AI Product Director

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San Francisco / $316412.2 - $365091 annum

INFO

Salary

SALARY:

$316412.2 - $365091

Location

LOCATION

San Francisco

Job Type
JOB TYPE

Permanent

AI Product Director

Location: Hybrid - San Francisco Bay Area, ~2-3 days/week onsite

About the Role

This is the senior AI leadership seat within Risk & Analytics, reporting directly to the VP of Risk Data Science and working alongside the Director of TPM, at a regulated, revenue-generating lending business undergoing a company-wide shift to AI-driven decisioning. The organization already has production-grade AI agents live in credit and underwriting, built on nearly two decades of proprietary credit data and is now extending that AI-first approach into Sales, Customer Lifecycle, Finance, and Capital Markets.

You'll act as the senior thought partner to the VP of Risk Data Science, leading product design and roadmapping across multiple AI transformation initiatives. This is the priority hire on a growing AI team: you'll manage two AI Product Managers, oversee 2-3 concurrent pods, and be accountable for selecting the right engineering partner for each initiative. This is a hands-on leadership role you'll have been in the architecture room shaping AI solution design, not just managing delivery, and you'll be expected to run several concurrent initiatives without dropping quality.

What You'll Do

  • Serve as senior thought partner on product design and roadmapping, working closely with executive sponsors
  • Lead and mentor two AI Product Managers across multiple concurrent pods
  • Oversee the full project cycle: SME discovery, 0→1 process reimagination, design brief authorship, and managed build/adoption
  • Select and manage the right engineering partner for each initiative (internal product engineering plus external vendors)
  • Ensure QC and evaluation frameworks are in place before any AI output reaches end users
  • Track impact and productivity/outcome gains against pre-implementation baselines
  • Maintain awareness of relevant regulatory considerations (e.g., FCRA/ECOA/Reg B) as AI is applied to lending workflows

What We're Looking For

Required:

  • 8-12 years of experience, with a proven track record taking AI products from concept to production
  • Fintech background strongly preferred
  • Practitioner-level AI fluency comfortable discussing agentic patterns, evals, and golden datasets
  • Experience at a smaller, fast-moving fintech, payments, or tech company (large enterprise or big tech backgrounds are not a fit)
  • A track record of reimagining a business process using AI 0→1 not simply layering AI onto an existing workflow
  • Demonstrated experience authoring specs or design briefs that engineering partners built to
  • Experience managing external engineering vendors against a defined scope
  • Strong executive presence and stakeholder management a track record of building trust with SMEs, functional heads, and executives

Nice to Have:

  • Direct experience with regulatory frameworks in consumer lending (FCRA/ECOA/Reg B)
  • Prior people-management experience leading product managers

Compensation & Benefits

Base Salary: Up to $300,000

Additional:

  • Relocation assistance considered for candidates who need it
  • Hybrid work model, 2-3 days/week onsite

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