Lead Credit Risk Analyst

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/ £60000 - £66000 annum

INFO

Salary

SALARY:

£60000 - £66000

Location

LOCATION

Job Type
JOB TYPE

Permanent

Role Title
Lead Credit Risk Analyst

Salary
£60,000-£66,000

Location + work pattern
Leicester (1 day per week in office, occasional additional team days)


THE COMPANY
This organisation is a well-established consumer lending business with a strong presence in the UK market. They operate a data-driven credit risk function focused on sustainable growth, innovation, and continuous improvement across their customer proposition.

THE ROLE
This role sits within a growing credit risk team and focuses on developing and optimising lending strategies, particularly within credit limit management and customer portfolios. You will play a key role in strategic initiatives, working across teams to improve performance and customer outcomes.
Specifically, you can expect to be involved in:
  • Developing and optimising credit risk strategies across existing customer portfolios (ECM)
  • Leading projects focused on credit limit management and lending policy improvements
  • Delivering portfolio analysis, MI reporting, and customer trend insights
  • Supporting model implementation, including behavioural scorecards and decision systems
  • Collaborating with wider teams to test, implement, and refine strategy changes
YOUR SKILLS AND EXPERIENCE
  • Proven experience within credit risk analytics in consumer lending (e.g. cards, loans, or mortgages)
  • Strong background in ECM or acquisitions strategy, including lending policies or limit strategies
  • Experience working on credit limit management or similar portfolio strategy initiatives
  • Proficiency in SQL (or similar analytical tools)
  • Strong communication skills, with the ability to present insights to both technical and non-technical stakeholders
THE BENEFITS
  • Clear progression opportunities within a growing analytics team
  • Exposure to broad, high-impact strategic projects
  • Collaborative environment with a strong focus on learning and development
  • Flexible working structure with limited office requirements
THE PROCESS
  • Initial 30-minute interview
  • Technical stage including coding task and presentation
  • Final interview with additional technical discussion
  • Offer!
HOW TO APPLY
Please register your interest via the apply link on this page.

CONTACT

Pierce Harris

Recruitment Executive

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