INDUSTRY
OVERVIEW
Data and Analytics roles play a pivotal and indispensable role in the Banking, Financial Services, and Insurance industry, delivering invaluable insights that inform strategic decision-making, foster innovation, and enable businesses to maintain a competitive edge. According to our BFSI Data Recruitment experts, the long-term significance of Data and Analytics jobs in the BFSI sector is evident in their ability. Driving strategic initiatives, managing risks effectively, and enhancing customer experiences.
In the UK, US, and EU, Data and Analytics jobs in the BFSI sector are subject to unique nuances and differences. That's where our BFSI Data Recruitment specialists come in. According to them, the UK's financial services sector places a strong emphasis on regulatory compliance, Risk management, and data privacy due to the influential role of regulatory bodies such as the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). Data and Analytics professionals in the UK BFSI sector may be involved in managing complex regulatory requirements, including Anti-Money Laundering (AML) regulations.
In the US, Data and Analytics jobs in the BFSI sector are influenced by various factors such as the size and diversity of the financial market, the regulatory landscape governed by organisations such as the Securities and Exchange Commission (SEC) and must pass the Financial Industry Regulatory Authority (FINRA) exams. The US undoubtedly has a big focus on consumer protection. Data Scientists and Analysts in the US BFSI sector may also work on areas such as Risk modelling, Fraud detection, and customer segmentation. In the US job market, certification is frequently used as a pathway to career progression and success. One such example is the highly regarded Chartered Financial Analyst (CFA) certification offered by the esteemed CFA Institute. By obtaining this certification, individuals may increase their likelihood of professional advancement and garner greater opportunities for achievement.
In the EU, Data and Analytics jobs in the BFSI sector are shaped by regulatory frameworks like the General Data Protection Regulation (GDPR) and the European Central Bank's (ECB) guidelines on risk management. The focal points are data privacy, risk assessment, and regulatory compliance. Data and Analytics professionals in the EU BFSI sector may be involved in areas such as stress testing, credit risk assessment, and compliance reporting.
Across all regions, the significance of Data and Analytics jobs in the BFSI sector lies in their ability to drive data-driven decision-making, enhance Risk management practices, optimise customer experiences, and foster innovation through Advanced Analytics techniques such as Machine Learning and Artificial Intelligence. Companies that invest in highly skilled Data and Analytics professionals are likely to gain a competitive advantage in the ever-evolving BFSI landscape. To take your first steps toward finding the perfect candidate, contact us today. Our BFSI Data Recruitment experts will be happy to speak with you!
INDUSTRY CANDIDATES
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- Technical skills: BFSI employers often seek candidates with proficiency in data analysis tools and programming languages such as Python, R, SQL, and data visualisation tools like Tableau or Power BI. Familiarity with statistical techniques, data modelling, and machine learning algorithms is also highly valued.
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- Domain knowledge: Employers in the BFSI sector typically look for candidates who have a deep understanding of the industry, including financial products, services, regulations, and market trends. Knowledge of specific areas such as risk management, fraud detection, or compliance is often sought after.
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- Analytical mindset: Employers value candidates who have strong analytical skills, including the ability to analyse complex data sets, identify patterns, and derive meaningful insights. Problem-solving skills and attention to detail are also highly regarded.
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- Business acumen: BFSI employers often seek candidates who can translate data insights into actionable business recommendations. Understanding how Data and Analytics can drive business outcomes, improve customer experiences, and generate value is crucial.
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- Communication skills: Effective communication skills, both verbal and written, are highly valued in BFSI Data and Analytics roles. Candidates who can communicate complex data findings and insights in a clear and concise manner to non-technical stakeholders are often preferred.
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- Adaptability and continuous learning: Given the rapidly evolving landscape of Data and Analytics, BFSI employers look for candidates who are adaptable to change and willing to continuously learn and upgrade their skills. Keeping up with the latest trends, technologies, and industry developments is seen as a valuable trait.
- Ethics and integrity: Data privacy and security are critical in the BFSI sector. Employers seek candidates who demonstrate high ethical standards, integrity, and compliance with regulatory requirements when handling sensitive data. To discover more about what will make the perfect candidate for your business, contact us now. Our BFSI Data Recruitment experts would love to hear from you.
DATA SCIENCE OVERVIEW
Data Science plays a critical role in the banking, financial services, and insurance sector by helping organisations make data-driven decisions, manage risks, and improve customer experience. With the vast amount of data generated by BFSI organisations, Data Science has become an essential tool to analyse and interpret this data to gain insights and drive growth.
In the BFSI sector, Data Science is used for a variety of purposes, including fraud detection, credit risk analysis, customer segmentation, and product development. Data Scientists in the sector use statistical analysis, Machine Learning, and data modelling techniques to develop predictive models that help organisations make informed decisions.
One of the key benefits of Data Science in the BFSI sector is improved risk management. Data Scientists can use historical data and predictive modelling techniques to identify potential risks and mitigate them before they become a problem. This helps organisations minimise losses and maintain financial stability.
Another benefit of Data Science in the BFSI sector is improved customer experience. By analysing customer data, organisations can understand their preferences and behaviour, and use this information to offer personalised products and services that meet their needs.
Data Science is imperative in the BFSI sector. By helping organisations make informed decisions, manage risks, and improve customer experience. As the industry continues to generate vast amounts of data, the demand for Data Scientists in the BFSI sector is likely to continue to grow, making it a promising career path for those interested in Data Science and Analytics. If you're still in need of the perfect candidate for your BFSI business, contact us today. Our BFSI Data Recruitment specialists are here to help!
BUSINESS INTELLIGENCE OVERVIEW
Business Intelligence (BI) jobs are in high demand in the Banking, Financial Services, and Insurance (BFSI) sector. BI professionals are responsible for gathering, analysing, and visualising large amounts of data to provide insights that help BFSI organisations make informed decisions.
The BFSI sector relies heavily on data to manage risks, improve customer experiences, and comply with regulations. As a result, BI professionals play a critical role in helping BFSI organisations stay competitive in today's fast-paced business environment.
BI jobs in the BFSI sector require a strong understanding of financial data, regulatory compliance, and business operations. The ideal candidate should have expertise in data modelling, Analytics, and visualisation tools. Additionally, they should possess strong communication and problem-solving skills to work effectively with cross-functional teams.
BI jobs in the BFSI sector are a key component of a successful and thriving organisation. They play a critical role in helping BFSI organisations gain insights into their operations, improve customer experiences, and make data-driven decisions. If you need more information on recruiting for BI, contact us today. Speak to our BFSI Data Recruitment specialists, they are here to help!
DATA MANAGEMENTÂ
Data Management jobs in the Banking, Financial Services, and Insurance (BFSI) sector are like the unsung heroes behind the scenes, working tirelessly to keep the wheels of the industry turning smoothly. With the sheer magnitude of data that BFSI organisations deal with on a daily basis, managing this vast ocean of information is no small feat. It requires a unique blend of skills and expertise to navigate through the complexities and ensure that data is organised, stored, protected, and maintained with the utmost integrity.
In the fast-paced, data-driven world of BFSI, where decisions are made in the blink of an eye and risks lurk around every corner, Data Management professionals are the gatekeepers of reliable and accurate data. They are the ones who ensure that data flows seamlessly across the organisation, providing the foundation upon which strategic decisions are made, risks are mitigated, and regulations are adhered to.
But what does it take to be a Data Management pro in the BFSI sector? It's not just about being tech-savvy and having a basic understanding of data. It goes much deeper than that. These professionals need to have an in-depth understanding of the nuances of financial data, regulatory compliance, and the intricacies of business operations. They need to be the maestros of data governance, data quality, and data integration, orchestrating a symphony of data that harmoniously supports the organisation's goals and objectives.
However, it's not just about crunching numbers and analysing data. Effective communication and problem-solving skills are equally important for Data Management professionals in the BFSI sector. They need to be able to effectively collaborate with cross-functional teams, navigating through the maze of stakeholders, departments, and systems to ensure that data is managed in a way that adds value to the organisation. For more expert hiring advice, speak to our BFSI Data Recruitment consultants today!
RISK ANALYTICS
In the dynamic world of Banking, Financial Services, and Insurance (BFSI), Risk Analytics,jobs are indispensable. These roles involve delving into vast amounts of data to uncover potential risks and opportunities, providing valuable insights that empower organisations to make informed decisions in the face of uncertainty.
BFSI organisations operate in a constantly evolving environment, where a multitude of risks lurk. This is where Risk Analytics professionals step in, playing a pivotal role in proactive risk management, loss mitigation, and profit maximisation.
Deep expertise in financial data, statistical analysis, and business operations is a must for Risk Analytics jobs in the BFSI sector. The ideal candidate is well-versed in risk modelling, scenario analysis, and stress testing, and possesses exceptional communication and problem-solving skills to collaborate effectively with cross-functional teams.
Being part of the Risk Analytics team in the BFSI sector means being an integral part of organisational success. You will help identify potential risks and opportunities, guide decision-making, and keep organisations competitive in today's ever-changing business landscape. Expect the unexpected, analyse the complexities, and unlock insights that drive strategic outcomes. Don't navigate Risk Analytics Recruitment alone. Contact our BFSI Data Recruitment experts today!
CUSTOMER ANALYTICS
Customer Analytics roles within the dynamic realm of the Banking, Financial Services, and Insurance (BFSI) sector are nothing short of paramount. These professionals are tasked with delving into the labyrinthine depths of customer data to unravel the enigmatic patterns of customer behaviour, preferences, and needs. Armed with these invaluable insights, organisations can fashion bespoke products and services that cater to the idiosyncratic demands of their discerning clientele.
In the cutthroat landscape of the BFSI sector, where competition is rife and innovation is imperative, comprehending customer behaviour and preferences takes centre stage. Thus, Customer Analytics roles emerge as pivotal pillars, empowering organisations to gain a strategic edge, enhance customer satisfaction, and propel growth to unprecedented heights.
Flourishing in the realm of Customer Analytics within the BFSI sector calls for an astute grasp of customer data, proficiency in statistical analysis, and a profound understanding of business operations. The ideal candidate is a virtuoso in customer segmentation, adept in predictive modelling, and a maestro in data visualisation. Furthermore, exceptional communication and problem-solving skills are essential to collaborate effectively with multifaceted, cross-functional teams.
Embarking on a career in Customer Analytics for the BFSI sector bestows upon you an indomitable sense of purpose as you become a linchpin of success for BFSI organisations. Your prowess in unearthing customer behaviour, preferences, and needs will serve as the catalyst for crafting tailor-made products and services that cater to the distinctive requirements of your esteemed customers. To find out more, contact our BFSI Data Recruitment experts now!
JOBS
LATEST Banking
DATA JOBS
Lead Risk Reporting Analyst
London
£65000 - £85000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
LEAD CREDIT RISK REPORTING ANALYST
£65,000 – £85,000
LONDON
An exciting opportunity for a Credit Risk Analytics professional to join a growing financial services business. This role combines IFRS 9 reporting, Power BI development and credit risk analytics, offering significant exposure to senior stakeholders and the opportunity to influence key business decisions.
THE COMPANY
A specialist financial services organisation investing heavily in its risk and analytics capabilities. They are building a best-in-class reporting function and are looking for an experienced analyst to support this growth.
THE ROLE
- Deliver credit risk and portfolio reporting to senior stakeholders
- Support IFRS 9 and expected credit loss reporting
- Develop and enhance Power BI dashboards and reporting solutions
- Analyse large datasets to identify trends, risks and opportunities
- Drive automation and reporting process improvements
- Investigate and resolve data quality issues
- Partner with Risk, Finance, Data and Modelling teams
- Support model monitoring and reporting activities
- Provide analytical insight to support strategic decision-making
YOUR SKILLS & EXPERIENCE
- Strong experience in Credit Risk Reporting and Analytics
- IFRS 9 reporting and expected credit loss knowledge
- Advanced Power BI skills including DAX and data modelling
- Strong SQL and experience with Python, SAS or R
- Experience delivering analytical solutions and reporting improvements
- Strong stakeholder management and communication skills
- Experience working with complex datasets and reporting frameworks
- Model monitoring or validation exposure
- Mentoring or leadership experience
WHAT THEY OFFER
- £65,000 – £85,000 salary
- Annual bonus
- Pension
- Private healthcare
- Hybrid working
- Generous holiday allowance
- Strong career progression opportunities
HOW TO APPLY
Please register your interest by sending your CV to Rachael Lewis through the Apply link.
To Apply for this Job Click Here
Senior Data Scientist – Risk
London
£60000 - £90000
+ Data Science & AI
PermanentLondon
To Apply for this Job Click Here
Senior Data Scientist
London (Hybrid) | £60,000 to £90,000
This is an exciting opportunity to join a fast-growing fintech business where data science sits at the heart of commercial decision-making. You’ll work on high-impact machine learning solutions that directly influence lending, risk, and business performance while collaborating with a highly skilled, data-driven team.
The Company
Our client is a high-growth financial technology organisation delivering innovative embedded finance solutions to businesses across multiple international markets. They have built a strong reputation for combining advanced technology with data-led decision-making. With ambitious growth plans and a collaborative culture, they offer an environment where data professionals can make a visible impact.
The Role
As a Senior Data Scientist, you will play a key role in developing machine learning and predictive analytics solutions that support critical business and risk decisions.
Responsibilities include:
- Analysing large and complex datasets to identify trends, patterns, and actionable insights.
- Building and deploying machine learning models to support forecasting, risk assessment, fraud detection, and customer outcomes.
- Developing predictive models that drive commercial and operational decision-making.
- Creating dashboards and visualisations to communicate findings to technical and non-technical stakeholders.
- Partnering with product, engineering, and commercial teams to embed data-driven solutions into products and processes.
- Working closely with data engineering teams to optimise data infrastructure and analytical workflows.
- Supporting best practices across machine learning operations and model lifecycle management.
Your Skills & Experience
- Strong commercial experience as a Data Scientist within a data-rich environment.
- Advanced Python and SQL skills for analysis, modelling, and data manipulation.
- Hands-on experience developing and deploying machine learning models.
- Strong understanding of predictive analytics and statistical modelling techniques.
- Experience translating complex analytical findings into clear business recommendations.
- Ability to work effectively with cross-functional stakeholders across technical and non-technical teams.
- Experience working with financial, lending, payments, or transactional data is advantageous.
- Strong problem-solving skills and the ability to navigate ambiguity in a fast-paced environment.
How to Apply
If you’re interested in applying advanced machine learning and data science techniques within a fast-growing fintech environment, please submit your CV for immediate consideration.
To Apply for this Job Click Here
Lead Risk Reporting Analyst
London
£85000 - £85000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
LEAD RISK REPORTING ANALYST
London (Hybrid) | Up to £85,000
This is an excellent opportunity to join a growing financial services business investing heavily in data, analytics, and reporting transformation. You’ll play a key role in portfolio and impairment analytics while helping modernise reporting capabilities through Power BI, automation, and the adoption of new technologies.
The Company
They are a well-established specialist financial services organisation with a strong track record of growth and profitability. Their analytics function is central to business decision-making, with dedicated teams across credit risk, IFRS 9 modelling, and validation.
The Role
- Deliver portfolio and impairment analytics to support credit risk decision-making
- Develop and enhance Power BI dashboards and reporting solutions
- Automate reporting and analytical processes to improve efficiency
- Generate insights into portfolio performance and credit trends
- Support the migration of reporting processes from SAS to modern BI tools
- Collaborate with stakeholders across Risk, Finance, and Analytics
Your Skills & Experience
- Strong commercial experience in credit risk, portfolio analytics, or impairment analytics
- Proven experience building Power BI dashboards from scratch
- Experience automating reporting and analytical processes
- Strong SAS and SQL skills
- Understanding of IFRS 9 and credit risk reporting
- Ability to communicate insights to both technical and non-technical stakeholders
- Collaborative approach and strong professional drive
What They Offer
- Salary up to £85,000 depending on experience
- Hybrid working
- Exposure to a large-scale reporting transformation programme
- Opportunity to shape the future BI and analytics capability of the function
- Clear scope for progression and increased responsibility
How to Apply
If you have a background in credit risk analytics and a passion for BI, reporting, and automation, please apply to find out more.
To Apply for this Job Click Here
Lead Credit Risk Analyst
Cardiff
£65000 - £70000
+ Risk Analytics
PermanentCardiff
To Apply for this Job Click Here
LEAD CREDIT RISK ANALYST
£65,000 – £70,000 | Cardiff
Join a growing lending business at an exciting stage of its evolution, where you’ll have the opportunity to shape credit strategy within a fast-growing portfolio. This is a highly visible role offering direct exposure to senior stakeholders, significant ownership, and the chance to make a tangible impact on customer outcomes, portfolio performance, and business growth.
THE COMPANY
This established financial services business is continuing to invest in and expand its consumer lending products. Operating within a collaborative and data-driven environment, the business combines the stability of a well-established organisation with the agility and pace of a growing lending portfolio.
As part of a wider transformation programme, the company is enhancing its decisioning capabilities, refining its credit strategies, and investing heavily in automation. This role offers the opportunity to play a key part in that journey.
THE ROLE
- Analyse approval, referral, arrears and default trends to identify key performance drivers and emerging risks
- Develop and optimise credit risk strategies to support sustainable portfolio growth
- Identify opportunities to improve automated decisioning processes and reduce manual referrals
- Review and enhance lending policies, underwriting controls and scorecard cut-offs
- Partner with Product, Underwriting, Commercial and Decisioning teams to influence business decisions
- Monitor the performance of strategy changes and provide recommendations for continuous improvement
- Present data-driven insights and recommendations to both technical and non-technical stakeholders
- Play a key role in a major transformation programme focused on improving customer outcomes and operational efficiency
YOUR SKILLS AND EXPERIENCE
- Strong commercial experience within Credit Risk Strategy
- Experience within motor finance, consumer lending, personal loans or a similar lending environment
- Experience improving acceptance strategies, lending limits, underwriting controls and decisioning rules
- Advanced SQL skills
- Strong analytical skills with the ability to translate data into actionable business recommendations
- Excellent stakeholder management and communication skills
- Experience presenting insights to senior audiences
- Python experience is advantageous but not essential
- UK lending experience is required
- Previous scorecard modelling experience would also be beneficial
SALARY AND BENEFITS
- £65,000 – £70,000 base salary
- Annual bonus
- Hybrid working with Cardiff office attendance once or twice per week
- Sponsorship available for the right candidate
- Pension scheme
- Dedicated training and development budget
- Book purchasing scheme
- Regular team socials and collaborative working environment
- Strong opportunities for career development and progression
HOW TO APPLY
Please register your interest by sending your CV to Rachael through the ‘Apply’ link.
To Apply for this Job Click Here
Data Scientist – Credit
London
£55000 - £65000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
Data Scientist – Credit Risk
£55-65,000
London
THE COMPANY
This business are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning techniques. This role is an opportunity for someone to be part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market.
THE ROLE
- Work across a range of credit models within the business, predominantly scorecards and broader decisioning models
- Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business
- Own the deployment and implementation of predictive models across the product suite
- Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements
YOUR SKILLS AND EXPERIENCE:
- Essential to have experience developing predictive models, ideally within credit risk
- SQL and Python experience is essential
- Essential to have experience using Machine Learning techniques to develop non-linear models
- Experience in a fast-paced environment and ability to work across multiple projects, in a FinTech
SALARY AND BENEFITS
- Base salary from £55-65,000
- Company pension scheme
- Private medical care
- Equity scheme
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Product Proposition Manager – Mortgages
London
£70000 - £90000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
PRODUCT PROPOSITION MANAGER – MORTGAGES
London (Hybrid) | £70,000 – £90,000 + Bonus + Benefits
A fantastic opportunity for a Product Proposition Manager to join a growing financial services business. You’ll play a key role in shaping product strategy, analysing market trends, and driving commercial performance across their property portfolio.
THE COMPANY
This established financial services organisation is investing heavily in its product function as part of its continued growth strategy. They offer a collaborative environment where Product, Commercial, Finance, Marketing, and Data teams work closely to deliver innovative solutions and strong customer outcomes.
THE ROLE
- Manage and enhance lending propositions across the product lifecycle
- Monitor competitor activity, pricing, and market trends
- Analyse performance data and MI to identify opportunities for growth
- Support product governance and performance monitoring
- Deliver commercial recommendations to optimise product performance
- Partner with stakeholders across Product, Commercial, Finance, Marketing, and Operations
- Support new product launches and proposition enhancements
YOUR SKILLS & EXPERIENCE
- Experience in Product Management, Proposition Management, or Product Pricing within the mortgage space
- Strong commercial and analytical skills
- Experience in priicng analytics and pricing strategy
- Experience using MI and performance reporting to drive decisions
- Advanced stakeholder management and communication skills
- Strong Excel capabilities
WHAT THEY OFFER
- Salary from £70,000 – £90,000 depending on experience
- Discretionary bonus
- Private medical insurance
- Competitive pension
- Hybrid working
- Strong career progression opportunities
- Exposure to senior leadership and strategic initiatives
HOW TO APPLY
Please submit your CV via the application link to be considered for this opportunity.
To Apply for this Job Click Here
Credit Strategy Analyst
London
£40000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
CREDIT STRATEGY ANALYST
London (Hybrid, 3 days in office) | £40,000 – £80,000
Are you looking to join a high-growth fintech where you can shape lending decisions at scale? This is an opportunity to work in a profitable, data-driven business that is expanding across multiple international markets, offering strong progression opportunities for analysts with credit strategy experience.
The Company
They are an established international business with a strong analytical culture and a focus on data-led decision making. The organisation offers the opportunity to work on high-impact projects, collaborate with a range of stakeholders, and contribute to the development of risk strategies across multiple markets.
The Role
Key responsibilities include:
- Developing and enhancing acquisition and underwriting strategies
- Monitoring portfolio performance and identifying opportunities to improve credit outcomes
- Using SQL and analytical techniques to drive strategy decisions
- Supporting approval, limit management, pricing, and exposure management initiatives
- Working closely with risk, analytics, product, and commercial teams to improve lending performance
- Analysing customer and portfolio data to recommend strategy changes
- Contributing to the development of automated credit decisioning processes
Your Skills & Experience
- Experience within Credit Strategy, Credit Risk, or Lending Analytics
- Experience working on acquisition, underwriting, approval, limit management, exposure management, or pricing strategies
- Strong SQL skills
- Experience using data to influence lending and commercial decisions
- Python and Tableau experience would be advantageous
- SME lending experience is beneficial but not essential
What They Offer
- Salary between £40,000 and £80,000 depending on experience and level
- Opportunities at Analyst, Senior Analyst, and Lead Analyst level
- Hybrid working with three days per week in the office
- Exposure to international lending portfolios
- Clear progression within a growing and profitable organisation
- The opportunity to influence key lending strategy decisions in a high-performing business
How to Apply
If you have strong credit strategy experience and advanced SQL skills, apply today to learn more about this opportunity.
To Apply for this Job Click Here
Lead Credit Risk Analyst
Cardiff
£60000 - £70000
+ Risk Analytics
PermanentCardiff
To Apply for this Job Click Here
LEAD CREDIT RISK ANALYST
CARDIFF (HYBRID) | £60,000 – £70,000 + BONUS
This is an exciting opportunity for a Lead Credit Risk Analyst to join a growing lending business and take ownership of credit strategy across a retail lending portfolio. You’ll have the chance to influence key lending decisions, optimise portfolio performance, and work closely with senior stakeholders to shape the future direction of the credit function.
THE COMPANY
They are a well-established financial services organisation with a strong focus on data-driven decision making and customer outcomes. They continue to invest in analytics, technology, and innovative solutions to support sustainable growth, and are particularly keen on enhancing automated decisioning capabilities.
The business offers a collaborative and supportive culture where employees are encouraged to take ownership, challenge existing processes, and drive continuous improvement.
THE ROLE
* Lead the development and optimisation of credit policy across the portfolio
* Own lending criteria and decisioning strategies to balance growth, automation, and risk appetite
* Enhance referral and application funnel strategies to improve efficiencies and customer outcomes
* Monitor portfolio performance across approvals, arrears, defaults, recoveries, and profitability
* Conduct detailed portfolio analysis to identify emerging risks and commercial opportunities
* Use SQL and Python to analyse data and develop actionable credit risk insights
* Produce high-quality management information, reporting, and strategic recommendations for senior stakeholders
* Support the implementation of new products, data sources, and decisioning capabilities
YOUR SKILLS & EXPERIENCE
* Strong commercial experience within credit risk, credit strategy, or risk analytics
* Experience developing or optimising credit policy within a regulated consumer lending environment
* Strong understanding of underwriting strategies, portfolio monitoring, and credit risk controls
* Hands-on experience using SQL, Python desirable
* Ability to translate complex analytical findings into clear commercial recommendations
* Experience presenting insights and recommendations to senior stakeholders
* Exposure to decisioning systems, automation initiatives, or strategy implementation projects would be beneficial
WHAT THEY OFFER
* £60,000 – £70,000 base salary
* Annual bonus scheme
* Comprehensive benefits package
* Hybrid working model
* Exposure to high-impact strategic projects
* Opportunity to influence risk strategy and business performance
* Clear progression opportunities within a growing analytics and risk function
* Collaborative and supportive culture focused on professional development
HOW TO APPLY
Please register your interest by sending your CV through the Apply link.
To Apply for this Job Click Here
Senior Credit Risk Analyst – FinTech
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT RISK STRATEGY ANALYST – FINTECH
£80,000
LONDON
This FinTech have been through significant growth in the past few years and are looking to continue on this journey. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in developing their lending strategies. This role is an opportunity for someone to be part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market.
THE ROLE
- Developing and driving lending strategies across the business, across both acquisitions and exisiting customers
- Work across a range of areas including pricing, profitability, affordability and broader lending decisions to add growth and commercial improvements across the business
- Analysing wider portfolio performance to drive innovation and forecast future developments
- Integrating CRA and wider customer data to enhance business performance
YOUR SKILLS AND EXPERIENCE:
- Essential to have experience within consumer lending
- Strong experience in developing and leading implementation of credit risk strategies is essential
- SQL or Python experience is essential
- Experience working with SME or business lending is highly desirable
SALARY AND BENEFITS
- Up to £80,000 base salary
- Bonus
- Private medical care
- Pension scheme
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Senior Credit Risk Analyst
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT RISK ANALYST
LONDON |£60,000 – £80,000
This is an opportunity to join a high-growth fintech at a particularly exciting stage of its journey. With significant expansion across the UK and Europe, the business is continuing to invest in its Credit Risk function, offering the chance to have a genuine impact on credit strategy, portfolio performance, and future growth.
THE COMPANY
This fintech operates within the SME lending space through a network of digital partners. Having achieved strong growth and profitability, they continue to scale across multiple international markets while maintaining a data-driven approach to lending and risk management.
As part of that growth, they are looking to strengthen their Credit Risk team with analysts who can help drive underwriting and acquisition strategy across UK and European portfolios.
THE ROLE
- Develop and optimise credit acquisition and underwriting strategies across SME lending portfolios
- Analyse portfolio performance and identify opportunities to improve risk outcomes
- Use data and analytics to support lending decisions and credit policy development
- Contribute to credit approval, limit management, and pricing strategies
- Work closely with stakeholders across Risk, Analytics, Data, and Commercial teams
- Support the growth of UK and European lending portfolios, including exposure to different markets and regulatory environments
- Help enhance automated decisioning processes within a fast-paced lending environment
This role offers the opportunity to directly influence lending performance, work with large-scale datasets, and gain exposure to multiple international markets within a growing fintech business.
YOUR SKILLS AND EXPERIENCE
- Strong experience within Credit Risk Analytics or Credit Strategy
- Experience across acquisition, underwriting, approvals, limits, pricing, or portfolio strategy
- Lending experience within SME finance or consumer lending
- Advanced SQL skills
- Experience using data to drive commercial and risk-based decisions
- Tableau or similar visualisation tool experience
- Python experience would be advantageous
- Strong communication skills and the ability to work with a range of stakeholders
SALARY AND BENEFITS
- £60,000 – £80,000 salary based on experience
- Performance-related bonus
- Pension contribution
- Flexible hybrid working arrangement
- Central London office
- Clear opportunities for progression within a growing Credit Risk function
- Exposure to international lending portfolios and strategic projects
HOW TO APPLY
Please register your interest by sending your CV to Rachael through the Apply link.
To Apply for this Job Click Here
Pricing and Product Manager – Mortgages
£70000 - £900000
+ Risk Analytics
PermanentSouth East England
To Apply for this Job Click Here
PRICING AND PRODUCT MANAGER – MORTGAGES
£70-90,000
SOUTH EAST ENGLAND
THE COMPANY
We’ve partnered with a leading challenger bank in the UK that are looking for an experienced candidate to lead the pricing and product strategy across their Property portfolio. This is a great opportunity for someone to work on an innovative new part of the business and take a leading role in building out the customer base to enhance the bank’s profitability.
THE ROLE
- Developing and expanding product strategy for the Property function, overseeing everything from innovative product design to the launch of groundbreaking new offerings, all while ensuring top-notch management of existing products.
- Owning existing product structured and pricing, driving insight into pricing structures to enhance business performance
- Analysing wider portfolio performance to drive innovation and forecast future developments
- Working closely with C-suite and stakeholders to drive business strategy and report on Mortgage pricing and performance
YOUR SKILLS AND EXPERIENCE:
- Essential to have experience in the Mortgage space
- Strong experience in developing and leading implementation of product strategies, both with new product development and existing product enhancements
- Prior experience in pricing analysis and pricing strategy, particularly relating to market and competitor analysis
SALARY AND BENEFITS
- £70-90,000 base salary
- Flexible working model
- Discretionary bonus
- Broad benefit scheme including medical cover, pension etc
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Senior Credit Risk Analyst
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
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SENIOR CREDIT RISK ANALYST
SALARY BETWEEN £60,000-£80,000
HYBRID WORKING (3 DAYS PER WEEK IN-OFFICE)
LONDON
Harnham are working with a fast-growing FinTech business that provides funding solutions to small and medium-sized enterprises through embedded finance partnerships. This is an excellent opportunity for a Credit Risk professional to join a high-performing analytics function and play a key role in shaping lending decisions and portfolio performance.
THE COMPANY
Harnham are working with a FinTech business operating within the embedded finance and SME lending space, helping businesses access funding through digital platforms and technology-led lending solutions. With a strong focus on data-driven decisioning, automated underwriting and analytics, the company has established itself as an innovative player in the market and continues to invest heavily in its risk, data and technology functions as it expands across international markets.
THE ROLE
This role sits within the Credit Risk team and will focus on developing and optimising credit strategies across acquisition and underwriting activities. You will work closely with data, product and commercial teams to drive risk-adjusted growth and improve lending performance.
Specifically, you can expect to be involved in:
- Developing and enhancing credit acquisition and underwriting strategies.
- Monitoring portfolio performance and identifying opportunities for optimisation.
- Supporting credit decisioning, approval processes and risk policy development.
- Using data analysis to drive lending performance and enhance customer outcomes.
- Collaborating with stakeholders across risk, analytics and product functions.
SKILLS AND EXPERIENCE
The successful Senior Credit Risk Analyst must have the following skills and experience:
- Experience within Credit Risk, ideally covering acquisition, underwriting, credit strategy, limits management or pricing.
- Strong analytical and problem-solving skills within a lending environment.
- Advanced SQL skills for data extraction and analysis.
- Exposure to SME lending or consumer lending products.
- Experience with Python and data visualisation tools such as Tableau would be advantageous.
BENEFITS
The successful Senior Credit Risk Analyst will receive a salary up to £80,000.
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