IMPAIRMENT MANAGER

£80,000

LONDON

THE COMPANY

This role is with an exciting business in the consumer lending space. They have grown significantly over the past few years and are looking to add a motivated and experienced individual within their growing team. This role offers the chance to take control of their impairment function and take on a challenging role that will give you excellent exposure and experience.

THE ROLE

This position will see you:

• Lead monitoring of impairment models and the enhancement and recalibration of these models
• Work within the Impairment team more broadly on governance, controls, and reporting for these models
• Perform ad-hoc analysis as required and suggest solutions based on your analysis
• Have a broad understanding of impairment impacts across the bank and products
• Broader day to day management of impairment models across the bank

YOUR SKILLS AND EXPERIENCE

This company is seeking someone with:

• Prior experience in working with impairment models and reporting
• Experience in consumer lending or retail banking
• Experience in IFRS9 modelling and experience in enhancing and testing these models
• Experience working with credit cards or loans is highly desirable

SALARY AND BENEFITS

• Up to £80,000 base salary
• Pension contribution scheme
• Discretionary bonus
• Hybrid work model
• Private medical cover

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link

HEAD OF COLLECTIONS

UP TO £100,000

LONDON

A cohesive, tech-driven lender is looking for a Head of Collections to head up the strategy on their credit card and loan products. This is arguably the most critical role in the business right now.

THE COMPANY:

This lender is fast-paced, dynamic, and flexible to suit their employee’s needs. You’ll be joining at a time when the company is implementing a brand-new communication platform to add to the fascinating data you’ll be analysing.

THE ROLE:

As a Head of Collections, you’ll be involved in the following:

• Manage two talented collections strategy analysts
• Develop and deliver collections strategies
• Lead the commercial function
• Work end-to-end on collections strategy across their cards and loans products
• Utilise Machine Learning techniques when needed

YOUR SKILLS AND EXPERIENCE:

The successful Head of Collections will have the following skills and experience:

• Strong SAS, SQL, or Python experience
• Experience in near-prime and/or subprime lending
• Previous experience working for a FinTech lender on unsecured products
• Ideally, at least 1+ years’ experience managing a collections team
• Highly familiar with implementing collections strategies

THE BENEFITS:

You will receive the following benefits:

• 20% bonus
• Up to 30 days holiday per year
• Key focus on equality and diversity
• Well-being program

HOW TO APPLY:

Please register your interest by sending your CV to Kai Nicholls via the Apply link on this page.

LEAD CREDIT STRATEGY AND PRODUCT ANALYST
£80,000
LONDON

THE COMPANY

This company is a leader in the finance space, offering a broad range of credit products to its customers and partnering with a number of well-known brands. This award-winning business is forging a new path in consumer finance and this is an exciting opportunity to be part of a brand new team within the business as they look to incorporate open banking as part of their work.

THE ROLE

You’ll be an instrumental part of the implementation of open banking, including:

• Using this data and broader customer analytics to inform lending strategies and make wider recommendations to teams across the business
• Working on wider affordability recommendations and assessing the impact of these
• Using new open banking data to inform wider customer journeys and strategies, including new acquisitions and credit limits
• Liaising with senior members of the team both internally and externally, presenting findings in a clear and concise manner

YOUR SKILLS AND EXPERIENCE:

• Strong knowledge and experience working with SQL or Python
• Experience in developing and maintaining credit risk strategy, ideally with credit cards
• Prior experience in presenting to and communicating with stakeholders
• Ideal to have had prior exposure to open banking data
• Ideal to have prior experience with affordability strategies

SALARY AND BENEFITS

• Up to £80,000 base salary
• Flexible working model
• Discretionary bonus
• Pension contribution scheme
• Broader benefits scheme including medical cover

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link

LEAD CREDIT RISK ANALYST

UP TO £80,000

LONDON

A huge UK credit card provider is on the search for a Lead Credit Risk Analyst to join their data-driven lending organisation. As a Lead Credit Risk Analyst, you’ll be involved in the most crucial credit decisions across the lender.

THE COMPANY:

This is your chance to make an impact in an organisation that revolves everything around its credit risk team’s. With their multiple product offerings including their new Buy Now Pay Later product, you’ll be working for a company that supports millions of customers every day.

THE ROLE:

As a Lead Credit Risk Analyst, you’ll be involved in the following:

• Joining their brand-new affordability team
• Focal point in bringing in Open-Banking
• Lead the charge in making more accurate affordability assessments
• Use fascinating open banking data to make informed strategy decisions
• Utilise Python and SQL to analyse customer acquisitions

YOUR SKILLS AND EXPERIENCE:

The successful Lead Credit Risk Analyst will have the following skills and experience:

• Highly skilled in using SQL and Python
• Previous experience implementing acquisition strategies or affordability strategies
• Experience using Tableau or Power BI would be ideal
• Ideally, you will have Open Banking experience
• Exposure to credit card products

THE BENEFITS:

You will receive the following benefits:

• 14% employer-contributed pension
• Up to 30 days AL
• Life assurance
• Private healthcare
• Discounts at some huge brands

HOW TO APPLY:

Please register your interest by sending your CV to Kai Nicholls via the Apply link on this page.