Credit Risk Manager
/ £60000 - £70000 annum
INFO
£60000 - £70000
LOCATION
Permanent
Credit Risk Manager
Up to £70,000
Hybrid
West Midlands
The Company
We are currently recruiting for a Risk Manager on behalf of one of our leading lending clients. They are a major player in the unsecured lending market and continue to expand their credit risk and portfolio management capabilities. In this role, you will take responsibility for a key credit risk portfolio, using analytics and insight to drive performance and improve strategy.
The Role
As a Risk Manager, you will be:
- Reporting on portfolio performance, risk trends and key insights
- Using SAS/SQL to assess the portfolio, forecasting, and bad‑debt exposure.
- Helping shape and develop credit risk strategies across acquisitions, pricing and existing customer management.
- Understanding and interpreting CRA and third‑party data to inform strategy decisions.
- Reviewing dashboards, MI and forecasting to identify optimisation opportunities across the portfolio.
- Working with a dedicated data scientist to support modelling inputs and strategic enhancements.
Your Skills and Experience
To be successful as a Risk Manager, you will need:
- Experience in credit risk or portfolio analytics within consumer lending.
- Strong SAS and/or SQL experience
- Ideally experience with Python
- Solid understanding of CRA data, MI and credit risk frameworks.
- Strong stakeholder management and confident communication skills.
- Experience working with portfolio analytics, forecasting and risk controls.
Benefits
Up to £70,000 + benefits package
CONTACT
Sean Tunley
Recruitment Consultant
SIMILAR
JOB RESULTS
Digital Analyst
London
£35000 - £40000
+ Digital Analytics
PermanentLondon
To Apply for this Job Click Here
Digital Analyst
London (Hybrid – 2x Days a Week in Office)
£35,000-£40,000
THE COMPANY
This is an opportunity to join a fast-growing data function within a global marketing and media group! Acting as the central data hub across a collective of agencies, the team delivers high-impact analytics and measurement solutions to some of the world’s biggest brands; you’ll be part of a small, highly collaborative team with strong visibility across the business, working closely with senior stakeholders and gaining exposure to a wide range of clients and marketing channels.
THE ROLE
This role is ideal for someone with a background in digital or marketing analytics who wants to deepen their technical skillset while maintaining a strong focus on insight delivery. You’ll sit at the intersection of analytics, tracking, and performance, supporting global clients with high-quality data and actionable insight.
Key responsibilities:
- Analyse website and campaign performance using GA4
- Build and optimise dashboards in Looker Studio for client reporting
- Implement and maintain tracking via Google Tag Manager (events, pixels, troubleshooting)
- Support analytics audits and ensure data quality best practices
- Monitor digital and paid media performance to identify trends and opportunities
- Present insights to internal stakeholders across multiple agency teams
YOUR SKILLS AND EXPERIENCE
- Hands-on experience with GA4
- Strong working knowledge of Google Tag Manager (event tracking, implementation)
- Experience building dashboards in Looker Studio (or similar tools)
- Background in a digital, media, or performance marketing environment
- Strong communication skills – confident presenting insights to stakeholders
- Proactive mindset with a desire to learn and develop
Nice to have:
- Understanding of paid media metrics (PPC, paid social, display)
- Exposure to wider MarTech or analytics too
THE BENEFITS
- £35,000-£40,000
HOW TO APPLY
Please register your interest by sending your CV to Adam Osborne at Harnham via the Apply link on this page.

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Digital Analyst
Leeds
£35000 - £40000
+ Digital Analytics
PermanentLeeds, West Yorkshire
To Apply for this Job Click Here
Digital Analyst
Leeds (Hybrid – 2x Days a Week in Office)
£35,000-£40,000
THE COMPANY
This is an opportunity to join a fast-growing data function within a global marketing and media group! Acting as the central data hub across a collective of agencies, the team delivers high-impact analytics and measurement solutions to some of the world’s biggest brands; you’ll be part of a small, highly collaborative team with strong visibility across the business, working closely with senior stakeholders and gaining exposure to a wide range of clients and marketing channels.
THE ROLE
This role is ideal for someone with a background in digital or marketing analytics who wants to deepen their technical skillset while maintaining a strong focus on insight delivery. You’ll sit at the intersection of analytics, tracking, and performance, supporting global clients with high-quality data and actionable insight.
Key responsibilities:
- Analyse website and campaign performance using GA4
- Build and optimise dashboards in Looker Studio for client reporting
- Implement and maintain tracking via Google Tag Manager (events, pixels, troubleshooting)
- Support analytics audits and ensure data quality best practices
- Monitor digital and paid media performance to identify trends and opportunities
- Present insights to internal stakeholders across multiple agency teams
YOUR SKILLS AND EXPERIENCE
- Hands-on experience with GA4
- Strong working knowledge of Google Tag Manager (event tracking, implementation)
- Experience building dashboards in Looker Studio (or similar tools)
- Background in a digital, media, or performance marketing environment
- Strong communication skills – confident presenting insights to stakeholders
- Proactive mindset with a desire to learn and develop
Nice to have:
- Understanding of paid media metrics (PPC, paid social, display)
- Exposure to wider MarTech or analytics too
THE BENEFITS
- £35,000-£40,000
HOW TO APPLY
Please register your interest by sending your CV to Adam Osborne at Harnham via the Apply link on this page.

To Apply for this Job Click Here
Credit Risk Manager
£60000 - £70000
+ Risk Analytics
PermanentWest Midlands
To Apply for this Job Click Here
Credit Risk Manager
Up to £70,000
Hybrid
West Midlands
The Company
We are currently recruiting for a Risk Manager on behalf of one of our leading lending clients. They are a major player in the unsecured lending market and continue to expand their credit risk and portfolio management capabilities. In this role, you will take responsibility for a key credit risk portfolio, using analytics and insight to drive performance and improve strategy.
The Role
As a Risk Manager, you will be:
- Reporting on portfolio performance, risk trends and key insights
- Using SAS/SQL to assess the portfolio, forecasting, and bad‑debt exposure.
- Helping shape and develop credit risk strategies across acquisitions, pricing and existing customer management.
- Understanding and interpreting CRA and third‑party data to inform strategy decisions.
- Reviewing dashboards, MI and forecasting to identify optimisation opportunities across the portfolio.
- Working with a dedicated data scientist to support modelling inputs and strategic enhancements.
Your Skills and Experience
To be successful as a Risk Manager, you will need:
- Experience in credit risk or portfolio analytics within consumer lending.
- Strong SAS and/or SQL experience
- Ideally experience with Python
- Solid understanding of CRA data, MI and credit risk frameworks.
- Strong stakeholder management and confident communication skills.
- Experience working with portfolio analytics, forecasting and risk controls.
Benefits
Up to £70,000 + benefits package

To Apply for this Job Click Here
Senior Credit Risk Analyst
£45000 - £55000
+ Risk Analytics
PermanentWest Midlands
To Apply for this Job Click Here
Senior Credit Risk Analyst
Up to £55,000
Hybrid
West Midlands
The Company
I am hiring a Senior Credit Risk analyst for lending business that leads the way on all types of unsecured lending for a large consumer base across the UK. Within this role you will help drive credit risk strategy using analytics to drive companywide profitability.
The Role
As a Senior Credit Risk Analyst, you will be:
- Reporting on credit risk insights and trends to senior stakeholders
- Using analytics skills to improve credit risk strategies
- Helping manage the credit risk customer lifecycle
- Spotting trends to find new ways to increase profitability for credit risk
- Developing new credit risk strategies across the business for acquisitions and existing customers.
- Working with and presenting to senior stakeholders daily within the role.
Your skills and experience:
To be successful as a Senior Credit Risk Analyst, you will need:
- Strong experience with SAS and/or SQL
- Experience as a credit risk analyst in an analytical position
- Experience developing credit strategies for acquisitions, ECM, or collections.
- Experience working in financial services
- Strong stakeholder management & excellent communication skills
- STEM Degree from a top university
Benefits
Up to £55,000 + benefits package

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Senior Fraud Analyst – (Analytics)
£45000 - £55000
+ Risk Analytics
PermanentWest Midlands
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Senior Fraud Analyst – (Analytics)
Up to £55,000
Hybrid
West Midlands
Company:
One of our fintech banking clients is looking for a strong Senior Fraud Strategy Analyst to join their fraud analytics function where you will be developing fraud strategies and providing insights on fraud performance using tools like SAS, SQL, and Python.
Responsibilities:
As a Senior Fraud Analyst, you will be responsible for:
- Crafting and implementing effective fraud strategies to mitigate risks and protect different clients and customers
- Utilizing SAS, SQL, and Python to analyse data, identify fraud patterns, and develop new fraud rules.
- Managing and mitigating various types of fraud with a focus on application fraud.
- Collaborating with multiple vendors to enhance fraud prevention measures and ensure seamless integration.
- Leveraging your experience in the UK banking sector to align strategies with regulatory requirements and industry best practices.
Key Requirements:
- Extensive experience in developing comprehensive fraud strategies.
- Proficiency in SAS, SQL, and/or Python
- In-depth knowledge of different types of frauds, ideally with experience in Application Fraud.
- Experience working with different fraud systems (Ideally Hunter & Cifas)
Salary: Up to £55,000 Per Year + Strong Benefits Package

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Data Scientist – Credit & Fraud
Birmingham
£65000 - £75000
+ Risk Analytics
PermanentBirmingham, West Midlands
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Data Scientist – Credit Risk
Up to £75,000
Remote (UK Based)
The Company
They are a global, fully remote fintech working across payments and credit risk. Their teams operate internationally collaborating on high impact risk and credit solutions. They use Python, SQL and GenAI tools heavily across the business.
The Role
* Deliver credit risk and fraud analytics across partner portfolios.
* Build predictive models and rules in Python and SQL.
* Develop and optimise credit strategies including pricing, limits and segmentation.
* Support bespoke insurance and risk solutions for complex merchant portfolios.
* Work closely with data, product and commercial teams.
Your Skills and Experience
* Strong commercial experience with Python and SQL.
* Background in credit risk or fraud analytics.
* Experience building supervised models.
* Comfortable solving open problems and communicating insight clearly.
* Interest in both analytics and modelling.
What They Offer
* Salary up to £75,000 + Benefits

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Head of Data
London
£90000 - £100000
+ Advanced Analytics & Marketing Insights
PermanentLondon
To Apply for this Job Click Here
Head of Data (Maternity Cover)
London
£90,000 to £100,000 plus benefits
This is a standout opportunity to lead a data function during a pivotal digital transformation. You will play a key role in shaping product and supply chain data foundations, guiding an ERP overhaul, and driving data quality across an international consumer brand. If you enjoy delivering structure, enabling teams, and building scalable data ecosystems, this role offers real impact.
The Company
They are a global consumer brand within the comfort‑focused footwear market, operating across ecommerce, wholesale, and international distribution channels. With a strong engineering ethos and a collaborative, people‑centred culture, they are investing heavily in data, systems, and digital growth. You will join a supportive environment with a clear transformation roadmap and strong cross‑functional engagement.
The Role
You will lead the data function through a period of change, ensuring stable, high‑quality product and supply chain data across the business. Expect to:
* Lead and develop a team covering data engineering and master data.
* Oversee product, stock, and supply chain data structures and governance.
* Manage data flows across SmartSheet, the ERP environment, and the Snowflake data lake.
* Support the NetSuite implementation, including testing, readiness, and post go‑live stability.
* Drive improvements in data pipelines, integration, governance, and architecture.
* Partner closely with finance, technology, product, and supply chain teams to ensure data accuracy and availability.
* Support the migration from Tableau to Power BI and enable reliable BI reporting across the organisation.
Your Skills and Experience
You will bring strong commercial experience in:
* Product‑related data, including materials, dimensions, SKUs, and pricing.
* Inventory, stock, or supply chain data environments.
* Data leadership within B2C, retail, consumer goods, footwear, apparel, or similarly complex product‑led sectors.
* ERP environments, ideally with exposure to NetSuite or major ERP transformation programmes.
* Leading small teams and managing cross‑functional data requirements.
* Understanding data engineering concepts, pipelines, integrations, and BI tooling.
Experience with Power BI, Snowflake, SmartSheet, Power Query, SQL, or Python is beneficial.
What They Offer
* £90,000 to £100,000 base salary.
* Hybrid working with three days in the office.
* A collaborative, social culture with strong onboarding and structured handover.
* A mix of BAU responsibilities and high‑visibility project delivery.
* A range of wellbeing, lifestyle, and professional development benefits.
How to Apply
If you are ready to lead a data function through a transformative period and want to play a key role in shaping data excellence, please apply today.

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Martech Exec – Digital Marketing Data & Feeds
London
£45000 - £50000
+ Digital Analytics
PermanentLondon
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Marketing Technology Executive – Digital Marketing Data & Feeds
Location: London (Hybrid – approx. 1 day per week on-site)
Salary: £45,000-£50,000 + benefits
Start: ASAP (urgent hire)
About the Role
We’re looking for a hands-on Marketing Technology Executive to help deliver and evolve the technical digital marketing capabilities across inbound and outbound channels. This role sits within a growing digital marketing function and focuses on building, managing, and optimising the product and stock data pipelines that power marketing activity across multiple platforms.
You’ll work closely with Marketing, Product, and Engineering teams to ensure product data is accurate, reliable, and effectively integrated into the MarTech ecosystem. If you enjoy solving data flow challenges, improving feed quality, and enabling smarter marketing activation, this is a great fit.
What You’ll Do
- Develop, maintain, and optimise product and stock data feeds using tools like Athos Commerce and technologies such as Kafka and Snowflake.
- Manage real-time feed integrations with platforms including Meta, TikTok, Salesforce Marketing Cloud, and others.
- Support ETL processes to ensure accurate and compliant data sharing across marketing tools and dashboards.
- Validate and monitor product/stock data to ensure accuracy, completeness, and performance.
- Run and report on feed tests, identifying opportunities to improve marketing efficiency.
- Work collaboratively with internal teams to ensure smooth delivery of data-driven projects.
What We’re Looking For
Essential:
- Experience managing product and stock feeds for digital commerce (Athos, Mulesoft, Boomi, etc.).
- Integration of feeds into digital marketing platforms.
- Knowledge of ETL processes and data governance best practices.
- Understanding of how digital channels use feed data for targeting, optimisation, and reporting.
- Ability to translate technical requirements into marketing deliverables.
Desirable:
- Experience with APIs (Postman, Datadog, Splunk, Boomi).
- Working knowledge of GCP, data pipeline tools (Funnel, Datorama) or Snowflake.
- Experience in enterprise retail, ecommerce, or marketplace environments.
- Familiarity with real-time data architecture (e.g., Kafka).
What You’ll Bring
- Problem-solving mindset and ownership of tasks from start to finish.
- Ability to simplify complex problems and communicate clearly with stakeholders.
- Curiosity, adaptability, and willingness to try new approaches.
- Strong relationship-building skills across technical and non-technical teams.
- A proactive approach to improving processes and marketing effectiveness.
Working Model
Hybrid, with flexibility-typically one day per week in the London office, but open to once every two weeks depending on needs.
Find out more and apply via the link below.

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Product Owner
London
£100000 - £140000
+ Advanced Analytics & Marketing Insights
PermanentLondon
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Product Owner
London, hybrid – 3x a week in office
Up to £140,000
This is a high impact opportunity to own and optimise a complex acquisition and conversion funnel within a fast-growing consumer technology environment. You will shape strategy, influence product direction, and drive measurable improvements across the end to end customer journey.
The Company
They are a private equity backed, digital first consumer lender operating in the automotive space. The organisation is in a strong growth phase with a rapidly scaling team and a modern, technology-driven product environment. They combine in house capital, a large, approved partner network, and a mobile first customer experience to create a streamlined route to vehicle finance. Their focus is on product excellence, data driven decision making, and continuous optimisation across the customer lifecycle.
The Role
* Own the strategy for a multistage acquisition and conversion funnel, aligned to clear performance metrics.
* Become the internal expert on user behaviour across awareness, signup, eligibility, approval, car search, purchase intent, conversion, and retention.
* Identify drop off points, diagnose underlying issues, and drive prioritisation of high leverage initiatives.
* Partner with engineering to refine flows, improve forms, instrument key events, and enable experimentation.
* Embed data science inputs including scoring, segmentation, and predictive modelling into the customer journey.
* Lead structured hypothesis development, experimentation, and validation.
* Communicate insights clearly across the organisation and influence leadership decisions.
* Work with designers and cross functional partners to deliver improvements that accelerate users from approval to completed purchase.
Your Skills and Experience
* Strong commercial experience as a Product Owner, owning and improving complex, multi-step funnels.
* Proven ability to run structured experimentation programmes and drive conversion uplift.
* Strong analytical capability, comfortable working with performance data.
* Ability to collaborate with engineering, design, data science, and operational teams.
* Skilled in diagnosing behavioural friction and designing user centric solutions.
* Experience in consumer technology is beneficial.
* SQL experience is a plus.
What They Offer
* Generous holiday allowance and flexible working options.
* Clear impact, strong visibility, and ownership of a core commercial engine.
* The opportunity to shape a critical product area within a high growth environment.
How to Apply
If this Product Owner role sounds like the right next step for you, please apply to start the conversation.
To Apply for this Job Click Here
Marketing Technology Executive
London
£45000 - £50000
+ Advanced Analytics & Marketing Insights
PermanentLondon
To Apply for this Job Click Here
Marketing Technology Executive
London, hybrid – 1x a week
Up to £50,000
This is an exciting opportunity to join a growing digital marketing function at a pivotal moment in their marketplace expansion. You will play a key role in shaping technical marketing capabilities, building data pipelines, and ensuring product and stock feeds power accurate, impactful customer targeting across major digital channels.
The Company
They are a well‑established consumer brand undergoing significant investment in digital transformation. With a strong focus on marketplace growth, they are building out modern data and marketing capabilities to support best‑in‑class customer experience. You will join a collaborative digital marketing and data environment where technical innovation is encouraged, and outcome‑based working is the norm.
The Role
You will work within the Marketing Technology team and be responsible for developing and maintaining the product and stock feeds that underpin marketing performance. Your work will ensure accurate data delivery across platforms and empower marketing teams to execute effective, data‑driven activity. Key responsibilities include:
* Supporting the integration of product and stock feeds across multiple platforms.
* Developing, maintaining, and validating data pipelines to ensure accurate, real‑time data flow.
* Ensuring product attributes surface correctly across digital marketing channels.
* Managing integrations with marketing platforms and ensuring data consistency.
* Supporting optimisation and testing frameworks, including feed‑level A/B tests.
* Understanding how data flows through architecture and helping shape technical solutions.
* Working with engineering teams on ETL processes and pipeline health.
* Using tools such as Intelligent Reach, GCP, and Snowflake to support accurate data transformation.
* Collaborating closely with digital marketing teams to ensure campaigns target the right customers.
Your Skills and Experience
* Strong experience working with product and stock feeds in a digital or ecommerce environment.
* Strong understanding of ETL processes, data pipelines, and real‑time data architecture.
* Experience working with GCP or similar cloud environments.
* Hands‑on exposure to marketing technology platforms such as TikTok, Meta, Google, and Snowflake.
* Familiarity with APIs and how they are deployed and managed.
* Experience using or supporting platforms such as Intelligent Reach or similar feed‑management tools.
* Comfortable working on technical integrations and collaborating with engineers and marketers.
* Experience with analytics testing frameworks such as A/B testing.
What They Offer
* Hybrid work environment with flexibility and outcome‑based working.
* Career growth within a marketing technology and data governance function.
* Opportunities to work with modern MarTech tools and support major digital transformation initiatives.
How to Apply
If this Marketing Technology Executive role sounds like the right next step for you, please apply today to start the conversation.
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Analytics Engineer
Leicester
£500 - £550
+ Data Engineering
ContractLeicester, Leicestershire
To Apply for this Job Click Here
ANALYTICS ENGINEER
£500 – £550 PER DAY INSIDE IR35
HYBRID (1 DAY PW IN THE OFFICE – LEICESTER)
3 MONTH CONTRACT
THE COMPANY:
This organisation is currently undergoing a digital transformation, with a strong focus on improving how operational data is utilised across the business. They are looking for an Analytics Engineer to help define “what good looks like” by connecting operational data to the wider business, improving forecasting capabilities, and identifying opportunities to drive efficiency through better modelling, reporting, and potential automation.
THE ROLE:
You will play a key role in bringing together disparate data sources (including Zendesk and internal back-office systems) to create a unified, well-modelled, and accessible data layer. Your responsibilities will include:
-
Integrating and modelling operational data into a cohesive analytics layer
-
Building and maintaining robust data pipelines
-
Developing standardised data models using SQL and dbt (analytics engineering best practices)
-
Designing and maintaining transformations aligned to a semantic / reporting layer
-
Identifying and resolving data quality issues, including duplicates and inconsistencies
-
Creating clean, reliable datasets to support downstream reporting and analytics
-
Building and supporting dashboards and reporting in Lightdash
-
Supporting and enhancing the use of Lightdash across the business
-
Collaborating with Ops, Data, Product, and senior stakeholders including the CFO
-
Identifying opportunities for automation, optimisation, and improved efficiency
YOUR SKILLS AND EXPERIENCE:
Essential:
-
Strong experience as an Analytics Engineer, BI Developer, or Data Engineer with a focus on modelling
-
Advanced SQL skills and hands-on experience with dbt
-
Experience with Lightdash or Looker (semantic layer / BI tools)
-
Experience designing and building data models and transformations
-
Strong stakeholder management and ability to communicate with non-technical teams
-
Experience working with operational or business process data
Desirable:
-
Experience with Zendesk or similar customer/operations platforms
-
Familiarity with Airflow or similar orchestration tools
-
Python experience for data processing or automation
-
Experience working with operational, transactional, or workflow-driven datasets

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Senior BI Analyst (3-month FTC)
Leicester
£50000 - £59000
+ Advanced Analytics & Marketing Insights
ContractLeicester, Leicestershire
To Apply for this Job Click Here
I’m hiring for a Senior BI Analyst to join a large, well‑known consumer membership platform supporting millions of users across the UK. This is a delivery‑focused contract role designed to make fast impact while the wider data team scales and restructures. You’ll help build the foundations for long‑term reporting, insight, and operational decision‑making.
You’ll work closely with Operations, Product, and Data teams to build dashboards, connect multiple data sources, and generate insights that improve member experience and operational performance. This is ideal for someone who enjoys hands‑on BI development, solving messy data problems, and delivering clarity quickly.
What you’ll be doing
Dashboarding & reporting (initial priority)
- Build and optimise dashboards across operational performance (contact centre, member support, etc.).
- Connect multiple datasets to create a single source of truth for Ops teams.
- Improve visibility of key operational metrics and build scalable reporting frameworks.
Operational insight & analysis
- Analyse activity across email, chat, social, help centre, and chatbot channels.
- Deep dive into SLAs, backlog, productivity, repeat contact, complaints, and escalation trends.
- Translate complex analysis into clear, actionable recommendations that influence decisions.
Data manipulation & integration
- Extract and manipulate data from CRM, ticketing systems, workforce management tools, and other operational datasets.
- Ensure accuracy, consistency, and strong governance foundations across datasets.
Stakeholder collaboration
- Partner with Operations, Product, and Data teams to align insight priorities.
- Communicate insights clearly and support data‑driven decision‑making across the organisation.
What you bring
Essential
- Strong SQL (or equivalent querying experience).
- BI tooling experience, ideally Looker and/or Lightdash.
- Experience manipulating large and complex datasets.
- Proven ability to build and automate dashboards and reporting.
- Strong analytical and problem‑solving skills.
- Excellent communication and data‑storytelling abilities.
- Comfortable in fast‑paced, evolving environments.
Desirable
- Experience with dbt or similar transformation tools.
- Experience with CRM/ticketing data or customer insight environments.
- Exposure to contact‑centre or service operations (not essential).
- Experience in high‑growth, ecommerce, or membership‑based businesses.
- Python or modern data tooling (nice to have).
Candidate background
The team is open to candidates from Customer Insight, CX, Marketing Analytics, Product Analytics, or Operations Analytics – core BI ability matters most.
Why this role
- Immediate impact across a huge user base.
- Big, varied datasets from multiple systems.
- Autonomy to fix foundations and influence long‑term analytics direction.
- Hybrid (1 day a week)
Contract
- 3‑month FTC or day‑rate contract
- High likelihood of extension
- FTCs receive company benefits

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