RISK ANALYTICS
FOCUS
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
HOW WE
DO IT
To ensure effective, risk-free solutions for our clients and candidates, our recruitment solutions in this marketplace are determined by tried and tested methods.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
WHAT SETS
US APART?
Harnham appreciates the significant resources and sophisticated programs used to analyse and manage risk.
We are dedicated to the people who ensure banks and other financial institutions can identify, measure, monitor and control their credit risk.
We successfully recruit across the full spectrum of skill sets required to support this, from Customer Acquisition to Portfolio Management, Fraud Analytics to Collections & Recoveries, as well as Risk Audit to Credit Risk .
Whether you’re looking for a new opportunity or another team member, we can help you find your ideal solution.
As working from home becomes ever more common, you can now search Remote Risk Analytics Jobs.
DECISION
SCIENCE
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
PORTFOLIOÂ
ANALYST
Global risk and portfolio profiling help brands understand success across metrics such as currencies and economies. Understanding and increasing growth, as well as market share, through skilled optimisation, is a coveted skill set we hire for.
Strategic planning and stress testing to balance risk are paramount for the businesses we work with to maximise returns, and getting the most out of a portfolio is something all Harnham candidates are well versed in.
AIRB
MODELLING
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham has focused on sourcing, understanding, and assessing both candidate abilities and client needs.Â
FRAUD
ANALYST
Fraud Analytics is an essential part of any business when it comes to profit and loss. To mitigate risk, our clients work to understand the drivers of fraud and its ultimate prevention through analytics.
Predicting future areas of fraud, mitigating risk, and protecting their clients and customers without damaging the accessibility and success of their products and services, is a key advantage to any business.
JOBS
LATEST RISK &
FRAUD OPPORTUNITIES
Harnham are a specialist Data & AI recruitment business with teams that only focus on niche areas.
Decision Science Analyst
Leeds
£32000 - £40000
+ Risk Analytics
PermanentLeeds, West Yorkshire
To Apply for this Job Click Here
DECISION SCIENCE ANALYST
£32,000 – £40,000
LEEDS
A well-established financial services organisation is hiring a Decision Science Analyst to support the development of predictive models across strategy, pricing, litigation, and forecasting. This is a hands-on analytics role, ideal for someone looking to apply statistical and machine learning techniques in a structured, data-driven environment.
THE COMPANY
A nationally recognised organisation with a reputation for using data to drive smarter decision-making and improve customer outcomes. With a strong presence in the UK and a focus on innovation, the company invests heavily in analytics, technology, and people. Known for its collaborative culture and progressive approach, it offers the chance to work on meaningful projects that shape key business decisions.
THE ROLE
As a Decision Science Analyst, your day-to-day responsibilities include but are not limited to:
- Building predictive models using machine learning methods to improve forecasting and performance across key areas
- Presenting findings and translating complex analysis into actionable insights for senior stakeholders
- Identifying opportunities where data and analytics can drive better business outcomes
- Supporting strategy development through the delivery of robust, scalable analytical tools
- Collaborating with analysts to share best practices and enhance the team’s modelling capabilities
SKILLS AND EXPERIENCE
- Experience developing credit risk models using logistic regression or similar
- Knowledge of machine learning approaches such as random forest and clustering
- Proficient in Python
- Educated to at least university level with a STEM degree
THE BENEFITS
- £32,000+ base salary
- Discretionary annual bonus
- 3% flexible benefits allowance
- Life assurance
- Access to wellbeing programme
HOW TO APPLY
Please register your interest by sending your CV to Dominic through the ‘Apply’ link
To Apply for this Job Click Here
Head of Credit Risk Data Science
City of London
£120000 - £140000
+ Risk Analytics
PermanentCity of London, London
To Apply for this Job Click Here
HEAD OF DATA SCIENCE
£120,000 – £140,000
LONDON
A fast-growing fintech lender is seeking a high-calibre Head of Data Science to lead their data-driven strategies across credit scoring, fraud prevention, and collections. This senior leadership role offers the chance to shape a next-generation lending platform in a high-growth environment.
THE COMPANY
This fintech is revolutionising the industry by embedding intelligent lending solutions into the customer journey. Backed by tier-one investors and experiencing rapid growth, they combine AI-powered credit assessment with a modern, mission-driven approach to lending.
THE ROLE
As Head of Data Science, your day-to-day responsibilities include but are not limited to:
- Leading credit, fraud, and collections analytics across the credit lifecycle
- Designing scalable data science models to improve lending performance
- Enhancing acceptance rates while maintaining strong credit quality
- Developing fraud detection techniques using cutting-edge algorithms
- Owning collections strategy and driving recovery improvements
- Collaborating with teams across product, risk, operations, and compliance
SKILLS AND EXPERIENCE
- 5+ years in data science or credit analytics in a financial service or fintech environment
- Strong background in credit risk and fraud strategy
- Experience with responsible lending regulations
- Proficiency in Python, SQL, and modern statistical/machine learning methods
- Experience building and deploying decisioning frameworks
- Comfortable working across multiple analytical domains and teams
THE BENEFITS
- £120,000+ base salary
- Equity/options package
- Private medical insurance
- Modern office with hybrid working model
HOW TO APPLY
Please register your interest by sending your CV to Dominic through the ‘Apply’ link
To Apply for this Job Click Here
Senior Pricing Analyst
London
£60000 - £70000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR PRICING ANALYST
UP TO £70,000
LONDON
This is an exciting opportunity to take ownership of the pricing models ensuring proper oversight and management of the portfolio.
THE COMPANY
This company are a leader in the home insurance industry. They are an incredibly fast-paced data driven insur-tech using innovative techniques. They have hundreds of thousands of customers and are rapidly growing.
THE ROLE
You will be doing the following daily:
- Enhance and develop pricing tools to support effective oversight of portfolio and underwriting performance.
- Take a proactive approach to managing pricing models, ensuring pricing layers across the portfolio remain appropriate and competitive.
- Seek out and recommend opportunities to expand pricing and underwriting capabilities across the entire home market.
- Maintain high standards for the quality of data used in pricing and monitoring-ensuring it is complete, accurate, relevant, and timely.
- Deliver timely, data-informed pricing and underwriting assessments to evaluate the effectiveness of rating structures and underwriting rules, particularly in response to new and emerging trends.
- Review, refine, and implement both new and existing models using a mix of manual and automated pricing and underwriting tools.
- Improve the structure and functionality of algorithms responsible for setting final net prices.
- Identify, test, and integrate new features through data enrichment and feature engineering initiatives.
- Contribute to the development of new products and propositions by ensuring accurate and robust pricing strategies are in place, drawing on various data sources.
YOUR SKILLS AND EXPERIENCE
- Previous pricing and portfolio management experience.
- Experience in retail insurance.
- Experience with rate changes.
- Experience with SAS OR SQL and Python OR R.
- Strong communication skills.
THE BENEFITS
- Up to £70,000.
- Private medical insurance.
- Flexible working, mostly hybrid with 1 day a week in office.
- Annual discretionary bonus scheme.
- Pension contribution.
- Free fruit and really good coffee for the days you come into the office.
- Local and national retail discounts.
HOW TO APPLY
Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.
To Apply for this Job Click Here
Senior Manager of Data Science
Dallas
$170000 - $200000
+ Risk Analytics
PermanentDallas, Texas
To Apply for this Job Click Here
The Data Science team applies advanced statistical and machine learning techniques to create predictive models used inUnderwriting, Account Management, and Operations. They are looking for Senior Manager of Data Science to lead a small team.
Responsibilities:
- Lead a team of data scientists to deliver predictive models, risk models, and analytical solutions that drive business value.
- Design, develop, and deploy machine learning algorithms for use across various functions including Underwriting, Marketing, and Operations.
- Collaborate with business partners to meet goals and support various teams and portfolios.
- Communication is very important for this role. This individual will presenting findings and communicating with execs and stakeholders. As well as communicating with their team.
- Process and analyze large datasets using tools like Python, Spark, and Snowflake.
- Implement and test machine learning algorithms for risk management in acquisition channels.
- Apply data mining techniques to minimize credit/fraud losses and optimize product profitability.
- Manage the implementation of scoring models on decision platforms, including the cloud.
- Provide expertise on third-party data sources (e.g., TransUnion, Experian) and guide effective data usage.
- Document models and processes using tools like Jupyter Notebook and Rmarkdown.
Qualifications:
- Master’s degree in a quantitative field (Statistics, Economics, Mathematics, Engineering, etc.); Ph.D. preferred.
- At least six years of experience in data science or risk modeling, with three years in a leadership role.
- Expertise in machine learning techniques (Random Forest, Gradient Boosting, LASSO, etc.).
- Strong data manipulation and engineering skills.
- Proficiency in Python, R, Java, Linux, and big data tools (e.g., Spark, Hadoop, Snowflake).
- Experience with database technologies (NoSQL, JSON/XML parsing, etc.).
- Excellent communication skills and the ability to work in a fast-paced environment.
If this sounds like a good fit. Please apply and include your resume!
To Apply for this Job Click Here
Senior Pricing Analyst – Insurance
London
£55000 - £65000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR PRICING ANALYST – INSURANCE
£65,000
LONDON
Really exciting role here with a small and dynamic Insurtech who are going through an exciting period of change. This role offers the chance to work on their end-to-end model process, working in a fast-paced and challenging environment where you can take ownership for business performance.
THE COMPANY
This business are a lean and focused Insurtech who have a significant portion of the market. They have a small and close-knit team and are now looking to add a driven and motivated candidate to help them in a variety of projects, with pricing modelling at the core.
THE ROLE
You can expect to:
- Develop cutting edge pricing models using Python and Machine Learning techniques
- Work on end-to-end ownership of these models, including work on implementation, deployment and enhancement
- Implement models into pricing strategy to enhance business performance
- Share insight with the wider team and helping to improve profitability across the business on ad hoc project work
YOUR SKILLS AND EXPERIENCE:
- At least 3 years prior experience in pricing analytics within insurance
- Good knowledge of Python is essential
- Prior model development experience is essential
- Prior experience with rate changes is essential
- Strong communication skills and desire to learn is key
SALARY AND BENEFITS
- Up to £65,000 base salary
- Discretionary bonus scheme
- Contributory pension scheme
- Remote-based work model
- 25 days holiday
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Decision Science Modeller
Leeds
£30000 - £40000
+ Risk Analytics
PermanentLeeds, West Yorkshire
To Apply for this Job Click Here
DECISION SCIENCE MODELLER
£40,000
LEEDS
Great opportunity for a Masters/PhD graduate or an analyst/modeller with 1-2 years of experience in the financial services space to take on a scorecard, pricing and customer segmentation modelling role for a top financial institution in Leeds!
THE COMPANY
UK-based financial institution that acquires portfolios of unpaid consumer debt from various lenders, including banks and utility providers. The firm works with customers to recover outstanding balances through tailored repayment plans while emphasising ethical and compliant practices. Operating across several European markets, it positions itself as a responsible partner in consumer debt resolution.
THE ROLE
The role is a data science position focused on building scorecard and pricing models:
- Design and refine predictive analytics models by applying the most effective machine learning and statistical approaches.
- Deliver insights through clear presentations to both internal team members and broader business stakeholders.
- Build a strong understanding of business operations to pinpoint areas where data-driven strategies can add measurable value.
- Partner with colleagues to expand the team’s expertise in machine learning and foster continuous learning.
SKILLS AND EXPERIENCE
- Strong Master or PhD graduate in a STEM degree
OR
- 1-2 years of experience in a financial services modelling role
Must:
- Python experience
Nice to have:
- SQL
- Credit Risk experience
- ML experience nice to have
SALARY AND BENEFITS
- £40,000 base salary
- Discretionary Bonus
- Pension contribution
- Private Healthcare
HOW TO APPLY
Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
To Apply for this Job Click Here
Credit Risk Manager
London
£80000 - £100000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
CREDIT RISK MANAGER
UP TO £100,000 + STOCK
LONDON
A top FinTech in the UK that Harnham have been partnered with for some time now are on the search for an Analytics Manager for the credit risk function. This position is a great opportunity to join a fast-growing business that provide amazing opportunities for development.
THE COMPANY
This FinTech became a very profitable business early on in their journey. They are known for being one of the top lending analytics companies in the UK offering unsecured and secured products. Experience at a company like this is second to none and invaluable.
THE ROLE
The role will involve working on one product for the business across the credit risk lifecycle
You can expect to be involved in the following day to day:
- Be hands on and be line manager within the team
- Oversee analysis, development and improvement for credit strategies
- Work across commercial and pricing strategies alongside credit risk analytics
- Wide scoping role involved analytics, strategy development and some model building
- Be hands on with data
SKILLS AND EXPERIENCE
- Experience working in sub or near prime credit risk ideal
- Experience analysing data and documenting trends to drive insight
- Strong commercial mindset
- Strong SQL skills – Python ideal too
- Experience working for a FinTech is ideal
- A strong university degree in a numerate discipline – will need to be a top degree in STEM
SALARY AND BENEFITS
- Up to £100,000 base salary
- Stock
- Private Healthcare
HOW TO APPLY
Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
To Apply for this Job Click Here
Lead Credit Risk Analyst
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
LEAD CREDIT RISK ANALYST
UP TO £80,000 + STOCK
LONDON
A top FinTech in the UK that Harnham have been partnered with for some time now are on the search for a Senior/Lead Strategy Analyst for edit risk function. This position is a great opportunity to join a fast-growing business.
THE COMPANY
This profitable FinTech are known for being one of the top lending analytics companies in the UK offering unsecured products for consumers. Experience at a company like this is second to none and invaluable for any candidate’s CV.
THE ROLE
The role will involve working on a consumer lending product across the credit risk lifecycle
You can expect to be involved in the following day to day:
- Oversee analysis, development and improvement for credit strategies
- Work across commercial and pricing strategies alongside credit risk analytics
- Wide scoping role involved analytics, strategy development and some model building
- Be very hands on with data
SKILLS AND EXPERIENCE
- Experience working in credit risk analytics
- Experience analysing data and documenting trends to drive insight
- Strong commercial mindset
- Strong SQL skills – Python ideal too
- Experience working for a top FinTech is ideal
- A strong university degree in a numerate discipline – will need to be a top degree in STEM
SALARY AND BENEFITS
- Up to £80,000 base salary
- Stock
- Private Healthcare
HOW TO APPLY
Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
To Apply for this Job Click Here
Credit Risk Analyst – Collections Strategy
£35000 - £45000
+ Risk Analytics
PermanentEast Midlands
To Apply for this Job Click Here
CREDIT RISK ANALYST – COLLECTIONS STRATEGY
£45,000
EAST MIDLANDS
THE COMPANY
This company is a leading retailer in the UK that have a unique credit offering. This offers an excellent opportunity for someone with a year or two’s experience in the credit space to extend on their work within a successful and close-knit business.
HE ROLE
- Developing and building out their collections strategy and wider function
- Assessing existing collections policies and customer strategies to enhance performance
- Work and communicate closely with senior members and other teams within the business, including operations and underwriting
- Building out MI and wider reporting frameworks to monitor collections strategies and performance
YOUR SKILLS AND EXPERIENCE:
- Essential to have experience in driving collections strategies within financial services
- Ideal to have developed collection strategies to enhance debt collection, reduce losses etc
- Experience using SQL or Python for data analysis is essential
SALARY AND BENEFITS
- Base salary of up to £45,000
- Free on-site parking
- Discretionary bonus
- Pension contribution scheme
- On-site amenities
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
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Industry Hub
HARNHAM
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Testimonials
Client and
candidate
testimonials
A trusted partner of professionals
across the globe.
We understand the challenges our
customers face and offer the
recruitment solutions needed to drive
business success through Data &
AI.
Candidate – Data Analyst
I’ve had a great experience with Harnham. The recruiter provided great advice and ensured that I understood everything, and even followed up with me after I started my new role to see how I was settling in. I would recommend Harnham as a great recruitment company for anyone looking for a role in data and analytics.
Candidate /
Data Analyst
Candidate – Market Research Analyst
Thanks to Harnham, I am now in a role that suits me. My recruiter was able to quickly identify the skills I had to offer and match me up with his client. It was a win-win for everyone. I was given great advice throughout the process, and I also appreciated the follow-ups that I received.
Candidate /
Market Research Analyst
Client – Data Direction – Broadcast Media
I have worked with Harnham for over 2 years now as our main Analytics Recruiter partner and I am very pleased with the overall service and the people we have hired via Harnham. Harnham’s team is very good at understanding our recruitment needs and always come back with relevant and well scanned CVs, which saves me precious time.
Client /
Data Direction – Broadcast Media
Candidate – Chief Data Officer
It was a real treat to work with Harnham. My recruiter consistently went above and beyond to ensure that I navigated through the recruitment process as smooth as possible. I had been in contact with other professional at Harnham in the past and I can attest that the level of professionalism is always top-notch.
Candidate /
Chief Data Officer
Candidate – Digital Media and Analytics
I've recently got a short-term contract role through Harnham, and things couldn't have gone better! My recruiter was incredibly helpful throughout the entire process. They also provided incredible admin support so that I could focus on the actual job in hand, rather than having to spend too much time dealing with these matters.
Candidate /
Digital Media and Analytics
Client – Director of Customer Data Science – Apparel
The team at Harnham have been outstanding in helping our company build a market-leading data science team. Harnham’s communication is great, and the recruiter’s take a consultative approach that’s really focused on provided value for both their clients and their candidates. They provide strong candidates that help us fill our roles with high achievers who are also a great fit for our culture.
Client /
Director of Customer Data Science – Apparel
Candidate – Senior Data Engineer
I've been a Senior Data Engineer for about 4-5 years and Harnham is one of the best recruitment agencies I worked with. There was a time when my offer fell through and the recruiter I was working with at Harnham jumped in to the rescue and scheduled interviews for me within a couple of days. Really good agency and some great people.
Candidate /
Senior Data Engineer
Client – Director of People Operations
We’ve been collaborating with Harnham to recruit some key positions for our company, and they have been incredible partners. They team has been great and efficient. They understood our needs perfectly and provided us very talented candidates. We'll keep collaborating with them in the future. Thank you for your excellent job!
