (SAS will be considered)
- Experience building IFRS9, scorecard or affordability models
- A strong university degree in a numerate discipline
SALARY AND BENEFITS
- Up to £65,000 base salary
- Enhanced pension contribution
- Private Healthcare
- 25 days holiday allowance plus birthday off
HOW TO APPLY
Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
To Apply for this Job Click Here
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Industry Hub
HARNHAM
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Testimonials
Client and
candidate
testimonials
A trusted partner of professionals
across the globe.
We understand the challenges our
customers face and offer the
recruitment solutions needed to drive
business success through Data &
AI.
Candidate – Digital Media and Analytics
I've recently got a short-term contract role through Harnham, and things couldn't have gone better! My recruiter was incredibly helpful throughout the entire process. They also provided incredible admin support so that I could focus on the actual job in hand, rather than having to spend too much time dealing with these matters.
Candidate /
Digital Media and Analytics
Candidate – Chief Data Officer
It was a real treat to work with Harnham. My recruiter consistently went above and beyond to ensure that I navigated through the recruitment process as smooth as possible. I had been in contact with other professional at Harnham in the past and I can attest that the level of professionalism is always top-notch.
Candidate /
Chief Data Officer
Candidate – Senior Data Engineer
I've been a Senior Data Engineer for about 4-5 years and Harnham is one of the best recruitment agencies I worked with. There was a time when my offer fell through and the recruiter I was working with at Harnham jumped in to the rescue and scheduled interviews for me within a couple of days. Really good agency and some great people.
Candidate /
Senior Data Engineer
Candidate – Market Research Analyst
Thanks to Harnham, I am now in a role that suits me. My recruiter was able to quickly identify the skills I had to offer and match me up with his client. It was a win-win for everyone. I was given great advice throughout the process, and I also appreciated the follow-ups that I received.
Candidate /
Market Research Analyst
Client – Director of People Operations
We’ve been collaborating with Harnham to recruit some key positions for our company, and they have been incredible partners. They team has been great and efficient. They understood our needs perfectly and provided us very talented candidates. We'll keep collaborating with them in the future. Thank you for your excellent job!
Client /
Director of People Operations
Client – Data Direction – Broadcast Media
I have worked with Harnham for over 2 years now as our main Analytics Recruiter partner and I am very pleased with the overall service and the people we have hired via Harnham. Harnham’s team is very good at understanding our recruitment needs and always come back with relevant and well scanned CVs, which saves me precious time.
Client /
Data Direction – Broadcast Media
Client – Director of Customer Data Science – Apparel
The team at Harnham have been outstanding in helping our company build a market-leading data science team. Harnham’s communication is great, and the recruiter’s take a consultative approach that’s really focused on provided value for both their clients and their candidates. They provide strong candidates that help us fill our roles with high achievers who are also a great fit for our culture.
Client /
Director of Customer Data Science – Apparel
Candidate – Data Analyst
I’ve had a great experience with Harnham. The recruiter provided great advice and ensured that I understood everything, and even followed up with me after I started my new role to see how I was settling in. I would recommend Harnham as a great recruitment company for anyone looking for a role in data and analytics.
