Credit Analyst

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London / £50000 - £70000 annum

INFO

Salary

SALARY:

£50000 - £70000

Location

LOCATION

London

Job Type
JOB TYPE

Permanent

Role Title
Credit Analyst

Salary
£50,000-£70,000

Location + work pattern
London (Hybrid - typically 2 days per week in office)

THE COMPANY
This organisation is a UK-based FinTech focused on helping customers manage and reduce personal debt through innovative lending solutions. They leverage open banking data to better understand customer behaviour and improve financial outcomes. With strong growth and a clear mission-driven approach, they offer an opportunity to make a meaningful impact within a modern lending business.

THE ROLE
This role sits within a data and lending function, focused on improving decision-making processes across credit and underwriting. You will play a key part in automating decisions and enhancing the accuracy of lending strategies through data analysis.
Specifically, you can expect to be involved in:
  • Developing and improving automated credit decisioning and underwriting processes
  • Analysing lending and customer data to optimise risk and approval strategies
  • Collaborating with product, engineering, and credit teams to enhance decision systems
  • Utilising open banking data to deepen customer insights and risk assessments
  • Evaluating affordability and improving methodologies used in lending decisions
YOUR SKILLS AND EXPERIENCE
  • Experience working in credit risk within a lending environment
  • Strong understanding of underwriting and data-led decisioning processes
  • Proficiency in SQL for data analysis and querying
  • Ability to interpret data and communicate insights to both technical and non-technical teams
  • Familiarity with affordability assessment or open banking data is beneficial
THE BENEFITS
  • Competitive salary and equity options
  • Private medical insurance
  • Opportunity to work in a purpose-driven, high-growth FinTech
  • Collaborative and data-focused working environment
THE PROCESS
  • Initial screening interview
  • Live technical assessment (SQL-based)
  • Business case discussion
  • Final interview focusing on business case and cultural fit
  • Offer!
HOW TO APPLY
Please register your interest via the apply link on this page

CONTACT

Pierce Harris

Recruitment Executive

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