Impairment Strategy Senior Manager

London

Up to £96,000 + discretionary bonus scheme

Exciting new opportunity to work amongst talented individuals in a financial services company that specialise in providing credit products to consumers. This is a brilliant opportunity for anyone looking to develop their skills in a company filled with progression and networking opportunities.

THE COMPANY

A company that leads to provide accessible credit possibilities. The company has a track record of breaking new analytical ground using newer data sources, advanced techniques, and cutting-edge technologies, after being the first financial company to move its systems over to the cloud. They also have an extensive portfolio including co-brand credit cards, lending books and a “Buy now pay later” scheme, the company is growing at an exponential rate.

THE ROLE

You can expect to be involved in the following:

• Supporting the Head of Impairment to deliver overviews of credit losses
• Supporting in IFRS9 modeling techniques, testing and validation
• Stakeholder management, when communicating analysis and findings
• Maintain IFRS9 models
• Lead a team of talented individuals

YOUR SKILLS AND EXPERIENCE

The successful Impairment Strategy Senior Manager will have the following skills and experience:

• Extensive experience in IFRS9 model development, monitoring or validation
• Strong knowledge of SAS, SQL, python or R
• Proficiency in data manipulation and extraction
• Exposure to working with senior stakeholders

BENEFITS

• Discretionary bonus scheme
• Flexible working – hybrid
• Competitive pension
• Up to £96,000

HOW TO APPLY

Please register your interest by sending your CV to Emma Cahill via the Apply link on this page.

Pricing Strategy Manager
London
Up to £75,000 + Private Medical

The Company:

A scale-up fintech lender with an exceptional customer focus who is using technology and data to build on their growing market share in the personal lending space. This is an established, fast-growing retail finance business with excellent financial backing who have a strategy in place to supercharge growth.

Company culture is key here, it’s non-toxic with an excellent leadership team and outstanding Glassdoor reviews

The Role:

This role is responsible for delivering the commercial performance of their personal loans books. It’s a highly analytical team that combines data and commercial skills to build financial models and set the pricing strategies across new and existing customers

• Responsible for technical pricing and commercial analytics across personal loans
• Development of financial models and NPV models to understand profitability of different price point proposals
• Ownership of pricing strategy – optimising book value across new and existing customers
• Develop data-driven insights into pricing strategy and customer value model performance including on Product Upgrades and Repricing
• Increase automation within the Pricing function through data analytics and implementation of new technology
• Manage stakeholder relationships including presenting at the Pricing committee in front of C-level

Your Skills and Experience:

• Numerate degree from an accredited university
• Excellent stakeholder skills
• Strong financial background with a great understanding of PnL drivers
• Experience developing Pricing strategies or models within the lending or credit space
• Proficient in Python, SQL is ideal. However, there is a data team at hand for candidates without programming skills. Advanced Excel and financial modelling skills are required
• Outgoing personality with strong communication, stakeholder and people management skills

Interview Process:

• 30 minute intro covering motivations and CV
• 90 minute final interview including 2x 45 minute sessions covering technical, competency questions and presenting a pricing proposal

How to Apply:

Please register your interest by sending your CV to Conor Larkin via the apply link on this page

Senior Credit Risk Analyst

London

Up to £95,000 + discretionary bonus scheme

Opportunity to work amongst talented individuals in a financial services company that specialise in providing credit products to consumers, with great exposure opportunities within the industry. This is a brilliant opportunity for anyone looking to develop their skills in a company filled with progression and networking opportunities.

THE COMPANY

A company that leads to provide accessible credit possibilities. The company has a track record of breaking new analytical ground using newer data sources, advanced techniques, and cutting-edge technologies, after being the first financial company to move its systems over to the cloud. They also have an extensive portfolio including co-brand credit cards, lending books and a “Buy now pay later” scheme, the company is growing at an exponential rate.

THE ROLE

You can expect to be involved in the following:

• Work on the company’s cards portfolios to improve the quality
• Support the growth of the business
• Optimise and design the creditworthiness and affordability strategies
• Sustain key relationships with teams around the company

YOUR SKILLS AND EXPERIENCE

The successful Senior Credit Risk Analyst will have the following skills and experience:

• Experience in credit schemes and executing policies to govern strategies.
• Great organisational skills, with an ability to anticipate challenges and being open to change.
• University degree level or similar with highly numerate and analytical background.
• Experience within a financial services company, with knowledge of consumer credit sector

and products, and a core background in risk and/or analytics

BENEFITS

• Discretionary bonus scheme
• Flexible working – hybrid
• Up to £95,000

HOW TO APPLY

Please register your interest by sending your CV to Emma Cahill via the Apply link on this page.