RISK ANALYTICS
FOCUS
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
HOW WE
DO IT
To ensure effective, risk-free solutions for our clients and candidates, our recruitment solutions in this marketplace are determined by tried and tested methods.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
WHAT SETS
US APART?
Harnham appreciates the significant resources and sophisticated programs used to analyse and manage risk.
We are dedicated to the people who ensure banks and other financial institutions can identify, measure, monitor and control their credit risk.
We successfully recruit across the full spectrum of skill sets required to support this, from Customer Acquisition to Portfolio Management, Fraud Analytics to Collections & Recoveries, as well as Risk Audit to Credit Risk .
Whether you’re looking for a new opportunity or another team member, we can help you find your ideal solution.
As working from home becomes ever more common, you can now search Remote Risk Analytics Jobs.
DECISION
SCIENCE
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
PORTFOLIOÂ
ANALYST
Global risk and portfolio profiling help brands understand success across metrics such as currencies and economies. Understanding and increasing growth, as well as market share, through skilled optimisation, is a coveted skill set we hire for.
Strategic planning and stress testing to balance risk are paramount for the businesses we work with to maximise returns, and getting the most out of a portfolio is something all Harnham candidates are well versed in.
AIRB
MODELLING
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham has focused on sourcing, understanding, and assessing both candidate abilities and client needs.Â
FRAUD
ANALYST
Fraud Analytics is an essential part of any business when it comes to profit and loss. To mitigate risk, our clients work to understand the drivers of fraud and its ultimate prevention through analytics.
Predicting future areas of fraud, mitigating risk, and protecting their clients and customers without damaging the accessibility and success of their products and services, is a key advantage to any business.
JOBS
LATEST RISK &
FRAUD OPPORTUNITIES
Harnham are a specialist Data & AI recruitment business with teams that only focus on niche areas.
Senior Credit Risk Analyst
£35000 - £55000
+ Risk Analytics
PermanentLancashire
To Apply for this Job Click Here
SENIOR CREDIT RISK ANALYST
£55,000
LANCASHIRE
THE COMPANY
This company is a growing retail company that have a unique credit offering. They are seeking a Risk Analyst to join their diverse team and help to enhance their products and work on a range of projects including growing their credit book.
THE ROLE
This role will see you work on a number of projects and:
- Produce MI and broader reporting for senior stakeholders in the business and present broad sets of data
- Use credit risk models to tweak credit risk strategy and monitor customer trends
- Analyse data from across their credit portfolio to tell a story with this data and drive insight
- Work with the wider risk team to identify opportunities for commercial improvements and business opportunities
YOUR SKILLS AND EXPERIENCE
- Essential to have knowledge of SQL and prior experience using this
- Essential to have worked with large data sets and driven insight into this, ideally within financial services
- Strong communication skills and prior experience in communicating complex data
SALARY AND BENEFITS
- Base salary of up to £55,000
- Free on-site parking
- Pension contribution scheme
- On-site amenities
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Collections Analytics Lead
London
£80000 - £100000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
COLLECTIONS ANALYTICS LEAD
£100,000 + PENSION + BONUS
REMOTE
A growing unsecured consumer lender has a new growth role in the collections department that will hopefully be leading to progressing to a head of role for the successful candidate.
THE COMPANY
This unsecured personal lender who operate through aggregator sites need a collections lead to drive strategy forward on the collections operations and risk strategy front. They provide flexible remote working arrangements, a car allowance and strong bonus & pension.
THE ROLE
You can expect to be involved in the following day to day:
- Champion customer outcomes by evolving approach to vulnerable customers and forbearance
- Lead and inspire both internal teams and external partners, holding accountability for productivity, quality, service delivery, and cost efficiency
- Design and execute a forward-thinking strategy for collections and recoveries that aligns with broader business goals and supports scalable growth
- Collaborate cross-functionally with Product, Customer Service, and Finance to ensure a cohesive and integrated collections approach
- Drive data-led initiatives to enhance performance across the collections and recoveries lifecycle
- Harness technology and innovation to improve customer experience, accessibility, and financial inclusion
- Ensure regulatory compliance across all collections activities, proactively managing risk and resolving any compliance concerns
- Streamline operations by optimising workflows and leveraging automation to reduce manual processes and boost efficiency
- Deliver clear, actionable reporting on key metrics, identifying trends and implementing targeted improvements
- Set and monitor strategic goals in partnership with senior leadership to reduce delinquency, minimise losses, and maximise recovery rates
SKILLS AND EXPERIENCE
- 10+ years of collections experience within consumer lending
- Experience with SQL
- Good communication skills
- Strong stakeholder abilities
SALARY AND BENEFITS
- Car allowance
- Discretionary Bonus
- High pension contribution
- Private Medical
HOW TO APPLY
Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
To Apply for this Job Click Here
Credit Reporting Analyst
City of London
£40000 - £50000
+ Risk Analytics
PermanentCity of London, London
To Apply for this Job Click Here
Credit Reporting Analyst
Up to £50,000
London
Hybrid – 4 Days a week in office
The Company
An excellent opportunity top lender as a Credit Reporting Analyst to work with senior leadership internally supporting with the development of MI and reporting on trends across their lending portfolio.
The Role
As a Credit Reporting Analyst, you will be:
- Analysis of portfolio trends for actional insights for senior stakeholders
- Creating MI packs for senior stakeholders on portfolio performance
- Working with stakeholders to translate ideas into data solutions
- Using SQL daily for analysis in this role.
Your skills and experience
For you to be successful as a Credit Reporting Analyst, you will need:
- Experience working on mortgages/secured lending
- Experience using SQL to generate insights
- Experience working closely with senior stakeholders
- Strong communication and teamwork skills.
- STEM degree
Benefits
Up to £50,000 + competitive benefits package
To Apply for this Job Click Here
Credit Risk MI Analyst
London
£40000 - £50000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
CREDIT RISK MI ANALYST
£50,000
LONDON (4 DAYS ONSITE)
Really exciting opportunity here with a start-up lender who are looking to grow their book. This role offers a rare opportunity to really make an impact and drive the business forwards, whilst working with a range of stakeholders across the business.
THE COMPANY
We’ve partnered with an innovative lender who are in their scale-up period, looking for a driven and proactive candidate to help them on their journey. The business is in a time of growth and this role offers the chance to take a pivotal role in this, really influencing the trajectory and presence of the company.
THE ROLE
- Spearheading the management of complex data ecosystems and portfolio flows, delivering actionable insights to both internal teams and external stakeholders.
- Bringing data to life with compelling visualizations
- Partnering closely with stakeholders to decode business challenges and craft tailor-made data solutions that drive results.
- Leading insightful market research and data modeling to optimise products, refine processes, and enhance lending criteria.
YOUR SKILLS AND EXPERIENCE:
- Essential to have had experience within the Mortgage market
- Strong analytical skills and experience driving insight into lending portfolios
- Experience producing reports and presenting insights on lending data
- Prior work in market research and competitor analysis
- Experience using SQL is essential
SALARY AND BENEFITS
- Up to £50,000
- Company pension scheme
- Private medical cover
- 28 days holiday
To Apply for this Job Click Here
Mortgage Credit Risk BI Analyst
London
£40000 - £50000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
MORTGAGE CREDIT RISK BI ANALYST
UP TO £50,000
LONDON – 4 DAYS PER WEEK IN OFFICE
A specialist lender is looking to add a hardworking, driven analyst to their team. The role will involve helping shape data, insights, MI, and portfolio for the mortgage book. This role provides an excellent opportunity to work on a wide range of credit risk, BI and data activities.
THE COMPANY
This specialist mortgage lender offers a unique product on the market that competitors don’t. The focus is on customer satisfaction, and they have been growing well over the last few years. They have continued plans for growth and they place a lot of emphasis of individual development within the company.
THE ROLE
The role is a Credit Risk BI Analyst position. You can expect to be involved in the following day to day:
- Overseeing portfolio management and ensuring seamless data integration for internal teams and external partners
- Interpreting and presenting credit risk data
- Enhancing business intelligence capabilities through development in SQL and Python
- Partnering with stakeholders to align data solutions with strategic business objectives
- Supporting quantitative initiatives, including model development and analytical frameworks
- Conducting market research and data-driven analysis to optimize mortgage products, processes, and lending criteria
SKILLS AND EXPERIENCE
- Experience in mortgages
- Experience portfolio/MI work in credit risk or insights focused BI work
- SQL
- Dashboarding tool – Amazon QuickSight would be useful
- Numerate degree
HOW TO APPLY
Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
To Apply for this Job Click Here
Transaction Monitoring Manager
London
£50000 - £70000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
TRANSACTION MONITORING MANAGER
£70,000
LONDON
An exciting opportunity has arisen with a growing bank who are looking to add a motivated individual to their risk team. This role offers a chance to work across a range of products and work closely with senior people within the business.
THE COMPANY
This company is an exciting digital bank who are continuing to grow. They offer a range of unique products as part of their lending book and have an excellent team culture. This role offers the chance to gain great exposure across the bank and take on a leadership role.
THE ROLE
- Manage a team of transaction monitoring analysts, overseeing alerts, investigations and wider TM activity
- Maintain and enhance transaction monitoring rules to enhance accuracy and detection rates
- Collaborate with wider teams across the business including technology and product to improve detection and logics
- Work closely on updating the team with regulatory changes and industry trends
YOUR SKILLS AND EXPERIENCE
- Essential to have had experience within transaction monitoring, financial crime or AML
- Prior experience within banking, ideally within the FinTech or Digital Bank space
- Experience working with transaction monitoring systems
- Experience working with BaaS products
- Essential to have had line management experience
SALARY AND BENEFITS
- Up to £70,000 base salary
- Pension contribution scheme
- Discretionary bonus
- Hybrid work model
- Private medical care
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Senior Data Risk Manager
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR DATA RISK MANAGER
£80,000
LONDON – OTHER UK LOCATIONS AVAILABLE
An exciting opportunity has arisen with a growing bank who are looking to add a motivated individual to their risk team. This role offers a chance to own data risk for the bank whilst leading a small team.
THE COMPANY
This company is an exciting challenger bank who are continuing to grow. They offer a range of unique products as part of their lending book and have an excellent team culture. This role offers the chance to gain great exposure across the bank and have a really hands-on role in a close-knit team.
THE ROLE
- Manage and support 1LOD teams to ensure strong alignment with data risk
- Align Data Risk Management with overall risk framework, industry best practices, and regulatory standards.
- Provide second line oversight to ensure data used for financial, legal, and regulatory reporting is accurate, reliable, and secure.
- Ensure robust audit controls for data and analytics supporting regulatory reporting.
YOUR SKILLS AND EXPERIENCE
- Experience in the banking or financial services experience
- Prior experience in data management and implementing data risk frameworks
- Background in a second-line, audit role within data risk is desirable
- Exposure to data governance, data quality and wider regulations such as BCBS 239
SALARY AND BENEFITS
- Up to £80,000 base salary
- Pension contribution scheme
- Discretionary bonus
- Hybrid work model
- Private medical care
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
FP&A Manager
London
£50000 - £60000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
FP&A MANAGER
£60,000
LONDON
THE COMPANY
A global strategy consulting firm known for its data-driven approach and deep industry expertise. They work closely with senior leaders to address key challenges across growth, M&A, and operational strategy, offering fast-paced, high-impact work in a collaborative and analytical environment.
THE ROLE
- Developing a range of financial models including forecasting, re-planning and scenario analysis
- Analysis of investment performance – monitoring insights and delivering reports and objectives to senior stakeholders
- Working with the wider business to provide investment decision information and interpret business results
YOUR SKILLS AND EXPERIENCE:
- Essential to have had strong experience using Excel
- Prior experience developing and interpreting financial models is essential
- Experience within professional services is preferred
- A professional accounting qualification is preferred
SALARY AND BENEFITS
- Up to £60,000 base salary
- Company bonus scheme
- Pension scheme
- Private Medical Care
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Senior Underwriting Analyst
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR UNDERWRITING ANALYST
£60-80,000
LONDON
THE COMPANY
We’re partnered with an exciting Fintech that are ambitious in their growth plans. This role offers an exciting opportunity to take a real role in their growth and future strategy.
THE ROLE
- Drive the creation and refinement of cutting-edge underwriting and onboarding models that shape the future of our credit risk approach.
- Play a pivotal role in underwriting applications throughout the referral journey, ensuring a seamless and efficient experience.
- Lead or collaborate across key risk areas – from credit risk modeling and portfolio analysis to compliance, reporting, fraud prevention, strategy, or collections – making a tangible impact on our risk management success.
YOUR SKILLS AND EXPERIENCE
- Essential to have worked with SME lending or B2B lending
- Must have 3+ years’ experience underwriting loans in the business lending space
- Experience in a FinTech or similar fast past paced environment
SALARY AND BENEFITS
- Up to £80,000 base salary
- Hybrid working
- Medical Insurance
- Discretionary bonus
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
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GET IN TOUCH
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Industry Hub
HARNHAM
News & Blog
With over 10 years experience working solely in the Data & AI sector our consultants are able to offer detailed insights into the industry.
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Testimonials
Client and
candidate
testimonials
A trusted partner of professionals
across the globe.
We understand the challenges our
customers face and offer the
recruitment solutions needed to drive
business success through Data &
AI.
Candidate – Digital Media and Analytics
I've recently got a short-term contract role through Harnham, and things couldn't have gone better! My recruiter was incredibly helpful throughout the entire process. They also provided incredible admin support so that I could focus on the actual job in hand, rather than having to spend too much time dealing with these matters.
Candidate /
Digital Media and Analytics
Candidate – Data Analyst
I’ve had a great experience with Harnham. The recruiter provided great advice and ensured that I understood everything, and even followed up with me after I started my new role to see how I was settling in. I would recommend Harnham as a great recruitment company for anyone looking for a role in data and analytics.
Candidate /
Data Analyst
Client – Data Direction – Broadcast Media
I have worked with Harnham for over 2 years now as our main Analytics Recruiter partner and I am very pleased with the overall service and the people we have hired via Harnham. Harnham’s team is very good at understanding our recruitment needs and always come back with relevant and well scanned CVs, which saves me precious time.
Client /
Data Direction – Broadcast Media
Candidate – Market Research Analyst
Thanks to Harnham, I am now in a role that suits me. My recruiter was able to quickly identify the skills I had to offer and match me up with his client. It was a win-win for everyone. I was given great advice throughout the process, and I also appreciated the follow-ups that I received.
Candidate /
Market Research Analyst
Client – Director of Customer Data Science – Apparel
The team at Harnham have been outstanding in helping our company build a market-leading data science team. Harnham’s communication is great, and the recruiter’s take a consultative approach that’s really focused on provided value for both their clients and their candidates. They provide strong candidates that help us fill our roles with high achievers who are also a great fit for our culture.
Client /
Director of Customer Data Science – Apparel
Candidate – Senior Data Engineer
I've been a Senior Data Engineer for about 4-5 years and Harnham is one of the best recruitment agencies I worked with. There was a time when my offer fell through and the recruiter I was working with at Harnham jumped in to the rescue and scheduled interviews for me within a couple of days. Really good agency and some great people.
Candidate /
Senior Data Engineer
Candidate – Chief Data Officer
It was a real treat to work with Harnham. My recruiter consistently went above and beyond to ensure that I navigated through the recruitment process as smooth as possible. I had been in contact with other professional at Harnham in the past and I can attest that the level of professionalism is always top-notch.
Candidate /
Chief Data Officer
Client – Director of People Operations
We’ve been collaborating with Harnham to recruit some key positions for our company, and they have been incredible partners. They team has been great and efficient. They understood our needs perfectly and provided us very talented candidates. We'll keep collaborating with them in the future. Thank you for your excellent job!
