Credit Risk Manager- Portfolio Analytics

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London / £70000 - £100000 annum

INFO

Salary
SALARY:

£70000 - £100000

Location

LOCATION

London

Job Type
JOB TYPE

Permanent

CREDIT RISK MANAGER - PORTFOLIO ANALYTICS

LONDON

UP TO £100,000

Use your credit risk expertise to shape portfolio performance and drive smarter lending decisions at a fintech making waves in SME finance.

THE COMPANY

An established SME fintech lender backed by strong funding lines, ambitious growth targets, and a modern tech stack. With a strong presence in the UK market, they're scaling fast - and looking for a commercially savvy Credit Risk Manager to lead on portfolio insights and performance analytics.

THE ROLE

you'll take ownership of credit portfolio analytics and performance monitoring, providing actionable insights that shape risk appetite, policy, and product decisions.

  • Tracking and analysing portfolio performance across products and customer segments
  • Partnering with data science, product, and first-line credit teams to fine-tune risk strategies
  • Building dashboards, models, and MI to surface trends and early warnings
  • Identifying growth opportunities through better segmentation and pricing analysis
  • Playing a key role in forecasting, stress testing, and regulatory submissions

REQUIREMENTS

  • Strong background in credit risk analytics, ideally in SME lending, commercial finance, or unsecured products
  • Expert with SQL and Excel; Python or R is a bonus
  • Strong understanding of credit lifecycle KPIs - from approval rates to bad debt and recovery performance

HOW TO APPLY

Please apply below or send CV

CONTACT

Francesca Hardcastle

Senior Recruitment Consultant

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