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CREDIT RISK ANALYST

UP TO £55,000

LONDON

This role does not offer sponsorship.

This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business

THE COMPANY

This business is one of the UK’s newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven.

THE ROLE

You can expect to be involved in the following day-to-day:

• Collaborate with the analytical team to support customer credit strategies, commercial goals, and enhance the customer experience.
• Work with cross-functional teams to create, test, and implement retention-focused campaigns. Use data insights to optimise campaign performance.
• Perform segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement.
• Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes.
• Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance.
• Stay updated on industry trends and customer behaviour to propose solutions that enhance processes and optimise customer initiatives.

YOUR SKILLS AND EXPERIENCE

• Ideally experience working across credit cards.
• Strong coding skills, in python, or SQL.
• Experience building MI.
• Experience developing credit risk strategy.
• Good presentation and data visualisation skills.
• Degree in a STEM subject.
• Excellent written and verbal communication skills.

THE BENEFITS

• A salary of up to £55,000.
• Working in a profitable and growing business – scale-up atmosphere.
• Pension contribution.

HOW TO APPLY

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

To Apply for this Job Click Here

To Apply for this Job Click Here

SENIOR CREDIT RISK ANALYST

UP TO £65,000

LONDON

This role does not offer sponsorship.

This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business

THE COMPANY

This business is one of the UK’s newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven.

THE ROLE

You can expect to be involved in the following day-to-day:

• Collaborate with the analytical team to support customer credit strategies, commercial goals, and enhance the customer experience.
• Work with cross-functional teams to create, test, and implement retention-focused campaigns. Use data insights to optimise campaign performance.
• Perform segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement.
• Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes.
• Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance.
• Stay updated on industry trends and customer behaviour to propose solutions that enhance processes and optimise customer initiatives.

YOUR SKILLS AND EXPERIENCE

• Ideally experience working across credit cards.
• Strong coding skills, in python, or SQL.
• Experience building MI.
• Experience developing credit risk strategy.
• Good presentation and data visualisation skills.
• Degree in a STEM subject.
• Excellent written and verbal communication skills.

THE BENEFITS

• A salary of up to £65,000.
• Working in a profitable and growing business – scale-up atmosphere.
• Pension contribution.

HOW TO APPLY

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

To Apply for this Job Click Here

To Apply for this Job Click Here

LEAD CREDIT RISK ANALYST

UP TO £65,000

SHEFFIELD

This role does not offer sponsorship.

This company is going through growth and looking to take on a new Lead Credit Analyst. You will set the risk appetite for the company while maintaining and monitoring performance of portfolios. You will be able to shape and drive credit strategy for unsecured lending products.

THE COMPANY

This is an exciting opportunity to work for a global banking and financial services institution. With over 150 years of history this company is well established and known for its services globally.

THE ROLE

You will be doing the following daily:

• Develop, enhance, and optimise credit risk and collections strategies, leveraging data-driven insights to make high-quality decisions for our customers.
• Conduct analyses to evaluate credit portfolios against agreed-upon performance indicators, ensuring alignment with strategic goals.
• Drive business growth by contributing to Workforce Planning and Benefits (WPB) initiatives, providing analytics for the design and implementation of new lending products, improving existing features, and managing customer exposure.
• Take the lead on complex analytical projects, seeing them through to completion with minimal guidance.
• Formulate and clearly communicate conclusions and proposals, considering risk, reward, and customer impact, and collaborate with teams to facilitate decision-making.
• Identify solutions to emerging risk issues, changing priorities, project completion challenges, and areas of conflict.
• Challenge established policies and procedures when appropriate, proposing improvements to enhance efficiency.
• Ensure portfolio strategies and processes adhere to relevant regulations and regulatory guidance.
• Foster strong interpersonal relationships, engaging with the broader organization to offer insights and support changes that improve customer outcomes.
• Cultivate relationships with and contribute to the development of junior team members and offshore analysts, enhancing their knowledge, understanding, and experience.
• Provide progress reports on initiatives to Senior Management.

YOUR SKILLS AND EXPERIENCE

• Previous experience working within the Credit Risk space on secured or unsecured products.
• Strong analytical capability, using SAS, SQL or Python
• Knowledge of FCA regulations
• Excellent written and verbal communication skills
• Strong numerical degree for a Russel Group University
• Strong numerical degree from a Russel Group Universities.

THE BENEFITS

• Up to £65,000 salary.
• Tailored professional development opportunities.
• Private healthcare.
• Contributory pension scheme with a generous employer contribution.
• Bonus scheme.

HOW TO APPLY

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

To Apply for this Job Click Here

To Apply for this Job Click Here

LEAD CREDIT RISK ANALYST

UP TO £65,000

BIRMINGHAM

This role does not offer sponsorship.

This company is going through growth and looking to take on a new Lead Credit Analyst. You will set the risk appetite for the company while maintaining and monitoring performance of portfolios. You will be able to shape and drive credit strategy for unsecured lending products.

THE COMPANY

This is an exciting opportunity to work for a global banking and financial services institution. With over 150 years of history this company is well established and known for its services globally.

THE ROLE

You will be doing the following daily:

• Develop, enhance, and optimise credit risk and collections strategies, leveraging data-driven insights to make high-quality decisions for our customers.
• Conduct analyses to evaluate credit portfolios against agreed-upon performance indicators, ensuring alignment with strategic goals.
• Drive business growth by contributing to Workforce Planning and Benefits (WPB) initiatives, providing analytics for the design and implementation of new lending products, improving existing features, and managing customer exposure.
• Take the lead on complex analytical projects, seeing them through to completion with minimal guidance.
• Formulate and clearly communicate conclusions and proposals, considering risk, reward, and customer impact, and collaborate with teams to facilitate decision-making.
• Identify solutions to emerging risk issues, changing priorities, project completion challenges, and areas of conflict.
• Challenge established policies and procedures when appropriate, proposing improvements to enhance efficiency.
• Ensure portfolio strategies and processes adhere to relevant regulations and regulatory guidance.
• Foster strong interpersonal relationships, engaging with the broader organization to offer insights and support changes that improve customer outcomes.
• Cultivate relationships with and contribute to the development of junior team members and offshore analysts, enhancing their knowledge, understanding, and experience.
• Provide progress reports on initiatives to Senior Management.

YOUR SKILLS AND EXPERIENCE

• Previous experience working within the Credit Risk space on secured or unsecured products.
• Strong analytical capability, using SAS, SQL or Python
• Knowledge of FCA regulations
• Excellent written and verbal communication skills
• Strong numerical degree for a Russel Group University
• Strong numerical degree from a Russel Group Universities.

THE BENEFITS

• Up to £65,000 salary.
• Tailored professional development opportunities.
• Private healthcare.
• Contributory pension scheme with a generous employer contribution.
• Bonus scheme.

HOW TO APPLY

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

To Apply for this Job Click Here

To Apply for this Job Click Here

LEAD CREDIT RISK ANALYST

LONDON (hybrid working)

£65,000

This role does not offer sponsorship

An exciting opportunity to join a leading financial institution as a Lead Credit Risk Analyst, where you will play a key role in driving data-led decision-making and commercial strategy through advanced analytics and insights.

THE COMPANY

A well-established financial services provider with millions of retail, business, and corporate customers. With a strong commitment to innovation and data-driven decision-making, the company continuously enhances its analytical capabilities to improve customer experiences and business performance.

THE ROLE

As a Lead Credit Risk Analyst, you will:

• Extract meaningful insights from complex data sets to inform strategic business decisions.
• Develop and implement robust decision models to drive commercial outcomes.
• Conduct innovative customer analysis to identify commercial opportunities.
• Provide actionable recommendations to stakeholders, ensuring feasibility and business impact.
• Work with SQL and at least one additional programming language such as SAS, R, or Python.
• Apply statistical analysis techniques and build customer segmentation models.
• Collaborate with teams across the business to create data-driven strategies.

YOUR SKILLS AND EXPERIENCE

• Strong experience in data analysis and deriving insights to drive business performance.
• Proficiency in SQL and an additional programming language (e.g., SAS, R, Python).
• Experience with statistical modelling, customer segmentation, and targeting.
• Ability to create business models, both financial and consumer behavioural.
• A proactive and adaptable approach, with a growth mindset.
• Strong communication skills, with the ability to influence peers and stakeholders.

THE BENEFITS

• Up to £65,000.
• Generous bonus (typically up to 20%)
• Opportunity to work in a leading financial institution with strong career progression.
• Collaborative and data-driven working environment.

HOW TO APPLY

If this sounds like the right opportunity for you, please submit your application via the Apply link on this page.

To Apply for this Job Click Here

To Apply for this Job Click Here

LEAD CREDIT RISK ANALYST

UP TO £65,000

BIRMINGHAM

This role does not offer sponsorship.

This company is going through growth and looking to take on a new Lead Credit Analyst. You will set the risk appetite for the company while maintaining and monitoring performance of portfolios. You will be able to shape and drive credit strategy for unsecured lending products.

THE COMPANY

This is an exciting opportunity to work for a global banking and financial services institution. With over 150 years of history this company is well established and known for its services globally.

THE ROLE

You will be doing the following daily:

• Develop, enhance, and optimise credit risk and collections strategies, leveraging data-driven insights to make high-quality decisions for our customers.
• Conduct analyses to evaluate credit portfolios against agreed-upon performance indicators, ensuring alignment with strategic goals.
• Drive business growth by contributing to Workforce Planning and Benefits (WPB) initiatives, providing analytics for the design and implementation of new lending products, improving existing features, and managing customer exposure.
• Take the lead on complex analytical projects, seeing them through to completion with minimal guidance.
• Formulate and clearly communicate conclusions and proposals, considering risk, reward, and customer impact, and collaborate with teams to facilitate decision-making.
• Identify solutions to emerging risk issues, changing priorities, project completion challenges, and areas of conflict.
• Challenge established policies and procedures when appropriate, proposing improvements to enhance efficiency.
• Ensure portfolio strategies and processes adhere to relevant regulations and regulatory guidance.
• Foster strong interpersonal relationships, engaging with the broader organization to offer insights and support changes that improve customer outcomes.
• Cultivate relationships with and contribute to the development of junior team members and offshore analysts, enhancing their knowledge, understanding, and experience.
• Provide progress reports on initiatives to Senior Management.

YOUR SKILLS AND EXPERIENCE

• Previous experience working within the Credit Risk space on secured or unsecured products.
• Strong analytical capability, using SAS, SQL or Python
• Knowledge of FCA regulations
• Excellent written and verbal communication skills
• Strong numerical degree for a Russel Group University
• Strong numerical degree from a Russel Group Universities.

THE BENEFITS

• Up to £65,000 salary.
• Tailored professional development opportunities.
• Private healthcare.
• Contributory pension scheme with a generous employer contribution.
• Bonus scheme.

HOW TO APPLY

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

To Apply for this Job Click Here

To Apply for this Job Click Here

LEAD CREDIT RISK ANALYST

Glasgow (hybrid working)

£65,000

This role does not offer sponsorship

An exciting opportunity to join a leading financial institution as a Lead Credit Risk Analyst, where you will play a key role in driving data-led decision-making and commercial strategy through advanced analytics and insights.

THE COMPANY

A well-established financial services provider with millions of retail, business, and corporate customers. With a strong commitment to innovation and data-driven decision-making, the company continuously enhances its analytical capabilities to improve customer experiences and business performance.

THE ROLE

As a Lead Credit Risk Analyst, you will:

• Extract meaningful insights from complex data sets to inform strategic business decisions.
• Develop and implement robust decision models to drive commercial outcomes.
• Conduct innovative customer analysis to identify commercial opportunities.
• Provide actionable recommendations to stakeholders, ensuring feasibility and business impact.
• Work with SQL and at least one additional programming language such as SAS, R, or Python.
• Apply statistical analysis techniques and build customer segmentation models.
• Collaborate with teams across the business to create data-driven strategies.

YOUR SKILLS AND EXPERIENCE

• Strong experience in data analysis and deriving insights to drive business performance.
• Proficiency in SQL and an additional programming language (e.g., SAS, R, Python).
• Experience with statistical modelling, customer segmentation, and targeting.
• Ability to create business models, both financial and consumer behavioural.
• A proactive and adaptable approach, with a growth mindset.
• Strong communication skills, with the ability to influence peers and stakeholders.

THE BENEFITS

• Up to £65,000.
• Generous bonus (typically up to 20%)
• Opportunity to work in a leading financial institution with strong career progression.
• Collaborative and data-driven working environment.

HOW TO APPLY

If this sounds like the right opportunity for you, please submit your application via the Apply link on this page.

To Apply for this Job Click Here

To Apply for this Job Click Here

CREDIT RISK MANAGER

DUBLIN

This is an exciting opportunity to join this consultancy and work on advisory projects at banks ranging from large global corporations to small lenders.

THE COMPANY

This consultancy are experts in their respective field, working across credit risk, actuarial, and market risk. They are currently undergoing expansion, with exciting growth planned for the new year. This business prioritises a fun and innovative environment, promoting work life balance and challenging the status quo.

THE ROLE

You can expect to be involved in the following day-to-day:

• Designing and developing credit risk models for both regulatory and business applications, with a strong emphasis on IRB and IFRS9 frameworks.
• Conducting validation and critical review of models, focusing on aspects such as design, performance, and implementation.
• Leading stress testing initiatives, from operational execution to model development and validation.
• Analysing large credit risk datasets and driving improvements in data quality.
• Integrating Environmental, Social, and Governance (ESG) factors across data, models (including IRB, IFRS9, and stress testing), and risk management processes.
• Interpreting and ensuring compliance with regulatory requirements and supervisory expectations.
• Addressing and resolving findings from regulatory bodies.
• Communicating and presenting results to senior management and stakeholders.

YOUR SKILLS AND EXPERIENCE

• STEM degree.
• 6+ years of experience working for a bank or consultancy in the risk analytics space.
• Deep technical experience in model development, validation, and implementation of IRB, IFRS9, or Stress Testing models.
• Proficiency in Python, SAS, SQL, or R.
• Detailed knowledge of UK or European regulations.
• Excellent written and verbal communication skills.

THE BENEFITS

• A salary of up to £80,000.
• Hybrid working policy.
• Discretionary bonus.
• 25 days holiday (freedom holiday scheme).
• 50% sponsorship towards relevant courses.
• Private health insurance.
• Mobile bill expenses of up to £40.
• Generous pension contribution.

HOW TO APPLY

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

To Apply for this Job Click Here

To Apply for this Job Click Here

SENIOR DATA SCIENTIST

UP TO £80,000

LONDON

This role is an exciting opportunity to work for a very fast-paced and data-driven FinTech, focusing on their growing credit card portfolio.

THE COMPANY

This company is working on loans, credit cards, and car finance and aims to get money in customers’ hands in only a few minutes, not days. They are one of the fastest growing fintech companies in the UK, and are profitable, meaning they are undergoing rapid growth.

THE ROLE

You will be doing the following daily:

• Develop credit risk predictive ML models across their credit card portfolios.
• Mainly working across the companies scorecards.
• Enhancing the existing model suite, while gaining exposure to some pricing models.
• Work end-to-end on model implementation, from deployment to model monitoring.
• Data analytics on trends within books.
• Work with a diverse range of leaders and stakeholders.
• Research new data sources to advise on costs/benefits of lending decisions.

YOUR SKILLS AND EXPERIENCE

• Must have credit modelling experience, focusing on scorecards or predictive models.
• Previous experience in the credit/lending industry.
• Excellent analytical skills, with strong skills in Python, and SQL.
• Strong knowledge of the credit industry, including products, data, machine learning, and related regulations.
• Excellent written and verbal communication skill.
• STEM degree from a Russell group university.

THE BENEFITS

• Up to £80,000 salary.
• Generous equity.
• Private health insurance coverage.
• Pension scheme.
• Hybrid working model.

HOW TO APPLY

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

To Apply for this Job Click Here