Head of Credit Risk Data Science

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City of London / £120000 - £140000 annum

INFO

Salary
SALARY:

£120000 - £140000

Location

LOCATION

City of London

Job Type
JOB TYPE

Permanent

HEAD OF DATA SCIENCE

£120,000 - £140,000

LONDON

A fast-growing fintech lender is seeking a high-calibre Head of Data Science to lead their data-driven strategies across credit scoring, fraud prevention, and collections. This senior leadership role offers the chance to shape a next-generation lending platform in a high-growth environment.

THE COMPANY

This fintech is revolutionising the industry by embedding intelligent lending solutions into the customer journey. Backed by tier-one investors and experiencing rapid growth, they combine AI-powered credit assessment with a modern, mission-driven approach to lending.

THE ROLE

As Head of Data Science, your day-to-day responsibilities include but are not limited to:

  • Leading credit, fraud, and collections analytics across the credit lifecycle
  • Designing scalable data science models to improve lending performance
  • Enhancing acceptance rates while maintaining strong credit quality
  • Developing fraud detection techniques using cutting-edge algorithms
  • Owning collections strategy and driving recovery improvements
  • Collaborating with teams across product, risk, operations, and compliance

SKILLS AND EXPERIENCE

  • 5+ years in data science or credit analytics in a financial service or fintech environment
  • Strong background in credit risk and fraud strategy
  • Experience with responsible lending regulations
  • Proficiency in Python, SQL, and modern statistical/machine learning methods
  • Experience building and deploying decisioning frameworks
  • Comfortable working across multiple analytical domains and teams

THE BENEFITS

  • £120,000+ base salary
  • Equity/options package
  • Private medical insurance
  • Modern office with hybrid working model

HOW TO APPLY

Please register your interest by sending your CV to Dominic through the 'Apply' link

CONTACT

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