Senior Credit Pricing Manager
/ £80000 - £90000 annum
INFO
SALARY:
£80000 - £90000
LOCATION
Permanent
Senior Credit Pricing Manager
£80,000-£90,000 + 20% Bonus
Remote in the UK
Harnham are exclusively partnered with a major UK digital retailer and financial services business to hire a Senior Credit Pricing Manager into a newly created leadership role; this is a rare opportunity to build out a more sophisticated pricing capability in a business with millions of customers, a large-scale credit proposition, and huge investment into analytics, commercial decisioning, and financial services growth.
THE COMPANY
This business is one of the UK's largest digital retailers and embedded finance providers, operating at serious scale across ecommerce and financial services; with millions of active customers, billions in annual revenue, and a newly strengthened investment position following private equity backing, they are continuing to scale both their commercial and analytics capabilities. Their financial services arm sits at the heart of the customer proposition, offering flexible payment products including instalments, revolving credit, and BNPL-style products; this creates a rich environment for analytics professionals working across pricing, risk, customer lifetime value, and experimentation. This role sits within a newly evolving Commercial Analytics function, where pricing is being elevated from a more traditional credit risk setup into a commercially focused analytics team.
THE ROLE
As Senior Credit Pricing Manager, you'll lead the build-out of a new credit pricing capability focused on acquisition pricing, customer lifecycle pricing, and broader pricing strategy across multiple lending products. You'll manage a team of analysts and data scientists while owning pricing strategy across products including revolving credit, instalments, and embedded finance solutions.
Key responsibilities include:
- Defining pricing strategies across lending products, balancing profitability, customer outcomes, and regulation
- Owning fair value governance and representing pricing in senior forums and committees
- Setting valuation methodologies including NPV, IRR, and risk-adjusted margin frameworks
- Designing and interpreting A/B tests to assess pricing changes and elasticity
- Driving commercial decisions around lifetime value, unit economics, and pricing optimisation
- Partnering with analytics, product, compliance, engineering, and credit risk stakeholders
- Building a more advanced, commercially driven pricing function within financial services
This is a highly strategic role with strong visibility across senior leadership.
YOUR SKILLS & EXPERIENCE
The ideal candidate will have:
- Strong experience within credit pricing, lending analytics, credit risk, insurance pricing, or adjacent FS pricing environments
- Deep understanding of credit economics, unit economics, and customer lifetime value decisioning
- Experience using experimentation / A/B testing frameworks to inform pricing decisions
- Knowledge of complex financial products including revolving credit, instalments, cards, or embedded finance
- Prior management or leadership experience
- Strong commercial judgement and stakeholder management skills
Nice to have:
- SQL / Python knowledge (not essential to be hands-on)
- Experience in model governance, forecasting, or cashflow modelling
- Background in fintech, insurance, debt purchasing, or regulated financial services
THE BENEFITS
- £80,000-£90,000
- 20% annual bonus
- £6,500 flexible benefits allowance (can be used towards salary uplift or benefits)
- 30 days holiday + bank holidays
Flexible hybrid model (ideally 2-3 days in office in Merseyside, however highly negotiable patterns for the right person)
HOW TO APPLY
Please register your interest by sending your CV to Adam Osborne at Harnham via the Apply link on this page
CONTACT
Adam Osborne
Manager
SIMILAR
JOB RESULTS
Senior Data Scientist
London
£80000 - £95000
+ Data Science & AI
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Senior Data Scientist
Remote (UK or EU)
This is a rare opportunity to join a newly formed team building applied Generative AI products that sit at the heart of a company’s future data and insights strategy. You will play a senior, hands-on role shaping how synthetic data and LLMs are used in real-world, commercial environments, with high autonomy and clear ownership from day one.
The Company
They are a global technology business operating at the intersection of data, research, and AI. Their platform enables organisations to generate high-quality insights using large-scale, consented data, and they are now investing heavily in AI-driven innovation. With strong backing and a clear product roadmap, they are focused on responsibly augmenting human data with advanced machine learning and synthetic intelligence.
The Role
- Design, build, and deploy Generative AI and LLM-based solutions for synthetic data generation and data augmentation
- Develop and validate statistical and machine learning methodologies to ensure data quality, reliability, and trust
- Work closely with Product and Engineering to take models from experimentation through to production
- Build systems that enhance real-world data rather than replace it, including open-text and structured outputs
- Communicate complex technical concepts clearly to non-technical stakeholders and external clients
- Operate end to end across problem definition, modelling, validation, and delivery
Your Skills and Experience
- Strong commercial experience applying Generative AI and Large Language Models in production environments
- Deep knowledge of NLP, text generation, and modern machine learning techniques
- Excellent grounding in statistics, experimental design, and model validation
- Expert Python skills within a data science or machine learning stack, plus strong SQL
- Experience working with large, complex datasets and collaborating with engineering teams
- Confidence explaining methodology, limitations, and impact to a broad range of stakeholders
- Exposure to synthetic data, prompt engineering, RAG, or cloud-based data platforms is beneficial but not essential

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Senior Credit Pricing Manager
£80000 - £90000
+ Risk Analytics
PermanentEngland
To Apply for this Job Click Here
Senior Credit Pricing Manager
£80,000-£90,000 + 20% Bonus
Remote in the UK
Harnham are exclusively partnered with a major UK digital retailer and financial services business to hire a Senior Credit Pricing Manager into a newly created leadership role; this is a rare opportunity to build out a more sophisticated pricing capability in a business with millions of customers, a large-scale credit proposition, and huge investment into analytics, commercial decisioning, and financial services growth.
THE COMPANY
This business is one of the UK’s largest digital retailers and embedded finance providers, operating at serious scale across ecommerce and financial services; with millions of active customers, billions in annual revenue, and a newly strengthened investment position following private equity backing, they are continuing to scale both their commercial and analytics capabilities. Their financial services arm sits at the heart of the customer proposition, offering flexible payment products including instalments, revolving credit, and BNPL-style products; this creates a rich environment for analytics professionals working across pricing, risk, customer lifetime value, and experimentation. This role sits within a newly evolving Commercial Analytics function, where pricing is being elevated from a more traditional credit risk setup into a commercially focused analytics team.
THE ROLE
As Senior Credit Pricing Manager, you’ll lead the build-out of a new credit pricing capability focused on acquisition pricing, customer lifecycle pricing, and broader pricing strategy across multiple lending products. You’ll manage a team of analysts and data scientists while owning pricing strategy across products including revolving credit, instalments, and embedded finance solutions.
Key responsibilities include:
- Defining pricing strategies across lending products, balancing profitability, customer outcomes, and regulation
- Owning fair value governance and representing pricing in senior forums and committees
- Setting valuation methodologies including NPV, IRR, and risk-adjusted margin frameworks
- Designing and interpreting A/B tests to assess pricing changes and elasticity
- Driving commercial decisions around lifetime value, unit economics, and pricing optimisation
- Partnering with analytics, product, compliance, engineering, and credit risk stakeholders
- Building a more advanced, commercially driven pricing function within financial services
This is a highly strategic role with strong visibility across senior leadership.
YOUR SKILLS & EXPERIENCE
The ideal candidate will have:
- Strong experience within credit pricing, lending analytics, credit risk, insurance pricing, or adjacent FS pricing environments
- Deep understanding of credit economics, unit economics, and customer lifetime value decisioning
- Experience using experimentation / A/B testing frameworks to inform pricing decisions
- Knowledge of complex financial products including revolving credit, instalments, cards, or embedded finance
- Prior management or leadership experience
- Strong commercial judgement and stakeholder management skills
Nice to have:
- SQL / Python knowledge (not essential to be hands-on)
- Experience in model governance, forecasting, or cashflow modelling
- Background in fintech, insurance, debt purchasing, or regulated financial services
THE BENEFITS
- £80,000-£90,000
- 20% annual bonus
- £6,500 flexible benefits allowance (can be used towards salary uplift or benefits)
- 30 days holiday + bank holidays
Flexible hybrid model (ideally 2-3 days in office in Merseyside, however highly negotiable patterns for the right person)
HOW TO APPLY
Please register your interest by sending your CV to Adam Osborne at Harnham via the Apply link on this page

To Apply for this Job Click Here
Data And Reporting Analyst
London
£65000 - £70000
+ Advanced Analytics & Marketing Insights
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To Apply for this Job Click Here
DATA AND REPORTING ANALYST
LONDON/HYBRID
UP TO £70,000
Data and Reporting Analyst
London or Southampton Hybrid Competitive salary plus bonus
This is a chance to join a high growth fintech where finance reporting and analytics sit at the heart of decision making. You will work closely with senior stakeholders, owning reporting that directly supports performance, risk, and growth.
The Company
They are an award winning fintech group operating across consumer finance, known for exceptional customer outcomes and strong technology investment. The business combines the backing of global financial expertise with a collaborative, people first culture. With continued expansion, they offer stability alongside genuine career progression.
The Role and Responsibilities
- Deliver weekly, monthly, and ad hoc finance reporting and analysis
- Design and document reporting solutions with finance and business teams
- Prepare and manage data across multiple platforms with a focus on accuracy
- Build and maintain BI dashboards using tools such as QuickSight, DBT, and Airflow
- Support audit, due diligence, and financial reporting requirements
Your Skills and Experience
- Strong commercial experience in reporting, analytics, and financial analysis
- Advanced SQL capability, ideally using Postgres or Redshift
- Experience working with large relational datasets and BI tools
- Strong Excel skills and ability to translate business requirements into data outputs
- Proactive, detail focused, and comfortable working independently

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Product Analyst
City of London
£60000 - £65000
+ Advanced Analytics & Marketing Insights
PermanentCity of London, London
To Apply for this Job Click Here
Product Analyst
London (Hybrid)
Up to 65k
This is an opportunity to join a growing digital product business where data plays a critical role in shaping product direction. We are investing heavily in analytics to improve feature performance, scale experimentation, and build better on device experiences used by millions of people every month.
The Company
We are a B2B2C digital product business that builds on device experiences for mobile network operators. Our tools make it easier to manage, measure and monetise the device experience at scale, helping partners drive engagement, advertising revenue and brand affinity. Our products are used by millions of users globally and generate billions of impressions, creating a rich and complex data environment.
The Role
You will join our Product Analytics team, working closely with product and engineering to improve how our products perform and evolve. This is a hands on role for someone who enjoys getting deep into the data, spotting opportunities, and influencing product decisions.
You will take ownership of end to end product analysis, helping us improve feature quality, scale experimentation, and make faster, better informed product decisions through data.
Key responsibilities include:
- Conducting deep dive analysis into product performance, user behaviour and feature usage
- Identifying anomalies, diagnosing issues and understanding what is driving changes in metrics
- Designing, analysing and scaling experimentation across key product areas
- Evaluating A/B tests and clearly communicating outcomes and recommendations
- Partnering with product teams to inform roadmap decisions and feature enhancements
Your Skills and Experience
- Strong product analytics background within a digital or consumer facing product environment
- Advanced SQL skills and experience using Looker or similar BI tools
- Proven experience with experimentation and A/B testing methodologies
- Python for analysis is highly desirable
- Exposure to dbt is beneficial but not essential
- Confident communicator, able to translate complex analysis into clear insights
What We Offer
- Hybrid working with a London based office
- The opportunity to work on high scale products used by millions of users
- Access to large volumes of data and meaningful experimentation
- Clear scope to influence product quality, performance and growth
How to Apply
Apply now to find out more about this Product Analyst role and how it could support your next career move.

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Experimentation Specialist
London
£35000 - £45000
+ Digital Analytics
PermanentLondon
To Apply for this Job Click Here
Experimentation Specialist
London | Up to £45,000 plus benefits | Hybrid working
A great opportunity to join a growing experimentation function within a large, digital-first organisation. This role offers the chance to shape testing strategy, influence roadmaps, and make a measurable impact across multiple brands and digital touchpoints. You will be joining at an exciting stage as they build out a dedicated team.
The Company
They are a well-established, multi-brand retail group with a significant presence in ecommerce and digital product. The organisation is investing heavily in experimentation, data and insights to drive performance and enhance customer experience across their online platforms. With a fast-paced environment and a strong appetite for testing, they offer the chance to embed experimentation culture across a complex digital ecosystem.
The Role
- Support the build of a centralised experimentation function.
- Translate commercial objectives into experimentation roadmaps.
- Prioritise tests based on value, business context and feasibility.
- Lead ideation, design and end-to-end execution of A/B tests.
- Partner with technical teams to ensure robust implementation.
- Analyse test results and communicate insights to stakeholders.
- Distinguish CRM experimentation from website CRO and support both areas.
- Contribute to training and enablement across digital teams.
Your Skills and Experience
- Strong commercial experience running experimentation programmes.
- Hands-on experience setting up and analysing A/B tests.
- Understanding of experimentation principles, digital metrics and measurement.
- Experience with platforms such as GA4, Optimizely or similar tools.
- Ability to create, manage and communicate experimentation roadmaps.
- Comfortable working cross-functionally within product, digital, CRM and tech teams.
- Able to work independently and prioritise effectively.
- Experience with user testing platforms is an advantage.
What They Offer
- Salary up to £45,000 depending on experience.
- Hybrid model with four days in the central London office.
- 20 days holiday plus bank holidays.
- Pension scheme with employer and employee contributions.
- Access to wellbeing, health and financial support services.
- Retail discounts across all brands.
- Discounted gym membership and fitness support.
- Employee recognition and reward schemes.
- Internal learning platform with extensive training content.
- Opportunities to progress as the experimentation function grows.
How to Apply
If you are passionate about experimentation and want to help shape a growing team, apply with your CV today.

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Account Analytics Analyst
London
£40000 - £50000
+ Advanced Analytics & Marketing Insights
PermanentLondon
To Apply for this Job Click Here
Account Analytics Analyst
London (Hybrid) | Up to £50,000 + benefits
We’re hiring an Account Analytics Analyst to join a fast-paced analytics team working within a digital marketing environment.
This is a great opportunity for someone with strong analytical skills and marketing data experience who enjoys turning complex datasets into clear commercial insights that improve campaign performance.
What you’ll be doing:
* Analysing online & offline marketing and consumer data
- Delivering actionable insights to optimise campaigns and ROI
- Supporting Marketing Mix Modelling (MMM) projects
- Working with SQL, Python or R for hands-on analysis
- Building reports and presenting findings to stakeholders
- Collaborating with media, sales, product and account teams
What we’re looking for:
- 2-4 years’ experience in analytics / marketing analytics
- Strong SQL plus Python or R exposure
- Understanding of digital marketing & campaign performance
- Experience with BI tools such as Tableau
- Strong communication and stakeholder skills
- Analytical mindset with commercial curiosity
Ideal for someone looking to step into a highly commercial, client-facing analytics role with strong progression opportunities.
Apply now or reach out for more information.

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Product Analyst
London
£45000 - £55000
+ Advanced Analytics & Marketing Insights
PermanentLondon
To Apply for this Job Click Here
Product Analyst – £55,000 (Hybrid – London)
Industry: Consumer Marketplace / Mobile App
Department: Product & Insights
We’re looking for a Product Analyst to join a fast-growing consumer marketplace used by millions globally. You’ll work closely with product managers, designers, and engineers to uncover insights, shape user experiences, and drive commercial performance.
What You’ll Do
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Analyse user behaviour and product performance across key journeys
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Build dashboards and self-serve insights for cross-functional teams
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Support A/B testing: design experiments, interpret results, recommend next steps
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Work with data and platform teams to ensure clean, scalable datasets
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Present clear, actionable insights that influence product strategy
What We’re Looking For
-
Strong SQL skills and experience working with large datasets
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Comfortable using Python for product analytics
-
Experience with product experimentation / A-B testing
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Familiarity with Looker, Tableau, or similar BI tools
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Confident communicator who can simplify complex data for stakeholders
-
Curious, proactive, and thrives in a fast-paced product environment
Why Apply
-
Work on high-impact product features used by millions
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Hybrid working, flexible culture, strong learning budget
-
Fast-growing environment with real ownership of analysis and experiments
Find out more and apply via the link below.

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E-Commerce Analyst
Banbury
£45000 - £55000
+ Advanced Analytics & Marketing Insights
PermanentBanbury, Oxfordshire
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Ecommerce Analyst
Banbury (hybrid) £45,000 to £60,000 plus benefits
This is a newly created Ecommerce Analyst role offering the chance to take real ownership of insight in a fast-growing, product-led ecommerce business. You will play a key role in shaping how data is used to drive trading, acquisition and customer decisions, with visibility across senior stakeholders and the freedom to influence how analytics is done.
The Company
They are a direct-to-consumer ecommerce business with a strong digital footprint and an expanding product range. Ecommerce sits at the heart of their commercial strategy, supported by significant investment in paid media and digital channels. The business is highly data-aware and is now looking to strengthen insight by appointing a dedicated ecommerce analytics specialist.
The Role
You will act as the central owner of ecommerce reporting and analysis, moving the business from fragmented data to clear, actionable insight. Key responsibilities include:
- Owning ecommerce performance reporting and building scalable dashboards used across the business
- Analysing trading performance, traffic, conversion and customer journeys
- Evaluating paid media performance across key digital channels and supporting attribution understanding
- Identifying opportunities to improve acquisition efficiency and commercial outcomes
- Translating complex analysis into clear recommendations for ecommerce, marketing and finance stakeholders
- Proactively surfacing insights rather than responding to ad hoc requests
Your Skills and Experience
- Strong commercial experience in ecommerce or digital analytics
- Confident working with tools such as GA4, SQL, BigQuery or Looker
- Experience analysing acquisition performance, conversion and customer behaviour
- Ability to work independently and take ownership in a fast-paced environment
- Clear communication skills with the confidence to influence non-technical stakeholders
What They Offer
- Salary between £45,000 and £60,000 depending on experience
- Hybrid working with a strong preference for regular on-site collaboration
- High-impact role with visibility across senior leadership
- Opportunity to shape ecommerce analytics in a growing business
- Supportive, collaborative office environment with clear scope for progression
How to Apply
Apply now to learn more about this Ecommerce Analyst opportunity through Harnham, specialists in Data and Analytics recruitment.

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Senior Product Manager
London
£70000 - £90000
+ Advanced Analytics & Marketing Insights
PermanentLondon
To Apply for this Job Click Here
Senior Product Manager
Central London (2 to 3 days per week in office) | £80,000 to £100,000 base plus bonus and equity
This is a rare opportunity to take full ownership of a core product at a critical growth stage. You will join a small, ambitious business moving from an MVP into a scalable, client-facing platform, with real autonomy to shape strategy, delivery, and impact from day one.
The Company
They are a founder-led technology business operating at the intersection of data, networks, and decision-making. Their platform connects senior professionals with investment-focused clients, enabling highly curated, high-value introductions. With a growing international footprint and a strong commercial model, they are now investing heavily in product maturity, automation, and AI-driven capabilities.
The Role
- Own the end-to-end product roadmap for a core platform, from discovery through to delivery
- Translate business, client, and user needs into clear product requirements, epics, and priorities
- Lead the shift from internal tooling to a scalable, self-serve, client-facing product
- Reduce reliance on manual and spreadsheet-based workflows through automation and better UX
- Partner closely with Engineering to unblock delivery, manage trade-offs, and address technical debt
- Collaborate with Data teams to align product design with data quality, structure, and AI use cases
- Identify and embed practical AI and LLM-driven functionality into workflows and the product experience
- Act as the day-to-day product contact for commercial teams and senior stakeholders
Your Skills and Experience
- Strong commercial product management experience within a technology or data-led environment
- Proven ability to own and prioritise a product roadmap in a fast-moving, agile setting
- Experience working closely with Engineering and Data teams to deliver complex platforms
- Comfort operating in ambiguity and making pragmatic trade-offs
- Exposure to workflow automation, data products, or AI-enabled features
- Clear communication skills and confidence working directly with senior stakeholders and users
What They Offer
- Competitive salary of £80,000 to £100,000 depending on experience
- Performance-related bonus and equity participation
- High autonomy and visibility within a small, founder-led organisation
- The chance to shape a product with genuine commercial and user impact
- A collaborative environment with close alignment across Product, Engineering, and Data
How to Apply
Apply now to learn more about this Senior Product Manager opportunity and how you could shape the next phase of a high-impact platform.

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Web Analyst
London
£40000 - £46000
+ Advanced Analytics & Marketing Insights
PermanentLondon
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Web Analyst
London – Hybrid Working (3 days in office)
Up to £46,000 + bonus
A leading international retail business is looking for a hands-on Web Analyst to join their growing digital function.
This is a highly implementation-focused role sitting within a specialist analytics team supporting multiple well-known retail and eCommerce brands across Europe. You’ll work closely with stakeholders across digital, UX, content and online teams, taking ownership of tracking requirements from definition through to delivery.
Key responsibilities include:
-
Hands-on GA4 and GTM implementation
-
Managing and improving tracking across websites and digital platforms
-
Working directly with stakeholders to define tracking requirements
-
Supporting GDPR/cookie consent tracking compliance
-
Collaborating across multiple international retail brands
-
Opportunity to gain exposure to mobile app tracking/Firebase
What they’re looking for:
-
Strong hands-on experience with GA4 and Google Tag Manager
-
Experience implementing tracking yourself (not just managing agencies/developers)
-
Good understanding of GDPR and cookie consent management
-
Confident communication skills with technical and non-technical stakeholders
-
Agency background beneficial but not essential
-
Interest in app tracking/mobile analytics is a plus
The environment is fast-paced, collaborative, and ideal for someone who enjoys ownership and technical implementation work rather than dashboard/report creation.
Hybrid working: Monday set office day + 2 flexible office days weekly.
Unfortunately, sponsorship is not available for this position.
Find out more and apply via the link below!

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Lead Product Analyst
London
£85000 - £100000
+ Advanced Analytics & Marketing Insights
PermanentLondon
To Apply for this Job Click Here
Lead Product Analyst
London Hybrid (3 days in office)
Up to £100,000 + benefits
We’re hiring a Lead Product Analyst to join a high-growth, data-driven consumer business operating at scale.
This is a key role within a fast-paced product and analytics environment, focused on improving digital customer journeys, driving experimentation, and supporting product decision-making through data.
What you’ll be doing:
* Leading analysis across product and customer journeys
* Driving insight to improve conversion and user experience
* Supporting experimentation and A/B testing initiatives
* Working closely with Product, Engineering and Data teams
* Analysing customer behaviour, engagement and funnel performance
* Contributing to personalisation and optimisation workstreams
* Translating data into clear, actionable recommendations
What we’re looking for:
✔ Strong SQL and Python skills
✔ Experience in product analytics, experimentation or digital analytics
✔ Strong A/B testing and funnel analysis experience
✔ Commercial mindset with strong stakeholder skills
✔ Experience in fast-paced digital or consumer-focused environments
✔ Exposure to modelling or personalisation work is a plus
Why join?
* High-growth, well-established business with strong momentum
* Strong ownership and visibility across product decisions
* Highly collaborative, data-led environment
* Work on complex digital journeys at scale
* Equity included in the package
Please note:
* Hybrid working (3 days in office) is fixed
* No sponsorship available
Apply or get in touch for more details.

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Senior Engagement Manager – Analytics Consulting
London
£90000 - £120000
+ Advanced Analytics & Marketing Insights
PermanentLondon
To Apply for this Job Click Here
Senior Engagement Manager – Analytics Consulting
Up to 120k plus benefits
Hybrid – London
A growing analytics and advisory business is looking to hire a Senior Engagement Manager to support the expansion of its client consulting capability across financial services and adjacent sectors.
This is an opportunity to join a business investing heavily in data, analytics and strategic advisory services, helping clients solve complex commercial and customer challenges using insight-led solutions.
The role offers significant exposure to senior stakeholders, high-impact project work and strong long-term progression opportunities.
The Role
You will lead client engagements focused on delivering commercially driven analytics and consulting solutions across a range of strategic business areas.
Responsibilities include:
-
Managing end-to-end delivery of analytics and consulting projects
-
Building trusted relationships with senior client stakeholders
-
Translating data and analytical insight into clear business recommendations
-
Supporting business development activities including proposals and presentations
-
Working closely with technical and analytical teams to deliver scalable solutions
-
Contributing to the growth and development of a growing consulting function
Projects may cover areas such as customer strategy, risk, growth, optimisation, segmentation and operational performance.
About You
We are looking for candidates with experience in analytics consulting within financial services or other highly regulated, data-rich industries.
You should bring:
-
Financial services consulting experience is essential
-
Experience leading client-facing projects and managing senior stakeholders
-
Strong commercial and strategic thinking skills
-
The ability to communicate complex ideas to both technical and non-technical audiences
-
Exposure to analytics, insight or data-led decision making
-
Familiarity with analytical tools, data environments or visualisation platforms
-
Experience working in consulting, professional services or advisory environments
What’s on Offer
-
Opportunity to join a growing and evolving consulting practice
-
High-profile client exposure
-
Clear progression and leadership potential
-
Hybrid working environment
-
Competitive compensation package
Find out more and apply via the link below.

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