Credit Risk Manager- (Scorecards/ Strategy)

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Nottingham / £60000 - £75000 annum

INFO

Salary
SALARY:

£60000 - £75000

Location

LOCATION

Nottingham

Job Type
JOB TYPE

Permanent

CREDIT RISK MANAGER

NOTTINGHAM- ONCE A MONTH

SALARY UP TO £75,000

Join a leading lender where you will play a pivotal role in shaping and leading the credit risk strategies.

THE ROLE

  • Lead the development, execution, and refinement of credit risk strategies across acquisition, account management, and decision-making processes.
  • Guide and mentor a high-performing credit risk team, promoting a culture focused on growth, collaboration, and operational excellence.
  • Own and continuously improve the credit risk policy framework, decision models, and governance structures to ensure regulatory compliance and audit readiness.
  • Provide executive leadership with clear, data-driven insights into portfolio performance and emerging risk trends.
  • Build and maintain statistical models (e.g., probability of default models, bureau-based and custom scorecards) to support credit underwriting and customer segmentation.
  • Utilize credit bureau data (e.g., TransUnion, Experian) to inform, enhance, and fine-tune risk strategies.
  • Perform in-depth exploratory data analysis and ensure high data quality through comprehensive cleaning and validation processes.
  • Design and manage A/B testing frameworks to assess and optimize the performance of credit risk strategies.

REQUIREMENTS

  • Experience with credit strategy implementation
  • Experience building scorecards
  • SAS/SQL/ Python
  • Experience with credit bureau data

HOW TO APPLY

Please send CVs below or

CONTACT

Francesca Hardcastle

Senior Recruitment Consultant

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