Senior Credit Risk Manager – SME Lending
London / £100000 - £120000 annum
INFO
£100000 - £120000
LOCATION
London
Permanent
SENIOR CREDIT RISK MANAGER - SME LENDING
£100-120,000
LONDON (3 days p/w)
THE COMPANY
This is an exciting opportunity with an ambitious FinTech that focus on harnessing data to enhance their lending decisions. This business have been growing in recent years and are now in an excellent position where they are targeting further success across multiple geographies.
THE ROLE
- Developing lending strategies, specifically in acquisitions and ECM, to enhance profitability and decisioning #
- Leading a small team of analysts, helping with strategic direction but remaining hands on with analytics
- Analysing trends in lending portfolios to drive insight and enhance business performance
- Leading the incorporation of new data sources to enhance and improve decisioning, collaborating with teams including Product, Data Science and Marketing to incorporate new data sources and improve business performance
YOUR SKILLS AND EXPERIENCE
- Previous experience in and knowledge of SQL is essential
- Experience in developing lending strategies in a consumer lending environment is essential
- Essential to have had prior management experience
- Experience with SME or wider business lending is highly desirable
SALARY AND BENEFITS
- Base salary of up to £100-120,000
- Discretionary Bonus
- Company pension scheme
- Company equity
- 25 days holiday
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the 'Apply' link

SIMILAR
JOB RESULTS

Credit Risk Analyst
London
£50000 - £55000
+ Risk Analytics
PermanentLondon
CREDIT RISK ANALYST
UP TO £55,000
LONDON
This role does not offer sponsorship.
This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business
THE COMPANY
This business is one of the UK’s newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven.
THE ROLE
You can expect to be involved in the following day-to-day:
- Collaborate with the analytical team to support customer credit strategies, commercial goals, and enhance the customer experience.
- Work with cross-functional teams to create, test, and implement retention-focused campaigns. Use data insights to optimise campaign performance.
- Perform segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement.
- Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes.
- Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance.
- Stay updated on industry trends and customer behaviour to propose solutions that enhance processes and optimise customer initiatives.
YOUR SKILLS AND EXPERIENCE
- Ideally experience working across credit cards.
- Strong coding skills, in python, or SQL.
- Experience building MI.
- Experience developing credit risk strategy.
- Good presentation and data visualisation skills.
- Degree in a STEM subject.
- Excellent written and verbal communication skills.
THE BENEFITS
- A salary of up to £55,000.
- Working in a profitable and growing business – scale-up atmosphere.
- Pension contribution.
HOW TO APPLY
Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

Senior Credit Risk Analyst
London
£55000 - £65000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
SENIOR CREDIT RISK ANALYST
UP TO £65,000
LONDON
This role does not offer sponsorship.
This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business
THE COMPANY
This business is one of the UK’s newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven.
THE ROLE
You can expect to be involved in the following day-to-day:
- Collaborate with the analytical team to support customer credit strategies, commercial goals, and enhance the customer experience.
- Work with cross-functional teams to create, test, and implement retention-focused campaigns. Use data insights to optimise campaign performance.
- Perform segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement.
- Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes.
- Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance.
- Stay updated on industry trends and customer behaviour to propose solutions that enhance processes and optimise customer initiatives.
YOUR SKILLS AND EXPERIENCE
- Ideally experience working across credit cards.
- Strong coding skills, in python, or SQL.
- Experience building MI.
- Experience developing credit risk strategy.
- Good presentation and data visualisation skills.
- Degree in a STEM subject.
- Excellent written and verbal communication skills.
THE BENEFITS
- A salary of up to £65,000.
- Working in a profitable and growing business – scale-up atmosphere.
- Pension contribution.
HOW TO APPLY
Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.
To Apply for this Job Click Here

Lead Credit Risk Analyst
Sheffield
£45000 - £65000
+ Risk Analytics
PermanentSheffield, South Yorkshire
To Apply for this Job Click Here
LEAD CREDIT RISK ANALYST
UP TO £65,000
SHEFFIELD
This role does not offer sponsorship.
This company is going through growth and looking to take on a new Lead Credit Analyst. You will set the risk appetite for the company while maintaining and monitoring performance of portfolios. You will be able to shape and drive credit strategy for unsecured lending products.
THE COMPANY
This is an exciting opportunity to work for a global banking and financial services institution. With over 150 years of history this company is well established and known for its services globally.
THE ROLE
You will be doing the following daily:
- Develop, enhance, and optimise credit risk and collections strategies, leveraging data-driven insights to make high-quality decisions for our customers.
- Conduct analyses to evaluate credit portfolios against agreed-upon performance indicators, ensuring alignment with strategic goals.
- Drive business growth by contributing to Workforce Planning and Benefits (WPB) initiatives, providing analytics for the design and implementation of new lending products, improving existing features, and managing customer exposure.
- Take the lead on complex analytical projects, seeing them through to completion with minimal guidance.
- Formulate and clearly communicate conclusions and proposals, considering risk, reward, and customer impact, and collaborate with teams to facilitate decision-making.
- Identify solutions to emerging risk issues, changing priorities, project completion challenges, and areas of conflict.
- Challenge established policies and procedures when appropriate, proposing improvements to enhance efficiency.
- Ensure portfolio strategies and processes adhere to relevant regulations and regulatory guidance.
- Foster strong interpersonal relationships, engaging with the broader organization to offer insights and support changes that improve customer outcomes.
- Cultivate relationships with and contribute to the development of junior team members and offshore analysts, enhancing their knowledge, understanding, and experience.
- Provide progress reports on initiatives to Senior Management.
YOUR SKILLS AND EXPERIENCE
- Previous experience working within the Credit Risk space on secured or unsecured products.
- Strong analytical capability, using SAS, SQL or Python
- Knowledge of FCA regulations
- Excellent written and verbal communication skills
- Strong numerical degree for a Russel Group University
- Strong numerical degree from a Russel Group Universities.
THE BENEFITS
- Up to £65,000 salary.
- Tailored professional development opportunities.
- Private healthcare.
- Contributory pension scheme with a generous employer contribution.
- Bonus scheme.
HOW TO APPLY
Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.
To Apply for this Job Click Here

Lead Credit Risk Analyst
Birmingham
£45000 - £65000
+ Risk Analytics
PermanentBirmingham, West Midlands
To Apply for this Job Click Here
LEAD CREDIT RISK ANALYST
UP TO £65,000
BIRMINGHAM
This role does not offer sponsorship.
This company is going through growth and looking to take on a new Lead Credit Analyst. You will set the risk appetite for the company while maintaining and monitoring performance of portfolios. You will be able to shape and drive credit strategy for unsecured lending products.
THE COMPANY
This is an exciting opportunity to work for a global banking and financial services institution. With over 150 years of history this company is well established and known for its services globally.
THE ROLE
You will be doing the following daily:
- Develop, enhance, and optimise credit risk and collections strategies, leveraging data-driven insights to make high-quality decisions for our customers.
- Conduct analyses to evaluate credit portfolios against agreed-upon performance indicators, ensuring alignment with strategic goals.
- Drive business growth by contributing to Workforce Planning and Benefits (WPB) initiatives, providing analytics for the design and implementation of new lending products, improving existing features, and managing customer exposure.
- Take the lead on complex analytical projects, seeing them through to completion with minimal guidance.
- Formulate and clearly communicate conclusions and proposals, considering risk, reward, and customer impact, and collaborate with teams to facilitate decision-making.
- Identify solutions to emerging risk issues, changing priorities, project completion challenges, and areas of conflict.
- Challenge established policies and procedures when appropriate, proposing improvements to enhance efficiency.
- Ensure portfolio strategies and processes adhere to relevant regulations and regulatory guidance.
- Foster strong interpersonal relationships, engaging with the broader organization to offer insights and support changes that improve customer outcomes.
- Cultivate relationships with and contribute to the development of junior team members and offshore analysts, enhancing their knowledge, understanding, and experience.
- Provide progress reports on initiatives to Senior Management.
YOUR SKILLS AND EXPERIENCE
- Previous experience working within the Credit Risk space on secured or unsecured products.
- Strong analytical capability, using SAS, SQL or Python
- Knowledge of FCA regulations
- Excellent written and verbal communication skills
- Strong numerical degree for a Russel Group University
- Strong numerical degree from a Russel Group Universities.
THE BENEFITS
- Up to £65,000 salary.
- Tailored professional development opportunities.
- Private healthcare.
- Contributory pension scheme with a generous employer contribution.
- Bonus scheme.
HOW TO APPLY
Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.
To Apply for this Job Click Here

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