INDUSTRY
OVERVIEW
Data and Analytics roles play a pivotal and indispensable role in the Banking, Financial Services, and Insurance industry, delivering invaluable insights that inform strategic decision-making, foster innovation, and enable businesses to maintain a competitive edge. According to our BFSI Data Recruitment experts, the long-term significance of Data and Analytics jobs in the BFSI sector is evident in their ability. Driving strategic initiatives, managing risks effectively, and enhancing customer experiences.
In the UK, US, and EU, Data and Analytics jobs in the BFSI sector are subject to unique nuances and differences. That's where our BFSI Data Recruitment specialists come in. According to them, the UK's financial services sector places a strong emphasis on regulatory compliance, Risk management, and data privacy due to the influential role of regulatory bodies such as the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). Data and Analytics professionals in the UK BFSI sector may be involved in managing complex regulatory requirements, including Anti-Money Laundering (AML) regulations.
In the US, Data and Analytics jobs in the BFSI sector are influenced by various factors such as the size and diversity of the financial market, the regulatory landscape governed by organisations such as the Securities and Exchange Commission (SEC) and must pass the Financial Industry Regulatory Authority (FINRA) exams. The US undoubtedly has a big focus on consumer protection. Data Scientists and Analysts in the US BFSI sector may also work on areas such as Risk modelling, Fraud detection, and customer segmentation. In the US job market, certification is frequently used as a pathway to career progression and success. One such example is the highly regarded Chartered Financial Analyst (CFA) certification offered by the esteemed CFA Institute. By obtaining this certification, individuals may increase their likelihood of professional advancement and garner greater opportunities for achievement.
In the EU, Data and Analytics jobs in the BFSI sector are shaped by regulatory frameworks like the General Data Protection Regulation (GDPR) and the European Central Bank's (ECB) guidelines on risk management. The focal points are data privacy, risk assessment, and regulatory compliance. Data and Analytics professionals in the EU BFSI sector may be involved in areas such as stress testing, credit risk assessment, and compliance reporting.
Across all regions, the significance of Data and Analytics jobs in the BFSI sector lies in their ability to drive data-driven decision-making, enhance Risk management practices, optimise customer experiences, and foster innovation through Advanced Analytics techniques such as Machine Learning and Artificial Intelligence. Companies that invest in highly skilled Data and Analytics professionals are likely to gain a competitive advantage in the ever-evolving BFSI landscape. To take your first steps toward finding the perfect candidate, contact us today. Our BFSI Data Recruitment experts will be happy to speak with you!
INDUSTRY CANDIDATES
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- Technical skills: BFSI employers often seek candidates with proficiency in data analysis tools and programming languages such as Python, R, SQL, and data visualisation tools like Tableau or Power BI. Familiarity with statistical techniques, data modelling, and machine learning algorithms is also highly valued.
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- Domain knowledge: Employers in the BFSI sector typically look for candidates who have a deep understanding of the industry, including financial products, services, regulations, and market trends. Knowledge of specific areas such as risk management, fraud detection, or compliance is often sought after.
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- Analytical mindset: Employers value candidates who have strong analytical skills, including the ability to analyse complex data sets, identify patterns, and derive meaningful insights. Problem-solving skills and attention to detail are also highly regarded.
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- Business acumen: BFSI employers often seek candidates who can translate data insights into actionable business recommendations. Understanding how Data and Analytics can drive business outcomes, improve customer experiences, and generate value is crucial.
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- Communication skills: Effective communication skills, both verbal and written, are highly valued in BFSI Data and Analytics roles. Candidates who can communicate complex data findings and insights in a clear and concise manner to non-technical stakeholders are often preferred.
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- Adaptability and continuous learning: Given the rapidly evolving landscape of Data and Analytics, BFSI employers look for candidates who are adaptable to change and willing to continuously learn and upgrade their skills. Keeping up with the latest trends, technologies, and industry developments is seen as a valuable trait.
- Ethics and integrity: Data privacy and security are critical in the BFSI sector. Employers seek candidates who demonstrate high ethical standards, integrity, and compliance with regulatory requirements when handling sensitive data. To discover more about what will make the perfect candidate for your business, contact us now. Our BFSI Data Recruitment experts would love to hear from you.
DATA SCIENCE OVERVIEW
Data Science plays a critical role in the banking, financial services, and insurance sector by helping organisations make data-driven decisions, manage risks, and improve customer experience. With the vast amount of data generated by BFSI organisations, Data Science has become an essential tool to analyse and interpret this data to gain insights and drive growth.
In the BFSI sector, Data Science is used for a variety of purposes, including fraud detection, credit risk analysis, customer segmentation, and product development. Data Scientists in the sector use statistical analysis, Machine Learning, and data modelling techniques to develop predictive models that help organisations make informed decisions.
One of the key benefits of Data Science in the BFSI sector is improved risk management. Data Scientists can use historical data and predictive modelling techniques to identify potential risks and mitigate them before they become a problem. This helps organisations minimise losses and maintain financial stability.
Another benefit of Data Science in the BFSI sector is improved customer experience. By analysing customer data, organisations can understand their preferences and behaviour, and use this information to offer personalised products and services that meet their needs.
Data Science is imperative in the BFSI sector. By helping organisations make informed decisions, manage risks, and improve customer experience. As the industry continues to generate vast amounts of data, the demand for Data Scientists in the BFSI sector is likely to continue to grow, making it a promising career path for those interested in Data Science and Analytics. If you're still in need of the perfect candidate for your BFSI business, contact us today. Our BFSI Data Recruitment specialists are here to help!
BUSINESS INTELLIGENCE OVERVIEW
Business Intelligence (BI) jobs are in high demand in the Banking, Financial Services, and Insurance (BFSI) sector. BI professionals are responsible for gathering, analysing, and visualising large amounts of data to provide insights that help BFSI organisations make informed decisions.
The BFSI sector relies heavily on data to manage risks, improve customer experiences, and comply with regulations. As a result, BI professionals play a critical role in helping BFSI organisations stay competitive in today's fast-paced business environment.
BI jobs in the BFSI sector require a strong understanding of financial data, regulatory compliance, and business operations. The ideal candidate should have expertise in data modelling, Analytics, and visualisation tools. Additionally, they should possess strong communication and problem-solving skills to work effectively with cross-functional teams.
BI jobs in the BFSI sector are a key component of a successful and thriving organisation. They play a critical role in helping BFSI organisations gain insights into their operations, improve customer experiences, and make data-driven decisions. If you need more information on recruiting for BI, contact us today. Speak to our BFSI Data Recruitment specialists, they are here to help!
DATA MANAGEMENTÂ
Data Management jobs in the Banking, Financial Services, and Insurance (BFSI) sector are like the unsung heroes behind the scenes, working tirelessly to keep the wheels of the industry turning smoothly. With the sheer magnitude of data that BFSI organisations deal with on a daily basis, managing this vast ocean of information is no small feat. It requires a unique blend of skills and expertise to navigate through the complexities and ensure that data is organised, stored, protected, and maintained with the utmost integrity.
In the fast-paced, data-driven world of BFSI, where decisions are made in the blink of an eye and risks lurk around every corner, Data Management professionals are the gatekeepers of reliable and accurate data. They are the ones who ensure that data flows seamlessly across the organisation, providing the foundation upon which strategic decisions are made, risks are mitigated, and regulations are adhered to.
But what does it take to be a Data Management pro in the BFSI sector? It's not just about being tech-savvy and having a basic understanding of data. It goes much deeper than that. These professionals need to have an in-depth understanding of the nuances of financial data, regulatory compliance, and the intricacies of business operations. They need to be the maestros of data governance, data quality, and data integration, orchestrating a symphony of data that harmoniously supports the organisation's goals and objectives.
However, it's not just about crunching numbers and analysing data. Effective communication and problem-solving skills are equally important for Data Management professionals in the BFSI sector. They need to be able to effectively collaborate with cross-functional teams, navigating through the maze of stakeholders, departments, and systems to ensure that data is managed in a way that adds value to the organisation. For more expert hiring advice, speak to our BFSI Data Recruitment consultants today!
RISK ANALYTICS
In the dynamic world of Banking, Financial Services, and Insurance (BFSI), Risk Analytics,jobs are indispensable. These roles involve delving into vast amounts of data to uncover potential risks and opportunities, providing valuable insights that empower organisations to make informed decisions in the face of uncertainty.
BFSI organisations operate in a constantly evolving environment, where a multitude of risks lurk. This is where Risk Analytics professionals step in, playing a pivotal role in proactive risk management, loss mitigation, and profit maximisation.
Deep expertise in financial data, statistical analysis, and business operations is a must for Risk Analytics jobs in the BFSI sector. The ideal candidate is well-versed in risk modelling, scenario analysis, and stress testing, and possesses exceptional communication and problem-solving skills to collaborate effectively with cross-functional teams.
Being part of the Risk Analytics team in the BFSI sector means being an integral part of organisational success. You will help identify potential risks and opportunities, guide decision-making, and keep organisations competitive in today's ever-changing business landscape. Expect the unexpected, analyse the complexities, and unlock insights that drive strategic outcomes. Don't navigate Risk Analytics Recruitment alone. Contact our BFSI Data Recruitment experts today!
CUSTOMER ANALYTICS
Customer Analytics roles within the dynamic realm of the Banking, Financial Services, and Insurance (BFSI) sector are nothing short of paramount. These professionals are tasked with delving into the labyrinthine depths of customer data to unravel the enigmatic patterns of customer behaviour, preferences, and needs. Armed with these invaluable insights, organisations can fashion bespoke products and services that cater to the idiosyncratic demands of their discerning clientele.
In the cutthroat landscape of the BFSI sector, where competition is rife and innovation is imperative, comprehending customer behaviour and preferences takes centre stage. Thus, Customer Analytics roles emerge as pivotal pillars, empowering organisations to gain a strategic edge, enhance customer satisfaction, and propel growth to unprecedented heights.
Flourishing in the realm of Customer Analytics within the BFSI sector calls for an astute grasp of customer data, proficiency in statistical analysis, and a profound understanding of business operations. The ideal candidate is a virtuoso in customer segmentation, adept in predictive modelling, and a maestro in data visualisation. Furthermore, exceptional communication and problem-solving skills are essential to collaborate effectively with multifaceted, cross-functional teams.
Embarking on a career in Customer Analytics for the BFSI sector bestows upon you an indomitable sense of purpose as you become a linchpin of success for BFSI organisations. Your prowess in unearthing customer behaviour, preferences, and needs will serve as the catalyst for crafting tailor-made products and services that cater to the distinctive requirements of your esteemed customers. To find out more, contact our BFSI Data Recruitment experts now!
JOBS
LATEST Banking
DATA JOBS
Senior Credit Risk Analyst – FinTech
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT RISK STRATEGY ANALYST – FINTECH
£80,000
LONDON
This FinTech have been through significant growth in the past few years and are looking to continue on this journey. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in developing their lending strategies. This role is an opportunity for someone to be part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market.
THE ROLE
- Developing and driving lending strategies across the business, across both acquisitions and exisiting customers
- Work across a range of areas including pricing, profitability, affordability and broader lending decisions to add growth and commercial improvements across the business
- Analysing wider portfolio performance to drive innovation and forecast future developments
- Integrating CRA and wider customer data to enhance business performance
YOUR SKILLS AND EXPERIENCE:
- Essential to have experience within consumer lending
- Strong experience in developing and leading implementation of credit risk strategies is essential
- SQL or Python experience is essential
- Experience working with SME or business lending is highly desirable
SALARY AND BENEFITS
- Up to £80,000 base salary
- Bonus
- Private medical care
- Pension scheme
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Senior Credit Risk Analyst
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT RISK ANALYST
LONDON |£60,000 – £80,000
This is an opportunity to join a high-growth fintech at a particularly exciting stage of its journey. With significant expansion across the UK and Europe, the business is continuing to invest in its Credit Risk function, offering the chance to have a genuine impact on credit strategy, portfolio performance, and future growth.
THE COMPANY
This fintech operates within the SME lending space through a network of digital partners. Having achieved strong growth and profitability, they continue to scale across multiple international markets while maintaining a data-driven approach to lending and risk management.
As part of that growth, they are looking to strengthen their Credit Risk team with analysts who can help drive underwriting and acquisition strategy across UK and European portfolios.
THE ROLE
- Develop and optimise credit acquisition and underwriting strategies across SME lending portfolios
- Analyse portfolio performance and identify opportunities to improve risk outcomes
- Use data and analytics to support lending decisions and credit policy development
- Contribute to credit approval, limit management, and pricing strategies
- Work closely with stakeholders across Risk, Analytics, Data, and Commercial teams
- Support the growth of UK and European lending portfolios, including exposure to different markets and regulatory environments
- Help enhance automated decisioning processes within a fast-paced lending environment
This role offers the opportunity to directly influence lending performance, work with large-scale datasets, and gain exposure to multiple international markets within a growing fintech business.
YOUR SKILLS AND EXPERIENCE
- Strong experience within Credit Risk Analytics or Credit Strategy
- Experience across acquisition, underwriting, approvals, limits, pricing, or portfolio strategy
- Lending experience within SME finance or consumer lending
- Advanced SQL skills
- Experience using data to drive commercial and risk-based decisions
- Tableau or similar visualisation tool experience
- Python experience would be advantageous
- Strong communication skills and the ability to work with a range of stakeholders
SALARY AND BENEFITS
- £60,000 – £80,000 salary based on experience
- Performance-related bonus
- Pension contribution
- Flexible hybrid working arrangement
- Central London office
- Clear opportunities for progression within a growing Credit Risk function
- Exposure to international lending portfolios and strategic projects
HOW TO APPLY
Please register your interest by sending your CV to Rachael through the Apply link.
To Apply for this Job Click Here
Pricing and Product Manager – Mortgages
£70000 - £900000
+ Risk Analytics
PermanentSouth East England
To Apply for this Job Click Here
PRICING AND PRODUCT MANAGER – MORTGAGES
£70-90,000
SOUTH EAST ENGLAND
THE COMPANY
We’ve partnered with a leading challenger bank in the UK that are looking for an experienced candidate to lead the pricing and product strategy across their Property portfolio. This is a great opportunity for someone to work on an innovative new part of the business and take a leading role in building out the customer base to enhance the bank’s profitability.
THE ROLE
- Developing and expanding product strategy for the Property function, overseeing everything from innovative product design to the launch of groundbreaking new offerings, all while ensuring top-notch management of existing products.
- Owning existing product structured and pricing, driving insight into pricing structures to enhance business performance
- Analysing wider portfolio performance to drive innovation and forecast future developments
- Working closely with C-suite and stakeholders to drive business strategy and report on Mortgage pricing and performance
YOUR SKILLS AND EXPERIENCE:
- Essential to have experience in the Mortgage space
- Strong experience in developing and leading implementation of product strategies, both with new product development and existing product enhancements
- Prior experience in pricing analysis and pricing strategy, particularly relating to market and competitor analysis
SALARY AND BENEFITS
- £70-90,000 base salary
- Flexible working model
- Discretionary bonus
- Broad benefit scheme including medical cover, pension etc
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Senior Credit Risk Analyst
London
£60000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT RISK ANALYST
SALARY BETWEEN £60,000-£80,000
HYBRID WORKING (3 DAYS PER WEEK IN-OFFICE)
LONDON
Harnham are working with a fast-growing FinTech business that provides funding solutions to small and medium-sized enterprises through embedded finance partnerships. This is an excellent opportunity for a Credit Risk professional to join a high-performing analytics function and play a key role in shaping lending decisions and portfolio performance.
THE COMPANY
Harnham are working with a FinTech business operating within the embedded finance and SME lending space, helping businesses access funding through digital platforms and technology-led lending solutions. With a strong focus on data-driven decisioning, automated underwriting and analytics, the company has established itself as an innovative player in the market and continues to invest heavily in its risk, data and technology functions as it expands across international markets.
THE ROLE
This role sits within the Credit Risk team and will focus on developing and optimising credit strategies across acquisition and underwriting activities. You will work closely with data, product and commercial teams to drive risk-adjusted growth and improve lending performance.
Specifically, you can expect to be involved in:
- Developing and enhancing credit acquisition and underwriting strategies.
- Monitoring portfolio performance and identifying opportunities for optimisation.
- Supporting credit decisioning, approval processes and risk policy development.
- Using data analysis to drive lending performance and enhance customer outcomes.
- Collaborating with stakeholders across risk, analytics and product functions.
SKILLS AND EXPERIENCE
The successful Senior Credit Risk Analyst must have the following skills and experience:
- Experience within Credit Risk, ideally covering acquisition, underwriting, credit strategy, limits management or pricing.
- Strong analytical and problem-solving skills within a lending environment.
- Advanced SQL skills for data extraction and analysis.
- Exposure to SME lending or consumer lending products.
- Experience with Python and data visualisation tools such as Tableau would be advantageous.
BENEFITS
The successful Senior Credit Risk Analyst will receive a salary up to £80,000.
To Apply for this Job Click Here
Head of Analytics
London
£90000 - £150000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
HEAD OF ANALYTICS
LONDON | £90,000 – £150,000 + 20% BONUS + BENEFITS
This is an opportunity to lead a business-critical analytics and decisioning function within a highly data-driven financial services environment. Sitting at the intersection of Credit Risk, Analytics, and AI, you’ll shape strategy, influence senior stakeholders, and remain close enough to the detail to drive meaningful change.
THE COMPANY
They are an established financial services business undergoing a significant transformation across analytics, decisioning, and AI adoption. With strong investment in technology and data capabilities, they are focused on using analytics to drive smarter commercial and risk decisions across the organisation.
THE ROLE
* Lead a centralised Analytics & MI function supporting key business areas
* Own the analytics and decisioning strategy, ensuring data drives commercial and risk decisions
* Develop a high-performing team of analysts, managers, and decisioning specialists
* Drive the transition from reporting-focused outputs to actionable business insight
* Oversee the ongoing development of decision engine capabilities and governance
* Champion the adoption of AI tools and automation across analytics workflows
* Partner with senior stakeholders across risk, finance, marketing, and executive leadership
* Remain hands-on with analytics, data, and technical problem solving where required
YOUR SKILLS & EXPERIENCE
* Strong leadership experience within Credit Risk Analytics
* Experience developing and implementing strategies
* Proven ability to influence senior stakeholders and translate insight into business action
* Strong coding capability in SQL and ideally Python
* Experience with modern data environments such as Snowflake, Power BI, or similar technologies
* Practical experience using AI tools to improve analytics processes and decision making
* A genuine interest in the evolving AI landscape and its commercial applications
* Financial services experience preferred, although other highly analytical, data-driven sectors will also be considered
WHAT THEY OFFER
* £90,000 – £150,000 base salary depending on experience
* 20% annual bonus
* Private healthcare
* 7% matched pension
* 25 days annual leave
* Hybrid working with 2-3 days per week in the London office
* Significant exposure to executive leadership
* Opportunity to shape analytics, AI, and decisioning strategy at an organisational level
HOW TO APPLY
Please register your interest by sending your CV through the Apply link.
To Apply for this Job Click Here
Head of Analytics
London
£90000 - £150000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
HEAD OF ANALYTICS
LONDON | £90,000 – £150,000
This is a rare opportunity to build and lead a newly created Analytics Shared Services function within a growing consumer finance business. Sitting at the centre of credit risk, collections, marketing, and product, you will help shape strategic decision-making, drive analytics innovation, and support the adoption of AI across the organisation.
THE COMPANY
This established financial services business provides lending products to a large UK customer base and is investing heavily in analytics, automation, and decisioning capabilities. They are entering an exciting phase of transformation and are building a central analytics team to support business-wide growth and innovation. This role offers significant visibility and the opportunity to influence strategy at the highest level.
THE ROLE
* Build and lead a function supporting multiple business areas
* Partner with senior stakeholders to deliver strategic analytical projects
* Drive the adoption of AI, automation, and advanced analytics throughout the business
* Translate complex analysis into clear commercial recommendations for executive stakeholders
* Help shape business strategy through data-led decision making
* Lead, mentor, and develop analytical talent across the team
* Prioritise and deliver high-impact projects that improve business performance and customer outcomes
* Act as a key link between analytics, technology, and commercial functions
YOUR SKILLS & EXPERIENCE
* Strong commercial experience leading analytics teams within financial services
* Previous experience within credit risk developing strategy
* Experience managing and developing analytical teams
* Hands-on technical background with prior coding experience in tools such as SQL, Python, SAS
* Ability to move between strategic leadership and technical problem solving
* Experience influencing senior stakeholders and presenting at executive level
* Exposure to AI, automation, or advanced analytics transformation programmes
* Strong commercial and stakeholder management skills
WHAT THEY OFFER
* £90,000 – £150,000 base salary
* 20% annual bonus
* Private healthcare
* 7% matched pension
* 25 days annual leave
* Hybrid working model (2-3 days per week in London)
* Opportunity to build a new function with significant business impact
* Excellent scope for progression and visibility across the organisation
HOW TO APPLY
Please register your interest by submitting your CV through the Apply link.
To Apply for this Job Click Here
Lead Credit Risk Analyst
Cardiff
£60000 - £70000
+ Risk Analytics
PermanentCardiff
To Apply for this Job Click Here
Lead Credit Risk Analyst
Cardiff
£60,000 – £70,000
This is an opportunity to join a growing lending business at a pivotal stage of its journey. You’ll play a key role in shaping credit strategy, improving automated decisioning, and influencing business-critical lending decisions, all within a collaborative environment where your ideas and recommendations will have real impact.
The Company
They are an established UK consumer lending organisation with a strong data-driven culture and a focus on delivering fair customer outcomes. The business combines the stability of a successful financial services group with the agility of a growing lending function. With continued investment in technology, analytics, and decisioning capabilities, they offer an environment where innovation and continuous improvement are actively encouraged.
The Role
- Analysing approval, referral, arrears, and default trends to identify risks and performance opportunities
- Developing data-driven recommendations to improve credit strategies and business performance
- Enhancing automated decisioning processes and increasing operational efficiency
- Reviewing and optimising lending policies, scorecard cut-offs, and underwriting controls
- Monitoring the effectiveness of strategy changes and balancing growth, risk, and customer outcomes
- Producing management information, analysis, and insights for key stakeholders
- Working closely with Product, Underwriting, Commercial, and Decisioning teams to deliver strategic initiatives
- Supporting the implementation of strategy changes within decisioning systems
Your Skills & Experience
- Strong commercial experience in credit risk strategy within consumer lending
- Experience optimising acceptance strategies, lending limits, underwriting policies, or scorecard performance
- Strong analytical skills with SQL
- Python experience is advantageous
- Experience turning complex data into clear, actionable recommendations
- Excellent communication and stakeholder management skills
- Ability to influence decisions across both technical and non-technical audiences
- A commercial mindset with a strong understanding of risk management principles
What They Offer
- £60,000 – £70,000 base salary, with flexibility for exceptional candidates
- Annual bonus
- Dedicated training and development support
- Collaborative culture with direct access to senior stakeholders and decision-makers
- Team socials and networking opportunities
- Strong opportunities for career progression as the business continues to grow
- Comprehensive benefits package
To Apply for this Job Click Here
Senior Credit Risk Analyst
London
£55000 - £75000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT RISK ANALYST
LONDON | £55,000 – £70,000
This is an exciting opportunity to join a high-growth fintech that is transforming consumer lending through data, technology, and innovative credit decisioning. You’ll play a key role in shaping credit card strategy, using advanced analytics to influence lending decisions and drive the performance of a rapidly expanding portfolio.
THE COMPANY
They are a leading fintech business that has built a reputation for challenging traditional lenders through technology and data-driven decision making. With continued investment in analytics, machine learning, and innovative data sources, they have created a fast-paced environment where ideas are implemented quickly and individual contributions have a visible impact. Their collaborative culture gives analysts significant ownership and exposure to key commercial decisions.
THE ROLE
- Develop and optimise credit strategies across a growing lending portfolio
- Analyse customer and portfolio performance data to identify opportunities for growth and improved risk outcomes
- Build and monitor forecasting models to assess portfolio performance and profitability
- Drive strategy across areas such as underwriting, credit limits, pricing, and portfolio management
- Generate insights from large datasets and translate findings into actionable recommendations
- Work closely with product, engineering, and analytics teams to implement new strategies
- Monitor the performance of live strategies and recommend enhancements based on results
- Take ownership of analytical projects that directly influence business performance
YOUR SKILLS & EXPERIENCE
- Strong commercial experience within Credit Risk Analytics in consumer lending
- Experience developing or managing credit strategies, including areas such as acquisitions, underwriting, credit limits, pricing, or portfolio management
- Strong hands-on coding experience using Python and SQL on a regular basis
- Experience using data to solve business problems and influence commercial decisions
- Strong understanding of credit risk strategy and portfolio performance within unsecured lending
- Ability to independently identify opportunities, challenge assumptions, and drive improvements
- Experience working cross-functionally to deliver analytical solutions into production
- Strong communication skills with the ability to present insights and recommendations to a range of stakeholders
WHAT THEY OFFER
- £55,000 – £70,000 base salary depending on experience
- Hybrid working model
- Opportunity to work within a market-leading fintech
- Exposure to advanced analytics, machine learning, and alternative data sources
- Significant ownership and autonomy from day one
- Clear progression opportunities within a growing Credit Risk function
- Collaborative and intellectually stimulating environment focused on innovation and impact
HOW TO APPLY
Please register your interest by sending your CV through the Apply link.
To Apply for this Job Click Here
Senior Credit Risk Analyst
London
£60000 - £75000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT STRATEGY ANALYST
LONDON | £60,000 – £75,000 + BONUS
This is an exciting opportunity to join an innovative fintech that is redefining how consumer lending operates through data, technology, and customer-centric decision-making. You’ll play a key role in shaping credit strategy, influencing lending decisions, and driving business growth within a highly analytical and fast-moving environment.
THE COMPANY
They are a market-leading fintech that leverages advanced analytics, modern technology, and rich customer data to deliver smarter financial products. Innovation sits at the heart of their business, with data-driven decision-making embedded across every function. Their collaborative culture brings together experts across analytics, product, engineering, and data science to solve complex commercial challenges and deliver exceptional customer outcomes. As they continue to grow, they are investing heavily in their credit risk and strategy capabilities.
THE ROLE
- Optimise credit strategies and decisioning frameworks across lending products
- Develop and implement credit policy enhancements to improve portfolio performance
- Analyse portfolio trends and identify opportunities to drive growth and improve risk outcomes
- Build forecasting, pricing, and profitability models to support strategic decision-making
- Apply advanced analytical techniques to understand customer behaviour and lending performance
- Explore innovative data sources, including open banking data, to strengthen credit risk strategies
- Partner with product, engineering, data science, finance, and fraud teams on key business initiatives
- Present insights and recommendations to senior stakeholders
- Lead analytical projects that deliver measurable commercial impact
YOUR SKILLS & EXPERIENCE
- Strong commercial experience within credit risk analytics in a consumer lending environment
- Strong SQL and/or Python skills with experience analysing large and complex datasets
- Experience developing, implementing, or optimising credit risk strategies and policies
- Excellent analytical and problem-solving skills
- Experience translating complex analysis into clear commercial recommendations
- Strong stakeholder management and communication skills
- Ability to work effectively within cross-functional teams
- Passion for using data to drive innovation and business performance
WHAT THEY OFFER
- £60,000 – £75,000 base salary depending on experience
- Annual bonus scheme
- Exposure to cutting-edge analytics tools, data, and technology
- Significant ownership of high-impact projects
- Opportunity to work within one of the UK’s most innovative fintech environments
- Clear career progression within a growing credit risk and analytics function
- Collaborative culture focused on learning, development, and knowledge sharing
HOW TO APPLY
Please register your interest by sending your CV through the Apply link.
To Apply for this Job Click Here
Credit Risk Manager
London
£74000 - £120000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
CREDIT RISK MANAGER
£74,000- 120,000
LONDON
This is an opportunity to join one of the UK’s most successful and fast-growing fintech businesses as they continue to scale their credit card portfolio. You’ll play a key role in shaping credit strategy, using data-driven insights to influence business decisions and drive portfolio performance within a highly analytical and collaborative environment.
THE COMPANY
This fast-growing fintech business is transforming consumer lending through technology, data science, and machine learning. Operating at significant scale and backed by leading investors, they have built a strong reputation for delivering innovative financial products and exceptional customer experiences.
With continued growth across multiple product lines, they are investing heavily in their credit function and are looking for talented analytical professionals to help optimise lending decisions and influence strategic direction.
THE ROLE
- Develop and enhance credit strategies across a growing credit card portfolio
- Use Python and SQL to analyse customer behaviour, portfolio performance, and lending outcomes
- Generate data-driven insights to support acquisition, underwriting, pricing, and credit limit decisions
- Collaborate with data science, product, and engineering teams to implement new strategies and models
- Monitor portfolio performance and identify opportunities to improve risk and commercial outcomes
- Assess the impact of external economic factors on credit performance and lending strategy
- Take ownership of key initiatives and make a measurable impact on business growth from day one
YOUR SKILLS AND EXPERIENCE
- Strong commercial experience within credit risk, lending, or consumer finance
- Proven experience developing and implementing credit card strategies
- Strong coding capability with Python and SQL used in a commercial environment
- Experience analysing large datasets and translating findings into business recommendations
- Knowledge of portfolio management, underwriting, pricing, or credit risk optimisation
- Strong problem-solving skills with the ability to challenge assumptions and identify opportunities for improvement
- Experience working within a fast-paced analytical environment is beneficial
SALARY AND BENEFITS
- Competitive salary based on experience
- Performance-related bonus
- Equity participation scheme
- Private health insurance
- Hybrid working model with flexibility to work from home
- Complimentary lunches in the office
- Pension scheme
- Opportunity to join a high-growth fintech business and accelerate your career progression
HOW TO APPLY
Please register your interest by sending your CV to Rachael Lewis through the ‘Apply’ link.
To Apply for this Job Click Here
Senior Credit Risk Analyst
London
£60000 - £75000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT RISK STRATEGY ANALYST
£60,000-£75,000
LONDON
This is an opportunity to join one of the UK’s leading digital banking businesses, working within a highly regarded credit risk team that has built a reputation for developing some of the strongest talent in the consumer lending market. You’ll take ownership of credit strategy across a lending product, using analytics to drive both risk and commercial performance in a fast-growing environment.
THE COMPANY
This innovative financial services business has established itself as a major player within UK consumer lending, combining advanced analytics, modern technology, and customer-focused products. They offer a broad range of lending and banking products and continue to experience strong growth across their customer base and product portfolio. They are known for investing heavily in both technology and employee development, making it an excellent environment for career progression.
THE ROLE
- Take ownership of credit risk and commercial strategy for a specific lending product
- Analyse portfolio performance and identify opportunities to improve business outcomes
- Develop and optimise lending strategies using customer and portfolio data
- Use SQL and Python to deliver insights and support strategic decision-making
- Monitor credit performance and recommend data-driven policy changes
- Work closely with stakeholders across analytics, product, data science, and technology teams
- Contribute to the development and implementation of new credit strategies and decisioning frameworks
- Play a key role in balancing growth, profitability, and customer outcomes
YOUR SKILLS AND EXPERIENCE
- Strong commercial experience within credit risk strategy or credit risk analytics
- Experience working within consumer lending environments
- Advanced SQL skills
- Python experience is highly desirable
- Experience developing or managing credit risk strategies and lending policies
- Strong problem-solving skills with the ability to translate analysis into commercial recommendations
- Excellent communication and stakeholder management skills
- Experience working with large datasets and delivering actionable insights
SALARY AND BENEFITS
- £60,000- £75,000 base salary
- Annual bonus
- Hyrbid working model (2-3 days in the office)
- Modern Canary Wharf office location
- Strong career progression opportunities within a high-performing credit risk function
- Exposure to multiple lending products and sophisticated analytical tools
- Opportunity to learn from experienced leaders and industry experts
HOW TO APPLY
Please register your interest by sending your CV to Rachael Lewis through the ‘Apply’ link.
To Apply for this Job Click Here
Senior Credit Risk Analyst
London
£55000 - £70000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT RISK ANALYST
£55,000-£70,000
LONDON
This is an excellent opportunity for a Senior Credit Risk Analyst to join a high-growth fintech business where data-driven decision making sits at the heart of the organisation. You’ll have the autonomy to shape credit strategy, influence commercial outcomes, and work closely with senior stakeholders in a fast-paced environment that values innovation and ownership.
THE COMPANY
They are a successful and rapidly scaling consumer lending business that is transforming the way financial products are delivered. Using advanced analytics, technology, and automation, they have built a customer-focused proposition that challenges traditional approaches within the financial services sector.
With a strong track record of growth and profitability, they continue to invest heavily in data, machine learning, and analytics capabilities. Their collaborative culture encourages ownership, continuous improvement, and the freedom to challenge existing thinking.
THE ROLE
- As a Senior Credit Risk Analyst, you will play a key role in shaping credit card strategy and driving portfolio performance through data-led insights.
- Defining and optimising credit risk strategies across customer acquisition and portfolio management
- Using Python and SQL to analyse large datasets and uncover actionable insights
- Developing recommendations on credit decisioning, lending limits, pricing, and portfolio performance
- Monitoring the effectiveness of implemented strategies and identifying opportunities for continuous improvement
- Supporting forecasting activities and contributing to risk model performance assessment
- Partnering with cross-functional teams to implement strategies and deliver measurable business impact
- Evaluating external market conditions and economic trends to inform credit risk decisions
YOUR SKILLS AND EXPERIENCE
- Strong commercial experience in credit risk analytics within credit cards or consumer lending
- Advanced coding capability using SQL and ideally Python on a daily basis
- Experience developing and implementing credit risk strategies
- Strong analytical and problem-solving skills with the ability to translate data into business outcomes
- Experience working with large datasets and generating insights that influence decision making
- Confident communicating findings and recommendations to both technical and non-technical stakeholders
- A proactive mindset with a willingness to challenge assumptions and improve existing processes
SALARY AND BENEFITS
- £55,000- £70,000
- Performance-related bonus
- Equity participation scheme
- Private healthcare coverage
- Hybrid working model with flexibility to work remotely on selected days
- High-impact role with significant ownership and exposure to senior leadership
- Opportunity to work alongside highly skilled analytics, product, and technology teams
- Clear progression opportunities within a growing analytics and risk function
HOW TO APPLY
Please register your interest by sending your CV to Rachael Lewis through the ‘Apply’ link
To Apply for this Job Click Here
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