Risk Analytics Jobs

Working within Credit Risk is demanding; but finding and securing the people who can take these pressures is what we do.

What We Do

We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.

We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our Risk Analytics team fully understands financial risk and decision science, as well as the significance of knowing your market.

As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.

how We Do it

To ensure effective, risk-free solutions for our clients and candidates, our recruitment solutions in this marketplace are determined by tried and tested methods.

What do we mean by risk-free? Simply that our focus on establishing networks of skilled individuals, as well as knowing our client businesses, culture and skill requirements guarantees when we place an individual, you can be certain that their placement will be a successful one.

We protect against the potential pitfalls of hiring by evaluating our candidate’s career aspirations and skills before introducing them only to organisations where we know they will fit.

What sets us apart?

Harnham appreciates the significant resources and sophisticated programs used to analyse and manage risk.

We are dedicated to the people who ensure banks and other financial institutions can identify, measure, monitor and control their credit risk.

We successfully recruit across the full spectrum of skill sets required to support this, from Customer Acquisition to Portfolio Management, Fraud Analytics to Collections & Recoveries, as well as Risk Audit to Scorecard Modeling & Development.

Whether you’re looking for a new opportunity or another team member, we can help you find your ideal solution.

Latest Jobs

Salary

£40000 - £50000 per annum + competitive benefits package

Location

London

Description

A leading Peer to Peer lender need a strategy expert in Collections to join their ever growing and fast paced analytics team!

Salary

£45000 - £55000 per annum + benefits

Location

London

Description

This is an exciting opportunity for a talented Lead Risk Professional to take a step up into a wide-ranging risk environment.

Salary

£75000 - £90000 per annum + competitive benefits package

Location

London

Description

A unique opportunity to join a leading consultancy on their high profile communications surveillance.

Salary

£45000 - £65000 per annum + Comprehensive Benefits Package

Location

London

Description

Own the end to end validation of Credit Risk and Finance models at a growing London lender

Salary

£40000 - £65000 per annum + Competitive Benefits

Location

London

Description

Tired of red tape and bureaucracy? Here's a chance to champion your own ideas through from start to finish and own Credit Risk strategies!

Salary

£42000 - £48000 per annum + competitive benefits package

Location

City of London, London

Description

A unique opportunity to join a leading consultancy on high profile surveillance analytics projects.

Harnham blog & news

With over 10 years experience working solely in the Data & Analytics sector our consultants are able to offer detailed insights into the industry.

Visit our Blogs & News portal or check out our recent posts below.

The fight for senior risk analysts

If you have had difficulties hiring a Senior Risk Analyst recently, and you’re scratching your head as to why – this article should hopefully shed some light on the matter. Year on year we have seen the demand for Senior Risk Analysts skyrocket, making them the most sought after analysts in the ever-evolving world of risk. It’s no surprise that since 2012, the growth of challenger banks and the subprime sector means hiring candidates with experience in risk/FS alongside experience of SAS, has become even more challenging.The growth in demand just can’t be matched by supply. Risk analysts with 2-5 years’ experience are the golden eggs within this rapidly growing and advancing market and it seems that everyone wants them. If a strong Senior Risk Analyst comes on the market, they can have as many as 15 roles to consider at any one time – now this is great for the candidate but it is a recruitment nightmare for the companies looking to get this person on board. I have seen the good, the bad and the ugly when it comes to recruitment processes and these 5 tips below will give you a huge advantage in securing your perfect candidate in the face of fierce competition!1. You must have a slick and efficient recruitment processThe days of a 3+ stage recruitment process for Senior Analysts are over. Why do three one-hour interviews when you can cover it all in one stage and send a message of intent to the candidate? If the recruitment process is slow, unorganised and laborious, a candidate will perceive that this is what it is like to work for the company. Ultimately, the quicker the process, the more chance you will have of securing your perfect candidate.2. Sell, sell, sellAt the end of the day, the purpose of an interview is for the candidate to show off their skills in front of a prospective employer. But as the interviewer, you have a duty to sell the role as much as possible because if you don’t, I can guarantee your competitors will. Another big sell is skipping any testing at the first stage – face-to-face interaction as a first stage is such a good way to get a candidate engaged in a process. Sometimes, there may be 2-3 stages before candidates have even met anyone in the company!3. It’s the little things that make a big differenceBelieve it or not, some people don’t like regular contact from recruiters requesting updates on their situation (I couldn’t believe it!). One really nice touch I have seen work is a hiring manager calling their preferred candidate from their personal mobile in between interviews to check in and see how things were going – little things like this can make a big difference in the long run, and only take a couple of minutes.4. Best offer firstThis is the most frustrating thing that I come across in recruitment. Companies sift through a huge number of CVs sent through by recruiters/direct applicants, spend countless hours interviewing candidates, and when they finally find the perfect candidate, they under-offer them to see whether they can get them slightly cheaper… It all comes back to intent, and by offering the best possible offer first time, it sends a positive and decisive message to any prospective candidates.5. Flexing on skills – have you considered it?Although it may not always be ideal to begin with, employers flexing on skills and experience is something I have seen work a number of times over the past 12 months. For example, a role may be open for 6 months whilst the employer is trying to find their perfect candidate but within that time, they could have hired someone who didn’t quite tick all of the boxes, trained them up in 3 months and saved themselves a lot of time and money! If you think the candidate can pick things up quickly, definitely consider them.It’s never going to be a seamless process when attempting to hire a Senior Risk Analyst so don’t make it harder for yourself!

Bank's priority? Improve credit risk models

FICO, a leading predictive analytics and decision management software company, and Efma today announced the results of the seventh European Credit Risk Survey, which measures retail bankers´ outlook for the availability of credit along with their investment priorities for the year ahead. In the February survey, completed by 130 credit risk professionals from 41 countries, the forecast for a “credit gap” between credit supply and demand fell sharply from the last survey, conducted this past fall. For consumers, the projected gap was just 4 percentage points, with 30 percent of respondents projecting some increase in the amount of credit requested and 26 percent projecting an increase in supply. By comparison, in the autumn 2012 survey the spread between projected demand and supply was a full 20 percentage points. For small businesses, the gap was even smaller. In the new survey, 31 percent of respondents reported that they expect the aggregate amount of credit requested by small businesses to increase, and 29 percent expect the amount granted by lenders to also increase. “Most of the new business growth in our corporate sector is coming from the SME segment,” said Dr. Cüneyt Sezgin, board and audit committee member at Turkey´s Garanti Bank in the FICO/Efma report. “Loans represent the primary relationship between banks and SMEs, as other financing alternatives for smaller companies are not well-developed in this market. Cash loans to SMEs represented 37 percent of total Turkish lira cash loans in 2012, and this ratio has been continuously increasing.” “Despite the economic challenges in many countries, lenders are telling us they´re prepared to meet a modest increase in credit demand,” said Mike Gordon, senior vice president for FICO sales, services and marketing. “Given last month´s report that European banks have dramatically cut their Basel III capital shortfall, it appears that they gradually may be able to make more capital available for borrowers.” European bankers also laid out their priorities for investment in analytics. More than 40 percent of respondents reported they will invest in improving their analytics, with the highest priorities being credit risk models for both new credit applicants (61 percent of respondents) and existing customers (50 percent). In addition, 38 percent of respondents said they will increase their investment in risk analytics that incorporate Big Data. “Although consumer lending is a mature process using analytics to support risk classification, marketing, underwriting and authorizations, predictive models must constantly be calibrated to accommodate changes in consumers´ behavior,” said Manuel Goncalves, director of the Risk and Decision Models Unit at Portugal-based Millennium bcp in the report. “These changes are driven not only by the adverse economic context but also by greater mobility and social networking. At the same time, there are new and richer sources of data that can be used to improve risk management and deliver a better customer experience.” The delinquency forecast was nearly unchanged from the last survey, with at least 40 percent of respondents forecasting an increase in delinquencies during the next six months on mortgages, credit cards and small business loans. “We don´t expect a reversal of this trend until the economies of Europe show greater recovery,” said Patrick Desmarès, secretary general of Efma. “That said, Europe is a heterogeneous region, with some countries preparing for a triple-dip recession while others, such as Turkey, look quite robust. The uncertainty across much of the region is particularly challenging for multi-national banks.” Click here for the article on the web.

Recently Viewed jobs