Decision Systems Analyst
London / £45000 - £55000
INFO
£45000 - £55000
LOCATION
London
Permanent
Decision Systems Analyst
Leeds
Up to £55,000 + Competitive Bonus & Benefits
THE COMPANY
Join one of the largest challenger banks in the UK, disrupting the ecommerce space and creating innovative solutions that benefit both the customer and their employees. You will be given the opportunity to define the scope of your career as well as multiple opportunities to gain first class training in some of the most sought-after technologies, working with the wider Credit Risk and strategy teams. This FinTech is hugely data-driven, being one of the first UK financial Services company to become fully serverless on AWS and Snowflake.
THE ROLE
As a Decisions Systems Analyst, you will be responsible for making changes to the decision engine, implementing existing strategies as well as new ones. This team has recently partnered with a new tech provider, and you will be a key member of this transition, implementing the latest tool in the market after being trained directly by the provider themselves!
Key Responsibilities:
- Use your credit system expertise (Blaze, Triad, PowerCurve, Provenir) to implement strategic changes within the decision engine.
- Regularly run tests to check the decision system is robust and secure, churning out the correct decisions, hosting the credit decisioning models that the decision science team build.
- Work collaboratively with the credit decisioning team to understand what rules they need in place for the decisions to be made.
KEY SKILLS & REQUIREMENTS
- Commercial experience using Credit Risk Decision Systems tools: Provenir, PowerCurve/Strategy Design Studio, Strategy Manager, Blaze Advisor or TRIAD
- Knowledge of the Credit Card and Retail Finance.
- Understanding of credit risk
BENEFITS
Partnered with large tech provider for immersive training
Regular salary reviews
Hybrid working
Flat structure, frequent promotion cycles
Hugely advanced & data driven FinTech
HOW TO APPLY
Interested? Please register your interest by submitting your CV directly by applying to this advert.

SIMILAR
JOB RESULTS

Impairment Manager
£60000 - £80000
+ Risk Analytics
PermanentLondon
IMPAIRMENT MANAGER
£80,000
LONDON
THE COMPANY
This role is with an exciting business in the consumer lending space. They have grown significantly over the past few years and are looking to add a motivated and experienced individual within their growing team. This role offers the chance to take control of their impairment function and take on a challenging role that will give you excellent exposure and experience.
THE ROLE
This position will see you:
- Lead monitoring of impairment models and the enhancement and recalibration of these models
- Work within the Impairment team more broadly on governance, controls, and reporting for these models
- Perform ad-hoc analysis as required and suggest solutions based on your analysis
- Have a broad understanding of impairment impacts across the bank and products
- Broader day to day management of impairment models across the bank
YOUR SKILLS AND EXPERIENCE
This company is seeking someone with:
- Prior experience in working with impairment models and reporting
- Experience in consumer lending or retail banking
- Experience in IFRS9 modelling and experience in enhancing and testing these models
- Experience working with credit cards or loans is highly desirable
SALARY AND BENEFITS
- Up to £80,000 base salary
- Pension contribution scheme
- Discretionary bonus
- Hybrid work model
- Private medical cover
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link

Head of Collections
£80000 - £100000
+ Risk Analytics
PermanentLondon
HEAD OF COLLECTIONS
UP TO £100,000
LONDON
A cohesive, tech-driven lender is looking for a Head of Collections to head up the strategy on their credit card and loan products. This is arguably the most critical role in the business right now.
THE COMPANY:
This lender is fast-paced, dynamic, and flexible to suit their employee’s needs. You’ll be joining at a time when the company is implementing a brand-new communication platform to add to the fascinating data you’ll be analysing.
THE ROLE:
As a Head of Collections, you’ll be involved in the following:
- Manage two talented collections strategy analysts
- Develop and deliver collections strategies
- Lead the commercial function
- Work end-to-end on collections strategy across their cards and loans products
- Utilise Machine Learning techniques when needed
YOUR SKILLS AND EXPERIENCE:
The successful Head of Collections will have the following skills and experience:
- Strong SAS, SQL, or Python experience
- Experience in near-prime and/or subprime lending
- Previous experience working for a FinTech lender on unsecured products
- Ideally, at least 1+ years’ experience managing a collections team
- Highly familiar with implementing collections strategies
THE BENEFITS:
You will receive the following benefits:
- 20% bonus
- Up to 30 days holiday per year
- Key focus on equality and diversity
- Well-being program
HOW TO APPLY:
Please register your interest by sending your CV to Kai Nicholls via the Apply link on this page.

Lead Credit Strategy and Product Analyst
£70000 - £80000
+ Risk Analytics
PermanentLondon
LEAD CREDIT STRATEGY AND PRODUCT ANALYST
£80,000
LONDON
THE COMPANY
This company is a leader in the finance space, offering a broad range of credit products to its customers and partnering with a number of well-known brands. This award-winning business is forging a new path in consumer finance and this is an exciting opportunity to be part of a brand new team within the business as they look to incorporate open banking as part of their work.
THE ROLE
You’ll be an instrumental part of the implementation of open banking, including:
- Using this data and broader customer analytics to inform lending strategies and make wider recommendations to teams across the business
- Working on wider affordability recommendations and assessing the impact of these
- Using new open banking data to inform wider customer journeys and strategies, including new acquisitions and credit limits
- Liaising with senior members of the team both internally and externally, presenting findings in a clear and concise manner
YOUR SKILLS AND EXPERIENCE:
- Strong knowledge and experience working with SQL or Python
- Experience in developing and maintaining credit risk strategy, ideally with credit cards
- Prior experience in presenting to and communicating with stakeholders
- Ideal to have had prior exposure to open banking data
- Ideal to have prior experience with affordability strategies
SALARY AND BENEFITS
- Up to £80,000 base salary
- Flexible working model
- Discretionary bonus
- Pension contribution scheme
- Broader benefits scheme including medical cover
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link

Lead Credit Risk Analyst
£70000 - £80000
+ Risk Analytics
PermanentLondon
LEAD CREDIT RISK ANALYST
UP TO £80,000
LONDON
A huge UK credit card provider is on the search for a Lead Credit Risk Analyst to join their data-driven lending organisation. As a Lead Credit Risk Analyst, you’ll be involved in the most crucial credit decisions across the lender.
THE COMPANY:
This is your chance to make an impact in an organisation that revolves everything around its credit risk team’s. With their multiple product offerings including their new Buy Now Pay Later product, you’ll be working for a company that supports millions of customers every day.
THE ROLE:
As a Lead Credit Risk Analyst, you’ll be involved in the following:
- Joining their brand-new affordability team
- Focal point in bringing in Open-Banking
- Lead the charge in making more accurate affordability assessments
- Use fascinating open banking data to make informed strategy decisions
- Utilise Python and SQL to analyse customer acquisitions
YOUR SKILLS AND EXPERIENCE:
The successful Lead Credit Risk Analyst will have the following skills and experience:
- Highly skilled in using SQL and Python
- Previous experience implementing acquisition strategies or affordability strategies
- Experience using Tableau or Power BI would be ideal
- Ideally, you will have Open Banking experience
- Exposure to credit card products
THE BENEFITS:
You will receive the following benefits:
- 14% employer-contributed pension
- Up to 30 days AL
- Life assurance
- Private healthcare
- Discounts at some huge brands
HOW TO APPLY:
Please register your interest by sending your CV to Kai Nicholls via the Apply link on this page.

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