CREDIT INSIGHT ANALYST

£35,000-£45,000

LONDON

Do you want to work for a company that prides itself on its positive presence in the commercial lending space? As a Credit Insight Analyst, you will play an integral part in helping the business become more efficient and proactive in its collection strategies.

THE COMPANY:

With the major financial backing from a funding house, you will be working for a firm that is growing on an incredible trajectory year by year. As a Credit Insight Analyst, you will work under the guidance of one of the only data-driven credit management companies

THE ROLE:

As a Credit Insight Analyst, you will:

• Use SQL to focus on their black book analysis
• Optimise collection strategies and third-party data
• Help the company become more efficient in their purchasing and collection strategies
• Develop new customer contact strategies alongside their decision scientists
• Deliver insights into forecasts and the development of MI that is undertaken

SKILLS AND EXPERIENCE:

The successful Credit Insight Analyst will have the following skills and experience:

• Minimum 2:1 university degree in a numerate subject
• Bigger picture players with a commercial mindset and strategic outlook
• Proficient in using SAS, SQL, Python, or R on a day-to-day basis
• Must have come from a debt/credit risk background
• Able to build relationships with stakeholders and senior figures in the company

BENEFITS:

The successful Credit Insight Analyst will receive the following benefits:

• £35,000-£45,000
• 25+ days holiday
• Flexible working environment
• Private medical insurance
• Discounted gym membership

HOW TO APPLY:

Please register your interest by sending your CV to Kai Nicholls via the Apply link on this page.

SENIOR RISK PRICING ANALYST

£60,000

LONDON/SOUTH-EAST

THE COMPANY

Our client is a leading insurance company in the UK who are continuing to grow their presence. They are seeking a data-driven and motivated candidate to join their team and using machine learning techniques to develop risk pricing models across their business. This role offers excellent development and learning opportunities as well as a clear progression structure.

THE ROLE

This position will see you work across a number of insurance products including motor and home insurance. You can expect to:

• Analyse large sets of customer data to drive insight and commercial performance
• Develop and maintain pricing models across insurance products
• Share insight with the wider team and helping to improve profitability across the business
• Support junior analysts in the team

YOUR SKILLS AND EXPERIENCE:

• At least 2 years prior experience in pricing analytics
• Essential to have strong knowledge of and experience using Python
• Good knowledge of programming software such as SAS, SQL or R
• Essential to have a background in the insurance space
• Strong communication skills and desire to learn

SALARY AND BENEFITS

• Up to £60,000 base salary
• Discretionary bonus scheme
• Contributory pension scheme
• Hybrid work model
• 25 days holiday

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link

Strategy Risk and Affordability – Senior Manager

Up to £95,000

Hybrid – London

A great opportunity for a Senior Credit Risk professional with experience in affordability strategies to progress their career to the next level.

THE COMPANY

This role sits within one of the largest providers of consumer credit in the United Kingdom and a global financial institution. And this position is placed within their wider Customer Underwriting team – which focuses on looking after general BAU strategy across the businesses Credit Cards portfolio’s.

The purpose of this role is to lead on the design and optimisation of suitable credit and affordability strategies – with an emphasis on positive customer outcomes. All of this will be done whilst setting the governance and control framework for the wider Customer Underwriting team.

THE ROLE

• Looking at the entire end-to-end of the acquisition’s lifecycle
• Taking ownership of affordability strategies
• Identifying emerging trends on the cards portfolio and acting upon these insights
• Building and maintain key relationships with partner teams across the business
• Leading the enhancement of the businesses single customer view capability

YOUR SKILLS AND EXPERIENCE

• Strong experience in Python and SQL
• Expertise in working with credit risk acquisition strategies – affordability strategies essential
• Proven experience in financial services
• Educated to degree level or equivalent in STEM subject

THE BENEFITS

• Up to £95,000
• Benefits + Bonuses
• Hybrid

HOW TO APPLY

If interested in the role please send your CV to Jordan Victor via the Apply Link below

IMPAIRMENT MANAGER

£80,000

LONDON

THE COMPANY

This role is with an exciting business in the consumer lending space. They have grown significantly over the past few years and are looking to add a motivated and experienced individual within their growing team. This role offers the chance to take control of their impairment function and take on a challenging role that will give you excellent exposure and experience.

THE ROLE

This position will see you:

• Lead monitoring of impairment models and the enhancement and recalibration of these models
• Work within the Impairment team more broadly on governance, controls, and reporting for these models
• Perform ad-hoc analysis as required and suggest solutions based on your analysis
• Have a broad understanding of impairment impacts across the bank and products
• Broader day to day management of impairment models across the bank

YOUR SKILLS AND EXPERIENCE

This company is seeking someone with:

• Prior experience in working with impairment models and reporting
• Experience in consumer lending or retail banking
• Experience in IFRS9 modelling and experience in enhancing and testing these models
• Experience working with credit cards or loans is highly desirable

SALARY AND BENEFITS

• Up to £80,000 base salary
• Pension contribution scheme
• Discretionary bonus
• Hybrid work model
• Private medical cover

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link