Senior Credit Risk Analyst

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Wilmington / $133866.7 - $170375.8 annum

INFO

Salary
SALARY:

$133866.7 - $170375.8

Location

LOCATION

Wilmington

Job Type
JOB TYPE

Permanent

Senior Credit Strategy Analyst

Wilmington, DE (Hybrid - initially remote)

Up to $135,000 + equity + benefits

Help Redefine Access to Credit in a Mission-Driven FinTech

This isn't just about crunching numbers. As a Senior Credit Strategy Analyst, you'll sit at the core of a rapidly growing fintech that's using data and innovation to transform access to affordable credit. Backed by strong funding and nationwide expansion plans, this is your chance to have a direct voice in shaping lending strategies that balance growth, risk, and inclusion.

Your Role

You'll design, test, and optimize credit policies that drive portfolio performance while opening access to more customers. Working alongside senior leadership, you'll bring data to life through strategies that make an immediate impact on how lending decisions are made.

What You'll Do

  • Develop and optimize strategies across approvals, line assignments, pricing, and collections
  • Analyze portfolio trends to uncover risks and opportunities for improvement
  • Build, monitor, and refine models in SQL and Python
  • Partner with product, finance, and operations to translate insights into decisions
  • Champion innovative approaches to credit decisioning and measurement

What You Bring

  • 3-5 years' experience in credit risk, credit strategy, or portfolio analytics (consumer lending/credit cards preferred)
  • Strong SQL skills (Python or R also valuable)
  • Experience with credit policy design and/or risk model monitoring
  • An analytical mindset with the confidence to influence senior stakeholders
  • A passion for using data to solve complex business problems in lending

Why Join?

  • Be part of a mission-driven fintech expanding nationwide
  • Exposure to senior leadership and high-impact decision-making
  • Competitive salary, benefits, and equity package
  • Clear growth trajectory as the company scales

Ready to help shape the future of consumer credit? Apply now.

CONTACT

Conor Larkin

Senior Manager

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