SENIOR CREDIT RISK ANALYST – STRATEGY

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City of London / £50000 - £65000 annum

INFO

Salary
SALARY:

£50000 - £65000

Location

LOCATION

City of London

Job Type
JOB TYPE

Permanent

SENIOR CREDIT RISK ANALYST - STRATEGY
LONDON £50,000 to £65,000

A growing FinTech company is looking for an outstanding analyst to enhance their credit risk strategy and portfolio performance within existing customers. This is a key role focused on credit limit management and analytical insights to drive profitability and growth.

THE COMPANY

A digital lender specialising in the unsecured lending space. The company have a strong focus on their product development and individual profitability of the product before looking to drive growth later this year. This is a growth role for the business due to recent success. They are fast paced and provide the ability to work on wide scoping projects.

THE ROLE

As a Senior Credit Risk Analyst, you will work within the existing customer team and be involved in wide-scoping projects, which include but are not limited to:

  • Develop and execute credit limit increase and decrease strategies
  • Analyse portfolio performance and identify strategic opportunities
  • Provide insights to support marketing and product teams
  • Work closely with senior stakeholders to enhance credit risk decision-making
  • Utilise SQL and/or Python to extract and analyse credit risk data
  • Contribute to the company's profitability and growth plans

YOUR SKILLS AND EXPERIENCE

The ideal candidate has a strong analytical mindset, experience in credit risk strategy, and a commercial approach to decision-making.

Essential:

  • 2+ years experience in credit risk or financial services analytics
  • Strong SQL, Python skills
  • Ability to connect insights with business strategy
  • Experience within credit risk strategy is ideal
  • Credit cards experience is desirable
  • Strong problem-solving skills and ability to work autonomously

Nice to Have:

  • Experience with credit limit strategy
  • FinTech or banking experience
  • Exposure to commercial decision-making in credit risk

THE BENEFITS

  • Analyst:Up to £55,000
  • Senior:Up to £65,000
  • Hybrid working - 3-4 days per week in office (ideally 4)
  • Pension
  • Private medical insurance

HOW TO APPLY

Register your interest by sending your CV to Dominic Castro at Harnham via the Apply link on this page.

CONTACT

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