Director of Credit Risk

arrow

London / £140000 - £180000 annum

INFO

Salary
SALARY:

£140000 - £180000

Location

LOCATION

London

Job Type
JOB TYPE

Permanent

DIRECTOR OF CREDIT RISK

UP TO £180,000

LONDON

A top FinTech in the UK that Harnham have been partnered with for a few years now are on the search for a Director for the credit risk function. This position is a great opportunity to join a fast paced business in a wide scoping role covering both strategy and credit modelling.

THE COMPANY

This FinTech focus in the unsecured lending space under a few different portfolios and brands. They are ready to drive forward the business and scale their lending moving forward which is why they need a Director to oversee the credit strategy and modelling teams.

THE ROLE

You can expect to be involved in the following day to day:

  • Cultivate and manage a high-achieving team by mentoring and supporting members in skill enhancement and career progression.
  • Oversee the creation and execution of credit policies and responsible lending strategies, ensuring they support business growth while adhering to regulatory standards.
  • Drive the development, deployment, and maintenance of sophisticated credit risk models, blending traditional methodologies with machine learning to refine underwriting, pricing, and portfolio management.
  • Monitor portfolio performance, identify risks and opportunities, and deliver actionable insights to improve credit policies and customer experiences.
  • Provide forward-thinking guidance on innovations in credit risk evaluation, emerging industry trends, and new data sources or products, identifying risks and opportunities for data-driven growth.
  • Develop and uphold governance frameworks to ensure alignment with regulatory standards and internal risk management protocols.
  • Work closely with teams across pricing, product development, operations, marketing, and engineering to implement data-driven solutions that balance growth with effective risk management.
  • Present strategic insights and recommendations to executives, board members, credit unions, and external stakeholders to achieve alignment on critical initiatives.

SKILLS AND EXPERIENCE

  • Experience working in consumer sub or near prime credit risk ideal
  • Experience in unsecured lending
  • Experience with both scorecards/credit modelling and credit strategy

HOW TO APPLY

Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.

CONTACT

Shane McWilliams

Senior Recruitment Consultant

SIMILAR
JOB RESULTS

4k-Harnham_DA copy
CAN’T FIND THE RIGHT OPPORTUNITY?

STILL
LOOKING?

If you can’t see what you’re looking for right now, send us your CV anyway – we’re always getting fresh new roles through the door.