Senior Credit Risk Analyst

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London / £55000 - £70000 annum

INFO

Salary
SALARY:

£55000 - £70000

Location

LOCATION

London

Job Type
JOB TYPE

Permanent

Senior Credit Risk Analyst

Salary
£55-£70k

Location + work pattern
London | Hybrid working (Ususally Tuesday-Thursday in the office)

THE COMPANY

  • A fast paced, highly data‑driven FinTech operating across multiple consumer lending products.
  • Established player with a strong market reputation, long‑term profitability, and continued international expansion.
  • Known for combining commercial thinking with advanced analytics to drive growth.

THE ROLE

This is a broad, commercially focused credit risk role sitting within a core UK product area that is performing strongly. You'll work on a wide range of analytical and strategic projects, partnering closely with senior stakeholders.
Specifically, you can expect to be involved in:
  • Developing and optimising credit and lending strategies across the customer lifecycle, with a focus on acquisition.
  • Building and refining NPV and pricing models to support commercial decision making.
  • Implementing analytical outputs into live credit strategies and policies.
  • Delivering wider analysis on customer behaviour, portfolio performance, product growth, and emerging trends.

YOUR SKILLS AND EXPERIENCE

  • Strong academic background with a solid grounding in quantitative analysis (Russell Group University with a STEM degree is required)
  • Experience within a data‑led environment such as FinTech, InsurTech, or another analytically rigorous consumer business.
  • Exposure to developing lending strategies or providing insight that informs business or credit decisions.
  • Strong SQL capability; experience using Python is advantageous.
  • Typically 1-2+ years' relevant experience, with evidence of progression or increased responsibility.

THE BENEFITS

  • Competitive base salary within the £55-£70k range.
  • Attractive long‑term incentive through share options.
  • Hybrid working model with a collaborative London office environment.
  • Opportunity to work in a high‑growth, product focused FinTech with strong career development.


THE PROCESS

  • Online analytical case study focusing on numerical and problem solving skills.
  • On‑site interview including a business case discussion and technical/competency assessment.
  • Final office visit with senior stakeholders and the wider team.
  • Offer!

HOW TO APPLY

Please register your interest via the apply link on this page.




CONTACT

Pierce Harris

Recruitment Executive

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