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CREDIT RISK CONSULTANT

£50,000 – £85,000

LONDON – HYBRID

THE COMPANY

This successful consultancy is seeking a driven and enthusiastic individual to join an experienced and close-knit team. You’ll get to work closely with the partners of the business and be directly involved in a wide range of data and analytics projects. This is an exciting opportunity to join an innovative consultancy firm working in an interesting and diverse field to deliver risk services to their clients, with vast experience in the credit risk space.

THE ROLE

As a consultant, your daily responsibilities will vary depending on projects, but you can expect to:

• Building forecasting models and cashflow projections for portfolios
• Delivering portfolio and investor reporting for lenders
• Conducting scorecard reviews and contributing to the development of new models.
• Running stress testing exercises for unsecured lending books
• Supporting on credit strategy development and implementation

YOUR SKILLS AND EXPERIENCE:

• 3+ years experience in credit risk from a lender
• Strong knowledge and experience with Python
• Experience working on scorecards, modelling, regulatory models, pricing or profitability
• Experience presenting to and working with stakeholders or external parties
• A strong academic background, with a degree in a STEM subject

BENEFITS AND SALARY

• £50-85,000 base salary
• Company pension
• Private healthcare
• Clear opportunities and path for promotion
• Hybrid work model

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Credit Risk Consultant

£55,000-£85,000

London + hybrid working (2 days in office)

Harnham are working with a leading UK consultancy who are expanding their credit risk and analytics team with the hire of a Credit Risk Consultant to support a wide variety of modelling and advisory projects.

THE COMPANY

• A well established professional services firm offering advisory, analytics and actuarial expertise across multiple sectors.
• Their credit risk division delivers data driven moelling and strategic insight to lenders, financial institutions, and investors.
• With continued growth and new service areas, they offer broad exposure, a collaborative environment, and strong technical development.

THE ROLE

This role sits within the credit risk team and will focus on delivering a range of modelling, analytics, and advisory projects across consumer lending and related markets. You will act as a hands on consultant, owning workstreams and supporting both senior leaders and junior analysts.

Specifically, you can expect to be involved in:

• Building and enhancing credit risk forecasting, cashflow, and portfolio models.
• Conducting portfolio and performance analytics across a range of lenders and products.
• Supporting technical reviews such as scorecard assessments, stress‑testing, and modelling validation.
• Delivering data‑driven insights for investor due diligence and strategic advisory projects.
• Working across multiple short‑cycle projects (typically 3-6 weeks) with a variety of clients.

YOUR SKILLS AND EXPERIENCE

• Experience in credit risk analytics, ideally 3+ years within financial services or consultancy.
• Strong Python skills for modelling, data manipulation, and analytical workflows.
• Exposure to credit risk modelling techniques (e.g., forecasting, scorecards, stress‑testing).
• Ability to manage projects, communicate insights, and work collaboratively with technical and non‑technical stakeholders.
• Strong academic background in a numerical/STEM discipline.

THE BENEFITS

• Exposure to diverse and complex modelling projects across multiple lending products.
• Flat structure offering direct access to senior experts and the chance to quickly develop.
• Regular technical and non‑technical training sessions.
• Hybrid working with a high quality London office environment.

THE PROCESS

• Initial 30‑minute interview focusing on experience and technical background.
• Technical assessment involving Python and a case‑study style dataset.
• Final in‑person interview with further technical and competency discussion.

HOW TO APPLY

Please register your interest via the apply link on this page.

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Senior BI Analyst
Salary: Up to £47,000
Location: Hybrid – Leicester (3 days per week)

The Client
We’re working with a leading retail organisation seeking a talented Senior BI Analyst to join their team and play a key role in driving data-led decision making.

The Role
Sitting within a centralised function, this role supports four key finance departments across the business. You’ll be responsible for delivering high-quality data solutions, building insightful dashboards, and developing robust data models to support critical reporting and analysis needs.

Skills & Experience Required

• PL-300 Certification is desirable but not essential
• Strong SQL knowledge
• Proficiency in Power BI (or a similar BI tool)

How to Apply
If this sounds like the right opportunity for you, please send your CV to register your interest.

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Senior Actuarial Analyst / Actuary

£50,000-£80,000

London + flexible working

Harnham are working with a growing insurance provider who are looking to hire a Senior Actuarial Analyst to help build and strengthen their internal capital modelling capability.

THE COMPANY

• This is a specialist insurance provider operating in the UK retail market.
• They are scaling rapidly and have a modern, lean structure with a strong technical ethos.
• With a dynamic environment and continued customer growth, they are now bringing key actuarial functions in‑house.

THE ROLE

You will play a leading role in building and owning the organisation’s capital modelling capability as they transition these processes internally. This is a high‑impact position offering autonomy, visibility, and scope to shape modelling frameworks across the business.

Specifically, you can expect to be involved in:

• Leading the development and oversight of capital models aligned to Solvency II requirements.
• Supporting actuarial reporting processes and contributing to wider risk based decision making.
• Collaborating with pricing, claims, and other commercial teams to embed capital insights.
• Delivering project-based analysis driven by business needs and emerging risks.

YOUR SKILLS AND EXPERIENCE

• Part‑qualified or newly qualified actuary with strong exam progress.
• Experience in capital modelling within an insurance environment.
• Understanding of Solvency II frameworks and related reporting.
• Coding skills (such as Python or similar).
• Strong academic background with the ability to operate proactively and independently.
• Motor or retail insurance experience is beneficial but not essential.

THE PROCESS

• Initial 30‑minute interview (experience, motivations, high‑level technical).
• 1‑hour technical interview with actuarial team members (capital modelling deep dive).
• Final 1‑hour conversation with senior leadership (culture fit and motivations).

THE BENEFITS

• Significant autonomy and ownership across capital modelling.
• High exposure to senior leadership and cross‑functional teams.
• Support for actuarial study where relevant.
• Opportunity to influence and build key actuarial processes from the ground up.

HOW TO APPLY

Please register your interest via the apply link on this page.

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Senior Actuarial Analyst / Actuary
London, very flexible working
Salary 50000 to 80000

This is a rare opportunity to step into a highly autonomous role where you will own the capital modelling process for a growing insurance business. You will work closely with senior leaders, influence key decisions, and help build in‑house capability as the organisation scales.

The Company
They are a specialist insurer, established but growing and with a collaborative team. They combine a lean structure with strong technical expertise and a culture built around bright, driven people.

The Role
* Lead the development and ownership of capital modelling across the business
* Build models to assess risk, capital requirements and solvency positions
* Support Solvency II reporting and contribute to broader regulatory work
* Collaborate closely with pricing, actuarial and wider commercial teams to influence decisions
* Drive project work linked to business needs, solving complex problems with analytical approaches
* Play a key role as they transition capital models, solvency processes and actuarial reporting in‑house

Your Skills and Experience
* Strong commercial experience in capital modelling within insurance
* Understanding of Solvency II reporting and regulatory frameworks
* Partially or newly qualified actuary
* Coding capability such as Python, R or similar
* Experience in retail insurance
* Motivated, proactive and comfortable working independently in a fast‑paced environment

What They Offer
* Salary between 50000 and 80000 depending on experience
* Very flexible working, with the option to meet in London occasionally
* Study support for part‑qualified candidates
* High visibility across the business and genuine ownership of key modelling work

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Digital Analyst
£30,000 – £35,000
Hybrid – Leeds (2x days per week)

The Company

They are a large, integrated creative and media group with a strong reputation for combining data, creativity, and technology. Their teams work across global brands and ambitious growth clients, all supported by a collaborative culture that values clear insight and measurable impact. You will join an environment where experimentation is encouraged and development is actively supported.

The Role
* Build and maintain reporting within Looker Studio
* Analyse GA4 data to understand website and campaign performance
* Implement pixel and event tracking through Google Tag Manager
* Monitor paid media and wider digital performance data
* Support the team with GA4 audits and performance reviews

Your Skills and Experience
* Strong commercial experience using GA4 and Google Tag Manager
* Confident building reports within Looker Studio
* Helpful but not essential: Power BI or other BI tools, social listening platforms, experience monitoring paid media

What They Offer
* Salary up to £35,000
* Opportunities to broaden your analytics toolkit
* Supportive culture, varied projects, and clear progression routes

How to Apply
If this sounds like the right next step, please apply to discuss the role in more detail.

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HEAD OF ERP DATA (MAT COVER)
LONDON/HYBRID
UP TO £90,000

This is a rare opportunity to lead a data function through a major transformation at a global consumer brand. You will play a critical role in stabilising, shaping, and optimising their product and supply chain data ecosystem as they implement a new ERP platform and enhance their BI and data environment.

ROLES AND RESPONSIBILITIES:
The Head of ERP Data will:
* Lead and develop a data team covering data engineering and master data.
* Oversee product data, stock data, and supply chain data across core systems.
* Manage data flow across Smartsheet, ERP, and their Snowflake data lake.
* Support an ERP transformation, including testing and post‑go‑live stabilisation.
* Own data governance, data standards, and data quality frameworks.
* Guide integrations, pipelines, and reporting development in partnership with BI and engineering teams.
* Drive continuous improvement across data processes, structure, and architecture.
* Collaborate closely with technology, product, supply chain, operations, finance, and project teams.
* Lead cross‑functional data workstreams tied to major transformation projects.

YOUR SKILLS AND EXPERIENCE:
The ideal candidate will have the following skills and experience:
* Strong commercial experience with product data, stock or inventory data, and supply chain data.
* Experience working in consumer goods, retail, apparel, or similarly product‑driven environments.
* Hands‑on exposure to ERP systems, ideally including transformation or implementation projects.
* Strong capability in data governance, data quality, and data operations.
* Understanding of data engineering concepts, pipelines, integrations, and modern BI tools.
* Experience managing and developing small teams.
* Confidence operating in a fast‑paced, highly collaborative environment.

APPLY BELOW!

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Senior Data Strategist

Bristol | £50,000-£60,000

This is an exciting opportunity to shape data‑driven CRM strategy for a variety of well‑known consumer brands. You’ll join a collaborative, fast‑moving environment where insight, creativity, and customer experience come together to drive real commercial impact.

The Company

They are a specialist customer and data‑focused agency with a long-standing reputation in CRM and lifecycle marketing. With new investment and growing international demand, they are expanding their strategic team. Their culture is friendly, tight‑knit, and built around delivering thoughtful, insight-led work for a diverse client base.

The Role

As Senior Data Strategist, you will help clients understand their customer data and turn insights into effective CRM strategies. Your work will span multiple sectors and customer programmes.
You will:

• Develop data‑led CRM and lifecycle strategies across multiple accounts.
• Turn analysis into clear frameworks, recommendations, and engaging stories.
• Collaborate closely with data teams to translate insight into action.
• Design or refine customer journeys across core CRM channels.
• Review tech stacks and processes to support better customer experiences.
• Build compelling strategy decks for senior stakeholders.
• Mentor junior strategists and contribute to the team’s overall capability.

Your Skills & Experience

You will have:

• Experience in a CRM, customer strategy, or data‑driven marketing role.
• A strong understanding of how to turn insights into commercial outcomes.
• Experience presenting to clients or senior stakeholders.
• Confidence working with analytics teams to identify opportunities.
• Familiarity with CRM or customer engagement platforms (experience with leading tools is beneficial).
• Experience with analytics or visualisation tools such as Tableau, Adobe Analytics, or similar.
• Strong communication skills and an ability to simplify complexity.

What They Offer

• £50,000-£60,000 depending on experience.
• Bristol office presence three days per week, or London-based with regular travel.
• Exposure to a broad client portfolio and varied strategic challenges.
• The chance to play a key role in a growing team with global opportunities.
• A supportive, collaborative environment where you can stretch your strategic skills.

How to Apply

If you’re a data‑driven CRM strategist ready to take on broader, more strategic work, apply now with your CV.

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Senior Product Analyst – £80,000 (Hybrid – London)

Industry: Global Consumer Marketplace / App
Department: Product & Insights

A leading global marketplace is hiring a Senior Product Analyst to partner with product, engineering, design, and ML teams to shape the future of a mobile-first product used worldwide.

What You’ll Do

• Act as the lead data scientist for a core product domain

• Drive deep product analytics to uncover opportunities for growth and engagement

• Design, analyse, and interpret experiments across the product ecosystem

• Influence product strategy by connecting insights to business goals

• Improve datasets, dashboards, and analytical tooling

• Work closely with ML teams on discovery, ranking, and personalisation initiatives

What We’re Looking For

• Expert-level SQL + solid Python for product analytics

• Hands-on A/B testing experience (design + interpretation)

• Strong understanding of ETL/debugging data issues

• Excellent communication and stakeholder management skills

• Commercially-minded with experience balancing user and business needs

• Bonus: marketplace experience or exposure to ML-driven products

Why Apply

• High-impact role shaping core product decisions

• Great benefits, flexible work, and strong wellbeing support

• Opportunity to work closely with ML teams and influence a global user experience

Find out more and apply via the link below.

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Staff Data Scientist – Paid Marketing
London – x2 days a week
Up to £113,000 plus bonus and benefits
This is a fantastic opportunity to join a high‑growth, product‑led business where data drives every marketing decision. You will shape how performance is measured across a major digital brand, building new attribution and LTV capabilities that directly influence strategy.

The Company
They are a fast‑scaling, community‑focused digital marketplace with a strong app footprint and a mission‑led culture. Their marketing team is expanding and investing heavily in data to improve performance across paid and brand channels. With an international user base and a modern tech stack, they offer the chance to innovate, experiment, and deliver impact at scale.

The Role
You will join the marketing analytics function, owning attribution modelling and the measurement framework that powers paid marketing decisions.
Key responsibilities include:
* Leading the development, maintenance, and optimisation of attribution models for sign‑ups and paid activity.
* Building measurement capabilities, including CLV and LTV modelling for strategic forecasting.
* Delivering complex, in‑depth analysis to explain performance and guide future investment.
* Partnering with stakeholders across paid, brand, and wider marketing teams.
* Driving the measurement roadmap and ensuring clarity on key metrics across the business.
* Providing BAU support while also setting long‑term direction.

Your Skills and Experience
You will bring:
* Strong SQL skills.
* Excellent Python capability for developing analytics and attribution models.
* Proven experience in marketing analytics within an app‑based or digital‑first environment.
* Ability to communicate complex measurement concepts clearly to non‑technical stakeholders.
* Experience owning attribution frameworks and performance measurement processes.

What They Offer
* Up to 113k plus benefits

How to Apply
If you are passionate about building best‑in‑class measurement for a fast‑moving digital brand, apply today to find out more.

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Senior Marketing Analyst
Fully Remote (UK) | Up to £70,000 + equity options + quarterly bonus

This is a great opportunity to join a high-growth, digital-first business where marketing decisions are genuinely data-led. You will shape how performance marketing is measured, reported, and optimised, while working with a modern data stack and a growing central data team.

The Company
They are a fast-scaling, subscription-based consumer marketplace with a strong international presence. Their model is built around a two-sided membership community, and they are investing heavily in data to drive smarter growth decisions. Over the past six months, they have been building a modern data platform from the ground up, introducing tools such as dbt and Databricks. Data is central to their strategy, and marketing analytics is a key area of focus for future growth.

The Role
As a Senior Marketing Analyst, you will sit within the Marketing Analytics function and act as a strategic partner to growth and marketing leaders. You will:

• Work with marketing stakeholders to understand growth questions and translate them into clear analytical projects.
• Analyse channel and campaign performance to inform budget allocation and investment decisions across paid and owned channels.
• Deep dive into the end-to-end customer journey, from initial visit to registration, membership, and purchase.
• Identify behavioural indicators and patterns that predict conversion and retention.
• Develop and refine customer segments to improve targeting across paid media and CRM.
• Support the development of marketing mix modelling (MMM) capabilities.
• Build and maintain dashboards and self-serve tools that bring performance and insights to life for non-technical stakeholders.
• Help improve data foundations and data models that power marketing analytics and reporting.

Your Skills & Experience
You will be a strong fit for this Senior Marketing Analyst position if you have:

• Strong commercial experience using SQL to query and manipulate large datasets.
• Proven experience in marketing analytics, ideally with a focus on paid performance marketing.
• Hands-on experience with data visualisation tools such as Tableau or Looker (or similar BI tools).
• A background working in a marketplace, start-up, or scale-up environment where you have influenced growth or acquisition strategy.
• Experience working across channels such as paid social, paid search, CRM, and/or influencer marketing.
• Confidence working directly with senior stakeholders, communicating complex analysis in a clear, actionable way.
• A proactive, problem-solving mindset and a genuine interest in understanding customer behaviour and the full customer journey.

What They Offer

• Salary in the range of £70,000 – £80,000, depending on experience.
• Equity options plus a quarterly performance bonus structure.
• Fully remote working within the UK, with flexibility and trust.
• The chance to join at a pivotal stage as the data platform and marketing analytics function are being built out.
• Significant scope to influence marketing strategy, measurement frameworks, and advanced analytics capabilities.
• Opportunities to grow your career as they expand their data, analytics, and marketing teams and move further into predictive modelling and advanced analytics.

How to Apply
If you are a Senior Marketing Analyst looking to have a real impact on growth strategy in a modern, data-driven business, please apply with your CV to be considered.

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