Senior AI Consultant – Credit Risk

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London / £80000 - £90000 annum

INFO

Salary
SALARY:

£80000 - £90000

Location

LOCATION

London

Job Type
JOB TYPE

Permanent

AI Consultant
London, 3 days in the office| Salary between £80,000 and £90,000

This is a high-impact opportunity to join a newly established AI lab within a large, data-rich organisation, where AI is central to future product innovation and client delivery. Sitting at the senior end of the consultant band, this role offers real influence over how advanced analytics and AI are applied to complex, real-world lending decisions.

The Company

They are a well-established data and analytics organisation operating at scale across financial services and adjacent industries. With access to extensive proprietary datasets, they support clients in making more accurate, responsible decisions through advanced analytics and modelling. Their AI lab is a growing centre of excellence designed to accelerate innovation and embed AI across the wider business.

The Role

You will play a key role in developing and enhancing AI-driven solutions used across client and internal projects, with a strong focus on credit and lending use cases.

Responsibilities include:

  • Designing and building AI and machine learning models to support lending, risk, and decisioning strategies.
  • Developing and enhancing predictive models, including scorecards and other risk-focused approaches.
  • Applying techniques such as LLMs, transformers, and applied ML to real business problems such as automation and decision support.
  • Leading research and development activity for new AI-led solutions and product concepts.
  • Communicating complex analytical outputs clearly through presentations, written outputs, and stakeholder discussions.
  • Collaborating closely with analytics, engineering, and product teams across the organisation.

Your Skills and Experience

  • Strong commercial experience in credit risk modelling within a lender, fintech, or credit bureau environment.
  • Proven capability in developing predictive models, including scorecards or similar risk models.
  • Hands-on experience applying AI or machine learning, such as LLMs, chatbots, or advanced ML techniques, to business problems.
  • Strong Python and SQL skills for data analysis and model development.
  • Experience exploring alternative or innovative AI-driven approaches to solve challenges within lending or collections.
  • Confidence working autonomously and contributing at a senior consultant level.

What They Offer

  • Salary between £80,000 and £90,000
  • A key role within a growing AI lab with strong visibility and long-term progression opportunities.
  • Exposure to a wide variety of projects across financial services and other data-intensive sectors.
  • A collaborative, inclusive culture with strong retention and long-term career development.

How to Apply

Apply bellow or email me at

CONTACT

Madison Barlow

Recruitment Executive

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