Senior Impairment Analyst

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London / £60000 - £85000 annum

INFO

Salary
SALARY:

£60000 - £85000

Location

LOCATION

London

Job Type
JOB TYPE

Permanent

Senior Impairment Analyst

£60,000-£85,000

London + hybrid working (2-3 days per week in office)

Harnham are working with a UK consumer finance provider to hire a Senior Impairment Analyst within their growing portfolio analytics team. This is a strategic, high impact role supporting the performance, forecasting and optimisation of key lending products.

THE COMPANY

  • A well established digital lender offering innovative consumer finance products across the UK.
  • Known for its data driven culture, strong market reputation and continuous product expansion.
  • Recently invested in new technology and analytics capabilities, with a modern office environment and cooperative teams.

THE ROLE

This is a broad impairment analytics role focused on understanding portfolio performance, enhancing forecasting frameworks and supporting end‑to‑end strategic decision making. You'll work cross functionally with product, risk and data teams to deliver high quality insights and improvements.
Specifically, you can expect to be involved in:
  • Analysing portfolio performance to identify trends, risks and improvement opportunities.
  • Recommending and implementing enhancements to impairment methodologies and frameworks.
  • Using statistical and analytical techniques to forecast losses and understand customer behaviour.
  • Driving optimisation initiatives across processes, tooling and analytical workflows.
  • Supporting and mentoring junior analysts as part of a cooperative team.

YOUR SKILLS AND EXPERIENCE

  • Strong experience in impairment analytics or portfolio performance analysis.
  • Ability to apply analytical methods to forecasting, customer behaviour or loss modelling.
  • Proficiency in SQL for data extraction and analysis; Python is advantageous.
  • STEM degree from a Russel group university
  • Strong communication skills with the ability to convey insights clearly to stakeholders.

THE BENEFITS

  • High visibility across multiple product teams.
  • Opportunity to shape impairment strategy within a growing analytics function.
  • Modern office environment and collaborative culture.
  • Strong long‑term development opportunities.

THE PROCESS

  • Online analytical case study assessment.
  • In person interview including business case, technical discussion and competency questions.
  • Final office visit to meet the wider team.

HOW TO APPLY

Please register your interest via the apply link on this page.





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