Senior Credit Strategy Analyst

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Virginia / $120000 - $180000 annum

INFO

Salary
SALARY:

$120000 - $180000

Location

LOCATION

Virginia

Job Type
JOB TYPE

Permanent

Senior Credit Strategy Analyst
Remote within US
Up to $190,000 + Equity

THE COMPANY
Join one of the US's most exciting and fast-growing fintech lenders, backed by top-tier investors and led by a team with a proven track record of building category-defining products. This firm is revolutionising access to credit with a unique model, smart use of technology, and a deep commitment to responsible lending. As they scale rapidly, they're looking for a highly analytical Senior Credit Strategy Analyst to shape and lead their collections and recoveries strategy.

If you're someone who thrives in a fast-paced, data-driven environment and wants to have real impact, this is a rare chance to join at a pivotal growth stage.

THE ROLE
As Senior Credit Strategy Analyst, you'll take ownership of the company's approach to collections strategy... building data-led, scalable approaches to optimise customer outcomes and drive portfolio performance. Working closely with cross-functional teams (product, data science, operations), you'll have full visibility and input across the credit lifecycle while focusing your expertise on collections and recoveries.

Key Responsibilities:

  • Design, implement, and monitor collections and recoveries strategies using data, analytics, and experimentation.

  • Own and optimise segmentation strategies to improve collections effectiveness and customer experience.

  • Collaborate closely with Product and Engineering to automate decisioning and create scalable systems.

  • Analyse performance data to identify trends and opportunities for continuous improvement.

  • Stay close to regulatory and compliance developments in the US credit space.

YOUR SKILLS & EXPERIENCE
We're looking for someone who combines strong analytical horsepower with commercial intuition. You're likely to have experience at a leading digital lender or card issuer and are comfortable taking ownership in a scale-up environment.

  • 4+ years' experience in credit risk, collections strategy, or related analytics roles.

  • Strong SQL and/or Python skills and comfort working with large datasets.

  • Experience developing strategies for collections and/or recoveries in a regulated lending environment.

  • Excellent stakeholder skills and a hands-on, proactive mindset.

  • Knowledge of US consumer credit regulations

BENEFITS

  • Up to $190,000 base salary

  • 20% bonus

  • Remote within US

  • Chance to work alongside some of the smartest minds in US fintech

  • Fast progression opportunities in a well-funded, high-growth business

HOW TO APPLY
If you're ready to help redefine what collections strategy can look like in a modern, tech-first lender, apply now or get in touch to learn more.

CONTACT

Conor Larkin

Senior Manager

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