Chief Credit Officer

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London / £130000 - £160000 annum

INFO

Salary

SALARY:

£130000 - £160000

Location

LOCATION

London

Job Type
JOB TYPE

Permanent

Chief Credit Officer
South East England
£130,000 - £160,000 + Benefits

This is a rare opportunity for a senior credit risk leader to join a growing financial services business as Chief Credit Officer. Reporting directly to the CEO, you will take ownership of the credit function, influence business strategy, and play a key role in the organisation's continued growth.

The Company
They are a regulated financial services organisation operating across lending, asset finance, and related financial products. Combining the backing of a larger international group with the agility of a smaller UK business, they offer a collaborative environment where senior leaders can make a visible impact.

The Role
  • Lead credit risk across retail and wholesale lending portfolios
  • Oversee credit strategy, credit modelling, underwriting, stress testing, and residual value risk
  • Act as the accountable Senior Manager for the credit function under FCA regulations
  • Manage senior leaders across credit risk, strategy, modelling, and residual value teams
  • Partner with executive stakeholders to balance commercial growth and risk management
  • Drive governance, portfolio performance, and regulatory oversight

Your Skills & Experience
  • Experience operating at Head of, Director, Chief Credit Officer, or equivalent level
  • Strong motor finance experience across retail and/or wholesale portfolios
  • Broad credit risk expertise including strategy, underwriting, IFRS9, and portfolio management
  • Understanding of residual value risk and key market drivers
  • Knowledge of FCA regulatory requirements and governance frameworks
  • Proven leadership experience managing teams and senior stakeholders

What They Offer
  • £130,000 - £160,000 salary plus benefits
  • Hybrid working with 2 days per week in the office
  • Direct exposure to the CEO and executive leadership team
  • Significant ownership and influence from day one
  • Strong career potential within a growing business
How to Apply
To find out more about this Chief Credit Officer opportunity, please submit your CV for a confidential discussion.

CONTACT

Rosie Walsh

Business Manager

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