Senior Credit Risk Analyst

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Solihull / £47000 - £57000 annum

INFO

Salary
SALARY:

£47000 - £57000

Location

LOCATION

Solihull

Job Type
JOB TYPE

Permanent

Senior Risk Analyst

Salary
£47,000-£57,000

Location + work pattern
Solihull (Birmingham) | Hybrid working (3 days per week in the office)

THE COMPANY

  • A UK consumer lender backed by a large international financial services group.
  • Operates in a fast‑moving, product‑led environment with strong links to major retail partners.
  • Known for combining scale, data access and governance with agile ways of working.

THE ROLE

This is a senior individual contributor role within a credit risk function supporting the launch and ongoing optimisation of a major new consumer finance product. You'll play a key part in shaping acquisition and onboarding strategies while working closely with senior stakeholders across the business.
Specifically, you can expect to be involved in:
  • Developing and enhancing acquisition, onboarding and credit policies across unsecured lending products.
  • Building and refining scorecards, affordability models, limits and pricing strategies.
  • Using bureau, internal and alternative data sources to inform risk decisions.
  • Supporting end‑to‑end strategy delivery across the credit lifecycle, including exposure management and collections.
  • Preparing and presenting analysis and recommendations to senior risk forums and committees.

YOUR SKILLS AND EXPERIENCE

  • 3+ years' experience within credit risk, analytics or strategy in a consumer lending environment.
  • Strong understanding of the UK credit market, ideally within unsecured lending products.
  • Experience working with credit data to develop or support scorecards, policies or risk strategies.
  • Confident stakeholder communicator, able to explain analytical outputs to non‑technical audiences.
  • Hands‑on experience with SQL and/or SAS, with a willingness to learn new tools such as Python.

THE BENEFITS

  • Opportunity to work on a high‑impact new product launch with access to large‑scale, rich datasets.
  • Fast‑paced environment where ideas and strategy changes can be implemented quickly.
  • Exposure to senior stakeholders and visible contribution to business performance.
  • Supportive, collaborative team culture with strong knowledge sharing.
  • Competitive salary and benefits package.


THE PROCESS

  • Initial short interview focused on role alignment and experience.
  • Technical assessment and presentation exercise.
  • Final competency‑based interview, ideally held onsite.

HOW TO APPLY

Please register your interest via the apply link on this page.





CONTACT

Pierce Harris

Recruitment Executive

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